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19 views

Can a billionaire sue the Forbes magazine for publishing his/her net worth?

I can imagine not every billionaire wants to boast about his money and likes the public to be unaware concerning how much he is worth, but as far as I know Forbes always finds out what somebody is ...
0
votes
0answers
7 views

Any online services that I can use to send an international wire transfer (strictly) with?

I have some funds on a Payoneer account and I'd like them moved to one of my bank accounts, however this bank only accepts wire transfers. No ACH, no local bank transfers, etc. The problem here is ...
1
vote
2answers
30 views

529 accounts for multiple kids

I have a 529 account for my 3-year-old. We just discovered we're expecting another baby. Is it better to open a new 529 for the new baby or just keep contributing to one and then split it later on?
0
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0answers
22 views

What is the size of the world OTC market?

I can't find anywhere how much money is exchanged on the world OTC market. I heard 7 time bigger than the world GDP ( $88 trillion).
2
votes
1answer
122 views

Lease computing power to earn money - lifeinspace.org

I recently found a site - lifeinspace.org, which it exchanges our computing power for a space project to money. I got the payment, however, I am not sure about the legality of the money earned. I ...
1
vote
0answers
32 views

Premium charges

can anybody explain me please what Premium charges in CBOT Rulebook - https://www.cmegroup.com/content/dam/cmegroup/rulebook/CBOT/II/14/14.pdf (section 14108 Premium charges) are? I am somehow ...
0
votes
1answer
42 views

How to get the effective yield?

I have a system that calculates the effective yield. The problem is what formula does the system used to calculate the effective yield. I am trying to convert the system into a mobile application. I ...
-1
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0answers
49 views

What are some key (mandatory) requirements for getting into IB company in New York (or anywhere else)?

I just turned 28, left with no college diploma, and suddenly I became influenced by all these sources of information (mostly youtube) and the desire for success to crave for things that I haven't been ...
-3
votes
0answers
29 views

Binance fee calculation formula [on hold]

I want to know how Binance calculates it's fees. I appreciate if someone would explain it with an example. E.g. I want to sell USDT and buy ETH. And they claim if you use BNB, the fee decrease to 0....
8
votes
4answers
6k views

Is rent considered a debt?

I am taking a financial assessment. It asks me: What is your total monthly debt payment (e.g. student loans, vehicles, credit cards, personal loans, etc.)? Then the next questions are about ...
1
vote
1answer
78 views

How much is my signing bonus after taxation in Berlin Germany?

an employer is offering 3K EUR as signing bonus, I was told that it's taxable, so I want to calculate how much tax do I have to pay and how much will be the 3K after all tax deductions? I live in ...
1
vote
1answer
33 views

Including benefits in kind within accounts

I'm producing accounts for a local political party using GNU Cash. There are a lot of benefits in kind that we need to account for. Previously I included these on a separate spreadsheet, but would ...
3
votes
1answer
67 views

Interest rates and what does “discount” mean?

I was reading an article that says "Interest rates play an essential role in financial markets. Foremost, they represent the rate at which investors discount risk-free as well as risky future cash ...
1
vote
0answers
24 views

where to fill tax deduction for legal fee related to “related to doing or keeping your job” in form 529?

I filed for extension in april because i didn't have this information but need to file by Oct 15th. I paid around 750 dollars last year to consult lawyers regarding a threatening letter from a former ...
0
votes
3answers
124 views

Do I need a brokerage account to invest in ETFs?

I want to start investing in ETFs, but this is my first time doing this and I don't know what do I need to do for buying stocks. I want to buy some ETF that tracks an index such as S&P or FTSE100,...
2
votes
1answer
166 views

Can I use work on business ideas to reduce my tax burden?

I run a software consultancy which turns over approximately £250k per year. My work mainly involves by-the-hour consultancy or some fixed-price projects but no stock and very few expenses. In ...
0
votes
0answers
21 views

What countries cannot pay a USA not-for-profit account with PayPal?

On a US not-for-profit (NFP), I'm using PayPal as only payment method (which accepts both PayPal and card payments). I just had a user from Singapore who reports they can't pay --- this seems since ...
-2
votes
2answers
85 views

Trading using Simple Moving Average strategy

I am trying to understand the concepts for applying the Simple Moving Average principles for identifying buying/selling points for stocks. I have the calculations down for getting the Simple Moving ...
1
vote
1answer
128 views

US hotel asks for CVV when checking in

I have reserved a budget motel in the US over booking.com. I live in Europe. Upon checking in, I was asked for my ID and credit card, like everywhere else. For a bit of increased security, I've ...
0
votes
1answer
125 views

Am I legally obligated to destroy or void a check?

I received a check for 9 cents from a major bank for an overpayment (as a result of setting up automatic electronic payments and not wanting to send an extra one time payment of 9 cents at the end). I ...
1
vote
0answers
29 views

Married and on H1B. Wife's H4 application in progress. Can I do Married filing Single for taxes?

My Visa status changed from F1 to H1B effective Oct 31st this year. My wife came to USA in May 2019 on F2 Visa. Her H4 application is still in process and her F2 is invalid effective Oct 31st. Should ...
3
votes
1answer
98 views

Can I use home equity line of credit as second house down payment?

I recently moved to Boston where housing is very expensive compared to where I lived before. Buying a house requires a lot of money as down payment, and I am still short of $30000-$40000. But I have a ...
0
votes
1answer
88 views

I co-signed but found out i'm actually the primary account holder [duplicate]

I co-signed my boyfriends auto loan so he could trade in his car and opt for lower car payments. I received a red light traffic ticket in the mail with my name on it, which i thought was odd. So I ...
1
vote
1answer
77 views

Lease equipment to someone or sell it? [on hold]

I am currently designing a data logging system for an interested party. The cost of the items assembly and purchase is about $100 (board, power supply, 2 sensors). I want to get lets say 15$/month ...
0
votes
0answers
28 views

GST for android IAP

I am new to android development. I haven't registered in play console. I want to know whether the money received from IAP's GST* should be paid as IGST, CGST or SGST. We must file these three ...
1
vote
0answers
52 views

If someone files a claim for short term disability for maternity leave, would future premiums be adversely affected?

If filing a claim for maternity leave does not increase the premiums required in the future, is it because the insurance company is not allowed to use the information, because it is not predictive, or ...
-2
votes
3answers
219 views

Why does a share price fall despite purchases?

In the Stock chart there is a section where only purchases are noted, but the share loses value. My understanding so far has been that the stock would have to increase in value in this case. What ...
0
votes
1answer
70 views

could pursing a TILA claim against my credit card result in a cancellation of my credit card?

Quoting https://www.carlsonattorneys.com/truth-in-lending-act/ , URGENT NOTICE: The Carlson Law Firm is currently investigating a Truth in Lending Act violation on behalf of American Express credit ...
1
vote
2answers
163 views

What are the disadvantages of home mortage being under only one spouse's name?

What disadvantages come from getting a home mortage on one person? I am looking to buy a first home on a short mortage of 5-10 years. I have good credit. My wife has no credit, but has sufficient ...
0
votes
2answers
68 views

Finding the yield on individual corporate bonds

I'm looking at an individual corporate bond (20341WAD7) with a 8.25 coupon trading at a last price of around 88 cents on the dollar (88/100). By my simple math the yield should be 8.25%/.88 = 9.375%. ...
2
votes
2answers
902 views

Am I being scammed (by a sugar daddy)? [duplicate]

Let me preface this by saying that I’m aware of how this all sounds, and ultimately I’m probably an idiot. Without getting into a long back story, I recently found myself on a website seeking a ...
2
votes
2answers
134 views

How often do the S&P 500 components change?

And do index funds such as SPY and VOO usually rebalance immediately to reflect the change?
2
votes
3answers
147 views

What is voluntary insurance?

I recently came across the term "voluntary long-term disability insurance." I certainly know what disability insurance is, but I've never heard the word "voluntary" attached to it. Wondering if this ...
3
votes
2answers
75 views

Am I exempt from backup withholding

I am in USA. I am US citizen. Apart from my 9-5 (W2) job I work on the side creating videos for an online website. Few days ago they are requiring that I fill out a W9. I also have to specify if I ...
26
votes
5answers
10k views

Why do baby boomers have to sell 5% of their retirement accounts by the end of the year?

This article on Marketwatch quotes Raoul Pal of Goldman Sachs claiming that baby boomers have to sell 5% of their retirement accounts by the end of the year. Here is the specific passage: Pal says ...
22
votes
5answers
6k views

How can a stock trade for a fraction of a cent?

I was looking at Helios and Matheson Analytics Inc OTCMKTS: HMNY (parent of MoviePass) and noticed they are trading for 0.0032 USD. I understand how this can happen as the market cap falls below 1/...
23
votes
6answers
6k views

What are the advantages to banks being located in the City of London (the Square Mile)?

This question is about the City of London, i.e., the Square Mile, not greater London. There are an awful lot of international banks located in the City of London. What advantages are there to having ...
0
votes
3answers
245 views

Does investing in the S&P 500 for 3 years yield better yearly returns than investing for 15 years?

I know that my logic is missing something crucial as I always assumed that the longer you leave your money for the closer it approaches to the long term average return. I was just reading this ...
2
votes
1answer
44 views

How do I properly account for interest charged on a loan in GnuCash?

I've just started accounting and entering initial balances for my personal finances with GNUcash and I'm curious about the proper way to account for interest charged on student loans and credit cards. ...
5
votes
1answer
135 views

Does a cash back mortgage at a higher rate with the cash immediately applied to the principal make financial sense?

A mortgage advisor was trying to sell me on cash back mortgage. For most clients he said they use it to pay down debt at a higher interest rate or to buy the essentials for a first home. This is not ...
1
vote
2answers
48 views

Sell rating and how do you use that

When watching the financial news, there is usually the upgrades and downgrades part of the show. At that time they share what companies have been upgraded to buy, but also which ones are downgraded ...
2
votes
2answers
156 views

Why would I open a low-rate 9 month CD instead of a higher rate savings account?

One specific (popular online) bank is offering a 9 month 1.25% CD, while it's savings account is 1.90%. There's no way I see interest rates tumbling in the next nine months, so why should I -- why ...
0
votes
1answer
89 views

Spread betting on UK house prices

There are articles online which discuss spread betting on house prices. However I have been unable to find companies that offer spreads on any of the well known UK house price indices. Given that ...
2
votes
0answers
49 views

Do I need to report rental income on my apartment? [duplicate]

Say I am renting an apartment for ~$1000 a month and I have a friend that needs a place to say. I let him stay on my couch and he pays me ~$999 a month. So I'm at a loss of $1 each month. Do I need ...
3
votes
1answer
142 views

Value of old shares

I recently discovered I still have stock certificates from Media General from back in the 80's. The company has been sold at least twice since then. Are my shares worth anything?
1
vote
0answers
33 views

Multiple studies in thinkscript combined into one study returns -

I am making a query that includes all the bearish candles. I know some of the studies have entries, but when I do them all at once I get nothing. input n = 0; plot data = AdvanceBlock()[n] or ...
6
votes
5answers
1k views

How do I stop myself from always placing a monetary value on my time?

I am a University student in my final year. I had a paid internship over the summer which has turned into part time work throughout the year. Recently I have noticed myself placing a monetary value ...
1
vote
3answers
279 views

Is term life insurance a good investment?

Average life insurance for a 60-year-old man costs about $400 per month for a 20-year term (starting today) with a $1,000,000 payout. If I reason that the average 60-year-old man has a 35% probability ...
1
vote
0answers
51 views

Is any of the income earned from P2P lending subject to Social Security or Medicare taxes

Income from P2P lending is reported on forms 1099-INT, 1099-B, 1099-MISC and 1099-OID. Are any of these earnings subject to Social Security or Medicare taxes in any way? I have heard from people they ...
0
votes
0answers
26 views

Yahoo Finance NAV Value

The iShares EIMI stock is traded at both London and Milan. London's is priced in $, while Milan's is in Euro, and so the stocks have different prices. However, it seems like the NAV value is the same. ...

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