I have a CDHP health insurance plan that comes with an Health Savings Account. As I'm filing my taxes, Turbotax has informed me that my HSA is being additionally taxed because I do not have HDHP coverage. 

Does my CDHP plan count as HDHP for tax purposes? If not, why do employers offer CDHP with HSA?


If its relevant: my deductible is $2000 in network and $4000 out of network

I found [this][1] site which claims that the 2016 minimum deductible for HSAs is $1300 for my case, which seems to imply that my plan _is_ an HDHP. Is my interpretation correct?


  [1]: https://www.zanebenefits.com/blog/health-savings-account-hsa-2016-rules-requirements