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Results tagged with credit-card
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user 44232
Credit cards are unstructured debt accounts linked to a plastic card that allows the holder to make purchases from retailers that accept the card. Common credit card networks in the U.S. include Visa, MasterCard, Discover, and American Express.
115
votes
How can I break the cycle of taking on more debt to pay the rates for debt I already have?
Your expenses are currently higher than your income! This is your priority #1! I cannot stress enough that if you take on new debt in order to make payments on old debt, that is often the last stage b …
- 43k
19
votes
Can you pay off a Credit Card quicker by reducing the daily balance?
A few things for you to consider:
(1) Yes, if your average daily balance is lower [because you paid it off when you received your paycheck, then slowly used the card for the remainder of the month, u …
- 43k
4
votes
1
answer
248
views
Can a prepaid Amex be legally allowed to expire in Canada?
While moving, I recently found an old prepaid Amex card that I had originally selected from my then-employer's "recognition" benefits program. The card expired in 2013, but my understanding is that in …
- 43k
2
votes
Why are debit cards treated as a second-tier pay card (at best) whereas credit cards are fir...
If you buy a pack of gum with your credit card, the corner store gets your money immediately, the same as if you had paid with a debit card. If you fail to pay your credit card, it is the bank which i …
- 43k
1
vote
Should I stop payments on my credit card after a chargeback dispute?
You are asking if you should knowingly commit fraud by failing to pay your credit card provider given that you are unhappy with the outcome of your court case against them.
Aside from everything eth …
- 43k
0
votes
Refinance Mortgage to conventional loan to drop PMI
I strongly advise you to reconsider whether this is the right time for you to take on additional debt, even for a worthwhile purpose to earn rental income.
It is highly unlikely that you can achieve …
- 43k