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6 views

How do I bookkeep an Ecommerce website?

I have a multi vendor e-commerce website where I sell goods from 3rd party vendors. When an item is sold on my website, the money is stored in my bank account. Monthly, I transfer money earned to the ...
-2
votes
0answers
30 views

Past due on an account that i do not have, synchrony paypal

Keep getting auto calls, messages and now a letter from paypal credit c/o synchrony bank. They say i have a past due balance. I do not even have an account! What should i do?
0
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2answers
52 views

Most surefire way to keep yourself from using a credit card

I have gotten myself into trouble with credit card debt, $XX,XXXX. Never been very good with money, three cards decided to hand me stupid limits and now they're all maxed. The only upside is I'm ...
0
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0answers
40 views

Why do some monthly bond ETFs have no dividend in January?

For example, the following bond ETFs have monthly dividends except in January: 1) https://www.nasdaq.com/market-activity/funds-and-etfs/vteb/dividend-history: ------------...
2
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1answer
19 views

Russian taxes with dual citizenship

I'm a minor (17) who is considering using my birthright to be recognized as a Russian citizen, as my mother is one. If I apply as a minor this late, will I have to worry about taxes if I reside in the ...
1
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3answers
125 views

Paying Credit Card After Cash Back Credit

With a credit card, are you obliged to pay the statement balance or the current balance? For the period ending Jan 12th I have a statement balance of $200 (payment due Jan 30th), on Jan 16th I ...
2
votes
1answer
57 views

Are there any issues with sending money outside of the US?

My girlfriend is an immigrant and for her birthday, I asked her what she wanted. She said she would like me to send a gift back to her home country for her parents instead of getting her something. I ...
4
votes
1answer
277 views

Tax efficiency and Roth IRAs

I have a question relating to avoiding investment taxes as compared to maximizing tax free grown in a Roth IRA. Suppose you have: $10000 in a Roth IRA $10000 in a taxable brokerage account and your ...
3
votes
3answers
1k views

Is Saikyo Sakura Assets Holding a legit company?

Today I got a cold call from an alleged representative of Saikyo Sakura Assets offering me a trading opportunity. At first I was very skeptical as this raised several red flags, but I am also ...
-2
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2answers
194 views

How do stocks work? (Cryptocurrency analogy) [closed]

I come from a cryptocurrency background (Bitcoin etc.). I have no idea how stocks work and how to invest into stocks. In cryptocurrencies for example, I am in full control my assets (private key) and ...
3
votes
1answer
181 views

Totaled car with two insurance policies

I moved out from home to another state and purchased an auto insurance policy in my name for my vehicle, paid for the 6 months upfront. Previously it was insured under my parents' policy. I set the ...
0
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2answers
134 views

Credit cards: Is it worth using the interest-free period on a second card?

I am about to start a 12 month part-time course, requiring variable but monthly payments. To maximise my budget I want to pay for it via credit card, but am trying to understand which method will end ...
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0answers
64 views

How to put Japanese postal code on Canadian site

I live in Canada and I have Japanese credit card. Then I need to put postal card but I cannot How can I put Japanese postal code on Canadian site?
1
vote
1answer
164 views

Are there Bond ETF’s that don’t go down? [duplicate]

I would like to put some percentage of my money in an investment that only goes up, even if it goes up only by a small amount. One way to do this would be to put my money in a bank account, but I’d ...
0
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1answer
255 views

Why does Apple issue new common stock every year (even though it has enough cash)?

Apple has so much cash. It really doesn’t have to raise additional capital yet every single year it issues new common stock. Why is that?
1
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0answers
111 views

U. S. Treasury Check signed “pay to the order of”

My son received several checks from the VA, he signed them pay to the order of me, his mother, where can I cash them? My Credit Union won't accept them.
2
votes
1answer
88 views

I borrowed in Ruble and should give back ruble but I use euro, when to change?

I borrowed equivalent of 71,490 Russian Rubles in 1000 euros, 4 months ago. I have to give this money back in 5 months. The exchange rate for Russian Ruble apparently is going down and now is around ...
1
vote
0answers
100 views

Is buying and selling stocks at the same price market manipulation?

At the end of the year, it might make sense to sell some stocks which currently are in the red to compensate gains made by other stocks for tax reasons. Usually, people only hold stocks if they are ...
1
vote
1answer
74 views

Doing side work no LLC - what to do on W9 form?

I am doing some work for on the side for my former employer. They pay me via an application called square that I use. Its the end of the year so I asked them for a 1099 / W2 and they sent me a W9 ...
0
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1answer
71 views

Washsale for daytrading

I have following scenario of washsale ? Can someone please help me if wash sale will apply to me in any case ? I knwo for three trades i made in Dec 2019 has wash sale but is covered with profit I ...
0
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0answers
29 views

Do employers receive any financial benefit from offering a RRSP/401K matching program? [duplicate]

I understand that companies that offer RRSP matching programs may be more attractive to work for/have better employee retention, and the employers may get warm fuzzies from offering it to their ...
1
vote
1answer
58 views

Does this scenario count as one day trade, or two?

I am currently investing with the Robinhood app and have been doing fairly well with day trades two to three days a week. However, I find myself in a new scenario this morning where I don't know if my ...
0
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2answers
152 views

Am i being scammed on eBay? [duplicate]

I am selling some Adidas sneakers on eBay because they’re a size too big. This will be my first time selling anything on eBay. The original price is $94 CAD and i’m selling them for $70 excluding ...
2
votes
1answer
39 views

Income Tax Paypal / Ebay sales (Australia) limits

Work were throwing away a bunch of boxes full of e-waste and I was able to take them for free. I have started selling the items on Ebay and getting paid through Paypal. I believe the max total ...
0
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0answers
66 views

Sister opted out of uni insurance in 2016, but wasn't refunded. Student union and insurers are blaming each other. Who's liable? [closed]

Sister graduated at a univ. in Ontario, Canada in 2016. She opted out of the student union's health insurance as my husband's covered her. She chased the student union for refunds in 2017 and 2018, ...
2
votes
0answers
156 views

Big payout from a bankrupt stock?

I had a small position in this Argentinian utility company (Metrogas, MGS) when it suddenly declared bankruptcy. That was about 10 years ago. I still had that position with a $0 value on my account ...
1
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0answers
59 views

Money Transfer with invalid IBAN

i made transfer with missing 1 number in IBAN so its invalid but the money never back into my account. In fact when my bank made correspondence, it is said that the money in credited to individual and ...
3
votes
1answer
82 views

irrevocable Trust - Who Pays The Taxes

Someone creates an irrevocable trust on behalf of someone. It is funded by a large amount of money that will be invested. The beneficiary will receive the profits/interest from the trust but not the ...
5
votes
2answers
156 views

Back-date term life insurance policy?

Yesterday the insurance brokerage that wrote my current term policy 2 years ago contacted me to see if I would like to replace the policy. Obviously they want to generate a new commission by churning ...
2
votes
1answer
170 views

HSA Contribution Limit Question - Fun Situation

Here is the situation and what I would like to do: My wife and I are on separate HDHP with our respective employers, which means we are eligible for 2 HSA accounts and 2 solo limits for a total of $...
1
vote
2answers
84 views

All-in-one international ETF vs weighted region-based ETFs performance

If you only consider returns (and not trading fees or total expense ratios or tracking errors as mentioned by D Stanley below), what would be the difference between a single ETF and several ones ...
0
votes
2answers
83 views

Understanding yield, dividend, expense ratio and others related terms in a mutual fund

I have 2 related questions about mutual funds which I bolded. I was thinking about buying some shares in a mutual fund, such as VanEck International Investors Gold Fund Class A (INIVX). I am confused ...
4
votes
1answer
108 views

How should I distribute investment types between differently-taxed accounts?

Background: I'm 37 and work in the U.S. I have a gross income ~100k, a 401k funded to the legal limit, a Roth IRA funded to the legal limit, and a regular investment account. The 401k has most of the ...
0
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2answers
175 views

Is a down payment better than a lump sum payment?

I forgot to tell my banker that I wanted to make a down payment on my auto loan. According to my banker, the interest rate wouldn't have changed from the lower principal, only my monthly minimum ...
1
vote
2answers
182 views

What happens if I don't sell my shares of a company that's being bought out?

My question is specific to an Adani groups acquisition of a majority stake in the company Snowman Logistics (both are companies in India). I have shares in the Snowman Logistics company. What will ...
1
vote
2answers
63 views

SEP IRA Contribution

I opened an SEP IRA account with chase and transferred $500. Do I need to buy bonds or stocks using this amount this year itself or can I buy bonds after 2 years?
1
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2answers
79 views

How does taking profits from a CALL option contract work?

From the question you can probably tell I have not traded options before. My question is essentially this scenario. Lets say I buy an CALL options contract for a certain stock, probably for 100 shares,...
3
votes
0answers
61 views

Return of excess employer contribution after transfer to IRA

A few years ago, I had an internship, and had to set up an account with the employer's retirement fund company. A couple of years after leaving the company, I was closing out old accounts, and ...
0
votes
0answers
266 views

Moved out 12/17/19, lease ended 12/31/19, I paid my full December rent

Question: I notified my property management company more than 30 days I was moving out. Moved out 12/17/19, lease ended 12/31/19. I was told via email that I was still responsible for my full ...
1
vote
1answer
124 views

Is it necessary to pay quarterly earnings taxes in US?

I worked as an Independent Contractor (for the first time ever) during September and October which means that I owe quarterly taxes that are "due" on January 15th. I also worked as a full-time ...
5
votes
1answer
239 views

What is the benefit of a private healthcare insurance in the UK?

Context I am a alien living in the UK (England, more precisely). I have right to permanent residency, (so) I benefit from the NHS. As background for those not familiar with the UK, all health ...
0
votes
5answers
456 views

When and how would a company make money by taking $1 out of my paycheck and donating it to charity?

In the US as I understand it, there are corporate tax deductions for charitable giving. For this or any other reason, would a company with large salary expenditures and positive profits (sometimes) ...
2
votes
1answer
75 views

Investing in ELSS schemes

I am currently a graduate student in India, who is a little concerned about his financial stability after the graduation, so decided to start investing some of his scholarship/stipend in Mutual Funds, ...
0
votes
1answer
110 views

Investment Analyst salaries in the US prior to the GFC

I'm not sure if this is the right place for this question, but when I was watching the movie "Margin Call" a while back, the 23-year-old investment analyst boasts about his $250,000 salary. Did ...
6
votes
1answer
126 views

In which country do I pay capital gain taxes, as a German with a US Internship?

This year, I did an internship in the US, and during that time I bought some stocks. Now I am back in Germany, and got dividend payments on these stocks, and also want to sell some of them soon. ...
37
votes
4answers
13k views

How do I lend money to a friend for a car and put the car as collateral?

A friend of mine wants to buy a car, but does not have the money for it. Instead of him going to a bank and borrowing the money to buy the car, I was thinking of maybe taking some cash from my bank ...
4
votes
1answer
315 views

How do I avoid having my revenue taxed twice by the IRS?

I do affiliate marketing for a living. The commission payments get transferred into my business PayPal account and the various businesses also send me a 1099. Normally I would just list the 1099s on ...
0
votes
1answer
132 views

Why is this atm put twice as much as the call?

The stock is BYND. It's put has been costing twice as much as the call ... roughly 10.85 and 5.00 respectively at the moment. What could cause this. I should also point out that the stock is up 5 ...
0
votes
0answers
20 views

How can one know if a business is qualified by the Sunat as those whose acquisitions give right to the return of the General Tax on Sales to tourists?

I read on https://pymex.com/en/noticias/peru/como-funciona-la-devolucion-del-igv-para-turistas-en-el-peru/: The refund will be made regarding the acquisitions of goods that are made in the ...
0
votes
0answers
29 views

Incorrect amount of shares on a 83(b) election form

My question is about a 83(b) election form during early exercise of ISO. I've worked in a company for quite some time and was awarded ISO in 2017: 50k shares at a strike price of $0.02c. A year later ...

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