All Questions
35,886
questions
-1
votes
1
answer
44
views
Why have I started receiving pre-approved credit card offers for strangers?
I've been living at my current address for a couple of years now. It's not unusual to get mail for the previous residents, and as such I'm fairly familiar with their names and so on.
In the last ...
- 107
0
votes
1
answer
15
views
Correct evaluation of warrants
The warrant below (on TR) gives me the right to sell a stock for the strike price (at the day of expiry).
At the current market price of the underlying of 744 USD and a strike price of 1150 USD, the ...
- 103
1
vote
0
answers
22
views
Do any banks offer OTP confirmation for recurring payment?
There is a dark pattern that involves design decisions or settings that nudge or trick people into recurring payments when they intend to make a single payment. This has gained public visibility with ...
- 125
0
votes
0
answers
11
views
Do stockbrokers have to send all orders to SGX?
Suppose I have an account at a stock brokerage firm in Singapore. If place an order to buy or sell one lot of shares, will my order be sent to the stock exchange (SGX) and get executed there? Is it ...
- 14.7k
-1
votes
1
answer
60
views
What percentage of companies could have a consistent lower "return on capital" to its owners/shareholders and a higher risk than the S&P 500?
What percentage of companies/startups in the US or any other country could have a consistent lower "return on capital" to its owners/shareholders and at the same time a higher risk than the ...
1
vote
1
answer
55
views
Complicated CGT conundrum
My husband and I bought a house with two other people 12 years ago. We were going to go into business with them, but shortly after we fell out with one of them making the whole situation very ...
- 11
3
votes
1
answer
106
views
Effective interest rate of two loans
Let's say I have two loans and want to calculate the "effective" interest rate. To make things easy let's assume they have the same principal and the same terms (30 years), just two ...
- 6,942
-1
votes
2
answers
50
views
When a company sells a subsidiary or some of its assets, does the market reacts negatively?
When a company sells a subsidiary or some of its assets to pay off debts or refinance, does the market reacts negatively?
I assume it is always negative as it reduces the company size and indicates ...
- 831
1
vote
1
answer
36
views
figuring out the cost basis of a primary home converted to rental and then off rental
I bought an apartment in Washington DC in 1995 to live in. Subsequently I moved out of DC (and a few years ago, out of the country) but kept the apt and rented it out for many years. I paid the ...
- 203
0
votes
0
answers
27
views
How to calculate distribution return for ETF?
I'm trying to calculate Growth and Distribution returns for ASX:VGS for 2021 based on historical data, but the results do not match what's published.
Here I can see that in the 2021 Calendar year it ...
- 101
1
vote
2
answers
36
views
German PhD Student doing a Paid internship in USA for 3 Months. How to handle the taxes?
I am doing my PhD in Germany and get paid by the university.
This autumn I am going to the USA (Massachusetts) for an internship at a software company.
For those 3 months my salary from the university ...
- 111
-5
votes
0
answers
45
views
-1
votes
0
answers
22
views
Are all analysts in the consensus use the same components?
In the mean consensus estimated EPS for a specific company, do all analysts use the same non-GAAP components in the calculation ?
- 831
-1
votes
0
answers
14
views
Is insider selling similar to secondary offering (non-dilutive)? [closed]
When an insider sells, isn't it similar to the nons-dilutive econdary offering ?
- 831
-1
votes
0
answers
18
views
When a company acquires another for a discount, does the market take it negatively for the target company only?
When a company acquires another company for a discount, does the market take this negatively for the target company only or for both, or positively for the acquirer?
- 831
0
votes
0
answers
16
views
How is the exchange ratio calculated in mixed acquisition? [closed]
How is the exchange ratio calculated in mixed acquisition (deal is split in cash and stocks)?
- 831
1
vote
1
answer
51
views
Mismatch in SAMSUNG PER
I'm new to the stocks world, and I'm trying to calculate Samsung Electronics PER by myself to get used to this calculations. To calculate the PER first I'm calculating the EPS from Samsung taking the ...
0
votes
1
answer
58
views
When using land as a down payment for a construction loan, how much money can I borrow?
I am looking to purchase some land in cash (in the USA) and build a house on the land. I intend to use the land as equity (as part of the down payment) for a construction loan.
I'm looking to ...
0
votes
3
answers
71
views
Enter and Exit strategies to grow profit [duplicate]
The scenario is that a trader wants to trade just one stock through swing trading and take the profit. For example, the trader bought 50 shares of XYZ for the price $5. The stock went up to $7. He ...
- 1,005
2
votes
1
answer
269
views
Found expired check issued by title company to settle balance from 6 years ago
I purchased a home 6 years ago and the title company sent me a large packet of documents related to closing with a small check buried deep inside it. I did not notice the check until now. It's only $...
- 51
1
vote
1
answer
37
views
wash sale with leveraged ETF
If a person sales regular ETF ( suppose QQQ) at a loss and buys a leveraged ETF on similar Index e.g TQQQ within 30 days, will the loss on QQQ be treated as wash sale ?
- 588
2
votes
1
answer
44
views
Wash Sale - Selling RSU Shares Before Another RSU Vest
I currently have RSUs that vested three months ago where the the current market price is lower than the value of the stock when I acquired it. I'd like to sell these RSUs (at a loss of about -$5,000) ...
- 483
0
votes
0
answers
15
views
Do all analysts use diluted earnings for estimated EPS?
Do all analysts use diluted earnings for estimated EPS?
And does every company have its fixed formula? If not, how can analysts calculate the estimated EPS if the company changes its way -fot what it ...
- 831
-1
votes
0
answers
60
views
Are all ROIs shown on brokerage platforms wrong? [closed]
Why do Merrill and Fidelity use time-weighted returns? As individual investors, we make conscious decisions about the timing of cash flow and the amount of the cash flow: using money-weighted return ...
- 1
0
votes
0
answers
19
views
Are "contract assets" considered as quick asset? [closed]
Definition says:
Amount, after allowance for credit loss, of right to consideration in exchange for good or service transferred to customer when right is conditioned on something other than passage of ...
0
votes
1
answer
128
views
Received a Letter from SSN Administration and Very Confused
I received a Form SSA-L5114 and it says
"Based on information provided to us from Internal Revenue Service, we are reducing the amount of your self-employment income on your Social Security ...
- 573
1
vote
2
answers
46
views
How to calculate interest on amount due with an amended return?
With my original TY2020 return I got a refund of about $5000. It turns out though that I missed some information and once I've amended it I owe about $1000 back (so the refund should have been $4000). ...
- 401
0
votes
1
answer
103
views
Why don't I see any dividends in my Fidelity Personal Account?
I have two accounts in Fidelity:
Account A: Personal account
Account B: Rollover IRA account (Rolled over from former 401k accounts)
I have purchased a specific Fidelity Mutual Fund through both ...
- 151
0
votes
0
answers
20
views
Calculating CAPE using Yahoo Finance Python package
I would like calculate CAPE for several indexes, but to do it, I need to calculate CAPE I need all the stocks' earnings that constitute for the given index. How can I access them, as they're often not ...
- 101
0
votes
1
answer
48
views
What happens if the interest of my SBA 7a loan with variable interest rate goes through the roof in the next few years
I currently have a 1.2 million SBA 7a loan with variable interest rate, currently I am paying 6% after this recent rate hike. If fed raises interest rate by another 4% in the next 2 years, I am ...
- 145
0
votes
1
answer
82
views
Tax filing requirement for Teens 16 to 21 years
in 2021 a kid( approx age 16) had some income (less than 1.5K) for working part time and needed to file tax return. in 2022 if that kid does not earn any money, will he still need to file tax return ...
- 588
1
vote
0
answers
42
views
getting a check issued in the US in foreign currency [closed]
I need to send a check in foreign currency to an association in Indian rupees from the US. From what I can tell based on reading extensively sites such as Xoom or moneygram or Wise, online transfers ...
- 111
1
vote
3
answers
55
views
The cost of capital Equity versus Debt
Trying to understand something basic about cost of capital that I can't seem to wrap my head around.
When we talking about issuing debt to raise funds for a project, the cost of capital is the ...
- 113
0
votes
2
answers
124
views
Is There Such a Thing as a ‘Safety Net Trust’?
A married couple living in the United States has accumulated some wealth that they would like to use to start a trust - for the purpose of creating a ‘safety net’ for their children, grandchildren, ‘...
- 103
2
votes
1
answer
19
views
Relationship between interest rates and DCF discount rates
I've been reading that interest rates lower the over future cash flows of equities, hence their decline as money can be moved elsewhere for better returns.
What is the direct relationship between ...
- 185
1
vote
1
answer
47
views
Does sale need to come before purchase to be considered a like-kind exchange
Does sale need to come before purchase in order to be considered a like-kind exchange and avoid capital gains tax?
When selling your home (primary residence) and purchasing a new one does the sale of ...
- 115
0
votes
0
answers
53
views
Protesting/Disputing Appraisal Increase on Unimproved Land
I live in Texas and own about 13 acres of (farm) land. The appraisal for the land went from ~$165K last year to ~$270K this year, an increase of about ~63%. There is nothing distinctive, either pro ...
- 203
0
votes
1
answer
19
views
What parts of W8Ben to my overseas artists need to fill out?
I run a small online gaming company (sole proprietor LLC) and I frequently commission artists from both the US (whom I issue 1099s to, and will start to collect W9s from), but ALSO contract some work ...
2
votes
2
answers
51
views
Can you defer the July self assessment tax payment until January in the UK
Someone told me they don't pay any self assessment income tax in July, they just pay the full annual bill in January. Is this possible in the UK or is the July payment compulsory?
- 21
0
votes
3
answers
72
views
Changing Investing Strategy Near Retirement
Currently, I am 40 years old and I am investing in Traditional IRA (T Row Price actively managed funds) and also Index Funds (Vanguard). At what age, I should move to money conservation phase?
...
- 573
1
vote
1
answer
21
views
Why bid price is used while calculating Forex cross rates?
I was trying to understand how Forex cross rates work. Different articles on internet uses bid price of currency to identify it's current value. My question is, why do they chose bid price and not ...
- 329
18
votes
2
answers
4k
views
What's the point of the wash rule?
I don't understand the 30-day wash-rule. Someone please set me straight.
So let's say I purchase 100 shares of Hot Stock X, for $100 apiece. So $10,000.
Let's say that the stock goes down 50% on a ...
- 281
1
vote
1
answer
31
views
CAP rates, risk, and interest rates
I'm doing some basic reading about real estate, and I've come across two principles that articles tend to reiterate, but I don't understand why these principles are necessarily the case:
"A ...
- 407
-2
votes
1
answer
59
views
What are the financial benefits for a company to give out student scholarships?
I have been trying to figure out why a company would spend €100K - €200K on student scholarships.
I just can't seem to figure it out.
Is there any financial benefit through tax exemptions?
Can more ...
- 103
0
votes
0
answers
74
views
What’s a COT code [duplicate]
I was trading with an investment company called GoldTwin. They said they transferred my money to an online bank called GreenBulk.org. Has anybody ever heard of them? They then told me that in order to ...
- 1
2
votes
1
answer
51
views
Best way to determine price of an asset based on set of seller and buyer offers?
Lets say we have a fungible asset (stocks, gold, currency, crypto, etc.) that is freely traded on a market. The way this works is that people can submit buy and sell (bid and ask) offers. If a sell ...
- 809
0
votes
2
answers
169
views
What is the point of a CVV on a credit card?
According to Google:
A CVV is the three- or four-digit number on your card that adds an
extra layer of security when making purchases online or over the
phone. It serves to verify that you have a ...
- 523
0
votes
0
answers
62
views
Market sell order executed at a higher price than existing limit order in a very illiquid market for an illiquid stock
First off, please bear in mind that this is a very rare scenario for a very illiquid stock in an illiquid market. Let's say the lowest ask price for the stock is 10.00 atm and there's no bid order ...
- 1
0
votes
0
answers
27
views
Do I need to charge GST to US based client?
I have been working (Website Automation Testing in Java Coding, Selenium) for a US-based client since October 2021. I send him an invoice every month addressing his registered company in Massachusetts ...
- 177
2
votes
1
answer
597
views
Combined taxes on revenue stream when outsourcing work to a contractor
Does outsourcing work to other contracting companies mean tax is paid twice?
Assume: Customer company A, outsourcing company B, and employee C.
Customer company A needs work performed, and is going ...
