All Questions

Filter by
Sorted by
Tagged with
0
votes
0answers
8 views

How to start learning accounting on my own? [closed]

Could anyone suggest good books or lecture notes to learn accounting? My background is mathematician and I studied computer science. Now a work practice in higher education institution asked to ...
0
votes
0answers
8 views

How long must an insurer retain records of opt-outs for, in Canada?

Sister studied at a university in ON, Canada, and opted out of their student union's health insurance. The insurer replied that they closed the account and can't access any record of opt-outs. How ...
0
votes
0answers
17 views

Why isn't the highest savings account interest rate in Canada matched by other Deposit Institutions?

I screen shot this website. I'm assuming these Deposit Institutions ("DI") are almost perfectly competitive, because CDIC covers them all to $100 K, and transferring money between banks (cheques or ...
0
votes
0answers
9 views

How does ASEQ Studentcare work as “plan administrator” to insure Canadian students?

Their website advertises that they cover Canada's top unis like UBC, Mcgill, UT, Queens. Our Role Defining “Plan administrator” Your student Plan helps cover the cost of important health-...
0
votes
1answer
22 views

Does the concept of “Swap Point” exist in Forex trading in the UK?

I've just started learning about forex trading. Forex brokers in Japan offer a system called "Swap Point". In my understanding, this value is determined based on the difference between the interest ...
0
votes
1answer
51 views

Why do some savings accounts have a maximum balance?

Example: https://www.hustlermoneyblog.com/hsbc-direct-savings-review/ (mirror): Maximum Balance: $2,000,000
0
votes
1answer
36 views

PayPal Donate button - Issues

I'm trying to implement and test the Donate Button by PayPal, and I've faced the issues with it. I'm having a Personal account as a person, not as a non-profit organization. Everything seems like ...
0
votes
1answer
38 views

PayPal Donate Button - Fees

I want to accept donations as a person, not as a non-profit organization, using a Personal account. I've found that there is a Donate button but couldn't find any of the taxes and fees info. Is there ...
1
vote
0answers
31 views

How does an ETF that tracks a foreign stock index work? - Potential arbitrage opportunities because of time-zone?

Suppose I live in the US and want to buy an ETF share traded in the US. I would already know how Chinese stock market performed by the time the US market is open because of the 12-hour difference. ...
1
vote
0answers
34 views

Why does my routing number (IBAN) come up as invalid

I am trying to wire funds and my routing number to Citibank which is 122401710 in Las Vegas Nevada it’s coming up invalid IBAN when I go to wire funds. When I called Citibank they told me that I think ...
0
votes
0answers
16 views

What are the different compensation schemes available for trading performance

In the past year we've worked on automated trading bots. We now have a working solution that has been working consistently well in a live situation for months. The trading is purely on crypto-...
0
votes
2answers
47 views

Why can’t I seem to purchase this option?

I’m using Robinhood, and I’m new to options trading. A co-worker is teaching me about options trading, and recommended I start with cheaper long term options to learn with since I’ll lose less money ...
1
vote
1answer
44 views

Consequences with liquidity issues for an index fund or ETF?

In the media in recent months, there were mentions of liquidity risk of index funds and ETFs (sparked by some statements by Michael Burry). My question is if there is a mass sell off by the public of ...
-2
votes
2answers
96 views

If someone deposits money into your account for you to keep can they cause you more money problems off of that or steal more than money from it?

I met this girl online. We hit it off quick, and we want to meet later. Her story is a little weird, but some of it could be true. Anyway she wanted me to get an account so her dad could send her ...
1
vote
1answer
31 views

TurboTax had me file for a 1040 instead of a 1040NR. Is there a way I can change this?

It's my first time filing for a US tax return. I used TurboTax, filled up all the necessary information, and I got the result showing a form 1040, which means I got zero amount. I am from the ...
1
vote
3answers
32 views

Price difference between Acc and Dist ETFs

There can be huge differences between the prices of the accumulating and distributing versions of ETFs following the same index. For instance, as of 17 Jan 2020, the NAV of the accumulating version ...
0
votes
0answers
20 views

What is study material about solvencyⅡ [closed]

Because of change of my department,now I need to study solvencyⅡ. I can find some materials.. but I would like to study following order. First step: I would like to know Overall view. Second step: ...
0
votes
0answers
12 views

Confusion on CRISIL Rating

Which is better CRISIL 5 or CRISIL 1. Problem arises when PAYTM MONEY shows under top rated funds with CRISIL 5...but CRISIL rates funds 1 to 5, 1 being the best performer. I am confused?
0
votes
2answers
95 views

S&P 500 only returns 1.26% (after UK inflation)… am I wrong?

I invest in the S&P 500 from the UK. I am trying to calculate what my investment pot will be in 25 years, adjusting for inflation. Unfortunately, my calculations point me towards an abysmal ...
0
votes
1answer
20 views

how to calculate profit of call option

I am trying to calculate the point at which exercising a call option would be profitable. I am looking at a call option for AAPL. The strike price is $320 and expires March 18th 2020. The price for ...
0
votes
0answers
20 views

Does the annual percentage yield (APY) take into account the expense ratio? [duplicate]

For example, the APY of SPAXX (Fidelity® Government Money Market Fund) is currently 1.84 for the past year whereas the expense ratio is 0.42%. Does that mean that the pre-tax yield is 1.84% or 1.84%-...
1
vote
1answer
46 views

Head of houshold: Domestic partner, and child, with joint checking

I am living with my domestic partner and our child, and she contributes about twice what I do into our joint checking account from which all bills are paid. Can she file as head of household? I think ...
1
vote
1answer
44 views

What's the meaning of “The agent quotes the bid price …”?

I'm studying an article about High-frequency trading. I'm very new at financial market so maybe my question is very simple. In the article writers said "The agent quotes the bid price...". What's ...
1
vote
1answer
40 views

Why does a short-term certificate of deposit (CD) have a significantly smaller annual percentage yield (APY) than a saving accounts in some banks? [duplicate]

I see on Ally Financial's website that a 3-month certificate of deposit (CD) has an annual percentage yield (APY) of 0.75% whereas the saving account has an APY of 1.60%. This surprises me because I ...
2
votes
1answer
47 views

How to tell the IRS about Roth IRA gains on early withdrawal?

I had to give some of my Roth IRA to my ex-wife, and didn't do it in the wisest manner. How now do I tell the IRS that only about $80 of the $3,570 that I sent to her are taxable and penalizable ...
0
votes
1answer
22 views

What is the possibility of an ITM covered call not being assigned?

I wrote 70, 1/17/20 Apple covered calls at $240. Apple went to $310. It is 1/18 and the calls have expired but I still have my stock. Why?
0
votes
2answers
47 views

What to check in the Quarterly Financials to know the future price movement?

The following is the quarterly financials for AAPL. What financial result in the list can indicate the strength of the company and it is rightly valued? Does the stock price normally adjusts to the ...
2
votes
1answer
39 views

Buying and Selling options for the same stock multiple times in a day?

Is it normal that traders buy and sell options of the same stock on the same day multiple times? For example, in an event of a positive earnings release, the CALL options were bought and then sold it ...
0
votes
1answer
22 views

Do exchanges or brokers control bulk trade activities?

The following is the chart for AAPL for 1/17/2020. There were two dips before 1:15 PM and at 1:15 PM, the stock went up to close higher. I speculate that the reason behind the surge is the news that ...
0
votes
1answer
34 views

What's the wrong with the Yahoo chart showing the wrong price at different times?

The following are the charts from Google and Yahoo Finance for the AAPL stock. A few questions regarding the chart and the prices: The Google chart shows the price of 316.49 at 9:30 AM while Yahoo ...
0
votes
2answers
36 views

How do I bookkeep an Ecommerce website?

I have a multi vendor e-commerce website where I sell goods from 3rd party vendors. When an item is sold on my website, the money is stored in my bank account. Monthly, I transfer money earned to the ...
-3
votes
0answers
54 views

Past due on an account that i do not have, synchrony paypal

Keep getting auto calls, messages and now a letter from paypal credit c/o synchrony bank. They say i have a past due balance. I do not even have an account! What should i do?
0
votes
2answers
126 views

Most surefire way to keep yourself from using a credit card

I have gotten myself into trouble with credit card debt, $XX,XXXX. Never been very good with money, three cards decided to hand me stupid limits and now they're all maxed. The only upside is I'm ...
0
votes
0answers
67 views

Why do some monthly bond ETFs have no dividend in January?

For example, the following bond ETFs have monthly dividends except in January: 1) https://www.nasdaq.com/market-activity/funds-and-etfs/vteb/dividend-history: ------------...
2
votes
1answer
32 views

Russian taxes with dual citizenship

I'm a minor (17) who is considering using my birthright to be recognized as a Russian citizen, as my mother is one. If I apply as a minor this late, will I have to worry about taxes if I reside in the ...
2
votes
4answers
332 views

Paying Credit Card After Cash Back Credit

With a credit card, are you obliged to pay the statement balance or the current balance? For the period ending Jan 12th I have a statement balance of $200 (payment due Jan 30th), on Jan 16th I ...
2
votes
1answer
78 views

Are there any issues with sending money outside of the US?

My girlfriend is an immigrant and for her birthday, I asked her what she wanted. She said she would like me to send a gift back to her home country for her parents instead of getting her something. I ...
6
votes
2answers
325 views

Tax efficiency and Roth IRAs

I have a question relating to avoiding investment taxes as compared to maximizing tax free growth in a Roth IRA. Suppose you have: $10000 in a Roth IRA $10000 in a taxable brokerage account and ...
10
votes
4answers
4k views

Is Saikyo Sakura Assets Holding a legit company?

Today I got a cold call from an alleged representative of Saikyo Sakura Assets offering me a trading opportunity. At first I was very skeptical as this raised several red flags, but I am also ...
-1
votes
2answers
218 views

How do stocks work? (Cryptocurrency analogy) [closed]

I come from a cryptocurrency background (Bitcoin etc.). I have no idea how stocks work and how to invest into stocks. In cryptocurrencies for example, I am in full control my assets (private key) and ...
3
votes
1answer
204 views

Totaled car with two insurance policies

I moved out from home to another state and purchased an auto insurance policy in my name for my vehicle, paid for the 6 months upfront. Previously it was insured under my parents' policy. I set the ...
0
votes
2answers
145 views

Credit cards: Is it worth using the interest-free period on a second card?

I am about to start a 12 month part-time course, requiring variable but monthly payments. To maximise my budget I want to pay for it via credit card, but am trying to understand which method will end ...
0
votes
0answers
70 views

How to put Japanese postal code on Canadian site

I live in Canada and I have Japanese credit card. Then I need to put postal card but I cannot How can I put Japanese postal code on Canadian site?
1
vote
1answer
175 views

Are there Bond ETF’s that don’t go down? [duplicate]

I would like to put some percentage of my money in an investment that only goes up, even if it goes up only by a small amount. One way to do this would be to put my money in a bank account, but I’d ...
0
votes
1answer
298 views

Why does Apple issue new common stock every year (even though it has enough cash)?

Apple has so much cash. It really doesn’t have to raise additional capital yet every single year it issues new common stock. Why is that?
1
vote
0answers
113 views

U. S. Treasury Check signed “pay to the order of”

My son received several checks from the VA, he signed them pay to the order of me, his mother, where can I cash them? My Credit Union won't accept them.
2
votes
1answer
90 views

I borrowed in Ruble and should give back ruble but I use euro, when to change?

I borrowed equivalent of 71,490 Russian Rubles in 1000 euros, 4 months ago. I have to give this money back in 5 months. The exchange rate for Russian Ruble apparently is going down and now is around ...
1
vote
0answers
107 views

Is buying and selling stocks at the same price market manipulation?

At the end of the year, it might make sense to sell some stocks which currently are in the red to compensate gains made by other stocks for tax reasons. Usually, people only hold stocks if they are ...
1
vote
1answer
77 views

Doing side work no LLC - what to do on W9 form?

I am doing some work for on the side for my former employer. They pay me via an application called square that I use. Its the end of the year so I asked them for a 1099 / W2 and they sent me a W9 ...
0
votes
1answer
74 views

Washsale for daytrading

I have following scenario of washsale ? Can someone please help me if wash sale will apply to me in any case ? I knwo for three trades i made in Dec 2019 has wash sale but is covered with profit I ...

15 30 50 per page