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1answer
4 views

How can one use one's old FBAR form data to populate a new FBAR form?

How can one use one's old FBAR form data to populate a new FBAR form (Report of Foreign Bank and Financial Accounts (FBAR) on FinCEN Form 114)? I tried exporting/reimporting the form data between ...
0
votes
0answers
3 views

Is it okay to write “non-resident” for non-resident alien spouse's SSN?

I live outside the US with my non-resident alien spouse. I want to file as married filing separately. However, in online tax preparation software, it always forces me to enter an ITIN or SSN for my ...
1
vote
2answers
39 views

Other means of paying property taxes

Probably my question is related to one of my previous ones, but it is most likely not the same. If a foreigner who doesn't live in the US as main residence and therefore doesn't have tax residence ...
0
votes
0answers
4 views

F-1 to H-1B Tax Filing Status - 5 Calendar Years?

I came to the US to study on an F-1 visa in August 2014 and graduated in May 2018. Since then, I have been working on an F-1 OPT visa. In 2019, I applied and received my H1B visa - specifically, my I-...
0
votes
0answers
5 views

Income-Tax and Side-Hustle Providing Internet Related Services

I'm looking at starting a side hustle that provides solely software related services. Like web-hosting, app development, etc. In the near future, I'm not looking for any sizable profit (or any for ...
0
votes
0answers
17 views

Why are ABT and VIIX negatively correlated

I did some research on ABT. I ran a correlation across thousands of assets compared to ABT and found that ABT and VIIX had a correlation between -.53 and -.58 depending on the source. ABT makes ...
15
votes
4answers
6k views

Is Saikyo Sakura Assets Holding a legit company?

Today I got a cold call from an alleged representative of Saikyo Sakura Assets offering me a trading opportunity. At first I was very skeptical as this raised several red flags, but I am also ...
0
votes
3answers
189 views

Why do some savings accounts have a maximum balance?

Example: https://www.hustlermoneyblog.com/hsbc-direct-savings-review/ (mirror): Maximum Balance: $2,000,000
22
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5answers
12k views

How to donate money anonymously?

I would like to donate some money to a charity, but I would rather they not know who donated it. How could I go about this if cash isn't an option?
0
votes
1answer
64 views

Open Money Transfer card in my name for family member's debt

My sister and brother in law have a single joint bank account with an arranged overdraft of £3,000 and they are, for all intents and purposes, maxed out on it. This means they are incurring charges of ...
0
votes
1answer
45 views

UK - letting agency / landlord responsibility to provide documentation for a heating system

This question is based on renting a property via a letting agent in the United Kingdom. I am renting a small flat as I've sold one house and am considering my options before purchasing another. I ...
1
vote
5answers
2k views

Selling your leased car before its lease is over

I leased my car in June 2017 for 36 months and currently 14 months left from my lease. I want to sell the car and lease a SUV. Details listed below: The car is a Honda Accord The residual value is $...
2
votes
1answer
733 views

What are stocks with /RT at the end of the ticker?

I was holding Celgene CELG and Bristol-Myers Squibb BMY before the merger. I received one BMY/RT worth $2.43 vs the BMY $60. I assumed this was the remaining difference from CELG after it was swapped ...
0
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0answers
68 views

Any tricks/hacks for exorbitant daycare costs?

The $5000 FSA limit is a joke given the daycare costs in our area. Is there any way to use more pre-tax money to pay for daycare ? Daycare is by far our biggest expense for the year. Any advice to ...
4
votes
3answers
166 views

My (buyer's) agent is the seller's agent for the house I want

My wife and I have been looking for houses for a few months through an agent who was recommended by a friend. We've mostly found houses by ourselves and Zillow and had him organize walk-throughs, ...
1
vote
1answer
93 views

Why isn't the highest savings account interest rate in Canada matched by other Deposit Institutions?

I screen shot this website. I'm assuming these Deposit Institutions ("DI") are almost perfectly competitive, because CDIC covers them all to $100 K, and transferring money between banks (cheques or ...
1
vote
1answer
80 views

Why does my routing number (IBAN) come up as invalid

I am trying to wire funds and my routing number to Citibank, which is 122401710 in Las Vegas Nevada, is coming up invalid IBAN when I go to wire funds. When I called Citibank they told me that I ...
49
votes
10answers
7k views

Are you preparing for a possible dollar (USD) collapse? (How?)

After the last crisis it was easy for many to look back and say all the signs were there to indicate an impending crisis. Super-low interest rates from the FED, no down-payment loans, interest-only ...
1
vote
2answers
176 views

Strategic rollover from traditional to Roth IRA for a young person (pre-retirement)

So we have this: Contributions to traditional IRA: Pre-tax Distributions from traditional IRA: Taxed at the time of distribution Contributions to Roth IRA: Post-tax Growth and distributions (...
0
votes
1answer
101 views

How to include purchase Tax on purchases in QuickBooks

I have prices of products I need to buy from a vendor. However, these prices do not include tax. How do I include tax for a product I am buying from a vendor in QuickBooks Desktop Enterprise: ...
0
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0answers
36 views

How to start learning accounting on my own? [closed]

Could anyone suggest good books or lecture notes to learn accounting? My background is mathematician and I studied computer science. Now a work practice in higher education institution asked to ...
0
votes
1answer
41 views

Does the concept of “Swap Point” exist in Forex trading in the UK?

I've just started learning about forex trading. Forex brokers in Japan offer a system called "Swap Point". In my understanding, this value is determined based on the difference between the interest ...
0
votes
1answer
61 views

PayPal Donate button - Issues [closed]

I'm trying to implement and test the Donate Button by PayPal, and I've faced the issues with it. I'm having a Personal account as a person, not as a non-profit organization. Everything seems like ...
0
votes
1answer
252 views

How to find mutual fund in the Yahoo Finance app?

Let's say I have invested in a mutual fund "Axis Blue Chip fund direct plan" and I want to track it in the Yahoo finance app. When I search for the fund, I'm not sure why it's not there. Am I ...
0
votes
0answers
15 views

How long must an insurer retain records of opt-outs for, in Canada? [closed]

Sister studied at a university in ON, Canada, and opted out of their student union's health insurance. The insurer replied that they closed the account and can't access any record of opt-outs. How ...
0
votes
0answers
16 views

How does ASEQ Studentcare work as “plan administrator” to insure Canadian students? [closed]

Their website advertises that they cover Canada's top unis like UBC, Mcgill, UT, Queens. Our Role Defining “Plan administrator” Your student Plan helps cover the cost of important health-...
0
votes
2answers
116 views

Can a secured loan help me build credit?

I'm moving to the US from the UK in January. I have just opened a bank account and have applied for a Capital One secured credit card to help start building credit. Would also taking out a secured ...
0
votes
1answer
137 views

Why are my funds locked up in my trading account while using bear put strategy?

Today I used a bear put strategy and I was surprised to see that some funds in my trading account were locked up as margin used. It is well known that the potential loss in bear put strategy is ...
5
votes
2answers
345 views

How to edit a split transaction in gnucash

I have a split transaction in gnucash which transfers 10.40€ from my Checking Account (split line 3) to my Expenses:$ account (split line 1) as 20.80$ via Trading accounts: (I know 1€ is not worth 2....
0
votes
1answer
51 views

PayPal Donate Button - Fees [closed]

I want to accept donations as a person, not as a non-profit organization, using a Personal account. I've found that there is a Donate button but couldn't find any of the taxes and fees info. Is there ...
2
votes
0answers
49 views

How does an ETF that tracks a foreign stock index work? - Potential arbitrage opportunities because of time-zone? [duplicate]

Suppose I live in the US and want to buy an ETF share traded in the US. I would already know how Chinese stock market performed by the time the US market is open because of the 12-hour difference. ...
0
votes
2answers
68 views

Why can’t I seem to purchase this option?

I’m using Robinhood, and I’m new to options trading. A co-worker is teaching me about options trading, and recommended I start with cheaper long term options to learn with since I’ll lose less money ...
1
vote
3answers
38 views

Price difference between Acc and Dist ETFs

There can be huge differences between the prices of the accumulating and distributing versions of ETFs following the same index. For instance, as of 17 Jan 2020, the NAV of the accumulating version ...
1
vote
1answer
59 views

Consequences with liquidity issues for an index fund or ETF?

In the media in recent months, there were mentions of liquidity risk of index funds and ETFs (sparked by some statements by Michael Burry). My question is if there is a mass sell off by the public of ...
1
vote
3answers
239 views

Why long-term bonds, not short-term? Stock market conditions are weak, interest rates decrease, real estate conditions are unfavourable

Gill, Madura. Personal Finance, 4th Canadian Edition 2019. p 323. Your current investment portfolio is equally diversified across stocks, bonds, and real estate. You have decided to ...
-2
votes
2answers
154 views

If someone deposits money into your account for you to keep can they cause you more money problems off of that or steal more than money from it?

I met this girl online. We hit it off quick, and we want to meet later. Her story is a little weird, but some of it could be true. Anyway she wanted me to get an account so her dad could send her ...
0
votes
0answers
20 views

What are the different compensation schemes available for trading performance

In the past year we've worked on automated trading bots. We now have a working solution that has been working consistently well in a live situation for months. The trading is purely on crypto-...
1
vote
1answer
137 views

Credits, Refunds & Reimbursements made prior to April 15th for Prior Year HSA Qual Disbursements

Apr '19: I've recently worked w/ my HSA trustee/custodian (my CU) to correctly code HSA reimbursements transactions in early 2018 for HSA Qualified Distributions in 2017. Same for 2019/2018. So we ...
0
votes
1answer
58 views

Advice on shares after redundancy and merger

The company I worked for recently made me redundant. I have shares in the company which recently went through a merger and now my shares are worth half of what they were prior to the merger which was ...
-1
votes
2answers
53 views

What to check in the Quarterly Financials to know the future price movement?

The following is the quarterly financials for AAPL. What financial result in the list can indicate the strength of the company and it is rightly valued? Does the stock price normally adjusts to the ...
1
vote
1answer
44 views

TurboTax had me file for a 1040 instead of a 1040NR. Is there a way I can change this?

It's my first time filing for a US tax return. I used TurboTax, filled up all the necessary information, and I got the result showing a form 1040, which means I got zero amount. I am from the ...
14
votes
7answers
105k views

Can I increase my credit limit by transferring money to my Credit Card account?

I have a credit card with a credit limit of $1000, but I would like to make a purchase of $1500. If I transfer $500 into my credit card account, would that increase my credit limit to $1500?
0
votes
0answers
12 views

Confusion on CRISIL Rating

Which is better CRISIL 5 or CRISIL 1. Problem arises when PAYTM MONEY shows under top rated funds with CRISIL 5...but CRISIL rates funds 1 to 5, 1 being the best performer. I am confused?
0
votes
1answer
65 views

Why is the bid on my put credit spread zero when each leg has a positive bid?

I am trying to setup a put credit spread on robinhood and my bid keeps showing zero. I’m not sure how or why this happens. As I am new to trading options any help would be appreciated. the stock(bb)...
0
votes
2answers
125 views

S&P 500 only returns 1.26% (after UK inflation)… am I wrong?

I invest in the S&P 500 from the UK. I am trying to calculate what my investment pot will be in 25 years, adjusting for inflation. Unfortunately, my calculations point me towards an abysmal ...
0
votes
0answers
25 views

What is study material about solvencyⅡ [closed]

Because of change of my department,now I need to study solvencyⅡ. I can find some materials.. but I would like to study following order. First step: I would like to know Overall view. Second step: ...
1
vote
2answers
1k views

Reading depth charts and mathematics of price determination

This is a very basic question, and I apologize if this is the incorrect space to ask about the subject of mathematics applied to computational output of price for stocks; however, I am wondering how '...
0
votes
2answers
59 views

How to calculate theoretical past trades?

I am new to investing (only just set up my CommSec online trading account) and I was thinking of setting up a paper trading account for obvious reasons. If I can better understand the types of things ...
0
votes
1answer
26 views

how to calculate profit of call option

I am trying to calculate the point at which exercising a call option would be profitable. I am looking at a call option for AAPL. The strike price is $320 and expires March 18th 2020. The price for ...
0
votes
0answers
21 views

Does the annual percentage yield (APY) take into account the expense ratio? [duplicate]

For example, the APY of SPAXX (Fidelity® Government Money Market Fund) is currently 1.84 for the past year whereas the expense ratio is 0.42%. Does that mean that the pre-tax yield is 1.84% or 1.84%-...

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