About 6 months ago, I embarked on a Master's degree. Prior to this, I did the math on the postgraduate program and set aside about $31,000 on a separate savings account just for the postgraduate studies.

Recently, I am contemplating to buy an apartment. It's about $175,000 and I am planning to take $15,000 from my postgraduate savings account plus my other savings account to pay for the apartment's down payment. As for the remaining $15,000 for my studies, I am thinking about signing up for a personal loan which should set me back about $738 per month over 2 years.

As for the apartment, I am only able to borrow up to $146,000 and it should set me about $766 per month over 30 years.

I do not have any commitments as of right now. My gross salary is about $52,800 per annum. I used to have a car loan but it was fully paid off as of May this year. General living expenses is about $600 per month (average) and my current rental is about $1100 per month. I do not have dependants as well. So my question is, would it be feasible for me to take up a personal loan for my postgraduate studies? As of right now.