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Results tagged with credit-card
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user 4522
Credit cards are unstructured debt accounts linked to a plastic card that allows the holder to make purchases from retailers that accept the card. Common credit card networks in the U.S. include Visa, MasterCard, Discover, and American Express.
2
votes
Someone applied for a credit card in my name - how can they retrieve the card?
Potentially yes. I can see a few plausible scenarios. I am not, however, able to cite proof of this working by either news articles or credit card workflows. Just educated guesses.
Scenario 1: Wait f …
- 8,772
1
vote
Accepted
How does a BIN database categorize cards as a combination of credit or debit and pre-paid?
Based on the raw data Arminius found at https://raw.githubusercontent.com/binlist/data/master/ranges.csv there is no such thing as a prepaid credit card. The presence of such an option on the http://b …
- 8,772
2
votes
Missed credit card payment
I think that what happened to you is logically similar to a bounced check.
Here is the order of operations:
Made direct debit
Credit card company accepted payment instantly (this is logically equi …
- 8,772
6
votes
Why have I started receiving pre-approved credit card offers for strangers?
Hanlons Razor - Never attribute to malice which can be adequately explained by stupidity.
Pre-approved offers are advertising junk mail anyway, someones mailing list got goofed up or a prior resident …
- 8,772
10
votes
3
answers
20k
views
I am closing one credit card and getting a new one. What order should I do this in?
I currently have a MasterCard from a bank that I am unhappy with. I want to get another MasterCard from a different issuer.
Should I close my current account then open the new account? The other way …
- 8,772
26
votes
Dropship scammer hasn't billed yet - what's going on here?
"How does this scam work?" questions are hard to answer objectively.
I think there are a few likely outcomes:
They will bill you later. Weeks or months later after you forgot about the purchase and m …
- 8,772
34
votes
5
answers
17k
views
Credit card replaced due to fraud, new card has exactly the same information as the old one....
My credit card company detected fraud on my account. They contacted me about this fraud, we identified fraudulent charges.
I was also told my current cards on the account would not work and I would be …
- 8,772
5
votes
2
answers
2k
views
Canceling a credit card with recurring/automatic payments
I am canceling a credit card because I am extremely unhappy with the bank. I have several recurring pledges and donations linked to this card.
Do I need to contact each organization individually and …
- 8,772
29
votes
Accepted
Should I, as a young person, get a credit card with "bad" conditions?
There are several things that go into your credit history. I believe this applies to most credit systems, but I should warn you that most of my information is US-centric. There may be variations in ot …
- 8,772
1
vote
Got a work offer but asked for my first visa digits
Its a scam: https://arstechnica.com/information-technology/2016/12/thieves-can-guess-your-secret-visa-card-details-in-just-seconds/
The numbers can also be inferred by combining your first six digits …
- 8,772