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Results tagged with Search options user 17718

a generic tag related to accumulating cash or bank deposit savings.

22
votes
Millionaire, Shmillionaire! Let's do this calculation Bruno Mars style (I wanna be a Billionaire...) You are a 21 year old programming genius and your first job out of school you start off making $1 …
answered Jul 27 '17 by TTT
7
votes
Your main reason to not pay off your debts right now seems to be: Enjoy life while "I am young" and not miss opportunities to have fun? I think the good news is that having fun usually does not …
answered Jun 10 '17 by TTT
0
votes
Does the product you are using actually use the term "introductory rate"? The sentence you quoted does not imply an intro rate: Annual Percentage Yield is accurate as of today’s date. Interest rat …
answered May 8 '18 by TTT
2
votes
My suggestion is that you speak with a financial adviser that specializes in Islamic investing. For the long term there are Islam approved mutual funds that only invest in non-banking organizations, a …
answered Jan 2 '17 by TTT
260
votes
When people over 60 reflect back on their life, they generally do not say: I wish I took out more student loans. I wish I bought more expensive cars. I wish I bought fancier clothes. I wish I didn't …
answered Aug 31 '18 by TTT
1
vote
The main disadvantage of an interest only (IO) loan is that it typically has a higher interest rate than principal plus interest (PI) loans. If the rates were identical, then for a disciplined person …
answered Jan 2 by TTT
35
votes
You're both right! I agree with your spouse's inclination to stop paying interest when you have the money sitting in the bank. I also agree with your trepidation of paying it all off due to a possible …
answered Aug 31 '18 by TTT
0
votes
Let's try a thought experiment: About 3.5 years ago I bought a laptop for my education. At the time it was a top of the line model etc. Recently, about a month ago it started to show some flaw …
answered Dec 16 '19 by TTT
0
votes
deductions to cancel out, and right now it's only at 2.25%. For additional long-term savings, I'd look into the backdoor Roth IRA if you haven't already- you can get another $11K/yr into a Roth. I … to use too. As for what to do with your cash in the meantime, based on possibly needing some or most of the amount in the next 3-5 years, I'd probably divide into 4 buckets: high interest savings
answered Feb 22 '19 by TTT