All Questions

0
votes
0answers
4 views

Active Bond Funds - how

I am a long time investor in an active Australian Bond fund (set & forget type of thing) but lately I have been doing a lot of research and I have realised that bond managers use a lot of ...
-1
votes
0answers
7 views

Change futures broker

This is about futures. My US futures platform only allows one particular broker, or called FCM at futures. I want, need, dispute with FCM..., to change broker, but I can’t… Now my trading platform is ...
0
votes
1answer
13 views

credit card payback wording

I am applying for a new credit card in Germany and am confused by the wording a bit (I just threw it into google translate). Convenient transfer service We arrange the transfer to your ...
1
vote
1answer
14 views

Where on the balance sheet do I find these items? [on hold]

I am preparing for an interview for a banking role (on the tech side, but with exposure to business aspects), and have found out some questions I might be asked, wrt to where on the balance sheet the ...
0
votes
0answers
17 views

Guaranteed Small Loan with no assets to pawn and poor credit

I need to pass the criteria the various loan companies require to receive an emergency loan I will consider all possibilities to get approved for and receive the loan in my name how can I provide ...
0
votes
0answers
11 views

Global Market Index: Emerging Markets and Developed Markets with Country Breakdown

To assist in choosing investments, I'd like to know what the market capitalization is of the global economy (in stocks), broken down by Emerging and Developed Markets. Further, because index funds in ...
0
votes
1answer
27 views

Why doesn't Vanguard allow to pay fees pertaining to 401(k) accounts using resources located outside the 401(k) accounts?

Why doesn't Vanguard allow to pay fees pertaining to 401(k) accounts using resources located outside the 401(k) accounts? Is that due to some law, some other constraint, or is that just some arbitrary ...
0
votes
0answers
13 views

Taxation of capital gains by USA from cryptocurrency of Russian student on an F-1 visa

I am from Russia and I currently study in the US on F-1 visa. Last year I did some cryptocurrency trading which is taxed as capital gains in the US. US-Russia tax treaty says that: Capital gains on ...
3
votes
2answers
49 views

Why are credit scores so important in the US compared to Europe?

Back when I lived in Central Europe, most loans/mortgages only depended on your current income and employment history. If you held on to a good job for several years, you could well expect to get a ...
0
votes
1answer
12 views

Question about Emerging Market index - EEM ETF

I read that the EEM ETF replicates the Emerging Market index. Which leads me to ask, is there an official Emerging Market index? Or what exactly does it replicate? I've found the following index: ...
0
votes
1answer
34 views

Can I recover from wash sale after closing the entire positions?

I have a question about wash sale. When I sold part of my stock A, I triggered wash sale then I got an adjusted cost base for the remaining stock A, say, $1000. What I found on the internet is that, ...
1
vote
0answers
12 views

Can I take self-employed health insurance deduction?

I am trying to figure how much of my Medicare premiums and Medicare Advantage (MA) premiums qualify as self-employed health insurance deduction (SEHID) "above the line" on line 29 of Schedule 1. ...
0
votes
1answer
27 views

Are there any data sources for tracking largest daily changes in stocks? [on hold]

I'm hoping to study stocks with the largest moves in a single day. Is there either a website which provides historical data, or a webpage with sufficient parameters in the URL so that I can scrape ...
1
vote
2answers
53 views

Dependent filing taxes as Head of Household

Just wanted to know what would happen if my biological father filed taxes with himself as the head of household and me as a dependent and I file the taxes as the head of household with no dependents. ...
0
votes
2answers
42 views

How do stock markets react to economic data like consumer price index, home sales, and job data? [on hold]

Where can I learn about how the stock market reacts with the consumer price index, home market market numbers, bond interest rates, fed interest rates , GDP change, how the euro bond market affects ...
0
votes
0answers
51 views

Relocation: how much will I get?

In my offer letter, this statement is written: "With reference to the discussion and the terms of the offer, the Company is pleased to offer you a relocation bonus at XXX in Bangalore. You will be ...
0
votes
2answers
30 views

Allowances for New York State W4 form

Why is it that you can't allow yourself as an allowance in the NY state form? In my case, I put the number of allowances as 1 in the federal W4 form and 0 in the NY state W4 form. Is this normal? Or ...
0
votes
3answers
47 views

Federal and State W4 forms

Is filing a state W4 form necessary if you already filed a federal W4 form? Do most employers require employees to manually fill out a state W4 form?
1
vote
1answer
18 views

ETF currency confusion: EUR vs GBP

Currency confusion. Looking at the ETF: Stoxx Europe 600 UCITS ETF 1C, it says: "Share Class Currency: EUR". Listed on the London Stock Exchange, this fund has the price listed in GBP. I need to ...
1
vote
2answers
149 views

Too much cash: pay off mortgage, invest in market, or all of the above?

My wife and I have the (pleasant) problem of having too much cash. Part of the reason is that we have been looking to upgrade to a nicer house for the last few years, but we never found the right ...
0
votes
0answers
64 views

How to allow some other person to access my bank (or PayPal) account in some emergency?

I was thinking in a situation for example like an accident, resulting in a coma or something like that. Is it possible to allow someone else to manage our bank or PayPal accounts in that case?
3
votes
1answer
62 views

Interest-free loan: how is “utilisation” calculated re credit score?

I have, historically, always had an excellent credit score. I never spend beyond my means, and always pay off my credit card in full every month. I really only have the credit card in order to accrue ...
1
vote
0answers
95 views

Dropshipping - Should I set up a business for this?

I've been looking in to the world of dropshipping and am keen to give it a go myself. I'm just curious if it would be wiser for myself to set up a business in order to do this or am I able to do it ...
6
votes
1answer
154 views

Is this a cashier check scam?

I'm a personal trainer and I've received an email stating that someone wants me to train their kids while they are in the US for vacation. The request was for many sessions and would total well over $...
0
votes
1answer
82 views

Why is it a good idea to invest only in a Roth IRA or a no-load mutual fund invested in an indexed fund of the Dow or S&P 500?

Basing this question on this answer from a popular Quora writer: This is just a matter of simple math. Saving accounts earn less than 1% per year. CDs usually pay less than 2.75% per year....
3
votes
1answer
81 views

Holding shares of company filing for bankruptcy

I own few shares of PG&E and recently got an intimation from my broker regarding the chapter 11 bankruptcy filing by PG&E. However, I also see the stock price going up for some reason. I ...
0
votes
1answer
153 views

I wired a scammer some money, what now?

I mistakenly made a wire transfer (through swift) to an online scammer. I then asked my bank to issue a recall, which didn't work. Then I let them issue a fraudulent recall, now the receiver says the ...
3
votes
1answer
72 views

After the sale of my company, I’d like to make a cash gift to a friend who worked as an employee of my company

The cash gift will be paid from my personal bank account from the proceeds of the sale of the company. I will have already paid appropriate tax on the proceeds received from the sale as per the rules ...
2
votes
1answer
30 views

eBay Revenue Statement Discrepancy

In the eBay's 10-K filing to the SEC in 2014, they said that their revenue in 2012 was $14,072k. But in their 2015 statement, it shows as $7,371k Why is there a discrepancy in these two filings? Why ...
0
votes
1answer
14 views

Taxes & Work Authorizations for US Citizen Working in US for Ireland-based Company

I'm applying to a remote job that is based in Ireland. I live in and would work from the US. One of the questions on the application made me pause: "Do you require visa sponsorship?" Obviously, I ...
1
vote
1answer
63 views

Does using a credit card's rental car protection in case of a damage with car rental result in increase of some premium or extra fees?

Many credit cards in the United States offer some kind of rental car protection (mirror). In case of a damage to the rented car, does using the credit card's rental car protection in case of a damage ...
1
vote
0answers
21 views

Though I understood my RSU and selling the shares I acquird through it but not sure anymore

So let me give a simplified example to start. I have 1,000 RSUs that vested on June 1st 2018. The market value for them is $10 and $10,000 is accounted for on my W-2. 300 shares were automatically ...
2
votes
1answer
82 views

What are the risks with investing in private real estate funds via Fundrise?

I recently discovered this real estate investment company, Fundrise, and after doing some research, I’m interested in investing with them. But I’m on the fence about the trustworthiness of their ...
2
votes
1answer
128 views

Got a work offer but asked for my first visa digits

I live in Lebanon and I made an account on Linkedin. I got a work offer from a company from Canada. They asked me questions about my education, marital status and if I have 12,000$ in my account to ...
0
votes
2answers
46 views

Stock dividend payments; how is payment made? [duplicate]

Dividend payments; where do they get paid into?
18
votes
4answers
4k views

How does holding onto an active but un-used credit card affect your ability to get a loan?

I was debating with my friend about my old credit card. His view is that holding onto an unused credit card is bad for my credit b/c it will count as potential money I can borrow in an instant and ...
2
votes
1answer
49 views

Does the custodian get removed from a UTMA Account when the minor is emancipated?

I have a question about the UTMA rules. If the minor (age 19) gets emancipated through marriage, does the original custodian get removed? Or how does emancipation effect the UTMA account?
-1
votes
1answer
122 views

Text message about my tax return, fraud?

I am on holiday in Russia. I am from the United Kingdom. I received a text message from GOV saying: A tax return is pending due to previous overpayments. Follow the secure link to claim your ...
0
votes
0answers
19 views

Is there a spreadsheet template available for calculating Adjusted Cost Base for buy/sell trades? [on hold]

I am looking to calculate ACB for multiple simple buy/sell operations for securities. I've looked at https://www.pwlcapital.com/resources/as-easy-as-acb-understanding-and-tracking-your-adjusted-cost-...
1
vote
1answer
25 views

Qualified Business Income Deduction (QBI)

Where is the Qualified Business Income Deduction (QBI) calculated or deducted? I'm using a free service online, but I'd also like to manually fill out the information to double check that I and the ...
0
votes
0answers
78 views

Notices to Previous Employer

A debt collector sent court notices to my previous employer after I had already moved to another city and obtained another job. Because the notices went unanswered I now have court records against me ...
0
votes
0answers
20 views

What happened to the CDNJPY exchange rate in 2005-2008? [on hold]

(Reposted from Politics SE) According to this picture (source), it looks like from roughly 2005-2008, the Canadian dollar was at or above par (Y100/$1) with the Japanese Yen, with the CAD reaching a ...
4
votes
2answers
85 views

Am I still covered by my self-employed 401(k)?

A couple years ago I setup a self-employed 401(k) plan (solo 401(k)) to handle retirement contributions made from a side hustle that my spouse and I both participated in as a qualified joint venture. ...
54
votes
4answers
11k views

Is there any danger of my neighbor having my wife's signature?

On Monday my next door neighbor came over and asked my wife for her signature. He said they were having a contest at work (he works at the local grocery store) that whoever got the most signatures got ...
0
votes
0answers
18 views

Business days in Form 2225 Foreign Earned Income exclusion

I have been a resident of the USA since 2012 and became a US citizen in May 2018. I moved out of the USA in October 2017 and in 2018 I visited the USA in two occasions and stayed for 31 and 2 days (...
3
votes
2answers
163 views

Product and refund offered in exchange for Amazon Verified Purchase review

A few days ago, out of the blue I was contacted by a purported Amazon seller who is probably based in China, about sending me a product in their catalog in exchange for a review. They probably got my ...
1
vote
1answer
52 views

How to know whether I need to pay tax?

In India, how to know whether an adult needs to pay any type of tax or not? Is there any website or any other way to know about it?
1
vote
0answers
52 views

Collateral and property

I purchased a boat slip for 20,000. I have my cancelled check from the seller. The seller secured a loan using my paid slip as collateral. A UCC was filed because the guy defaulted on the loan and now ...
1
vote
0answers
32 views

Did Schwab's Emerging Market ETF really pay no foreign tax related to the final distribution in 2018?

According to the 1099 from my broker, the Schwab Emerging Market ETF (SCHE) did not pay any foreign taxes associated with its final dividend for 2018, declared 12/28/2018. I'm quite skeptical as ...
5
votes
4answers
157 views

Do I have to sign a check with “For Deposit Only” and Account number?

My business processes a lot of checks and I was thinking about ordering one of those For Deposit Only stamps. If I get it to say with account number: "FOR DEPOSIT ONLY 00000000" Is that enough? ...

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