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6 views

Moving from Family HDHP/HSA, to individual HDHP/HSA and individual FSA?

A similar question was asked here, but in this case they were looking to move to a family plan. Wife has FSA with employer, and my new employer offers an HSA plan. What to do? My situation is my ...
0
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0answers
16 views

Stock price April 6,2010, May 6,2010 and June 28,2010 [on hold]

Oilsands quest Inc. (Canadian company name) stock price April May and June 2010
0
votes
1answer
24 views

How to price target when selling a home?

Under the Fair Housing Act, it is prohibited to "impose different sales prices or rental charges for the sale or rental of a dwelling." But in the residential market, does price targeting actually ...
0
votes
0answers
15 views

What is the formula to calculate loan protection insurance for a loan?

So, basically, I need to create a loan calculator in the Excel and one of the points is loan protection insurance, it's also paid monthly, but I don't know the formula? I only know that it depends on ...
0
votes
1answer
24 views

UK - first house as a investment, mortgage

I am about to buy first house in UK, mainly for investment purposes (UK) Property price: up to 280k £ Spare cash: 60k (deposit, fees, renovation costs) (renovation costs will be much lowers, because ...
0
votes
1answer
24 views

ARAMCO's financial statements [on hold]

Can anybody explain me how come that ARAMCOS financial reports are available to the public while its not publicly traded company. Thank you!
1
vote
0answers
28 views

Flight Compensation - Missed Connection Flight Ask Question [migrated]

I had missed the connection flight from Warsaw (WAW) to Belgrade (BEG) due to a delay of the first flight from London (LHR) to Warsaw. The delay was an hour approximately. I then had to wait 3 hours ...
2
votes
1answer
45 views

How does the IRS $25,000 purchase limit carry-over work for ESPP?

My company offers an ESPP program. For completeness's sake, the basic details are as follows: There is a 15% discount on purchase. There are always two simultaneous offerings. Employees may ...
1
vote
1answer
105 views

How can I be sure if my grandfather's money is safe?

Years ago, my grandfather sold an old apartment and opened an investment account with a financial advisor he knew from his neighbourhood. The financial advisor works with a broker and my grandfather ...
0
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2answers
39 views

Closing date for billing period: formula

I want to make alerts/forcasts for my credit card payments and I'm trying to figure out how the closing dates for my statements work. Here are the dates from my past several statements. The format is:...
1
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0answers
13 views

Is it possible to export GIFI from QuickBooks Online?

I use QuickBooks Online for my business transactions. Now I need to do corporation tax return and I want to use UFileT2 for this. So I need to import data to Ufile. For import I need to have GIFI ...
0
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0answers
43 views

203k loans, hometyle loans, and 'habitability'

I am looking to buy a primary residence in Detroit. I am interested in doing renovations myself as much as possible, even if it takes several years while living in the home. I've been researching 203(...
-1
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0answers
21 views

Canada USA Sale Tax For Ecommerce Marketplace Sellers and Facilitator / Owner [on hold]

Hi I am web developer currently developing Multi seller Marketplace similar like ebay or amazon that would operate in Both Canada and USA. Buyer may be from USA or CANADA But all of sellers would be ...
-3
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0answers
16 views

Paypal does not show balance on certain accounts [on hold]

I've seen this questions answered on this site and to most of you, you CAN see the balance. However, I've just spend an hour on this problem and got off the phone with PayPal support and this is a ...
1
vote
0answers
66 views

Why would a bank only apply your payment to principal?

I have had several business loans and understand that this is not by any means typical. I noticed that for a year my payments were not decreasing the principal on the loan. When I asked the bank why, ...
0
votes
1answer
26 views

FX volatility at weekends

Forex markets are closed at weekends. So if a major event happens on a Saturday which impacts exchange rates significantly, is there a way to quantify how much before waiting until Monday?
-1
votes
0answers
16 views

Question regarding Market value weight index [on hold]

A benchmark index has three stocks priced at $23, $43, and $56. The number of outstanding shares for each is 350,000 shares, 405,000 shares, and 553,000 shares, respectively. If the market value ...
1
vote
1answer
43 views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
0
votes
1answer
38 views

Bond - Coupon Payments

How does the periodicity of Coupon Payment affect the YTM of a bond? For example, if I buy a bond that pays 10% Coupon Semi-Annually whose Face Value is 100, and if the same bond pays 10% Annually, ...
-2
votes
0answers
63 views

Are doctor salaries declining? [on hold]

https://www.empr.com/home/news/are-physician-salaries-on-the-decline/ This implies physician salaries are declining. If doctors now make 400k and 5% economic growth, in 20 years it will be ...
2
votes
2answers
117 views

If I'm 25 and work 10 years to cover the 40 credits required to qualify for Social Security, will my payments be indexed to inflation when I retire?

If I'm 25 and work for the next 10 years to cover the 40 credits required to qualify for Social Security, will my payments be indexed to inflation when I retire?
0
votes
3answers
140 views

Sugar daddy allowance with bitcoin [duplicate]

I met guys online as sugar daddies without sugar.I have never given my bank password but some guys request me buy google play card and I answered I wouldn’t use my cash for it.The guy said “ I would ...
-3
votes
0answers
106 views

one price for all [on hold]

I am increasingly convinced that many of the problems we face in the United States with so much of the wealth being in the hands of the few, revolves around preferential pricing. Can anyone explain ...
-1
votes
2answers
132 views

How is insider trading different from any other form of profit via incomplete knowledge?

Judging from the answer to "What is insider trading exactly?" that defines it as any trading done on material non-public information relating to an instrument, it seems overly restrictive to me to ban ...
1
vote
0answers
146 views

What car is appropriate for a fundraiser to drive [on hold]

My partner and I are looking at new cars. I am a software developer, she is a fundraiser for a non-profit organization and we share a vehicle to commute work. Recently we started looking for new ...
-1
votes
1answer
173 views

Sugar daddy wants full name and email address? [duplicate]

Please help! I’m new to the sugar daddy world and he’s willing to pay me through email by sending me a check? He’s asking for me to provide my full name and email address. Is this fraud or no?
0
votes
1answer
47 views

How do I find exchange rates for a day in the past?

For tax purpose I want to calculate exchange rates for a given day in the past. I've done a look and cannot find a calculator that includes dates and is intended as and end consumer rate.
1
vote
1answer
46 views

What happened to Calvert Equity Fund in December 2015?

Below is a graph of Calvert Equity Fund Class 1 (CEYIX) compared to the S&P 500 (.INX) in Google finance with "Max" clicked (so it starts Jan 14, 2000). Calvert is kicking ass until Dec 2015, ...
1
vote
3answers
132 views

calculate equivalent yearly interst rate on house purchased with a mortgage

I've got 60k and I'm looking at buying a house for 145k. The bank offered me a 20 year loan of 100k at ~1.8% interest rate. After 20 years I would have repaid the bank around 16k, according to their ...
2
votes
3answers
110 views

Over what time frame should we evaluate whether an active trading strategy is successful?

I have been playing around with some different active trading strategies by looking at historical stock data. However, I am running into some difficulties in how to define whether a strategy actually "...
0
votes
2answers
135 views

Does this scheme work for double-earning on stock market growth + high interest savings?

Suppose I have a high-interest savings account that earns 2% interest. Suppose also that the stock market will grow 5% per year. It seems you'd have to choose to divide your money between the two and ...
23
votes
8answers
5k views

What's a good strategy for offering low on a house?

We are in the UK and interested in purchasing a house, but the highest offer we could make is substantially below the asking price by around 5%. However, we have some advantages over other ...
-1
votes
1answer
191 views

Is it true trips for YouTubers are tax deductible, while investment research costs are not?

In USA, for a YouTuber who earns US$60,000 per year for making Pokemon Go videos on YouTube and takes about 8 trips to Japan, Europe, Taiwan, Chicago, sometimes not because there is a Pokemon Go event,...
3
votes
2answers
132 views

How to enter an order to buy or sell stocks with the intent to cancel without risk?

There was a market crash in 2010, in that it is alleged that the scammer entered the sell orders with intention to cancel. With my experience, once I enter an order( limit or market) with a ...
2
votes
0answers
161 views

Got scammed by a “Sugar Daddy”, looking for advice on what to do now? [duplicate]

I know how it sounds and I feel like a total fool for falling for it. I wish I had done my research before I followed thru with it, but now I don't know what to do from here. I've been talking to ...
0
votes
1answer
70 views

Would deflation further stress the Federal Government's Balance Sheet? Would this put in peril Debt payments and Social Security benefits?

I would like to know if deflation would represent a risk to Debt (bond) payments and Social Security benefits. To my understanding, Social Security is only indexed when there is positive inflation. ...
3
votes
1answer
170 views

How is debt to income ratio calculated by mortgage lenders? (what is the source material)

I was thinking about this as I was writing a comment for this question. I wanted to make a point that is the OP paid his credit card in full before each month's statement was generated (so that the ...
1
vote
0answers
41 views

Self assessment: Entering in sideways loss relief from previous year

Any one au-fait with Self Assessment? I am not sure where/how to fill in the online self assessment form to do this: Claim previous year's losses in one business to claim relief on this years ...
0
votes
1answer
45 views

Calculating real estate rental yield with a mortgage?

I'm struggling to work out how to calculate real estate rental yield in a way that makes it somewhat comparable to any other income-generating asset (e.g., given an investment of X, and a periodic ...
0
votes
0answers
10 views

Does UNComtrade database contain the list of importer/exporter companies too? [on hold]

United Nations has a section for statistics, and that section has gathered global trade data under the name of UN Comtrade. However, I can't find a place where I can query importer/exporter companies ...
4
votes
1answer
77 views

State pension from UK when a moving back to Spain after working only 10y in UK

I am a Spanish citizen who has been living in UK for the past 7y. During this period I have always worked here and I haven't received any income from Spain. I have also regularly contributed to a ...
0
votes
0answers
83 views

Why did position close very quickly on FTSE

Using MT4 on the FTSE, on 2019-10-16, I set an automated position with: - Open: 7203.7 - Stop Loss: 7193.7 - Take Profit: 7208.9 At 06:15:07 the position opened at 7203.8 and at 06:15:49 it closed ...
2
votes
1answer
57 views

How do rental income/costs factor into a debt to income ratio for a home purchase?

If I own a house that I rent out, and I apply for a mortgage to purchase a new primary residence, how do the rental income and costs factor into a debt to income (DTI) ratio for that new mortgage? My ...
0
votes
0answers
32 views

What purpose code should I select when transferring money to my US LLC?

I'm an Indian citizen living in India. I have an LLC registered in the state of Wyoming with an EIN. It is a single member LLC. I also have a business checking account for this LLC with a US bank. Q1:...
2
votes
1answer
90 views

Principal residence exemption after the first house?

I'm trying to think through a situation for my brother where he co-owns two homes, one of which is with me which he wants to gift to me. I'm not sure how principal residence exemption works on his ...
-1
votes
1answer
112 views

Is candlestick analysis still relevent?

I've read a couple books on candlesticks, but they are all from at least 8 years ago. It seems like it has grown in popularity since then, and a lot of platforms offer the algorithms for people to use....
5
votes
3answers
175 views

When do we have to pay the tax for 401K withdrawals?

I am planning to withdraw money from my 401K to use it for down payment on a house. The question is, when do I have to pay the tax? If I withdraw it in 2020 after I file my tax return, would I pay the ...
7
votes
8answers
5k views

Would the minimum payment or full CC amount be considered monthly debt?

Based on Is rent considered a debt? The question of: What is your total monthly debt payment (e.g. student loans, vehicles, credit cards, personal loans, etc.)? got me thinking. If you rack up $...
2
votes
2answers
79 views

Can an non US citizen/non resident open an US bank account for his LLC with a tourist Visa?

I'm starting an ecommerce business from my origin country and I will sell products in the USA . I need to open an US bank account in my business name. I already have an LLC and I need to know is it ...
-2
votes
0answers
21 views

Cash Flow problem with Factor Approach - Shifted Uniform Series [duplicate]

A five-year project, if undertaken, will require an initial investment of 50,000 ₺. In addition there is a fixed cost of the project which is paid as 4.000 ₺ at the end of each 5 years. The ...

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