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4 views

Does Fineco Bank support trading on Tokyo Stock Exchange (TYO)?

Does the Italian financial bank "Fineco" supports trading on the Tokyo stock exchange? I can't manage to get this information anywhere.
0
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0answers
10 views

Can volatility spike without stock market correcting

If US starts offering negative interest rate, is it possible that there is an increase in market volatility without the stock market correcting? In general can volatility spike without stock market ...
0
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0answers
9 views

Transfer from US 401k fund to Australian Superannuation fund

I worked in the USA for a number of years and have now relocated to Australia. I have balances in both US 401k fund (+ IRAs) and Australian superannuation fund. It seems that the Australian ...
2
votes
0answers
58 views

How safe are neo-banks?

In Australia there are a swath of 'neo-banks', banks that have no physical presence - typically are a 'mobile-first' experience. Some examples are Up, Xinja, 86400. These banks are typically pretty ...
0
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0answers
9 views

In what case(s) is the end of the offering period (when one purchases the shares) considered the grant date?

I read on https://fairmark.com/compensation-stock-options/employee-stock-purchase-plans/dispositions-of-espp-stock/ in the context of employee stock purchase plans (ESPP) in the United States: For ...
8
votes
4answers
2k views

Is the company asking me to commit fraud?

Recently, I traveled on company business with a colleague. To save money, we agreed to share a hotel room. My colleague booked and paid for the accommodation in its entirety. I paid nothing for the ...
4
votes
3answers
1k views

Whose responsibility is it to handle an over-tendered tip?

Pretend I would go out to eat, and pay for my meal; when the server goes back they press auth, the receipt prints out, I sign the receipt, the server goes back to finalize it and when they do, they ...
2
votes
0answers
16 views

Form W-9 for payments between property management companies

I collect rent on behalf of a client, deduct a management fee, then send the remaining rent to the client. One client's residential property is leased by a company who is a "master tenant." This ...
1
vote
1answer
53 views

Does an in-service rollover of a Roth 401(k) to an existing 15 year old Roth IRA incur any tax?

I have a Roth 401(k) and want to roll it over into my existing 15 year old Roth IRA while still employed. Vanguard is the fiduciary for both. Is any part of this rollover considered taxable? I am ...
1
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0answers
16 views

How do I allocate gains on Form 4797 for the sale of a rental property?

I sold a rental property last year, so I'm filing Form 4797. I owned it for several years, and had a new roof installed a couple years ago. As I understand, the land (which cannot be depreciated) goes ...
2
votes
1answer
92 views

Fraud of HMRC check?

I have quick question. I have been informed by HMRC that I overpaid income tax. However, I never received any check in post. It turns out it happened not long after I moved form, one address to ...
-7
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0answers
89 views

How a TV show can help you improve your financial knowledge? [closed]

Provide a list of the best TV shows that one can watch to gain financial knowledge and brighten their financial future. Also, describe the importance and how it will help in gaining financial ...
2
votes
1answer
157 views

Can I file taxes if I am unemployed but have a child under 3 yrs?

Can I file taxes if I don't have a job but have a child under 3...and if so would I receive any money
1
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1answer
53 views

Are 1095-C forms obsolete under current law?

For the past several years I've received one of these 1095-C Employer-Provided Health Insurance Offer and Coverage which lists myself, my dependents, and this table (e) for the Months of Coverage ...
-6
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0answers
80 views

What recourse does one have when a bank refuses payment twice on a loan? [closed]

I find it amazing that you continue to send this notification when you have rejected my payment twice. I only tried to pay you so we had time to iron out the presentation of the original document ...
2
votes
1answer
47 views

Is the first day of the offering period always the same as the “grant date” in the context of employee stock purchase plans (ESPP)?

Is the first day of the offering period always the same as the "grant date" in the context of employee stock purchase plans (ESPP) in the United States? Motivation to ask the question: I'm asking as ...
17
votes
5answers
6k views

Looking for a new job - how do I handle my landlord with apartment lease renewing?

Due to personal reasons, I am seeking employment in a different state. I haven't yet found a job - in fact I only just started my search - but I know that I will want to move, and I will want to be ...
0
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0answers
20 views

Why offshore IP when there is subpart F income tax?

After TCJA (Tax Cuts and Jobs Act), there is the not deferrable GILTI (Global Intangible Low Tax Income) tax which was supposed to deter US firms from offshoring their IP. However prior to TCJA, there ...
0
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1answer
82 views

Why does HSBC ask whether one plans to receive or send international wire transfers when creating a new HSBC Direct savings account?

Why does HSBC ask whether one plans to receive or send international wire transfers when creating a new HSBC Direct savings account?
1
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0answers
34 views

Exemption from withholding on W-4 form for highschool student

My daughter (WA - USA, highschool student with green card) has 2 part-time jobs paying about $1500 each per year. I claim her as a dependent on my tax return. She has to fill out a W-4 form for her ...
2
votes
1answer
50 views

Can you roll a traditional IRA into a 401k and do a Backdoor Roth IRA same year?

The following is a situation a few of my friends are in: Significant assets in traditional IRA Income above Roth IRA limits Their 401k plan allows you to roll regular IRAs into it Now, the prorata ...
-5
votes
2answers
154 views

How to achieve 100,000 USD return annually [closed]

Assuming I need to achieve a return of 100,000 USD every year, what are my investment options? Passive investment with low risk preferred, but open to other investment's strategies.
1
vote
1answer
55 views

Payroll mismatch and incorrect sums on P60, what to put on self-assessment form?

My friend is doing yearly self-assessment online on HMRC site. She was employed on payroll for few years for the small UK's Limited company. However amounts on hers P60 doesn't match with what was ...
1
vote
0answers
22 views

RSU gain on payslip

I work for starbucks, and receive RSUs (shares) every November. I have also Netbenefits account for managing this shares. Even though I don't sell my shares, every December some amount of RSU gain ...
3
votes
1answer
155 views

Is Apple's depreciation now $12.5 or $11.3 billion?

I was casually reading the 10K for 2019 for Apple where I realized that I don't get the numbers. In the consolidated statement of cash flows (page 36) "Depreciation and amortization" for 2019 is ...
2
votes
2answers
179 views

What is the interest rate that the governments bonds move inversely to?

When we talk about "the interest rate" that government bonds move inversely to which is this rate?
1
vote
1answer
252 views

Why are card security codes always in a certain italic font?

I have around 10 different credit + debit cards from different banks, and while they can each have their own font/styling for the 16 digit sequence, all of them have the security code written in this ...
3
votes
0answers
29 views

Dependent Care FSA Reimbrusement

I had FSA with past employer from Jan to Sept 2019 and then switched Job with new employer and started FSA amount with the rest of the limit. All my dependent care expenses were till Sept 2019 but ...
1
vote
1answer
35 views

IRA withdrawals and taxation as non-resident alien

I left the USA for India in January 2019. I retained my traditional IRA and 401(k) accounts because there is a penalty for premature withdrawals apart from the tax liability. Can I convert part of ...
1
vote
0answers
96 views

How do I deal with taxes on a U.S. Savings Bond that matured a few years before it was redeemed?

My parents recently found a 30-year Savings Bond of mine that matured in 2016. I redeemed it at the bank in late 2019. My understanding is the correct way to handle this is to file an amended 2016 ...
3
votes
0answers
171 views

What does the IRS do about trivial tax discrepancies?

I submitted my taxes (e-file) about a week ago via Turbotax - expecting a large refund. I then unexpectedly received a 1099-INT from my bank for $15 of interest received during the year. I did not ...
0
votes
1answer
72 views

Can this person use the tax status of qualifying widow on her 2020 income tax return

Please consider a case where I couple, living in the US, has two grown kids (a son and a daughter) (over 40) and the father dies in 2019. The mother inherits the husband’s assets. The couple normally ...
0
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2answers
204 views

Is it bad to leave a checking account empty for up to a month?

My son is in college out of state and we have set up a bank that I transfer money to, but there is no physical location for him to get cash or in-network atm. I just got him a grocery debit card to ...
0
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1answer
41 views

ESPP USA owned company UK tax query

I have been taxed on the full profit made following the sale of my shares which were purchased through an ESPP. I purchased at 85% of day 1 cost. I thought I would only have to pay tax on the 15% ...
0
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0answers
201 views

Bank closed my account because of fraudulent activity [duplicate]

I’m a college student who needed some extra cash so I went and looked for a sugar daddy. We talked and he asked for my bank account info and I gave it to him. A week later he said he was going to ...
0
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0answers
18 views

Is there a time limit for 1256 contract tax loss carry-forward?

I was wondering, is there a time limit for 1256 contract tax loss carry-forward? Or can you carry the loss forward indefinitely? I saw a website that suggested that the limit is typically 7 years, ...
0
votes
0answers
34 views

account type recommendation for minor beneficiaries of a trust (US)

As the trustee of a trust, I’m looking for suggestions as to how to make distributions to minor great-grandchildren. This is not a lot of money, but not trivial. I’m considering UTMA/UGMA/529b type ...
2
votes
1answer
161 views

Do I have to pay gift tax on gifts in kind?

Let's say I am letting out a room in my house on AirBnB for $100 per night. Then one day a relative of mine is down on his luck, so I take it off the market and instead let him stay in that room. I ...
0
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0answers
35 views

Is profit recorded in accounting equatiion? [closed]

Prepare the accounting equation for the following transactions of a stationery shop. Started the shop with the initial investment of $90,000 and contributing $30,000 for racks. Stationeries costing $...
0
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3answers
187 views

Best way to take profits while still holding position?

Mathematically, how do you ride a stock up while taking profits along the way? Like say I have 1000 shares. Would you sell 10% every 10% and buy if it drops 20% from the 10% gain? Or even sell half at ...
1
vote
1answer
51 views

Commercial Debt and Late Payment Fees in the UK

I want to clarify a few things with regards to late payments. Historically, I have suffered at the hands of unscrupulous payers but this year I am being more pro-active and using the legal rights ...
0
votes
1answer
89 views

How much can option market makers influence stock prices?

Do option market makers also hold stock for the options they write? Suppose it's a: $10 billion company $20 stock 23 strike calls @ 30 cents Buy 5000 calls 10 days until expiration I think this ...
-3
votes
0answers
115 views

Expected Returns for Coming Decade Much Lower? [closed]

Current price to earnings in the s&p 500 are around 23-25, much higher than the average 15. This gives reason to estimate that expected returns the coming decade would be much lower than the last ...
3
votes
2answers
131 views

Does returning small bank verification deposits count towards the limit of 6 monthly “convenient” withdrawals on a savings account?

Does returning small bank verification deposits count towards the limit of 6 monthly "convenient" withdrawals on a savings account? Example:
2
votes
0answers
32 views

How are US Health Saving Account (HSA) taxed in Canada for a Canadian citizen, not a US citizen?

The HSA in question is founded while legally working in the US and being a US tax resident. However, I'm thinking of coming back to Canada. Are they just considered as a normal account? Therefore, ...
34
votes
7answers
14k views

Sent money, bought and mailed phones. Am I getting scammed?

I follow big give aways on Twitter because I am currently in college debt and need money. This guy direct messaged me asking me a few questions. One thing led to another and next thing you know he ...
2
votes
2answers
229 views

Compensating underpaid colleague out of my own pocket - we're both contractors

TL;DR: Alice & Bob work as contractors for a Canadian company, in Canada. Alice is underpaid, Bob is/was overpaid. How can Bob (legally) compensate Alice for her work? I am working as a lead ...
1
vote
4answers
363 views

2020 election and the stock market

I have a retirement plan that auto adjusts based on how close it is to my retirement date and a robo advisor set up for establishing a future business. I am concerned November elections will cause a ...
1
vote
1answer
68 views

Degiro: “please select your profile”, “your securities can be lent”. Which option to choose?

When I am creating an account in Degiro (in Germany) I am exposed to these profile options (beware: the translation has been done by Google translator from German the original): Of course I am ...
1
vote
1answer
60 views

How to know if dividends are qualified (for example, VIGAX)

I just learned about the different tax treatment of qualified vs unqualified dividends, and I'm trying to understand which are which (before I get the 1099-*). First, I understand that I need to hold ...

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