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For questions related to credit card, bank, or merchant reward programs.

1 vote

Should I use cash back rewards for rewards, or to pay off the balance?

We always take our cash back rewards as a balance credit. Here is why: It is the most convenient. We pay off the credit card in full each month, and it reduces the size of our monthly bill. If we h …
Ben Miller's user avatar
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11 votes

(Theoretical) Paying credit cards with other credit cards

Three things prevent you from doing this: Credit cards generally don't accept other credit cards as payment. You could do this with a cash advance or balance transfer, but Cash advances and balance …
Ben Miller's user avatar
  • 116k
11 votes
Accepted

How can I determine which stores are regarded as supermarkets for a rewards credit card?

Credit card companies organize types of businesses into different categories. (They charge different types of businesses different fees.) When a business first sets up their credit card processing mer …
Ben Miller's user avatar
  • 116k
11 votes
Accepted

Can you buy gift cards at grocery store to receive a higher reward rate?

If you go to a grocery store and purchase retail gift cards along with other products, and you pay with a credit card, your credit card company generally does not know what you spent the money on; the …
Ben Miller's user avatar
  • 116k