All Questions

Filter by
Sorted by
Tagged with
5
votes
3answers
24k views

How to calculate stock price (value) based on given values for equity and debt?

If a company has $80 million in equity and $20 million in debt, this means that total firm value = D + E = $100 million. Am I then right to assume that if there are 1 million shares outstanding, then ...
8
votes
4answers
4k views

Dollar-cost averaging: How often should one use it? What criteria to use when choosing stocks to apply it to?

This may seem like a simplistic question, but I haven't found any great answers on it yet. How often should one use dollar-cost averaging? What criteria do you use when choosing a stock to apply ...
-2
votes
3answers
161 views

Is it possible for all the owners of a stock to gain or lose money at the same time?

I might sound weird, but I want to know if there is a case where all the owners of a specific stock lose or gain money whether it is an up or down market?
6
votes
3answers
1k views

Owning properties through an LLC - how to split the LLC expenses?

I own some rental properties through my LLC. While most of the expenses can be attributed to a property and find their way to schedule E, I'm puzzled about the LLC expenses... In California its ...
5
votes
1answer
357 views

How do Income Contingent student loan payment plans work?

In order to benefit from Public Service Loan Forgiveness, I need to select a payment plan that leaves a balance on year ten. Thus far I've focused on Income Based Repayment, which is a newer option ...
5
votes
2answers
619 views

W-4: Is the “Estimate of State and Local Taxes” just for myself, or for me and my spouse?

I am married, filing jointly. I am about to re-file my W-4 because I have been overwithholding. I'm working on Field 1 of the "Deductions and Adjustments Worksheet". A big part of this field is ...
0
votes
1answer
167 views

Can a non-Chinese private investor bet on Chinese Yuan Renminbi (CNY) going up vs. USD?

Is it possible for a non-Chinese private individual investor to bet on the Chinese Yuan Renminbi (CNY) going up against the U.S. dollar ?
1
vote
2answers
247 views

How to bet on Japanese government bonds interest rate going up in the coming years?

Is there a way for a private individual investor to bet on Japanese Government bonds interest rate going up in the coming years?
8
votes
5answers
72k views

How do I calculate net monthly salary (after taxes) in Germany?

If I were to say that my yearly, gross salary was 50,000 euros, then what would be my monthly net after-tax income? For example, this calculator looks OK to me: http://calculatenetsalary.com/...
16
votes
2answers
7k views

Accidentally cashed out 401k instead of rolling it into an IRA. What do i do?

I've recently changed jobs (past two weeks) from an employer with a 401k to a new employer who does not offer any retirement accounts. I made a huge mistake and accidentally cashed out my 401k ...
1
vote
2answers
2k views

Income Tax liability for non-citizen of indian orgin

I am a citizen of Singapore of Indian orgin. I have been working for a multinational in Singapore which has registered office in India too. For the last fiscal ( Apr 2011 to March 2012), I had spent ...
7
votes
1answer
8k views

How to “pay” one self in a single member LLC w/ separate checking account?

I own a side company creating web apps. I formed an LLC, registered an EIN and opened a business checking account. Recently, I sold a copy of my software for let's say $10,000. Now, since everything ...
3
votes
1answer
207 views

Married filing separately

We recently got married and I'm thinking ahead, just because I want to be prepared. :-) We both work FT jobs, but I also have a side company creating web applications. It's a single member LLC that ...
1
vote
1answer
119 views

Physical Delivery vs Assignment?

In options: What is the difference between the two? Assignment: http://www.investopedia.com/terms/a/assignment.asp#axzz1tG3VpKt8 Physical Delivery: http://www.investopedia.com/terms/p/...
8
votes
9answers
18k views

New to investing — I have $20,000 cash saved, what should I do with it?

maybe someone can lend some advice. Background: I'm 28, married, and expecting my first child. Our short(ish)-term financial goal is to continue saving for a home. I'm wondering if I should take ...
1
vote
2answers
889 views

Calculating composite rate from fixed rate and inflation rate for I-bonds

For I-bonds: Composite rate = [Fixed rate + (2 x Semiannual inflation rate) + (Fixed rate x Semiannual inflation rate)] I wonder how to understand the above way of calculating the composite rate?...
4
votes
2answers
2k views

How does the Dow Jones Industrial Average (DJIA) divisor change to account for dividends?

The DJIA is a price-weighted index tracking of 30 companies chosen by the Dow Jones Company. It takes the current share price of these 30 stocks and divides by a specific number called the divisor. ...
1
vote
1answer
252 views

When can a financial institution be able to initiate money transfer to and from another?

I have an individual account with Fidelity.com and a checking account with a federal credit union. I found that when I login my Fidelity online account, I can specify to transfer money from or to my ...
4
votes
1answer
292 views

How can I track the value of options live in my portfolio

With stocks I can enter price and amount into most applications and they allow me track the total Profit / Loss live. Are there any ways to do this with option positions? I was considering entering ...
3
votes
3answers
21k views

How do I enter Canadian tax info from US form 1042-S and record captial gains from cashing in stock options?

I am assuming these issues are related. I am working in Canada for a US company. I buy stock options every quarter. In 2011 I cashed in some stock options and received the cash. How do I enter the ...
2
votes
1answer
672 views

How to calculate/reconcile conflicting P/E ratios?

Was reading over some old LinkedIn IPO press coverage and noticed some drastically different P/E ratios being reported. Note: I know that CBS uses the $45 IPO price and ZH uses the $83 opening price. ...
9
votes
5answers
71k views

Transfer money from Canadian bank account to US bank account while living in the US

I'm Canadian and I will be doing graduate study in the US, but I will have scholarship money deposited in my Canadian bank account (it has to be done like that, and no, they won't send checks). So I ...
1
vote
1answer
2k views

Child care receipts and taxes

I live in Ontario. I made 33,000. For 2012 and am a single mother who paid out $6,540. In child care. How much of the child care expence can I expect to get back???
3
votes
1answer
103 views

Tax deduction for job search

According to IRS pub 529, it is permissible to deduct some job search expenses, such as recruiter fees, resume preparation, and travel. I'm curious about the resume preparation in particular. Does ...
2
votes
2answers
2k views

Do banks “mark to market” the bond prices in their financial statements?

In fact my real question behind is the following: If US or German bonds decrease by say 5% over a quarter, and a publicly traded company owns the bonds, do they have to reflect the price change every ...
3
votes
2answers
182 views

Tips for insurance coverage for one-man-teams

I'm a solo software developer and would like to find some reasonable health insurance for myself. My wife has a job which allows me an opportunity to participate in her insurance group, but it is a ...
12
votes
7answers
2k views

Is it OK to use a credit card on zero-interest to pay some other credit cards with higher-interest?

I was reading up on What is the difference between "good debt" vs. "bad debt"? and it says borrowing money from a credit card is a bad-debt. So, I was wondering if the credit card ...
0
votes
1answer
3k views

Ontario new home/condo HST rebate: What is the price without HST if the price is $400,000 including HST?

What is the actual purchase price of a new condo without HST, if price is $400,000 including HST? The condo is in Mississauga, Ontario and the buyer is not a first time home buyer.
3
votes
7answers
13k views

Is there a free, online stock screener for UK stocks? [closed]

Does anyone know if there is a free online Stock Screener for UK stocks, especially for the companies in the FTSE100? I'm looking for something similar to the Stock Screener created by Google Finance,...
0
votes
0answers
56 views

Credit score impact of shopping around to get the best home loan? [duplicate]

Possible Duplicate: Multiple mortgage pre-approvals and effects on credit score My wife and I are starting the process of buying our first house. We would like to shop around a bit to get the ...
4
votes
4answers
394 views

Will my current employer find out if I have a sole proprietarship/corporation?

I am currently employed by a large Canadian corporation. I'm also in the planning stages of bootstrapping my own small company. The two are in unrelated industries, but it could be argued that there ...
4
votes
1answer
838 views

In accounting and investment, what is the difference and relationship between balance and position

In accounting and investment, what are the difference and relation between balance and position, when talking about a checking/saving/investment account? Or are they the same concept? Thanks and ...
1
vote
1answer
139 views

Are bonus and rebate taxable?

Suppose I purchase something from a company, and I get some rebate. I open an account with a bank, and I get some bonus. Questions (for The United States) To me, are rebate and bonus taxable ...
3
votes
1answer
332 views

As a contractor - my right to substitution with IR35

Looking at IR 35 compliance : http://www.contracteye.co.uk/ir35_compliance_overview.shtml Substitution An important IR35 factor, you should ensure that your contract allows you to provide a ...
3
votes
2answers
230 views

Using stable short-term, tax-free municipal bond funds to beat the bank?

I was lately been looking into some investment strategies, and I thought that short-term, all-single state municipal bond funds (which are free from both state and federal taxes), might be a good way ...
7
votes
3answers
5k views

Is interest of credit cards caculated based on the amount unpaid within the grace period?

From Wikipedia if a user had a $1,000 transaction and repaid it in full within this grace period, there would be no interest charged. If, however, even $1.00 of the total amount remained unpaid,...
2
votes
1answer
204 views

Does re-financing an FHA-insured mortgage incur the UFMIP again?

I currently have a low-down payment FHA-insured mortgage. When I got the mortgage, I rolled the 2.25% up-front mortgage insurance premium into the loan. Rates have fallen, and I'm considering ...
1
vote
1answer
726 views

How to understand the calculation of interest for credit cards?

From Wikipedia The general calculation formula most financial institutions use to determine the amount of interest to be charged is APR/100 x ADB/365 x number of days revolved. Take the annual ...
5
votes
3answers
1k views

Is there a formula to use to analyse whether an investment property is a good investment?

How do I determine the real cost of buying an investment property over time considering rent, interest, expenses and capital gain? I know there are many factors at play but is there a generic ...
1
vote
1answer
138 views

Common practice for start/end date of balance sheet

I'm trying to build a personal balance sheet in Excel for my brother-in-law. Basically, so that we can monitor the hours he works against the hours he's paid. He's paid every two weeks, one week ...
4
votes
4answers
280 views

Paying loan more than the monthly limit vs keeping the extra in a bank or investment

I have a student loan (9% interest rate) which I have to pay within the next two year. Since I have a secure job I know I will finish paying within two years even with the minimum monthly payment. ...
8
votes
1answer
89 views

Capital losses on early-purchased stock?

If I exercise an early purchase clause on employee incentive stock options to go ahead and purchase the stock and the company later goes bust, can I take capital losses against that stock?
5
votes
3answers
1k views

Can one use Google Finance to backtest (i.e. simulate trades in the past)?

Is it possible to simulate what would have happened if I started investing 10 years ago using Google Finance? For example, If I started investing in company XYZ where I could have invested £100 a ...
8
votes
1answer
397 views

Repayment of 2010 First-time Homebuyer Tax Credit

My wife and I received the full $8000 first-time homebuyer tax credit when we bought our home in April 2010, but we're now planning to move. According to the IRS, since we've lived here for less than ...
3
votes
1answer
137 views

Cashing in a Self Selected Stocks & Shares ISA

If I wanted to cash in my ISA today, what taxes would I have to pay and what percentages would they be? I think that if the value of the ISA is about £10,600, only then would I have to pay capital ...
9
votes
2answers
10k views

What is the P/E ratio for a company with negative earnings?

I know that PE ratio = (share price) / (net earnings per share), so does a company with a net loss mean they have a negative 1-year trailing PE? Is this surprising/unusual? What about for a company ...
11
votes
3answers
2k views

How should we deal with money during my spouse's maternity leave?

I recently realised that my partner is more anxious than I suspected about what we're going to do about money. Principally, she feels guilty for spending money on herself, and is worried about the ...
5
votes
2answers
603 views

Can I contribute to my spouse's RRSP to fully take advantage of the Home Buyer's Plan?

My spouse and I plan to eventually use the Home Buyers' Plan when purchasing our first home. If we combine our RRSP's then we can take out $25,000 each to use as a down payment on our first home. I ...
3
votes
3answers
54k views

Is Weiss Research, Inc. a legitimate financial research company?

I've seen two advertisements for so-called "well known" financial analysts and reporters purporting to have inside information on grave threats to the economy. I visited the websites advertised in the ...
10
votes
3answers
2k views

If you buy a new home before selling the old one, what could happen from not paying the old mortgage?

I'm researching the process of selling a home and buying a new one. Several articles warn against buying the new home before the old one is sold because you may end up having to pay two mortgages. I'm ...

15 30 50 per page
1
521 522
523
524 525
592