All Questions

I would like to return a Matress and Power Base. I paid $1,600 already. And i don’t need to get a Refund. Because the Salesman offer us the Bed and Base for $1,999.99. And a payment of $149.99 for 12 ...

I'm reading the book The Big Short. In the first chapter, it says that around 2002, Household Finance Corporation was offering home equity loans that were lying to the consumers. They were actually ...

Since it's a revolving account, I get a little confused. Some examples: I receive a statement: Balance of $500 on my card. I pay off in full, before the due date. Then I accrue another $500 before ...

My cousin is moving back to his home country and he is shipping all his stuff via international shippers. And they provide two types of insurances. They are as follows: All Risk Insurance: Your ...

My girlfriend and I are spit-balling the idea of buying a house. We've heard pros and cons for mortgages; you're putting your money into an investment vs you're paying far more than you anticipate due ...

Canada specific question. My father is planning on making a cultural donation to a museum. He will receive a 100K tax receipt for the donation. My marginal tax rate is significantly higher than his, ...

the tax accountant that prepared my 2018 US Federal taxes forgot to carry over the allocatable amount ($3000) of a capital loss that I incurred some years ago. In the previous years, I always carried ...

Assuming that I can take personal loans of about ~10k€ (up to 20k€), how risky is it to invest in 'safe' stocks (e.g. dividend aristocrats)? Assumptions: I am a recent graduate, living in France; 0....

I'm using Gnucash. I'd like to create "virtual subaccounts" for my debit account to keep track of expenses. E.g: debit account --> groceries Regular "virtual payment" to groceries every month ...

This is probably a dumb question and I'm likely missing something obvious but here's my reasoning-- where am I going off the rails? 1) Most actively managed funds do not beat the stock market index ...

Background I recently received a hefty promotion for $350k (plus stocks and bonuses) with the same company. Now that I can finally start to pay down my debt, I'm not so happy that suddenly 45% of my ...

Going by the first contract, I'd be receiving a one-time payment of ~40k total and then divvying up and forwarding the money to 5-7 employees in different countries in Southeast Asia and Europe. Then ...

Is it possible to invest to invest in an ETF for crude oil rather than futures or options in the India stock market? If yes, what are some reliable ETFs to look into?

I've owned and lived in my primary residence for about 3 years now. I am about to sell it in a few months and, when searching online for tax information, I saw many references to both Section 121 and ...

I am closing on a home in the next few weeks. Is there a period of time AFTER closing I should wait before I look for a new job? Is there any process post closing I need to wait for? I assume I would ...

I recently checked my credit score via two of my credit card providers. It seems to be hovering between 790 and 815. One service brands the score it provides as a FICO score and the other specifically ...

Since debt-to-income ratio (dti) is an important factor in determining one's creditworthiness especially for mortgage rates, it is clear that one should keep the monthly recurring debt and credit card ...

What financial intelligence books would be great for a 26 year old male software engineer to read to help me improve my personal finance habits and help me retire early. Preferably books that explain ...

I am finalizing a divorce where I am being given ownership of our house. The house has a joint mortgage on it, which I will be assuming, While removing my soon-to-be ex wife from the house, I would ...

I am currently living in a rented house. I am thinking of buying a home with the intention of renting out a section (for example, a two story house, live on the first floor and rent out the second ...

I live in a block of flats, where each flat is (or was originally) identical. Half are a reflection of the others, and the ground-floors are different from the non-ground-floors, but other than that ...

Starting an All Weather portfolio today seems hard since bonds are so low and stock multiples are very high. Do you simply just start by buying the parts that are cheap currently, like emerging ...

I'm going to do some old school value investing, holding around ten stocks. Other than investing say 2k every month, I also have around 100k in savings. I'm contemplating investing these alongside ...

I am trying to figure out how my bank has implemented re-pricing on my floating rate home loan. The original home loan was for an amount of ₹ 48 lakhs (₹ 4.8 Mn) at an annual rate of interest (RoI) ...

Why is the stock market so unpredictable? If you think about it, most of the things we do in a day are pretty predictable. Waking up, deciding what sites to browse, etc. So if we have a good model ...

To qualify for voting for reverse merger for HSGX, you must own the shares before 15th July. What happens if you sell your shares after 15th July and do not vote? How are those votes counted? Who ...

I asked a question and I am asking same question from a different angle. For example purpose, If I have friend( know for 6-7 years), who came to USA recently ( and I happen to come 2-3 years ago), ...

I live in India. One of my clients requires a UAE based bank account to make the payment. I was looking for local routing number providers like Transferwise and Payoneer. These companies provide ...

I know that this question has a lot of inherent complications, such as state laws and profitability for debtors, but I ask this because there are laws in place to protect people who owe money and I'm ...

I've received consumer subscriptions, and now sending an invoice to a school, for an educational technology piece of software (a web based video game, non-downloadable), and am curious about NYC tax ...

What are some of the restrictions surrounding money orders and the amounts they can hold? Are there restrictions on the method of payment used to purchase one? Do these figures vary by the seller and ...

In a few months I'm switching to a health insurance plan with a $1,600 deductible. After the deductible is met, the plan pays everything, i.e. 0% coinsurance. As of now, I see a physical therapist ...

Let's say I'm a commodities trader, and Jesus Christ himself has just told me that gold is about to become much, much more valuable. We'll leave the debate on whether that's insider trading to another ...

So let's say that one spouse is working full time for simplicity let's say this spouse is making 100k/y and paying 30k/y in income tax. Then let's say the other spouse is running a sole proprietorship ...

I was looking at this bond on TD Ameritrade: This is a callable bond, so I'm wondering how that works, exactly. TD Ameritrade says that this bond is "cont callable," which I assume is an ...

I was unemployed from January-June and started becoming self-employed from June-December. Do I need to pay quarterly taxes? I will owe more than $1,000 in taxes for being self-employed half this ...

I have recently read a couple of articles about what are the main ways to invest your money to protect them from being diminished by the inflation (I am living in a non-EUR EU country where inflation ...

Reddit post referred http://125plan.com/ResourceCenter/doc/AD/MerchantCategoryCodes.pdf, but this URL is broken. There are two issues. Thus I need two informations? What is each merchant's MCC? My ...

I was reading about the equation assets = liabilities + equities and it made me wonder: what is the name for the superset of assets, liabilities, and equities? For example if the term was x, it would ...

I can afford to put up to 25% down in the price range I'm looking at. Assuming average market returns and a high credit score of 800, should I always put 20% down, or should I put less? It would seem ...

Let's say a company decides to store its own cash in a secure vault outside of the banking system. Is it possible? Can it withdraw a large volume of banknotes from a bank? EDIT: The EUR banknotes ...

Can a person cosign a loan that list the limit? Article says that "You’re actually committing to be 100% responsible for that debt". For example purpose, If I have friend( know for 6-7 years), who ...

When I searched for the Canadian Tire stock symbol, I got back the following results: Ticker Market Cap CTC.TO 8.9B CTC-A.TO 8.9B CDNAF 6.8B CDNTF - YAAA.MU - YAAA.SG - Is the ...

TL;DR: French bank fails to close an account despite having all the necessary paperwork and continues charging fees. Is there anything we can do (such as complaint to some higher authority)? Longer ...

I recently turned 13 and I have an eBay business that is growing quickly. I have about a 5-6k net worth of merchandise (I just bought a huge order). I predict that I will have 100k by the end of next ...

I have an LLC registered and operating in USA. I produce content. My client is in DC. I would like to provide services using the content that my LLC owns. The client is not directly buying the content,...

Say if I buy a 3.75% gilt for £103, with a redemption date 1 year from now, then at the the end of the year I should receive £3.75 interest from coupons, but I lose £3 of capital. The total gain is £0....

I was reading about different factors that determines credit score. One of them is having a "good credit mix" (IE having a healthy mix of secured (such as home loan, auto loan) and unsecured loans (...

It seems to me that a large number of mortgages are refinanced in the first ten years which means the bank is getting mostly interest all the time. More Profit. Also, the bank also has collected the ...

I've been tracking my budget the old way for a few years now by using Excel spreadsheets that have my checking account ledger and monthly expenses broken down to categories. But I have noticed more ...