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for questions that relate to all forms of credit.
9
votes
What is the difference between Debit and Credit?
Lets say Debit is what you pay and Credit is what somebody else pays for you. A Debit card will charge your bank account directly. A Credit card will charge your bank account some time later. … They don't sell beer, I don't give Credit. …
15
votes
Will paying off my car early hinder my ability to build credit?
Don't fuss about your credit score when you're paying 9%. Get rid of the loan as fast as you can. Period. …
3
votes
In a very tough credit/financial situation
From the sound of it, your financial situation isn't dire. You have 1.200 usd per month freely available. Buy a decent second hand car for less than 4.000 usd you have saved up. Pay off your car loan …