New answers tagged

1

What i'm thinking is that at this point what you're selling wouldn't be worth money it would be worth time which is far more valuable. If the hypothetical that you state is that it doubles the amount of value of something, then it exponentially grows value. A fixed price of the same type of value that it generates is worthless. If this can be agreed on ...


3

About the same amount you'd get for a perpetuum mobile - a machine that continuously runs without external energy. Because it is equally impossible. The calculable value is infinite, as it can recover any price in a reasonable time. One of the consequences of calculating with infinity is that it seems to result in unintuitive or even contradicting results (...


3

Your biggest problem will be proof that it can double my money each period of time without fail, and that it has been doing so for a long time. That proof would have to be independently collected, documented and verified; and that is the problem. Without that proof you are Bernie Madoff, or any other Ponzi scheme In the bank example in the United States we ...


3

When you invest in the bot's trades up to the point of diminishing returns, you get some typical dollar return per year, minus the cost of capital (interest you could otherwise earn on the money invested). This net return is the "earnings" of the bot considered like any other business. Then, standard valuation techniques (accounting for risk) could estimate ...


1

In terms of what your legal options are, you will need to consult a lawyer licensed in your local jurisdiction. This options vary by city, county, state, and country - to a rather tremendous extent. However, I can tell you that any decent lawyer will explain to you that almost no legal proceeding is fast, cheap, or painless. Voluntary agreements are almost ...


0

The only reason to have accounts at multiple banks is if you are going to hit the FDIC insured limit and want to make sure your deposits are totally insured. Other possible reasons are sign up bonus, no/low fee, and some banks want you to have a checking account if you also have a loan with them. However, it would make your life easier to have everything at ...


1

Contact your bank or credit union to see if you can have two checking accounts. The credit union I use has allowed a "secondary checking account". That allowed me to run all my income and expenses though the 2nd checking account for my rental property. There was zero cost, and the 2nd account made tracking everything easier. If there was a reason to move ...


0

You can have as many checking accounts as you like but it makes no sense to have multiple accounts unless you have a specific need for segregating assets such as business and pleasure or as you mentioned, mortgage and personal. If possible, you want to avoid monthly fees. They can really add up. I have two free checking accounts at different banks with no ...


3

There's no problem in having multiple checking accounts, and separating out the activities of building the house for your parents is probably a good idea. (I've got three checking accounts.) Presumably you'll be depositing Large checks, so an online bank is out of the question. Next is monthly fees. Unless you want to park $1,500 in the account and have ...


1

Many large investment banks have interest rate trading desks that trade credit products and derivatives (government bonds, debt, swaps, fixed income futures, cross currency strategies, caps/floors, etc. Due to low interest rates in euro countries, Deutsche Bank's income from these products decreased dramatically. Therefore, they are cutting back on this ...


1

DB's own press release states In addition, the bank plans to resize its Fixed Income operations in particular its Rates business and will accelerate the wind-down of its existing non-strategic portfolio. In aggregate, Deutsche Bank will reduce risk-weighted assets currently allocated to these businesses by approximately 40%. This appears to be a ...


1

https://www.mergersandinquisitions.com/rates-trading-desk/ What is the Rates Trading Desk? Q: Before we get started, can you explain what the “rates trading desk” does and how it’s different from other areas in FICC Trading, such as credit trading? “Cash” here means sovereign bonds, while “derivatives” means interest rate swaps and futures, and “...


-2

I read "Division" as the business group inside the bank. This division handles Rates. For example, a bank could have a "Loans" division or even a "Commercial Loans" and "Personal Loans" division.


9

You are in trouble, but possibly not too much if you act properly now. First change any passwords that you gave out. Do it now. Don't read to the end of the answer do it now. Then call your bank, on a number you know is valid for them, not any number you were given after this communication, and not the number that called you. Tell them exactly what ...


3

The specifics of the answer are impossible for us to provide, since it depends on processing that person's entire credit report. A single change in one factor may affect one person more or less than another person. And, it depends on what data a given credit bureau actually has for that person, and which credit scoring model they're using. That said, we can ...


2

Credit score formulas have many different parameters and are pretty black-box, so there's no definitive answer. The best anyone can tell you is what is helpful to your score and what is harmful.


3

You're probably mixing two different reserves. A bank has to have a certain capital reserve itself. Its shareholders must invest $10 to allow the bank to take $100 in deposits, which it could then loan to other customers. If if some of the loans would not be repaid, the shareholders would be the first to feel the squeeze. A second reserve is the cash ...


11

When bank liquidity is in trouble, one way to overcome the issue is through Inter-bank loan. That's why you heard something like Inter bank rate. Since not all Bank reserve have the same surplus/deficit, they can give a loan to each other with a margin. However, this mechanism is never mean to work over the long term. If any bank that constantly runs into ...


3

In your example, the bank is unlikely to receive $1.80 in interest on $90 of outstanding loans in one day. So it will need to raise new capital, by going back to its existing shareholders for (at least) $1.80 more or by issuing and selling new shares worth $1.80 (and thus diluting the existing shareholders). Or perhaps by selling assets, such as companies it ...


9

You asked, What do I do? I think the answer is straightforward: Call Sun Trust and ask why you got the email. If the service rep who answers the phone doesn't seem to be able to give a satisfying answer, ask to be transferred to their fraud unit because you feel that you may be suffering from identity theft. Scams can come in many forms. It seems that ...


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