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Search options not deleted user 97809

For questions that relate to the laws, practices, and products of the United States.

2 votes
0 answers
48 views

Does gross adjusted income include payroll deductions and retirement savings?

I have a slightly odd situation where I have to make quarterly estimated tax payments on my current income (taxable income from Grants or Scholarships), but starting in September I will have a contrac …
MikeyC's user avatar
  • 232
9 votes
2 answers
3k views

Does a late mortgage payments hurt credit score if it was made within the grace period?

I'm a first time homeowner (USA) and just started making mortgage payments. My loan was sold to a different servicer within the first month of the loan, so I only made one payment to the first service …
MikeyC's user avatar
  • 232
0 votes
0 answers
88 views

Best place to keep savings for home down payment?

I'm currently saving for a first home down payment (in USA), but don't want to keep a large pile of money sitting in a low-yield savings account while I'm looking for the right home. I want to find a …
MikeyC's user avatar
  • 232
1 vote
2 answers
237 views

Are inflation protected bond funds a hedge against rate hikes?

Generally speaking, I'm a buy and hold index fund investor, with a long-term time horizon (20+ years). I currently keep ~12% of my account in intermediate-term bond funds. I don't usually make big mon …
MikeyC's user avatar
  • 232
1 vote
1 answer
539 views

Retirement benefits vs. better salary/health insurance

I'm a research scientist and postdoctoral fellow in a US government lab. Currently, my position is funded through a DOE-run organization as an educational/training position. The salary is good for my …
MikeyC's user avatar
  • 232