Friend is refinancing a student loan of 155,000 - check the details [here][1] or as below. [![enter image description here][2]][2] Total amount now is about 155,000 now. While refinancing with Common Bond , we are getting the following payment terms. We are trying to decide to go between 10 year fixed term at 5.72% = $1707.81/month of installment payment or <br/> 10 year variable at 4.26% = $1,596.66/month Friend is a pharmacist and is planning to pay 2000/month if everything goes ok. Here are the other terms if any look more attractive. [![enter image description here][3]][3] [1]: https://docs.google.com/spreadsheets/d/1wduC6Ld_29peP-x-Htnb_YypTsoa-rfUiA3G3h5Asks/edit?usp=sharing [2]: https://i.sstatic.net/nnFKf.png [3]: https://i.sstatic.net/BSVue.png