All Questions

0
votes
0answers
2 views

How can I get the historical data of stocks being ranked in Zacks Investment?

I am looking at Zacks Stock Market Research web site and it has rankings for stocks like 'Sell', 'Buy', 'Strong Sell', 'Hold' etc. I would like to retrieve historical data of the stock rankings going ...
0
votes
0answers
11 views

Taxes on an NY summer internship

I am a TN resident who will be doing a 12 week internship this summer in upstate NY. My salary is around 2.3k every two weeks. What would this be after taxes? Would my company take care of state and ...
0
votes
1answer
18 views

Are online purchases reported to IRS or FinCen

I am an international student in US. if I buy products online using my debit card and my online purchases and wire transfer in (my family transfers me tuition from back home directly in my account and ...
-1
votes
1answer
16 views

Unsecured sources of short term loans (variable and fixed rates)

Someone has obtained a short-term loan from the Bank. The loan matures in 180 days and is in the amount of $45,000. He hopes to have sufficient backing from other investors by the end of the next 6 ...
2
votes
1answer
87 views

Is it legal to move to a different US state before moving out of the country to avoid paying state income tax abroad?

Today I've learned that Americans have to pay state income tax based on their last residency address, even if they relocate overseas. So let's say you know you will be moving from the US to another ...
1
vote
0answers
33 views

Money Investment Options

I am looking for Money Investment Advice. I am currently doing a max contribution to Roth IRA (me and my wife) so $6000 a year. I am also planning to open ESA for my two kids and contribute $4000 a ...
0
votes
3answers
55 views

Can stock brokerages be a publicly traded company themselves?

I searched it on the internets but it seems like it's so common knowledge that there are no articles or explanations about it. From a logical gut-feeling kind of guess, I would say no. Any ...
1
vote
0answers
24 views

How much money do I lose when I move from defined benefit pension plan to a hybrid pension plan

I am moving from a company with a defined benefit pension plan to one with a hybrid pension plan(DB + DC). I understand that the defined benefit pension plan uses a set formula to calculate the ...
1
vote
1answer
43 views

Understanding annuities with respect to Term Life insurance

I am financially well to do. I have Term Life insurance (along with high 6 digits in savings) that will protect my kids. I am considering protecting myself and guarding against outliving my assets ...
0
votes
0answers
22 views

American citizen consulting for a Danish entity over 30 day period - visa/taxes?

I am an American citizen who will be consulting for a Danish entity from July1st-July 31st for a fixed project with a fixed project value. As part of this work, I will attend a workshop in Brussels ...
0
votes
1answer
36 views

How to manage FSA Dependent Care

What is a good strategy to manage FSA Dependent Care accounts. Since the money is "use it or lose it" I want to make sure that I use all of the money I put into that account. The max contribution is $...
0
votes
0answers
76 views

Sublet my apartment or break my NYC lease with forfeit of security deposit?

My NYC landlord has agreed to let me out of my lease agreement if I forfeit my security deposit of $3,225.00. In the rental agreement I have six free weeks of rent on an 18 month lease. So the net ...
15
votes
7answers
3k views

How can I practically buy stocks?

I'd like to buy a little amount (say, 5000 €) of stocks. I know it's risky, especially for an absolute beginner like me. Maybe you would like to persuade me to start with stuff such as such as mutual ...
1
vote
0answers
19 views

How to set Profit taker order from Limit to Market in bracket orders?

When I setup my bracket order in Interactive brokers, my Profit taker order is set to Limit by default. I want something like, when a market touches my limit price, I immediately want that order to ...
3
votes
1answer
57 views

Does creating an Equifax account subject you to additional personal data collection?

For creating an Equifax account, (for use with security freezes, for example), this is included in the Terms of Use: You authorize and instruct Us to obtain, monitor, and compile Your: (i) credit ...
0
votes
0answers
36 views

Health insurance coverage for recent immigrant

How does someone obtain health insurance coverage in Washington state as an immigrant.
2
votes
4answers
257 views

Selling your leased car before its lease is over

I leased my car in June 2017 for 36 months and currently 14 months left from my lease. I want to sell the car and lease a SUV. Details listed below: The car is a Honda Accord The residual value is $...
1
vote
2answers
64 views

Are non-qualified withdrawals from a 529 plan penalized on the original contributions?

My understanding is that early (nonqualified) withdrawals from a 529 plan are penalized at 10%, plus taxed over any capital gains. Does the 10% penalty apply to capital/investment gains only, or to ...
-3
votes
0answers
73 views

Which USA bank has unlimited amount of incoming and outgoing transfers? [on hold]

Would anyone please be so kind to tell me which USA financial institution, where personal checking account can be fully opened ONLINE only (no visits required under any case!), doesn't have a maximum ...
23
votes
3answers
6k views

My bank got bought out, am I now going to have to start filing tax returns in a different state?

My bank just got bought by a bank in another state. Does this mean my interest earnings are going to get reported in that other state and potentially require me to file tax returns in the other state? ...
5
votes
2answers
187 views

Is there a catch in investing in treasuries close to maturity date?

Is there a catch to invest to treasuries close to maturity date? I don't want to lock the money for a long time, b/c the interest rate probably will go up. But I am concern that it's not that simple. ...
0
votes
2answers
57 views

CICA Life a Citizen's company

I'm not a US citizen and I have no idea about life insurance companies. The CICA Life company (part of Citizen's Inc) offered me life insurance in the US. I just want to know if the company can by ...
0
votes
1answer
97 views

How many days into the process of a home equity loan application can I cancel the loan?

We are considering taking out a home equity loan for construction before our permit application is approved. It's almost guaranteed at this point but there is always chance it may not be approved. ...
1
vote
1answer
13 views

Understanding tax benefits of NPS in India

This link says following: Under Section 80CCD (1b): In budget 2016, the government had introduced additional tax benefit for investment up to Rs 50,000 in NPS. If the taxpayer contributes more than ...
3
votes
0answers
68 views

Sum of quarterly reports is not equal to annual reports

I am trying to calculate a stock's worth and in doing so I am adding values of all the four quarters from quarterly reports but it is not equal to the value in the annual report. I am trying to ...
10
votes
3answers
2k views

401(k) cost basis

My first 401(k) started in the early 1990s with some employer matching funds. Since then, there have rollovers, more 401(k)s, and lost records. Aside from a really rough estimate, what happens when ...
1
vote
1answer
140 views

How do fraudulent brokerages make money except for commissions?

I just read about "rip-off" brokers that try to lure you in for a deposit with very high leverage and then cash in your deposit when you lose the money. But how does this work? If you lose all your ...
0
votes
3answers
119 views

The math of this Investopedia article

I'm a little confused on how this article comes up with $650 instead of $700. From Investopedia. Consider the following example: XYZ is currently trading at $99.00 You own one XYZ Oct 90 ...
-1
votes
0answers
121 views

Why do telemarketers use fake names? [on hold]

I live in an Arab country. I'll work as a telemarketer. I was asked to choose an American name so that Americans feel like I live in the USA. Why is that? How does that affect the business? I asked ...
0
votes
1answer
85 views

Having issues transferring high dollar amount from thailand to us [on hold]

Thailand Bank is telling us we need to get anti money laundering paperwork for 5% of what is in our account or we can boycott and pay the bank 2% of what is
1
vote
1answer
151 views

Bonds, interest rates and inflation

I was reading Learn to Earn by Peter Lynch and I came across a paragraph that has confused me to say the least. It is regarding bonds - If you buy a $10,000 ten-year bond and hold it for ten years,...
2
votes
1answer
173 views

Extra income in UK?

I am a UK resident and have a permanent job in the UK for which I received monthly salary in £. I recently did a one-off consultancy abroad for which I received about £1000 commission (in Euro ...
-3
votes
0answers
76 views

Multiple currencies side by side [on hold]

How do I show several currencies side by side without having to create separate accounts for each currency?
54
votes
6answers
16k views

Will I lose my paid in full property

I paid cash for the land I put a modular home on which I financed. My husband is terminally ill and I am afraid I will soon be foreclosed upon. Will I lose my free and clear land which has been paid ...
4
votes
1answer
224 views

How many ETFs have been closed so far?

I am thinking about investing my money in an ETF as they seem to be a relatively safe way to invest money over a long term (~20 years). However, I don't like the "seem to be". Are there numbers on ...
37
votes
3answers
10k views

How do I deal with an erroneously large refund?

Alright, it's a weird complaint, I know. But I just checked on the status of my refund on the IRS Refund Status website, and the IRS had corrected upward the refund I filed for by a lot. Based on the ...
0
votes
0answers
15 views

Is IGST applicable while selling in same state when purchased from other state?

If my purchase is from other state and further I'm selling in same state is IGST applicable and how I can collect tax on selling?
-1
votes
0answers
31 views

Where can I find the first use date of an ISIN (International Securities Identification Number)?

I want to invest from South Korea in stocks of companies who get listed in Hong Kong (HKEX). state HKEX hosts some companies for trade without an ISIN assigned. HKEX publishes a list of securities ...
-1
votes
2answers
121 views

Part payment on loan principal

I have 2 loans, loan A and loan B, for the exact same amount , same tenure and same interest rate. I am planning to do a part payment. I am trying to figure out whether to put all of the part payment ...
0
votes
0answers
34 views

Insurance cost deductions from paycheck

I switched from full-time to per diem status on March 9th. For my paycheck through March 9th they deducted my usual cost for benefits, but then they did the same thing 2 weeks later when I wasn't ...
0
votes
2answers
105 views

Can I contribute to my IRA from 2018 still?

I put in my tax filing for 2018 that I had contributed $5500 to a Roth IRA, but due to technical difficulties with my investment account I didn't get around to funding it until now, but it looks like ...
-3
votes
0answers
62 views

What negative effects would result from globally fixing currency exchange rates? [on hold]

Assuming one had the power to enact such a wide-ranging change, what would the negative effects of fixing the exchange rates between all currencies at the current rates, or the mean of the last week/...
3
votes
1answer
90 views

Depreciation question from Benjamin Graham book

I am reading The Interpretation of Financial Statements by Benjamin Graham. Ch. VI, Depreciation and Depletion contains the following wording: When property is retired its gross value is deducted ...
1
vote
1answer
58 views

Credits, Refunds & Reimbursements made prior to April 15th for Prior Year HSA Qual Disbursements

Apr '19: I've recently worked w/ my HSA trustee/custodian (my CU) to correctly code HSA reimbursements transactions in early 2018 for HSA Qualified Distributions in 2017. Same for 2019/2018. So we ...
3
votes
1answer
153 views

Should I expect equal returns from any nation's stock market index?

Suppose I pick an index of the American stock market -- the S&P 500, and an index of the Japanese market -- the Nikkei 225. Suppose for a moment that I expect the amount of risk in each index to ...
0
votes
1answer
47 views

Is it possible to have dividends included in profits and losses with TD Ameritrade's thinkorswim?

I'm using OnDemand and have not found a section where I can see the amount I'd have earned in dividends. A TD Ameritrade support person told me that neither the paper money nor OnDemand accounts show ...
4
votes
0answers
57 views

Protection against loss of investments if a fund provider fails

What would happen to my pension or ISA investment in a fund (such as Vanguard LifeStrategy 60) if the provider of that fund failed and went out of business? I understand that FSCS protects against ...
-3
votes
0answers
81 views

Many Domain Names Appraisal Sites Get Their Evaluation Quite Wrong? [on hold]

Why most of the appraisal sites fail badly on estimating the value of domain names or when “they get it right” is by cheating ? For instance, on many occasions, godaddy estimates a domain value as ...
-1
votes
0answers
33 views

question on market efficiency in the long term

hi guys I understand that market efficiency refers to the idea that overvaluation and undervaluation of stocks will not be possible due to the fact that every stock is traded at its intrinsic value. ...
0
votes
0answers
48 views

Selling a home co-owned by someone with a severe mental disorder [migrated]

The question title may be a bit misleading - it's hard to word my issue. Apologies in advance. Background I am 27 and my sister is 23. We stand to inherit a 1500 sq. foot home should anything happen ...

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