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Investing is the process of buying assets such as securities, real estate and other items of value that will hopefully increase in value over time, providing a return in the form of income payments or capital gains.

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Advice: Diversify my retirement investments with a Roth IRA

Large cap, mid cap, small cap, US stock, international stock, junk bond, reit.....their performance correlation are so high that you cannot reduce risk by much diversifying/allocating among them. De …
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