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For questions that relate to High Deductible Health Plans in the USA, and any similar accounts in other jurisdictions. Use with an appropriate country tag.
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No-Deductible plan or High Deductible HSA plan?
If the plans are otherwise identical it would seem that the HDHP is superior, as the employer HSA contribution will cover all of your out of pocket costs up to the deductible and then some. … If your medical expenses are lower the HDHP is likely better. …