All Questions

0
votes
1answer
41 views

Does reinvesting dividends after selling for a loss cause a wash sale? [duplicate]

I sold some fund shares with high turnover on my personal investment account with the intent of buying something similar later on my IRA account. However, after I sold (and within 30 days), I ...
4
votes
1answer
121 views

Purchase Stock but cannot pay AMT

I was released by my company and I had to purchase my ISO's within 60 days of leaving the company or lose them. The issue is to purchase them would mean around a $1.2m AMT & State Tax Bill next ...
0
votes
1answer
33 views

Finding the price of an item years earlier from compound interest, simple interest, or APY

Is there a way to use the compound interest formula, simple interest, or APY to find the price of something years earlier if the price of it was increasing by a certain percentage annually?
-1
votes
1answer
60 views

Building an index tracking portfolio

I want to track an index for my savings, but I wasn't able to find in my country (Argentina, if it matters) an Index Fund that's cheap, has a low tracking error and that I can expect won't be ...
0
votes
1answer
31 views

How to enter Return of Capital in ledger-cli

Some background first: I'm using GnuCash for personal finances and am trying to get some reports from ledger-cli. The data is exported using piecash from GnuCash into a ledger file. When running ...
1
vote
0answers
66 views

How can I convince my bank to accept deposits without my signature?

My credit union doesn't accept any check deposits without signature endorsement from the recipient. I have a joint savings account with my spouse. They do not accept checks made out to both me and my ...
1
vote
3answers
97 views

Are most 401k providers comparable? [duplicate]

I will be needing to decide if I should roll my 401k from a previous job into the 401k at my current job. Are some companies which the employer has a 401k through much less appealing than others, or ...
0
votes
0answers
46 views

Loan forgiveness and increased income, living abroad

I am intending to pursue student loan forgiveness at the end of my 20 year period and am currently enrolled in the PAYE plan. My AGI on my income taxes for the past few years while living abroad was $...
3
votes
2answers
115 views

Can you fix a rollover that went into a Roth IRA and put it into a regular IRA?

If someone, in the process of leaving a job last summer, rolled over their 401K into a Roth IRA and is now looking at a several thousand dollar tax bill, is there any way to salvage that by ...
2
votes
1answer
104 views

Can one deduct lawyer consult fee less than $1000 for ex-employer's threat letter related to confidentiality in 2018 taxes?

Someone I know paid around $1000 last year to consult lawyers regarding a threatening letter from a former employer related to company confidential information where they threatened lawsuit and ...
1
vote
0answers
30 views

Best method for paying out of network licensed professional counselor?

I am interested in a specific LPC (Licensed Professional Counselor) because I like their model and services, but they are out of network. I have very limited understanding in the medical/insurance ...
13
votes
2answers
3k views

What does an IRS interview request entail when called in to verify expenses for a sole proprietor small business?

I received an IRS audit for the following: I had to call them within 10 days to confirm receiving the letter. And I've scheduled an appointment 2 weeks later. They basically said I just need to ...
1
vote
1answer
107 views

How do Vanguard LifeStrategy 60 Inc units generate a yield when all the sub-funds are Acc units?

According to Vanguard's portfolio information for Lifestrategy 60 Inc units, the sub-funds of which it's made up are entirely Acc units (with the exception of an inconsequential 0.0% in a distributing ...
-3
votes
0answers
55 views

Street address required for DHL Courier Delivery [duplicate]

I would like to courier a package to Personal Income Tax Franchise Tax Board Sacamento California 95827-1500 USA What is the Street Address for DHl couriers as a signature is required?
0
votes
0answers
35 views

Clarification on small business financial terms [on hold]

I am working on SQL Database Project which handles Price Valuation for Small Business. Certain abbreviations are not familiar to me, I felt to get clarified.. What is the Net Income and Gross Income?...
57
votes
7answers
12k views

Should I use a zero-interest credit card for a large one-time purchase?

An upcoming purchase (nearing $10,000, in the US) would drain savings more than I'd be comfortable with, and I'm wondering if using a zero-interest card to effectively spread out that purchase for 15-...
5
votes
2answers
3k views

Net salary in Germany for programmers

I got an offers as a freelancer to work from Germany (the company is not German but I will live in Germany when I'll work for them). Since I'll be a freelancer in need to give them an hourly rate for ...
4
votes
1answer
95 views

How to diversify across P2P lending platforms?

In the UK there are plenty of peer to peer lending platforms, certainly 20+. Most offer returns of around 5% but a small handful offer above 10%. As far as I'm aware, in the US there are only a small ...
0
votes
0answers
13 views

details for getquote script used by ledger-cli [on hold]

I see in documentation that getquote script gets called for the download of prices. I have a few questions (answering which might be helpful and put on the wiki): where is the script expected to be? ...
0
votes
1answer
75 views

Spitznagel Black Swan Hedging

I am reading about how Spitznagel does hedging from Forbes - Protect your Tail. It's unclear to me how he is getting the returns he is claiming, Spitznagel's hedges mostly involve buying far-out-...
0
votes
1answer
46 views

Does ledger-cli support FIFO principle for selling stock lots?

I could not find the detailed information about lot tracking in ledger and would appreciate if someone took the time to make it explicit. If I have two purchase transactions for a fund, at 100 units ...
0
votes
1answer
26 views

Merger/Acquisition on short and long symbols

I have a general understanding of how mergers and acquisitions work for symbols being traded in long positions. However, I am confused about how these events are calculated when shorts positions are ...
1
vote
3answers
120 views

Compliant investing

After saving for a couple of years, about half a year's salary has accumulated in my savings account and I now want to start investing long term in index funds, however if I open a securities account ...
4
votes
0answers
30 views

What, exactly, makes an “unrelated business” unrelated in the case of junior partnerships held inside IRAs?

My question is concerning the unrelated business income tax on partnership interests inside a Roth IRA. Specifically, I own common stock in a company that's technically classified as a Limited ...
22
votes
6answers
6k views

Is the Standard Deduction better than Itemized when both are the same amount?

For 2018 the standard deduction is $12,000 for individuals, $24,000 per household. If someone's itemized deductions equals the standard deduction, or is very close, which one is better to take? For ...
2
votes
2answers
107 views

May I omit from my tax return pages on which I've left all fields blank?

For example, when filing Form 1120 for 2018 by mail, if I've left all entry spaces on page 2 (Schedule C) blank, may I leave out page 2?
10
votes
2answers
3k views

Do you forfeit tax refunds/credits if you aren't required to and don't file by April 15?

Some people in the United States are not required to file an income tax return (e.g. their income is too low). However, they could be entitled to a refund of wages withheld, or a credit such as the ...
0
votes
0answers
24 views

My personal contribution to SIMPLE as an owner

Can I make my personal contribution, as an owner, right up until by tax filing deadline since I wont really know what I made until then?
2
votes
1answer
64 views

Dealing with an incorrectly filed tax return

Situation I had one company (in another state that I have used for years) file my taxes but when they had finished and sent us the results in the mail we noticed they had filed Married, filed jointly ...
52
votes
5answers
28k views

Withdrew £2800, but only £2000 shows as withdrawn on online banking; what are my obligations?

I just withdrew £2800 from the bank. Looking at my online banking, there is only a withdrawal of £2000 listed. The form I signed said the amount I asked for, and the teller weighed the cash out on the ...
0
votes
1answer
59 views

price up under selling pressure

Why does share price go up in spite of tremendous selling pressure? I shorted one share after seeing one share where selling was three times more than buying but it went up.
-1
votes
0answers
41 views

Can I use Adyen's payment page to pay with multiple cards

according to this documentation Adyen allows to split a payment between 2 payment methods. But is it possible to split it between 2 different credit cards or that the first card must be some kind of ...
1
vote
1answer
89 views

Why is California's income filing threshold GREATER than the standard deduction?

For California, the tax instruction booklet says that you need to file the income tax forms if your income is over $17,693 "gross" or $14,154 "adjusted". However, the state's standard deduction is ...
0
votes
1answer
45 views

Incorrect state on W-2 withholding

Working on TurboTax, and I notice that my W-2 shows my tax withholding for NC. I moved twice last year with the same employer as I move to work with their client. But seems my tax withholding didn't ...
0
votes
1answer
104 views

U.S. 10 year treasury bonds behavior during crisis

It's often advised to buy and keep government bond to protect ourselves against the next upcoming crisis. (For example, in a defensive stock portfolio you can have 50% of stock and maybe 30% of ...
2
votes
2answers
164 views

Can an IPO be cancelled if not successful?

Let's say the Company C goes public using a Fixed Price Offering. It emits 10000 shares at 10 euros per share. What happens if investors only subscribe to, let's say, 789 shares. That gives a ...
42
votes
5answers
10k views

When to stop saving and start investing?

Since I started my first job after graduating a few years back, I always saved a certain percentage of my salary each month on an extra savings account my bank offers. At that time, and until recently,...
5
votes
1answer
2k views

What do I do if technical issues prevent me from filing my return on time?

I use an online tax site to prepare and file my taxes. I have completed my return in their system, but there are technical issues on the site which currently prevent me from e-filing my return. Of ...
0
votes
2answers
55 views

Amend previous return to move estimated payment?

In a complicated situation for 2017 taxes (settled in 2018) (Estimated State payment too big --> money back; + 2018 Tax Reform), it seems like I'd be better off had I made a State Tax estimated ...
0
votes
0answers
27 views

Explanation of Macaulay duration for bonds?

I understand how to calculate duration but I'm a bit confused about what it actually tells me and how it is useful and I can't seem to find anything that tells me. If a bond has a maturity of 5 years ...
1
vote
1answer
55 views

Bond prices changing due to interest rates

I feel as if I'm missing a fundamental step here. I'm aware that bond prices fall as yields go up; but what makes yields go up? If I had a bond issued in the UK for example, and the base rate went up ...
0
votes
0answers
47 views

Hidden costs of personal bankruptcy to taxpayers [closed]

I understand enough about basic facts of bankruptcy to realize that taxpayers do not normally foot the bill for personal bankruptcies in the US. However, I am curious to know if someone could outline ...
1
vote
1answer
57 views

Can I invest using the All Weather Portfolio strategy buying US stocks but on the London Stock Exchange?

I really like Ray Dalio’s ‘All Weather Portfolio strategy’ and I would like to follow this, but I’m struggling to find relatable USA ETF’s that I can buy into on the LSE. Even if I did manage to find ...
1
vote
0answers
34 views

Did the German tax for share based fund drop by 30% since 2018?

In Germany is a new rule for taxing share based funds since 2018. As far as I understand it, the following rules are now in place: One has to tax pay for fond distributions. One used to pay tax for ...
0
votes
0answers
13 views

What taxes does a Czech Republic resident need to pay on investment income from an online broker when using a French bank account?

My friend - who is fiscally resident in Prague - opened a French bank account. Then, they used their French bank account to open an eToro (online broker) account. They want to invest on eToro but they ...
0
votes
1answer
36 views

Can an IRA contribution be made on the same date of the tax deadline and still count for that tax submission?

The deadline for taxes and IRA contributions for FY2018 in USA is April 15, 2019. If I haven't made a contribution yet for FY2018, can I go to a bank on Monday, April 15, 2019 and make a contribution ...
1
vote
0answers
22 views

How to calculate cost basis for RSUs that are vested and never sold?

Following is my situation (changed the numbers for simplicity): ABC Inc vested 120 RSUs in 2018, in which 20 RSUs were sold by my employer (price of the share $10, and $20 trade fee) for the tax ...
0
votes
1answer
45 views

How to handle income from paid internship over the summer?

I'm a full-time college student with two sources of income in 2018: a part-time job through my college for which I have a W2 (gross wage of $5,408.65) and a paid internship over the summer for which I ...
-1
votes
1answer
226 views

Credit card debt someone want to pay off for me

I am in credit card debt approximately $20,000. I am on a fixed income there is no way I can pay the payments. I recently met someone on a dating site. We have been talking for three weeks. She claims ...
-3
votes
1answer
153 views

Which non-mathematical subject could I tutor to make the most money? [closed]

Assuming I can learn whatever and I have respected teaching credentials I'm thinking LSAT, but perhaps the subject with the highest ceiling would be prepping high schoolers of the ultra-wealthy? I'm ...

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