New answers tagged

16

Couple of points: "Extra" money doesn't just appear in the bank out of thin air. The transferred money came out of somebody's account. Your bank can't trace the transaction without the transaction number since the transaction isn't tied to your account. (Theoretically they could search for payments to your credit card company within a date range ...


7

Banks did not get rich by losing a few pounds here and there on a customer's account! The bank will notice this problem at some point and they will rectify it by debiting the amount from your account. Do not spend this money, instead consider £5000 as your new zero. Given that the bank have done nothing after you contacted them, then, depending on where you ...


23

The reverse happened to one of my kids. A payment for a credit card bill that wasn't theirs was made from their bank account. They notified their bank, and worried that the account had been hacked. During the investigation a second payment was made. Only then did the bank realized that another customer had fat-fingered their 16 digit bank account number, ...


9

You made the 2 calls. I'd not touch the money in your account. For a very long time. At some point, say 3 years, you'd be all set. I'd bet the bank catches the mistake soon, within a few months from now.


49

Don't be afraid, but definitely leave the money in your account!!! It's spent money; the other bank just doesn't realize it yet. I'd probably call the CC bank and ask them what account they think the money came from. That may be the problem: they took it from the wrong account. EDIT: if your bank has Overdraft Protection via linked savings accounts, an idea ...


-7

You are already in serious trouble - for money laundering. If that particular ring of scammers is targeted by law enforcement - and make no mistake, that is more and more common now, cops everywhere are far from stupid - you will be hauled up and at the very least, every aspect of your financial life will be probed like an enema. Your credit is done, any job ...


9

Let's rephrase the question. Can I run an advance-fee fraud while shifting all liability to lonely, high, horny, and bored social media users with just two photos from a model? Yes. To answer your other question about what to do if you have already been caught up in this, all you have to do is stop messaging them and don't do anything else. There is no ...


2

It's extremely likely it is just a "stupid marketing question". In this case, answer No and that's it. (For example, in many countries now when you're at a chain store buying a t-shirt or lipstick, when you are paying they say "What is your phone number?" I always say "I do not give it out.") There is a (very) small chance ...


0

WHAT? Rs. 9,500 that's too much. The RBI has made it clear through a circular issued in 2014 that accounts of all student beneficiaries under the various Central/State Government Scholarship Schemes should be free from restrictions of minimum balance and total credit limit. You may open a ‘Basic Saving Bank Deposit (BSBD) account’, that provides normal basic ...


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