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A 401(k) account is a tax-deferred retirement savings account setup by many employers for their employees in the United States. Employees can elect to contribute part of their earnings - either pre-tax or after-tax - to their 401k account and the employer will often make a matching contribution for a portion of it. The before-tax and/or after-tax contributions are subject to yearly limits set by the IRS. Related to the 403b and Thrift Savings Plan (TSP)

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Employer limits total 401K contribution to below IRS max. How can we max out our pre-tax con...

This seems to be legal for the employer to do (Can my employer limit my maximum 401k contribution amount (below the IRS limit)?) … Is it possible to contribute to the 401K from after tax salary and ask for a refund? Can we pressure the employer to raise the limit for her? …
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