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For questions related to credit card, bank, or merchant reward programs.

0 votes

Why use credit card rewards for vendor credit not cash?

You're right; generally you're better off taking the cash back in the form of a check or statement credit. (Though occasionally you'll find exceptions where you can get better than 1 to 1 on a non-cas …
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1 vote
Accepted

Do the HDFC credit card reward points calculated on billed amount or the amount spent using ...

tl;dr: Usually it's the actual amount spent. Details: I don't know the answer for India specifically, but in the US it is based on the amount spent, and occasionally also based on the amount paid. My …
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2 votes

What are the risks of getting an additional credit card just so my parents get more points?

As described, in your situation I don't see any risk at all. Having an open credit card that you don't use usually raises your credit score because it increases the denominator of your utilization per …
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61 votes

Did I discover an easy way to make money via PayPal and cashback credit card? If so, is it l...

Update (2022): It may be possible to earn double cash back for new accounts in the first year. I cannot find anything in the terms or conditions that would exclude this. If that's the case and you max …
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