All Questions
38,369
questions
-1
votes
1
answer
150
views
Need help in calculating interest on daily savings account
Preamble
I would like to open a savings account in one of "Big 5" banks in Canada. Many banks are offering so called "daily savings" accounts.
My calculation
Not to name any names, ...
CommunityBot
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0
votes
0
answers
15
views
anyone know how to solve this real option problem (derivative securities)?
screenshot of the entire problem
The purpose of the question is to determine the 'replicating portfolio' of options that is equivalent to the project described. The equation for the profits from the ...
- 1
2
votes
1
answer
180
views
Does the simplified flat rate for meals already reflect the 50% deduction?
In Canadian taxes for the self employed, they offer a simplified method for meal deductions with a flat rate per meal and/or a max per day. Do the amounts mentioned already factor in the 50% you're ...
CommunityBot
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2
votes
1
answer
174
views
How are taxes calculated for a resident alien cashing out assets that gained value before moving to the US?
Let's assume that an alien who's never been to the US before moves there and becomes a resident alien for that financial year due to fulfilling their substantial presence. The alien owns financial ...
CommunityBot
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0
votes
0
answers
15
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Excess deferrals to after-tax, non-Roth 401k (just happened this paycheck) – just ask the plan for a reversal? Tax implications? MBDR implications?
It’s hard to google this/find this specific situation for advice.
My last paycheck deferral on to my 401k (on 12/8/2023) resulted in exceeding the yearly maximum employer + employee = $66K limit. (2 ...
- 31.7k
1
vote
0
answers
7
views
First Home Savings Account (FHSA) in Canada
FHSA was introduced in Canada in 2023 for first time home buyers. From what I read I can open a FHSA, because I have not lived in the house since I bought it (always rented). I can contribute up to $8,...
- 31.7k
2
votes
2
answers
263
views
Carry trading using forward contracts
I am curious as to how someone performs a carry trade using forward contracts.
I've read that you go long on the currency that has the higher interest rate but this confuses me. In particular, I've ...
- 2,471
2
votes
1
answer
100
views
Yearly 401k Contribution Limit Question
December 22 is the day of my last paycheck for the year. I'm trying to contribute the maximum allowed by the IRS for the year. Since this is the last paycheck I'll get for the year, would that be ...
- 166k
2
votes
1
answer
956
views
Google Play Console - Fill tax information
I appreciate any help anyone can give me with this. I believe many other people are facing the same problem so this question could act as a reference point for them.
I am trying to fill my tax ...
CommunityBot
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0
votes
1
answer
68
views
What is a "rolling balance"? (UK PSD2)
In the context of banking regulations (specifically the Payment Services Directive), what is a "rolling balance"?
In April 2023, the Financial Conduct Authority (FCA) released a document ...
- 216
0
votes
0
answers
39
views
What is the meaning of 'Repayment Credit' in banking
I had a FD in an Indian Bank. I told the bank to close my FD. While previously, whenever I closed my FD, my bank statement showed the transaction remark as Closure Proceeds but on this transaction, it ...
- 43k
0
votes
3
answers
1k
views
How to calculate the number of trades in the market?
Is there any way to calculate the number of trades in an options contract, if the following data is available-
Volume
Open Interest
Change in open interest
Underlying Price
Implied Volatility
Total ...
0
votes
1
answer
78
views
What all information should I take note of to file tax at end of year in Germany? (student visa)
From reading various articles, I find that one files the taxes at end of a calendar year. My question is, what all documents should I keep/ Information I should take note of by then, so I can have a ...
CommunityBot
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3
votes
1
answer
168
views
What are my options for cashing out or consolidating my Kiwisaver and Australian Super?
I am a New Zealand citizen who has been contributing to Kiwisaver for the last five years in New Zealand, and have since moved to Australia, where I am making Australian Super contributions here.
I'...
CommunityBot
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28
votes
5
answers
10k
views
A stranger messaged someone I know via an online listing and gave them their credit card details and encouraged them to use it. Is there a scam here?
A family member of mine (female, not sure if that's relevant) was contacted via a listing on Facebook for an item of clothing by a someone (male) who then sent through their credit card details.
The ...
- 391
0
votes
1
answer
101
views
Forming an LLC to reduce personal income
I'm working as a contractor for a couple people though I haven't formally formed my own business yet.
Is it possible to reduce my personal income tax while having the money go to the business?
Ex: I ...
- 166k
0
votes
0
answers
23
views
What is the correct way to calculate money factor for a lease?
I am trying to figure out the correct way to calculate the money factor for a lease that I'm considering at this time.
A few sources have indicated the correct way being as follows:
MF = LC / [(CC+RV)*...
- 518
0
votes
1
answer
61
views
How does a stock's order book determine which trades to execute first?
Let's say for a hypothetical stock "S", the current bid and ask prices are $9.00 and $11.00 respectively. To my understanding, these prices are at the top of the order book and represent the ...
- 131k
0
votes
0
answers
121
views
Unauthorized withdrawal of money from my savings account by Bank
I have a Savings Account in a Bank. The bank withdrew money (₹ 1,75,000/-) from my savings account by account without any authorization (no check, no withdrawal slip, or anything of the kind). My bank ...
- 3,975
0
votes
0
answers
36
views
Option Volatility and Pricing : value of a stock option will also depend on whether a trader has a long or short stock position
Book: Option Volatility and Pricing
Chapter: Risk Measurement I
Topic: Change in interest rates can affect options
The value of a stock option will also depend on whether a trader has a long or short ...
- 136k
0
votes
1
answer
66
views
How do I report Interest on tax refund from India?
I live in the US. In 2022 I claimed foreign tax credit for the taxes I paid in India. In 2023 I received a tax refund from India with interest added and TDS on the interest deducted. How do I report ...
- 53k
4
votes
0
answers
63
views
What happens when a public company fails to file their quarterly earnings reports?
I'm not a very experienced investor, but I recently came across some publicly traded stocks, such as FTCH and NEGG, that have both failed to file their quarterly earnings reports. FTCH for a single ...
- 1,420
0
votes
2
answers
108
views
How is 401k basis calculated? (Warning, wrong question.)
Normally if you sell one equity and buy another with that money, any gains or losses are reflected in your taxes at the time you do that rebalancing and you have a new cost basis on the new investment....
- 31.6k
1
vote
1
answer
130
views
When does the IRS typically announce health FSA contribution annual limits?
Based on this and this, as of November 6, 2023, the IRS still has not announced the health FSA contribution limits for the year 2024, even though most private employers have already begun their open ...
CommunityBot
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2
votes
1
answer
66
views
Difference in the Capital gain due to exchange rates
I am a US citizen. I inherited a property in India in 2018 and sold it in 2023 with no gain/loss in Indian currency.
But when I convert the cost and the sale price to US dollars, I get a loss because ...
- 42k
2
votes
1
answer
205
views
Tax-Savvy Pre-Retirement Liquidity Cushion, or IRS Surprise? -using put options and an IRA
I have 300 shares in a regular account with basis 166, trading @ 500. I have over 300 shares of the same in an IRA. I plan to sell 300 shares in the IRA; write 3 puts in the IRA for less than $10,000 ...
- 133
28
votes
6
answers
12k
views
How does this scam work where a potential employer emails me the scan of a check to deposit?
Two weeks ago, my husband lost his job. We NEED money and I used to edit and proofread before my son was born. I put my resume on Indeed and was contacted by a law office in California.
After my ...
- 103
3
votes
4
answers
1k
views
minimum repayment on home loan
How to calculate home loan minimum repayments (before taking out the loan).
For example, with a credit card, they clearly state, that you need to make X amount as minimum repayment (maybe 10%) with Y%...
- 22k
0
votes
2
answers
154
views
Suggestion to recover from a bad naked call
I sold a Jan 2026 CRWD $140 Call, and now the price skyrocket to 235 (I know, bad move)
How do one usually get out of this situation?
Many thanks.
- 75.8k
1
vote
2
answers
157
views
How to declare interest earned from unmatured NSC (5 years) in ITR
5 year NSC shows its interest earned is reinvested every year, So I can clam it under 80C.
But there is no interest entry made by the Post Office department against NSC.
How can I declare such earned ...
CommunityBot
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0
votes
0
answers
44
views
Can NJ's rebate program for electric vehicles be resumed just by the governor's direction?
NJ has a program which provides a substantial rebate on the purchase or lease of an electric vehicle. In addition, NJ doesn't charge sales tax on EV. Couple that with the federal rebate and EVs are ...
- 518
3
votes
1
answer
111
views
How to top-up my PayPal account balance above my bank account's daily limit?
I need to pay 3000 € at IKEA's e-shop*, but my bank account including its credit and debit cards allows only 1000 € per day at maximum user config for the account**. As the only payment option offered,...
- 131
0
votes
2
answers
76
views
Hedging with options
Online when I see people talk about using options to hedge, they always seem to talk about it in the put options sense.
For example you buy a stock expecting it go up, but then just to be safe you buy ...
- 75.8k
0
votes
2
answers
76
views
Types of options trading and which is more popular
For the average retail options trader do most buy options in the hopes of exercising it or do most buy options , resell and profit of the net of the premiums by doing so, much like buying and ...
- 75.8k
2
votes
4
answers
1k
views
Is it possible to sell voting rights?
Let's say I own some stock but don't care about the voting rights at all. Can I keep the stock but sell the right to vote on corporate issues to someone else?
1
vote
1
answer
61
views
Can I deduct costs associated with rental improvements?
I have a back ADU (accessory dwelling unit) at my home in Portland Oregon that I rent out. I live in the main house and the ADU is a totally separate 800 square foot house with a separate address but ...
- 43k
1
vote
1
answer
43
views
Generic FV of PV Formula with equal inflation and savings rate
I’m trying to arrive at a formula that allows me to determine the future value of a present savings amount (P), given the following:
Period (p): e.g., Annual (p=1), Semiannual (p=2), Quarterly (p=4), ...
- 9,677
2
votes
1
answer
155
views
Carry over of North Carolina foreign tax credit
Referencing North Carolina income tax form D-400TC, Part 1 seriously limits the amount of foreign tax credit (FTC) I can take (line 7a is considerably smaller than line 6).
I am wondering if it is ...
CommunityBot
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2
votes
1
answer
65
views
What is China's version of SEC/Edgar?
I use this page in the SEC (SEC Edgar Company Search) to search for annual reports (10-Ks) for companies in the US.
What is the equivalent url that I would go to search for Chinese companies? For ...
- 214
0
votes
0
answers
28
views
Choosing government bonds of similar maturity to hold to maturity, shall I just go for the highest YTM one
I wanted to buy some government bonds of roughly 3yrs to maturity and planned to hold it to maturity. My bank's app showed 3 bonds of that maturity but one is 0.1 percentage points higher in YTM.
Is ...
- 214
0
votes
1
answer
195
views
Invest in both PPF and VPF
Is one allowed to invest in both VPF (Voluntary Provident Fund) and PPF (Public Provident Fund) in the same financial year and is there a limit on the same?
CommunityBot
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-1
votes
0
answers
65
views
A person is under foreclosure now files title 11 but resides in another property [closed]
A person is under foreclosure. He now moves to another property. He then files a title 11 bankruptcy. He is able to stop the foreclosure case of the original property with the bankruptcy he filed. ...
- 166k
1
vote
1
answer
150
views
Why choose NSE MFSS and/or BSE StAR MF?
While reading disclosure material published by mutual fund houses, I came across a discussion of the Mutual Fund Selection Service by NSE and the StAR MF service by BSE. To be precise, it was pg 50 of ...
CommunityBot
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1
vote
2
answers
92
views
IRA withdraw penalties vs interest rates today
Here's a interesting point of view/question. With interest rates near 10% for loans these days - used car loans at 9.06% for someone with excellent credit - are we at a point where it makes more sense ...
CommunityBot
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1
vote
1
answer
87
views
account activate plus stamp duty charge, is this a legit fee for bank transfers
A online bank account was set up for with a bank called cornerstone bank I was told before I could transfer any money or have access to the account that I needed to pay a fee called account activate ...
- 166k
4
votes
2
answers
351
views
In GnuCash, how can I create a line item in an invoice that uses an expense account as the transfer account instead of an income account?
I am a freelancer; some of my clients pay me as an employee and some as a contractor. I have separate expense accounts for expenses I incur as a contractor and as an employee because as an employee, ...
CommunityBot
- 1
0
votes
2
answers
1k
views
Have companies gone bankcrupt shortly after their stock going up?
Recently, Spotify, while doing 70M profit for Q3, laid off 1500 people, which could approximately double those profits (those people would have cost around 280M a year). This had their stock close up ...
- 136k
2
votes
2
answers
143
views
Accident claim money, rules, taxes and limitations
F1 student, OPT from July 2020. I had an accident where I was hit by a car (I was pedestrian). I filed a claim through my lawyer and received money from the car driver's insurance company (around 60K)....
CommunityBot
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0
votes
1
answer
37
views
Why are these bond portfolio prices equal (case study on 2012 Greek debt restructuring)?
Consider the following case study from Berk and DeMarzo's Corporate Finance.
My question is about the first sentence in the last paragraph:
Assume that participation in the swap was voluntary (as ...
- 166k
1
vote
0
answers
76
views
Is this a viable strategy for avoiding the pro-rata rule for backdoor Roth while maintaining the superior investment options in my non-Roth IRA?
Assume that my 401(k) supports both reverse rollover from IRA and in-service rollover to an IRA. I am doing a backdoor Roth, and want to avoid the pro-rata rule. The general way to do this is to ...
- 230