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votes
2answers
164 views

What should I expect when applying for credit?

EDIT: It has been suggested that this question is a duplicate of Personal loan while unemployed?. In fact it is not a duplicate of that question, because I'm not asking about getting a personal loan ...
1
vote
1answer
35 views

How to research option maturity dates and volume [on hold]

Hello stack exchangers How do I get a list of stocks with their option maturity dates and volume? I am interested in stocks that have frequent maturity dates and high volumes. Once I have a list ...
3
votes
1answer
159 views

Am I a “Material Participant”?

I am a limited partner in the company where I work full time in a middle management role. (Or more specifically, I am a limited partner in the holding company that exists for the sole purpose of ...
0
votes
0answers
43 views

US Citizen owning & trading in a foreign offshore account

I am a US citizen and have had a brokerage account in Singapore for 15 years, since being stationed there for work. All correct US reporting has and is carried out in the US including finbar etc. ...
1
vote
1answer
188 views

Tag along in publicly traded companies

I am not sure if that's the best place to ask this question, so—feel free to relocate to a more appropriate site. So, I have a couple of questions: First-off: in Brazil, we have listing segments for ...
1
vote
2answers
164 views

What's the point of Fidelity's core position (similar to Vanguard's Settlement Fund)?

I recently opened an account with Fidelity to invest in stocks, ETF, mutual funds. Initially, they offer investment options but basically that means they put my deposit in a Money Market Fund (called ...
-2
votes
3answers
360 views

What stops someone from abusing the Annual Gift Exclusion Amount?

Let's assume this hypothetical. My son is now 18 years old. Since he was 8, I've been setting aside the annual gift exclusion amount and placing it in a safe in my house. With snipers guarding said ...
2
votes
1answer
87 views

401(k)/IRA in lieu of term life insurance at age > 55

I have a term life insurance plan that will expire when I am 55 years old (~20 years from now). My insurance salesman wants me to convert part or all of this into some sort of whole life policy, and ...
4
votes
1answer
355 views

Is this GoFundMe response a pattern of scam behavior?

I have a GoFundMe campaign, and I received what looked like donations taking me to my target level, and then were rescinded by GoFundMe on a message saying something like the funds not being obtained. ...
2
votes
2answers
178 views

Student loans w/ employer contribution payoff strategy

I have $17k in student loans (4 of them, all Stafford less than 4.5%). My monthly minimum payment is under $200, and my employer contributes exactly $200 on my loans each month (regardless of minimum ...
1
vote
1answer
25 views

IRS CP2000 for Company Retention Stock Options

I was granted company restricted stock with a vesting period of 4 years. I was under the impression that upon vesting, the stock is taxed and that's all I owe. I could then sell the stock and that ...
3
votes
1answer
36 views

UK Tax/Universal credit pension contributions for non earning partner

I understand that any pension contributions made by someone claiming tax credits or universal credit are deducted from the claimants earned income when assessing the amount a claimant is eligible for. ...
2
votes
2answers
161 views

What is the capital gains tax on stocks in Netherlands?

Pretty simple question - but I have read conflicting pieces saying in some cases capital gains is 0% in Netherlands and other places that it is 25%. Can anyone share details on the rate of capital ...
1
vote
1answer
55 views

What is Money multiplier deposit or MMD?

What is money multiplier deposit or MMD? How it works in Indian bank?
0
votes
1answer
116 views

Asset class with highest long term return

I have heard, as a loose rule, assets classes which have low volatility, generally, have low returns. Good to hold on to close to retirement time. Conversely asset classes which have higher ...
4
votes
1answer
148 views

Check if the management of the building I'm in sends late rental to credit agencies

I'm running low on money for the next 6 weeks until I get payment for contract work I've done. In the meantime I owe to various places. I'd like to prioritize paying back to places that will report to ...
0
votes
1answer
86 views

Pay the downpayment in 24 months or save money then pay the downpayment in 1 go?

I am planning to buy a house. In our region, you have the option to either pay the downpayment in a monthly basis if it is too much of an amount for you. That is the first option. 2nd option is to ...
0
votes
0answers
40 views

Can non-citizens sell paper certificated UK stocks?

I inherited BATS shares listed on the LSE. I’m a Canadian citizen, and the shares are paper certificated. I’ve been trying to sell them for a year with no luck. Can I sell them without naturalizing in ...
7
votes
1answer
239 views

Run Facebook fundraiser on behalf of Mexican citizen

Background I am a natural-born US citizen and lifelong US resident. My friend, who I will call V, is a Mexican citizen living in Mexico. She is trying to improve her financial situation. She has ...
3
votes
2answers
93 views

Married Mid-Year, Tax Liability Now Paid

I've paid my taxes as single all year, but now I'm married! With this new filing status, my tax liability has decreased, as my wife has both a lower income and a daughter. By my calculations, our tax ...
1
vote
2answers
38 views

“Projected Average Cash Yield” vs. “Projected Yield per Annum”

I'm looking at the cover sheet for a potential investment, and I see something like this: Projected average cash yield is 8%. Projected yield per annum 12%. What is the difference between "...
4
votes
2answers
190 views

Do businesses pay taxes in addition to sales taxes from customers or do they use sales taxes to pay their taxes? [closed]

Whenever we go to a store or supermarket we pay taxes on many products. Sometimes different products have different tax rates too, which makes things even more complicated. I was wondering if stores ...
1
vote
2answers
93 views

Accounting for VAT (and expenditure) on credit purchase

I'm VAT-registered. Suppose I buy something related to the business on credit (3% for 24 months) for £3000 (£2,500 ex-VAT plus £500 VAT). (These amounts are totally made up.) The payments are £128.94/...
3
votes
1answer
94 views

Does the stock dividend tax depend on the exchange it is listed on?

Total is a french oil company listed on both Euronext Paris and NYSE. How does the location of the exchange affect de dividend tax? If I buy my shares on the NYSE, does the dividend tax depend on the ...
2
votes
3answers
104 views

Do I get reimbursed from my HSA for amount applied to the deductible or the actual amount paid?

My health plan (Cigna) through my employer is a HDHP that comes with an HSA (through HSABank). When somebody in my family gets medical services, they "bill" the insurance, which tells the medical ...
1
vote
1answer
74 views

How do Ontarians calculate optimal RRSP contribution?

Pls see my dad in Ontario's facts. He maxed out his TFSA, and his annual pre-tax income (henceforward "APTI") is $50K. CRA website shows his 2019 RRSP deduction limit is $100K. If I understood this ...
5
votes
3answers
365 views

Can I purchase a 2 bedroom Philadelphia condo, live in one room, and rent the other?

I am in the process of purchasing a condo in North Philadelphia. The situation is great and my offer has been accepted. I received Condo Association documents to review and have 4 days left to review ...
0
votes
0answers
37 views

Total Claim Amount vs Claim Checks Amount

Some damage was done to my house. I received 2 checks from the insurance company: Check payable to me AND the bank in the amoutn of $x to cover damage to the house Check payable to me in the amount ...
1
vote
3answers
337 views

What's stopping a company from intentionally reporting poor guidance to tank the stock and enabling them to buy-back shares at a massive discount?

From Investopedia: Many companies issue disclaimers when they issue forward-looking statements. Despite an implicit understanding that certain statements are largely speculative in nature, the ...
4
votes
0answers
126 views

Options for Protecting Inheritance Before Death?

My mother is starting the process of selling her house and downsizing to an affordable apartment. The house sale will leave her a fair amount of cash that she will use to close the gap between her ...
0
votes
1answer
28 views

India Income Tax Deduction questions AY 2019-20

I am a Resident Indian Sr. Citizen, I paid Mediclaim Insurance Premium of Rs.53808/- last FY (March 2019), by cheque, for my wife and myself (both senior Citizens) I was hospitalised in December ...
6
votes
3answers
618 views

How should I save/invest for my son

I had a son 8 months ago and we opened a savings account for him that already has a few thousand in it from various family members, and I have set up an auto transfer of $50/month into it from my ...
12
votes
3answers
6k views

Applying for FHA mortgage when living together but only one will be on the mortgage, no savings

Trying to get some info for a friend here. She's looking at getting a mortgage - her BF of many years can't join her on a joint so it'll just be her. Am I correct in assuming that all their monthly ...
1
vote
1answer
32 views

House property loss adjustment with carry forward loss from previous year

I have a query regarding situation below for tax implication : Carry forward loss from previous year under head house property loss : 60000 Current year house property loss : 120000 With above, ...
2
votes
2answers
164 views

US treasuries yield on economy news

When looking at say Bloomberg or CNBC news on televison, one often sees different yields for US treasuries pop up. I.e What does this represent? I.e how are these numbers determined? It cant be ...
0
votes
2answers
43 views

Requirements for VAT registration in Europe as an Australian Entity

I am going to be doing some consulting for a company based in Germany and I don't have a European business entity, only an Australian one (sole trader). They're asking me for a VAT ID, however ...
1
vote
0answers
78 views

How much are index providers accountable to their clients?

Criticism on index providers: The increasing influence of indices means that some critics argue that benchmark providers such as MSCI are too powerful, given that promotions or relegations can ...
2
votes
5answers
153 views

Exercising options is not instantaneous

As I understand it, exercising an option does not happen immediately. You send in the instructions to exercise and it gets done at market close for that day. What if, in between the moment you send in ...
0
votes
2answers
60 views

Element to consider in the SEC filing [closed]

Today, the stock TWOU dropped by 70% today. What are the elements to analyse in the SEC filings to predict such a movement?
1
vote
2answers
172 views

30 yr mortg + IRA/stock market, OR 15yr mtg then 15 yrs IRA/stocks

I'm planning to refinance the mortgage given the low rates these days. Need to make a choice between a 30 yr fixed and a 15 or 20 yr fixed. Monthly household budget can accommodate any of the mortgage ...
0
votes
1answer
148 views

Is there an institution that makes sure that all international bank transfers add up to zero? [closed]

Suppose bank A creates a new account, and adds 1000 euro's to it, by just changing the relevant field in the database from 0 to 1000, without any money being taken from another account. It then makes ...
1
vote
0answers
145 views

Restricted stocks

I have a 36,000 shares of a $0.30 stock. The company is still in business and is listed. The stock certificated is stamped restricted. I contacted the company to remove the restriction & was told ...
1
vote
0answers
51 views

Purchased business can i keep EIN

I purchased a small business, it is inc. I kept the name etc., do I have to obtain a new EIN or can I change the ss information and keep the current number
2
votes
1answer
198 views

What happens if a shareholder of a publicly listed company does not exercise his or her right to vote?

I was wondering what happens if a shareholder of a publicly listed company does not exercise his or her right to vote. I would be tempted to answer "nothing" but I am sure you guys know better. ...
0
votes
0answers
97 views

How does a house's value change with a new influx of neighborhood residents? [closed]

If there are empty plots in a neighborhood, and new residents decide to move into the area, does the value of the properties in the area typically go up? As well, for rental prices, can these be ...
0
votes
1answer
53 views

What is the Income Tax treatment, if person A transfers more than fifty thousand Indian rupees electronically to Person B's saving account?

I wanted to know the income tax implications if A transfers more than fifty thousand Indian rupees to B's saving account electronically. The B is not a relative to A. Would B be taxed as he/she is a ...
1
vote
1answer
98 views

Corporation Tax Help?

I’m hoping some of you may be able to help, as I am not very well versed in the tax department. Here’s my situation: Last year, I started doing work for a company that required us to be self ...
1
vote
4answers
229 views

Is it possible/easy to get some rare banknotes and/or coins that worth more than the face value?

Today I got a few Eisenhower dollars from my bank and it seems they worth slightly more than one dollar each as they are rarer. In general, is possible/easy to get some rare notes and/or coins that ...
1
vote
1answer
108 views

Danger of market orders [duplicate]

As a new Day Trader, I have used market orders on several occasions (mainly to exit positions). But it occurred to me that there might be an inherent danger in doing so... Let’s say that I want to ...
1
vote
3answers
114 views

Tracking Company Buybacks

According to Investopedia, "[c]ompanies [can] buy back shares on the open market over an extended period of time and may even have an outlined share repurchase program that purchases shares at certain ...

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