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For questions that relate to the laws, practices, and products of the United States.
2
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0
answers
48
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Does gross adjusted income include payroll deductions and retirement savings?
I have a slightly odd situation where I have to make quarterly estimated tax payments on my current income (taxable income from Grants or Scholarships), but starting in September I will have a contrac …
9
votes
2
answers
3k
views
Does a late mortgage payments hurt credit score if it was made within the grace period?
I'm a first time homeowner (USA) and just started making mortgage payments. My loan was sold to a different servicer within the first month of the loan, so I only made one payment to the first service …
0
votes
0
answers
88
views
Best place to keep savings for home down payment?
I'm currently saving for a first home down payment (in USA), but don't want to keep a large pile of money sitting in a low-yield savings account while I'm looking for the right home. I want to find a …
1
vote
2
answers
237
views
Are inflation protected bond funds a hedge against rate hikes?
Generally speaking, I'm a buy and hold index fund investor, with a long-term time horizon (20+ years). I currently keep ~12% of my account in intermediate-term bond funds. I don't usually make big mon …
1
vote
1
answer
539
views
Retirement benefits vs. better salary/health insurance
I'm a research scientist and postdoctoral fellow in a US government lab. Currently, my position is funded through a DOE-run organization as an educational/training position. The salary is good for my …