When doing retirement planning it is important to know what your annual expenses are. I'd like to compute my expenses for 2017 but in a way that isn't tedious. I'm thinking of doing this: 1. Get balance of all accounts on Jan 1, 2017 -> B2017 2. Get balance of all accounts on Jan 1, 2018 -> B2018 3. Get return on investments (my bank provides this) -> RETURN 4. Get income from 2017 tax return -> INCOME 5. Get income tax (and SS etc.) paid from 2017 tax return -> TAX Compute expenses as: INCOME - TAX - (B2018 - B2017 - RETURN) Would that be a reasonably accurate way to compute my expenses for 2017?