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Results tagged with Search options user 5393

a generic tag related to accumulating cash or bank deposit savings.

(getting rejected is hard), but then you're suddenly faced with a gut-wrenching, "how am I gonna pay the rent????" If you have no savings, it's terrifying. Put yourself in that spot. Imagine that … it out.) Here you keep saving and investing that 40% in solid mutual funds in a regular, taxable account. Between your savings and the compounding returns off the investments, you could easily have a …
answered May 29 '14 by Patches
), there's no need for it. $80 savings. Cell phones -- you're already moving in the right direction, but not far enough. In a financial crunch why does your stay-at-home wife have a cell … ? Especially when she could just as easily use Google Voice for free? Both plans gone, replaced by one of the prepaids @$45. $105 savings, total $186 savings. 529 plans -- Of course you want to …
answered Jul 3 '12 by Patches
If you want NO risk, then your options are savings accounts, CDs, or Treasury Notes. With savings accounts you get dog spit, with 5-year CDs you get 2.2%, and with 5, 7, and 10-year Treasury Notes … out. Put that money in a savings account, or in 1-year CDs making 1%, and wait for interest rates to go up. Inflation will erode it somewhat until then, so you're hoping it goes up soon. It sucks …
answered May 13 '14 by Patches
Avoiding tobacco, etc is fairly standard for a fund claiming ethical investing, though it varies. The hard one on your list is loans. You might want to check out Islamic mutual funds. Charging inter …
answered Aug 25 '15 by Patches
As the others said, you're doing everything right. So, at this it's not a matter of what you should do, it's a matter of what do you want to do? What would make you the happiest? So, what would you …
answered Dec 31 '11 by Patches
As others have pointed out, it sounds like the problem isn't the accessibility of your money, the problem is willpower. So, address that instead. How? Willpower is both a finite resource AND a resou …
answered Sep 4 '17 by Patches
I just plugged the numbers for the SEP-IRA into a investment calculator: $13K/year ($1083/month) for 36 years @ 8% returns is $2.7 million when you're 65. $4.6 million if you can manage a 10% annual r …
answered Mar 8 by Patches
Easy answer -- pay down your debt. Why easy? Because you can't afford the house. The other posters mentioned it; I'll tackle it too: Your $1445/month mortgage payment estimation is just that - mort …
answered Mar 3 '12 by Patches
. Sounds like the high yield savings is the way to go. The rates will be the same as what you can get from a Money Market Fund, but you also have the added advantage that the account is FDIC insured … , to not run afoul of the penalties. And it will take time to do it, which you may not have in an emergency. Considering you're only looking at getting 1% interest anyway, there's no reason to use a Roth account as an emergency fund. You can set those same automatic deposits into a savings account. …
answered Jan 7 '12 by Patches