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votes
1answer
9 views

How much would a trading robot which doubles money in a period of time sell for?

How would factors of this calculation change for the rate of doubling, scalability (the maximum amount at which it begins to become less efficient), risk and other factors you might bring up a ...
1
vote
1answer
11 views

Shares bought in a dividend reinvestment plan, where do they come from?

I just received a notice that my dividend was used to purchase and additional 5 shares in the the ETF. Since there are only a limited amount of trade-able units, where did these additional 5 come ...
2
votes
0answers
6 views

Obtaining Figures For Australian GST Business Activity Statement From GNUCash

I have been entering all my financial records into GNUCash, and now I need to find the most efficient way to extract all the needed figures for the BAS. The Income & GST Statement looks like the ...
0
votes
1answer
60 views

I need help finding a car

I am seventeen years old. I have have a job but I only make a little money. I am trying to get a car for my senior year of high school but I only have about $400 saved up. I have to pay other ...
1
vote
0answers
17 views

US securities/brokerage account, owned by non-resident; tax liability

Assume the following scenario: natural person (not US citizen or Green Card holder) is tax-resident in some European (EU) country owns a US-based securities/brokerage account that holds shares of a ...
0
votes
0answers
32 views

Book recommodation for beginners in insurance

I need a good beginner book in insurance that is available in pdf format.I want to learn basics of insurance.
0
votes
1answer
91 views

Can you sue for half of the equity and mortgage payments?

EDIT: Name is both mortgage and deeds. Im trying to remove a name from a mortgage, the other party is requesting a payout of a large sum of money. They never paid a penny to the mortgage, upkeep. ...
0
votes
2answers
74 views

Shore House title signed over 6 year ago to 3 siblings

My mother has been paying the taxes and home owners policy for the last 6 years for our shore house. My sister and I have been paying the taxes and home owners insurance (for the last year and half) ...
7
votes
4answers
978 views

Credit card stolen every 1-2 years. What am I doing wrong?

I just had my credit card canceled because of fraud. This is actually a perfectly normal occurrence for me, which is the impetus behind this question. The card in question was only about 1.5 years ...
2
votes
3answers
78 views

Indexes like S&P 500 vs simply tracking earnings?

I would like to know why ETF's like Vanguard S&P 500 are so popular as opposed to building an index that tracks that top 500 biggest profit makers. Companies like Uber and WeWork can be in the S&...
2
votes
1answer
79 views

Heritability of Student Loan Debt in Colorado

If a person does not pay his or her student loan debt off before he or she dies, what happens to that debt?
1
vote
1answer
28 views

gap in employer provided hsa

I had a qualified HDHP and HSA Jan to thru April. Now another qualified HDHP and HSA July thru December Can I use funds in the second HSA to pay qualified Expenses dated during the first qualified ...
1
vote
1answer
83 views

Sold one house but not planning on buying another for several months. What to do with the funds?

So some background. I recently sold my first house to move for a new job. The housing market is much hotter here than where I was. I am looking for a house, but am comfortable in my current ...
4
votes
3answers
395 views

Advice for paying off student loans and auto loans now that I have my first 'real' job

I'm hoping for some advice on which loans I should focus on paying off first. I'm 28 and just got my first 'real' job about 2 years ago after 8 years of schooling. I've paid off all my credit card ...
2
votes
2answers
35 views

Why are vertical option spreads level 3, requiring margin?

Why are vertical spreads (e.g., buying a call at one strike and selling a call at another strike, at the same expiration date) classified as "Level 3" options strategies, therefore requiring margin? ...
0
votes
1answer
30 views

How much is paid in taxes if the Homeowners Tax Deduction equals a person's Income Tax amount (USA, FL)

I was wondering how much of a yearly tax payment could be deducted using the homeowners tax deduction. I know that the policy allows for a deduction of the interest payments amount for up to $750,000. ...
0
votes
2answers
113 views

Which debt(s) to minimize first to improve credit most quickly?

Current score is ~650. Looking to improve my credit as effectively as possible, as I'm looking into houses after getting married next summer. I'm coming off of a tougher employment patch so very much ...
0
votes
0answers
25 views

VAT registration requirements for EU-based IT supplier in Switzerland

An EU-based company supplies consulting and software development services to Switzerland-based client. The work is partially done onsite. Does the company have to register for VAT in Switzerland? Any ...
8
votes
2answers
2k views

Is dividends exclusively a part of earnings?

Is stock dividends exclusively part of earning or are there cases when companies pay dividends despite zero or low earnings?
1
vote
1answer
30 views

Closing a short position on the ex-dividend date

I understand that if I close a short position on the ex-dividend date then I owe the lender the dividend. It is taken from my account. Where does the money the company pays for the dividend on those ...
1
vote
1answer
57 views

Escrow for postponed work

I am a first time home owner. I have a traditional 30yr mortgage with an escrow agreement for postponed repairs due to weather. The seller was required to get 2 estimates for the work to be done. ...
-2
votes
2answers
64 views

What systems are currently in place to keep track of US money supply? [on hold]

What systems are currently in place to keep track of US money supply? For example, blockchain technology can be used to keep track of transactions on the Bitcoin network, and you can mathematically ...
0
votes
1answer
49 views

Receiving income as W-2 employee vs. 1099 contractor

My wife and I (both in the United States) file taxes jointly and make about $110,000 annually from our W-2 jobs. I was offered a side gig that would pay an additional $48,000 per year. The company is ...
2
votes
3answers
79 views

What does it mean when the ask price stays the same but the bid price rises?

I've been taking a look at some stocks and I noticed that sometimes the bid rate begins to rise towards the ask price. While the ask price stays relatively the same. Is this indicative of an upward ...
0
votes
0answers
17 views

Transferred to UK in Nov 2018 from India, How Tax needs to be declared

I have been moved to UK due to company transfer from India in Nov 2018 and will be staying coupe of years here. Nov 2018 onward, I am getting my salary in UK itself which is being credited in UK ...
2
votes
1answer
39 views

Is salary for march included in income tax if it gets paid in April?

My mother is a pensioner in India. Her Pension for March 2019 was actually paid on 2nd April 2019. My question is whether this amount would be considered as income for Assessment Year 2019-20 or ...
1
vote
1answer
37 views

How exactly does AER work?

I am planning on opening a savings account and will be putting a fraction of my monthly salary into it, around £1000 each month. To calculate the interest generated, as the total in the account ...
0
votes
2answers
160 views

Why do so many people calculate an annual average return of 10% in stocks when multiple banks offer funds that yield only 3-5% or lower?

In recent months, multiple banks and financial advisers have asked me if I would be interested in investing in stocks because I have some spare money. They showed me different funds that they thought ...
2
votes
1answer
31 views

How to exactly find out income earned from Fixed Deposits?

I have an SBI savings accounts with autosweep facility such that it creates FD if the amount goes above a certain limit. Now any interest earned from FDs is taxable. However this year, I don't see ...
0
votes
4answers
145 views

Should I open a new checking account at another bank?

I don't know too much about banks and banking. But to start off, I have a Chase checking account my parents opened for me since 7-8 years ago. Now that I'm working, I'm helping my parents buy a house....
0
votes
2answers
36 views

Covering during a short squeeze

During a short squeeze: Assuming that there was one group controlling most of the free trading shares, would it be possible for this controlling group to hold out and not sell any stock to drive ...
1
vote
1answer
146 views

How do we guarantee my live in girlfriend’s interests when we share expenses?

I am buying a house because my credit is better than my girlfriend. How do we go about after the purchase if we share expenses and how do her rights get protected?
0
votes
3answers
112 views

Why are free credit reports available only once per year?

Consumers have access to a free annual credit report from each of Equifax, Transunion, and Experian thanks to the Fair and Accurate Credit Transactions Act passed in 2003. However, this may be too ...
1
vote
3answers
176 views

Can you build credit history without getting a credit cards or taking on debt?

As far as I know I have no credit history as I have never had a loan or credit card. I buy things using a debit card tied to my credit union bank account and prefer not to have a credit card at all. I ...
1
vote
3answers
105 views

Why does bond price go up with interest rate decrease?

I understand that a decrease in prevailing market interest rate causes a downward pressure on the bond yield and, equivalently, an upward pressure on the bond price. But what if a decrease in interest ...
1
vote
1answer
82 views

Buy 1 bed flat via private sell (Edinburgh, UK) - opportunity?

I am renting a flat (1 bed + box room) with my partner in 'central' Edinburgh. We pay £675 pcm. Our landlady wants to sell it urgently and she asks for £160,000. She is keen to sell it to us. A ...
0
votes
2answers
97 views

Buying a used vehicle from dealer

I have about 12,000 in cash saved up for purchasing a toyota 4runner. I have a vehicle in mind for 22,450 that is as good of a deal as I can possibly find after looking for months off and on. AS far ...
0
votes
3answers
21 views

Outstanding order in the Selling process in Degiro

If I sell my share with Order duration GTC (Good till cancelled), the order will became an Outstanding order. When it will be active to sell? Do I need to make any action to continue the selling ...
0
votes
1answer
52 views

Drawing the neckline for a Head and Shoulders pattern

Neck line for Head and shoulders pattern The book Technical Analysis of the Financial Markets explains how to draw a neckline for H&S pattern. In the diagram, a flatter trend line can be drawn ...
1
vote
1answer
48 views

Why do preferred stock limit your reward, if the company expands and increases its profits?

Personal Finance For Canadians For Dummies (2018). p 472 Middle. preferred stock: Preferred stock dividends must be paid before any dividends are paid to the common-stock shareholders. Although ...
13
votes
3answers
4k views

Is a public company able to check out who owns its shares in very detailed format?

I often heard about "big players" manipulate the price of a stock. So if the "big player" is not an insider, can the company itself have any way to know who has positions in its stock? Is there any ...
4
votes
3answers
546 views

How does one stock fund's charge of 1% more in operating expenses than another fund lower expected returns by 10%?

Personal Finance For Canadians For Dummies (2018). p 224. I changed "percent" to %. With stock funds, expenses are a less important (but still significant) factor in a fund’s performance. Don’t ...
1
vote
0answers
16 views

How does splitting one Canadian Pension Plan payment reduce a household's overall tax bill?

Personal Finance For Canadians For Dummies (2018). p 370. TIP Some couples choose to split one of their CPP or QPP payments as a way to balance their income and reduce their household’s ...
37
votes
9answers
14k views

I won USD 50K! Now what should I do with it?

I won a sweepstakes and will be getting USD 50k...it is verified that it is legitimate. No taxes have been taken out so I will have to claim this income on my taxes. I have a significant amount of ...
0
votes
4answers
149 views

AI based penny stock predictor [on hold]

I would like to start a web-based software for the AI based penny stock predictor. The focus will be for the long term investing (and not the trading). This will be also associated with the news of ...
1
vote
1answer
35 views

How many days it take to reflect income tax paid on form 26as?

Today, I have paid my payable amount of income tax through Government Website as Self Assessment Tax using Chalan 280. Now, I want to file my ITR but same tax paid amount is not available in FORM ...
2
votes
1answer
50 views

Does the day when you pay quarterly taxes matter? (United States)

When paying quarterly taxes in the United States, is paying on the last day of the quarter (i.e., the day when that quarter's taxes are due) any different from paying on another day of the quarter? ...
1
vote
0answers
20 views

Am I reading the HDHP rules correctly? [duplicate]

I'm puzzled by the rules for High Deductible Health Plans. For 2019, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,350 for an individual or $2,700 for a ...
2
votes
1answer
51 views

One year to next and/or roll overs?

We have had a HSA acct for a number of years. If I got a qualifing procedure done in the year 2018 can I pay in 2019? Is there any rollover amount from one year to another.
0
votes
0answers
22 views

do you have to pay taxes in Canada if you only stay 5 1/2 months and go back to the U.S.?

Coming up to Canada from Oregon, We Want to spend the spring thru early Fall travel all over British Columbia and Alberta exploring and more, do I have to pay any taxes other than Sales Taxes?

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