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4
votes
2answers
551 views

Spain: Convert cash to electronic money?

I am in Spain, have some cash, and would like to move that to a German bank account. I asked at Deutsche Bank Spain, and they said that to do that, I would need an account at their bank. Note that ...
2
votes
1answer
498 views

How to figure out interest received from 'cash and cash equivalents' in a balance sheet?

Looking at APPL's balance sheet, I can see that they have a few million as cash and cash equivalents. I want to know more about cash and cash equivalents. I understand that cash and cash ...
1
vote
1answer
94 views

How to find out if a company has purchased government (or other) bonds?

Looking at a company's income statement, balance sheet, and cash flow, is it possible to find out if a company has given out a loan to a government or to another business, i.e. government/corporate ...
2
votes
1answer
626 views

Insider trading of a linked security like an ETF your company has a heavy weighting in

Let's say you work for Apple, Inc as a middle class employee. This is a large publicly traded company. By the very nature of your employment there will be limited times that one can make purchases and ...
2
votes
0answers
156 views

What is the minimum out-of-pocket amount I need to buy stock? [duplicate]

Assuming I wanted to buy stock in Walmart, what is the minimum that I would need out-of-pocket?
3
votes
2answers
279 views

Do I owe state taxes for a temporary (4 month) residence in California?

During 2012, I spent the first 4 months living in California while in a startup accelerator program. I had a California apartment lease with my name on it during that time. I earned income during ...
4
votes
1answer
580 views

Mileage Deduction as Independent Contractor?

I will be starting a new independent contract in a few weeks. The contract requires that I work at the client's office. Can I deduct mileage for the drive to and from the office? I may require ...
4
votes
3answers
5k views

Why am I never approved for credit cards instantly online?

Whenever I apply for a credit card online, I always get a message along the lines of "we could not instantly approve your application". I end up getting approved eventually so this is just an ...
6
votes
2answers
2k views

529 Plans vs Coverdell ESA

I was recently introduced to ESAs (did not know they even existed), and am trying to decide if I want to open an ESA or a 529 account. I was attracted to the ESA initially because it looks like you ...
4
votes
1answer
329 views

Tax advantages of using 529 plans to save for child's education?

I have been looking into 529 plans for my son, and my primary banking and financial institution offers a 529, but their 529 is not as high performing as some other likes Vanguard, T Rowe, or State ...
7
votes
1answer
8k views

Is it a good idea to increase W4 allowance claim in order to fully fund 401k?

My company matches my 401k contributions, up to a limit, 6%. I don't currently contribute the max, but I would like to start. I know when I increase the W4 allowances, my take-home pay goes up, and ...
5
votes
1answer
476 views

Reporting sign-on bonus in case I need to return

Is there a special way to report sign-on bonus (a.k.a. joining bonus)? Background: I joined a company in 2012 and accepted a sign-on bonus. If I leave the company within one year of joining, then I ...
2
votes
1answer
565 views

Is my reimbursement taxable?

I am an hourly employee. I receive a separate reimbursement check from my regular paycheck. My company does not tax the reimbursement and does not add it to my yearly gross amount. Is it taxable? Are ...
0
votes
2answers
149 views

Which instrument to use to trace the Aussie Stock Market?

The best way to achieve market returns is to get into a product that traces the market, right? So I have found two such potential products to trace the ASX 200. The first is an ETF, STW.AX (SPDR 200 ...
6
votes
2answers
2k views

Dentist screwed me on a bill. Do I have any options?

A while ago I switched dentists. Despite reading a bunch of research about how the #1 predictor of high dental bills is switching dentists, my dentist proposed a "deep cleaning" and said my dental ...
2
votes
1answer
55 views

In my US income tax return, is it okay to use my spouse bank account for direct deposit?

We file as "married, separately", and my name does not show in my spouse bank account. In my US income tax return, is it okay to use my spouse bank account for direct deposit? Any concerns?
5
votes
3answers
99k views

Calculating the total capital of a company?

I was wondering how do we calculate the total capital of a company? Which items should I look for in the financial statements? And how do I calculate notes payable? Is the same as accounts payable?
15
votes
2answers
28k views

ITIN Application - IRS requesting original passport

I have filed joint tax return for 2012 tax year. My wife is not eligible for SSN (she's on H4 visa) so we included the W7 form (application for ITIN) into the package. This year the rules became more ...
5
votes
1answer
2k views

How to dispute a balance transfer that never posted with other creditor?

Three months ago, I did a credit union credit card balance transfer at 0% to pay down three student PLUS loans. In the payments, the account number and sequence number for the three loans were given. ...
3
votes
1answer
8k views

What are some FSA eligible expenses that can be used for baby care?

I signed up for a Flexible Spending Account (FSA), and am now trying to figure out what all is covered under it. I know some of the basic products like band aids and glasses are, but I'm really ...
1
vote
3answers
3k views

What does the term “match the market” mean?

What's the difference betweeng "matching" the market and "beating" the market?
3
votes
3answers
211 views

What sort of investment accounts are generally used for short term (not retirement) investing?

If accounts such as Roth IRA and 401(k) are designed for investing towards retirement, what sort of accounts do people generally use for short term investing, say 5-10 years? Ideally there would be ...
3
votes
2answers
291 views

H&R Block tax preparation software made arithmetic mistakes. How should I proceed?

I used the free e-file software at hrblock.com for my federal return and paid for my state return. After paying but before finalizing and filing I checked the PDF version of my return and immediately ...
2
votes
1answer
275 views

Are there any market data providers that provide a query language? [closed]

Like SQL, for example, but it doesn't have to be the same syntax. For example, I might want to query "which stocks on the NYSE had the greatest 1-hour price changes today?"
1
vote
1answer
932 views

Tax Code of D0 and 944L

I was employed with company A from May 2011 till December 2012. I started a new job in January 2013 and the last pay that I got from Company A was on January 15 2013. The payslip stated that my Tax ...
-1
votes
1answer
1k views

How do I calculate the dividend yield for Disney Co?

I'm trying to "estimate" the dividend yield for Disney (NYSE:DIS). Let's pretend stock price will stay at $57 and the tax rate is 1%. Is it really the case that after 3 years with this stock the ...
8
votes
3answers
2k views

Should I lease, buy new, or buy used?

I'm looking for an answer based on quality (they don't make 'em like they used to), price (are new cars even worth the $), and/or reliability/low maintenance (where leasing is attractive) which option ...
1
vote
1answer
151 views

Must I accept Canadian funds if I do business in Canada

I'd like to sell a product in Vancouver, Canada. If the company is Canadian, must I accept Canadian dollars? If my company is not incorporated in Canada, does anything change ? Can I sell a product to ...
4
votes
3answers
300 views

Is my wash sale being calculated incorrectly?

This question is about wash sales of stocks in the United States. First transaction: On 06/27/2012 I purchase shares of a company for $1,000 and sell all of them for $2,000 at a profit of $1,000. ...
4
votes
1answer
356 views

Wash sale rules between tax advantaged and regular accounts

I sold an investment in a standard brokerage account at a small loss because I needed the money for a down payment. I still think it is a good investment, can I buy the same investment in a standard ...
2
votes
2answers
3k views

Are there taxes for exchanging goods in a barter transaction?

For example, if I trade someone 10 apples for 10 strawberries, do I or my trading partner need to pay taxes? Do I need to pay taxes if I do business without using officially issued currencies? If ...
1
vote
1answer
70 views

What should I include on line 7 of US form 1040?

On U.S. Form 1040, Line 7 says: Enter the total of your wages, salaries, tips, etc. For this line, should I include the portion of my salary used to pay medical and dental premiums?
2
votes
2answers
5k views

What are the advantages of an IRA over general investment accounts?

I'm trying to understand the benefits of IRAs. I get that an IRA is an account for retirement in which I keep investments. And I get the difference between Roth and Traditional IRAs (in fact, that's ...
5
votes
1answer
205 views

Do performers pay taxes on comped meals and hotels?

Here is the situation. I am a US-based performer just beginning to build a following and I have secured some bookings. The places that have booked me have offered free meals, travel, and lodging. ...
10
votes
5answers
17k views

First time landlord looking for software to manage rental properties [closed]

I am in the process of purchasing a couple of rental properties, and am completely new to property management. I know there are a few veteran landlords who frequent this site and was hoping to get a ...
4
votes
1answer
341 views

Can I rollover some of my Roth 401(k) into my Roth IRA even if I'm still employed?

My 401(k) plan, to which I make after-tax contributions, has excellent choices for index funds. I have a plan to get Admiral shares of Vanguard Total US Stock Market (ER of 0.06%), then use the bond ...
8
votes
2answers
4k views

Can two people jointly purchase a single share?

I am looking to buy shares in a private, non-listed company whose shares are quite costly. (We're in the UK.) To keep things simple, let's say I'm looking to buy 1 share at a cost of £50,000. (These ...
1
vote
1answer
2k views

How do I sell an expensive item online without offering a warranty?

We develop software for some international hardware firm. Recently, and given our good work, we were granted with some free hardware, which is kind of expensive (special computer processors). I ...
2
votes
2answers
3k views

Does getting a 1099 from another state count as working in another state if I was physically in my home state?

I live in California and worked on a freelance software programming gig for a company in New York. I'm filing my tax returns. I got a 1099 from the New York client. I was physically in California ...
2
votes
1answer
175 views

Where do I owe taxes while I am contracting overseas to Germany?

I am currently a student in the US, but I am originally from Japan. An IT company from Germany contacted me for a web application project and they told me they are going to send me the money to my ...
2
votes
1answer
1k views

Can you replace Roth IRA contributions that you withdrew? [duplicate]

If I withdraw my Roth IRA contributions from previous years, is it possible to ever replace that money in the Roth IRA?
4
votes
2answers
13k views

Is it necessary to file taxes if you've made less than $15,000 for the year?

I'm asking on behalf of a friend, who, last year, worked 5 weeks through a temporary placement agency earning ~$400/week after taxes (~$550/week before taxes), and also worked 6 months at an ...
2
votes
1answer
222 views

For Tax Purposes, What Does “Provide at Least Half the Cost” Mean?

If I am separated (no legal decree) from my husband for just over two years and have been unable to work due to caring for children and illness. I get ~$3700/month from him labeled as "Separation ...
7
votes
2answers
12k views

How long after new employment before applying for a new credit card?

I am a recent grad and new employee. I currently only have a $500 student Visa credit card with my current bank branch (2 years). I began my employment at the end of January (just over 2 months ago) ...
4
votes
1answer
140 views

How can I observe exchange rates?

I need a lot of Euros because I frequently travel to European countries. Therefore, I always have an amount of Euros at home and from time to time I exchange a large amount of Euro. To save some money,...
0
votes
1answer
47 views

Transferring a Property (with a loan) to a relative in Maryland

We have a property in Maryland, currently in my name, on a loan with a bank. Other than selling the property and having my relative buy it, is there a more cost-effective manner, in which the property ...
6
votes
1answer
2k views

What is a better way for an American resident in a foreign country to file tax?

I usually file my taxes using turbo tax. Last year I moved to a foreign country and I tried to file my tax again using turbo tax, but I feel like it's confused about some parts: Turbo tax doesn't ...
0
votes
2answers
11k views

Question about F1 student filing California State Tax Return

I am currently holding F1 student (OPT status) visa and worked several months last year in a company, the salary on my W2 is somewhat around $30k. I am married and my wife has been in US since March ...
3
votes
1answer
992 views

Is Tradeking collecting too much information when I open an Roth IRA?

I recently signed up with Tradeking a Roth IRA account. During registration, I entered my home address DOB and SSN. I was ok with it. But then Tradeking started sending me emails (1) the first one ...
4
votes
4answers
296 views

Evidence for timing market in the short run?

I've deposited a sum of money in my Roth IRA and I'd like to invest soon, but I don't a firm deadline. Is there any evidence for a strategy I can use to "time" the market over a short time horizon, or ...

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