All Questions
37,624
questions
2
votes
0
answers
29
views
Transfer of shareholders for public company redomiciliation
A public company that I own stock in wants to change its domicile. I can see that ordinary shares (not referring to the DRs) of the company is listed on three exchanges in three countries, lets call ...
- 129
-2
votes
0
answers
43
views
company going private from public [duplicate]
let's say that I have $ 2 million worth of shares in a public company listed in SNP 500 and If someone acquires the public company in other words, if the company goes public then should I sell my ...
0
votes
0
answers
135
views
I have not paid my bill to Ability GmbH due to medical tragedy and moved to India what happens
It will be helpful if I find answer for this. I was working in Germany and there I registered in some dating site which I forgot after I moved to India due to my medical tragedy and now I am in ...
15
votes
2
answers
4k
views
Is it possible to get one loan for four different (but closely related) purchases?
I'm a pilot. I'm considering maybe possibly building my own airplane from a kit. The problem is that the airframe, engine, propeller, and avionics all come from different suppliers. I don't want to ...
- 253
1
vote
0
answers
41
views
Rental expenses in Canada, current vs capital
I am renting my house in Ontario Canada, and claiming the rental income/expenses on my tax return. I know I can claim current repair expenses, but next year 2024, I have to replace the roof and ...
- 11
43
votes
6
answers
10k
views
Why did my credit card company resolve my dispute in seconds?
I had a dispute regarding a tip charge on my credit card when I dined in a restaurant. The tip amount which I signed to pay is $8.98 but the restaurant charged me $15.00. A few days later when I ...
- 1,557
3
votes
1
answer
218
views
Can I use capital losses to offset income tax in the UK?
In the US, I am aware of the term called ‘tax loss harvesting’ where capital losses can be used to offset up to $3000 income. Is there a similar method in the UK to do this?
- 31
0
votes
6
answers
364
views
Why call options are more profitable compared to stock trading?
I am having a hard time trying to understand why buying call options are more profitable (if you predict the market right), compared to selling & buying stocks right away. Let me explain my ...
-2
votes
1
answer
64
views
Calculate the return rate from the initial and final fund value
I'm trying to calculate the compound return rate from multiple variables: the initial fund, the final fund and the period.
Suppose I have $10000 right now, if I can do a compound return rate at 10%, ...
- 317
2
votes
1
answer
41
views
When exactly in the FY can returning NRIs invest in PPF?
It is said that an NRI cannot open a PPF account.
But consider the case of an NRI individual who has recently returned back to India and has no plan for going abroad again. When exactly can this ...
- 71
2
votes
4
answers
2k
views
if we had only one bank left, will there be a bank run? [closed]
It's not a serious question.
You see when small banks fails, big bank came and absorb it.
So I just wonder what will happen if we got only one bank left.
All money businesses are within that bank and ...
- 139
2
votes
1
answer
159
views
Break even point for HDHP plan vs being uninsured?
I just learnt about nearby hospital's "uninsured patient discount" policy document that states:
The Uninsured Patient Discount will not apply to any item or service
provided to a patient ...
- 655
1
vote
1
answer
228
views
What happens to First Republic Bank (FRC) Short Puts on acquisition by JP Morgan?
I own 5 Short Puts with strike price @ 11.00 with expiry being 19th May 2023. Since trading is halted, I may not be able to execute or close the position. What will happen to this position once JP ...
2
votes
1
answer
87
views
When must an employer issue a T4A?
I've worked for some companies as a contractor where they have given me no tax slips or pay stubs of any kind. Is this legal? When must a company issue a T4A? I've heard some do it if you earned more ...
- 43
1
vote
1
answer
267
views
I have opened an account with a Neobank Yuh. I'm totally confused why I don't have a username and password, there is also no 2FA [closed]
In less than 1 hour I was able to open an account with Yuh. The process worked very well, only small bugs.
I could not find a web UI for Yuh. On the iPhone Yuh app, I log in with FaceID. Am totally ...
- 688
2
votes
1
answer
68
views
Are employer contributions to RRSP part of one's own contributions in tax forms?
Context: working for a company in Quebec (Canada) that matches RRSP contributions.
When contributing to one's RRSP, the company contributes an additional amount on top (a percentage of the employee ...
- 131
10
votes
9
answers
14k
views
What's the cheapest way to buy out a sibling's share of our parents house if I have no cash and want to pay less than the appraised value?
My mother passed away, leaving 75% of her house to me and 25% to my sister, setting this up as a trust. The house was appraised at $944K, based on the time of my mother's death (November 2022).
I want ...
- 227
1
vote
1
answer
35
views
How to understand "if contributions were made to a SEP IRA, they could potentially reduce the amount you can contribute to your Roth IRA" message?
I received the following message from Fidelity (with whom I have both Roth and SEP IRA accounts):
NOTE: SECURE 2.0 Act was signed into law on December 29, 2022. For
2023, if contributions were made ...
- 1,322
0
votes
1
answer
254
views
How can I decide how much I should charge for dog sitting in a month?
The title asks for itself. Google gives a good number of resources (https://pawsathomecare.com/blog/pet-sitter-rates/) but I have never done this, and I haven't found articles for hobby dog sitters ...
- 159
0
votes
1
answer
59
views
As an overseas company owner, what are my tax obligations to the UK?
I'm a dual resident of the UK and Country X for tax purposes. I'm not employed in the UK or Country X. However, I have a single company registered in Country X, which has regular income. The income ...
2
votes
2
answers
615
views
Do retirees need to pay social security and medicare after retirement?
Once you have retired, assuming you are only living off a government pension and 401k, 457 and IRA savings do you still have to pay social security taxes and medicare taxes?
I usually see these taxes ...
- 207
0
votes
1
answer
142
views
If you get a new Debit card can you still be charged for recurring subscriptions?
I had a recurring Microsoft Office subscription of $123.17 CAD per year, but forgot the account associated with it. I contacted TD to lock my TD Access Card permanently and get a replacement card. But ...
- 101
3
votes
0
answers
35
views
Tax deductible expenses in Canada when moving for work
My husband and I moved for work in Nov. 2022 from Ontario to BC. We own a home in Ontario which has been vacant since (could not be rented due to slow demand in winter time although we had been trying)...
- 175
1
vote
0
answers
108
views
Removal of ex partner from help to buy scheme and mortgage
Context
Mortgage and Help To Buy UK scheme is in two names. The house was purchased just over two years ago. So still some time before the equity loan repayments, for the Help To Buy kick in.
I have ...
- 11
1
vote
0
answers
40
views
Tax obligation for money transfer to France for non French residents
My wife and I are both US citizens and live in the US. My wife is also French citizen. We have a joint account held in a French bank. We also own an apartment in France that we never lived in (it is ...
- 185
1
vote
1
answer
69
views
Work for NZ employer but want to live in Australia and work remotely
I am presently working for a NZ employer and plan to move to Australia and continue working for same NZ employer remotely in Australia for at least 6 - 12 months or more.
Can it be possible (assume ...
- 11
0
votes
2
answers
247
views
Is a wash sale that bad?
Using the following as an example, for any equity (stock):
1/15 BUY 10 @ $100
6/15 BUY 5 @ $50
6/20 SELL 10 @ $30
6/22 BUY 99 @ $20
Are 5 shares a wash sale, or 10 shares, 15 shares, or 99 ...
- 1
1
vote
1
answer
70
views
Considering current market situation is it wise to convert 401K account into IRA
This is what I know about 401k and IRA accounts:
401k accounts are employer-sponsored plans, which means that you can only participate in a 401k plan if your employer offers one. IRAs, on the other ...
- 137
0
votes
2
answers
100
views
Establishing South Dakota Residency: Alternatives to Leasing or Using a Friend's Address
I'm considering relocating to South Dakota due to its advantageous tax environment compared to my current high-tax state. I plan to use a mail-forwarding service for to obtain a South Dakota driver's ...
- 111
5
votes
1
answer
481
views
I believe someone I dated in person tried to scam me
I think a man I was dating in real life tried to scam me - does this sound like a conman?
I met this man 2.5 months ago on the league (dating app). He said he had a high profile career in asset ...
- 53
0
votes
0
answers
18
views
Property owned and sold by SDIRA holding note
My LLC/SDIRA sold a property and is seller financing, so the mortgage payment is going right back into the SDIRA account. I have been told that that is not a permitted transaction by another investor ...
0
votes
1
answer
118
views
How common is it for appraisals to come in at exactly the offer price?
I recently put in an offer at a house at 5% above asking price. When I got the assessment back, it appraised at exactly the offer price. I was surprised by this because expected it to assess below ...
4
votes
2
answers
147
views
ETF rebalancing: do I pay fees?
Consider an ETF on a broad index such as S&P500. I know that the ETF is rebalanced usually quarterly by providers such as BlackRock or MSCI. My question is: if I am long that ETF, do I incur in ...
- 43
7
votes
2
answers
3k
views
I would like to donate my IRA to a certain charity. Will that charity be able to withdraw the money from the IRA tax free?
I don't want to withdraw and pay taxes on the cash in the IRA for obvious reasons. Hopefully the face value of the IRA will be the amount I can count as a charitable gift, but I'm more concerned with ...
- 71
0
votes
1
answer
69
views
If an Humanitarian Parolee sold property (car, furnitures) from their origin country and have recently move to the US, do they have to pay tax on it?
Let's say a humanitarian parolee from Nicaragua, or Haiti has put their belongings on sale just before they leave for the US, but after 7 weeks in the US those belonging(car, furniture) has been sold, ...
- 103
-2
votes
3
answers
136
views
Mathematics and Accounting of withdrawals and deposits in a shared portfolio
My friend is a day trader and works with money, after days of research I still haven't found a method or approach to accounting our shared account.
I've came across keywords such as pooled funds, ...
- 105
0
votes
1
answer
27
views
Is carryforward / NOL derived from operating income (EBIT) or taxable income (EBT)?
From Strategic CFO
A net operating loss occurs when a company’s operating expenses and
allowable tax deductions exceed its operating income for an accounting
period.
From Investopedia
A net ...
- 115
0
votes
1
answer
85
views
IRS Setting up a payment plan
A friend of mine has filed his/her taxes using a paper return with money due. The IRS has yet to process the return. Can my friend setup a payment plan with the IRS now? Should my friend wait for the ...
- 1,378
0
votes
0
answers
29
views
Calculating Interest Expense with amortization
Preface: I'm an engineer not an accountant so all this finical modeling stuff is new to me.
I've been given the task to take an existing finical model in Excel and put it into a jupyter notebook. One ...
-1
votes
1
answer
114
views
What kind of Indicator is this?
I am including the image for reference.
It seems like a mix of supertrend with some averaging in line plotting.
- 11
0
votes
2
answers
116
views
How to understand this investment portfolio list?
I have a table with the colunmns ISIN, Asset Class, Description, Nominal/Quantity, Market Value CHF. I would like to check how much is invested in a specific company, let's say Boeing. How do I find ...
- 813
0
votes
0
answers
47
views
J1 visa two year exemption rule
I have been granted a fellowship for a postdoctoral position at a university in the USA starting from September 2023 and with two years duration. The fellowship is from a non-profit European ...
4
votes
1
answer
245
views
Do variable interest mortgage have penalties for unscheduled repayments?
For mortgages, in the choice between fixed- and variable interest rates, fixed interest rates might be more expensive on average, but variable interest rates carry a higher risk (for example, see ...
- 3,173
2
votes
0
answers
40
views
What is the difference between 7-day yield and gross 7-day yield of a money market fund?
Federated Hermes Government Reserves Fund Class A (GRAXX) has a 7-day yield of 3.96 while it has a gross 7-day yield of 4.84. I wonder what is the difference between two attributes and how are these ...
- 353
2
votes
1
answer
71
views
Profit gained by exercise and selling of incentive stock options
For the below mentioned scenario, I want to know how much profit I will make if I sell all my options. I am new to the world of stocks, and any help will be greatly appreciated.
My company has granted ...
- 123
6
votes
1
answer
1k
views
Gnucash Mutual fund changes number I enter
In GnuCash, I have tried setting up a mutual fund similar to the Stock Account example in 9.4 of the GnuCash manual, but as a Mutual Fund. The account that I set up looks something like this (example ...
- 163
16
votes
4
answers
8k
views
Why am I being declined for credit card offers?
I tried applying for a new credit card, as the only one I had strangely jumped from 2% to 35% APR unexpectedly, without any reason I could tell, and customer service was unhelpful. I plan to cut the ...
- 2,649
8
votes
4
answers
3k
views
Are miles driven for business deductible expenses if the travel expenses are reimbursed?
I completed some work for an organization. I was paid as an independent contractor and expect to be issued a 1099. For one part of the work, I was required to travel a significant distance (by car). ...
- 1,687
1
vote
0
answers
31
views
Import duties if fulfillment by seller on Amazon
Just to be clear, I am not talking about FBA, but rather fulfillment by the seller. Let's also assume the seller is based on a country other than the buyers' or the registered Amazon marketplaces.
In ...
- 11
2
votes
1
answer
112
views
If you make a certain amount of money, is inflation less of a factor when seeking a raise
My background:
I'm 32
Live in California (US)
I make $25/hr
I'm married (spouse brings in income as well)
At my current job I have usually received good raises percentage wise (~8-10% each time), ...
