All Questions

0
votes
0answers
14 views

Should I prioritize my 401k over my student loans?

Lately things have been a bit tight. Between student loan payments, my HSA, my 401k and bills my account balance isn't going up or down, its stagnant. I am wondering if I should decrease my savings ...
2
votes
1answer
23 views

Working as an independent consultant for a US company

I recently resigned from a US company and moved back to India on 5/31/2019 (I was on my H1b). I submitted my resignation letter already. I will be going back to school for a Ph.D. in the fall and my ...
2
votes
0answers
17 views

Are charitable donations different when running a side business(self employed)

I have a regular job, but I also earn 20-30k on the side through side projects(1099 work). Given that I am running a business is there any difference in how I can deduct charitable donations versus ...
0
votes
0answers
9 views

Can i add a paypal support/donate button on my opensource project on github in India(Specifically). And How should i do it?

I am an open source developer from India .I am opening up an open source project on github . I want to set up a paypal (support/donate/or whatever name is appropriate to put in India) on my github ...
-1
votes
3answers
39 views

Is it better to change British pounds to American dollars or whilst I’m in Canada change cad to American dollars my son is a Canadian resident

Is it better to change British £ to American dollars Or cad to American dollars best rate ? As my son resides in Canada sbd we are travelling via the border
2
votes
1answer
48 views

First time German Tax declaration, asked about foreign income

I am EU citizen, I was wondering how the German tax system would allow me to get proper refund after I left the country. I went to Germany in middle 2016 and worked there until end March 2018, then ...
0
votes
0answers
19 views

Running Profit and Loss Reports for 2 companies [on hold]

A little background: The company I work for uses two different companies in quickbooks and they have a ton of overlap regarding accounts on the account list. Since one company was made roughly 20 ...
0
votes
1answer
38 views

Wash Sale Rule on Overall gain

Day 1: I purchased 100 stocks of ABC for 100$. The stock went down and I purchased additional 100 shares for say 80$. Now, my average is 200 shares for 90$. Day 2: The stock went up and I sold all ...
1
vote
3answers
123 views

Are checks safe to use given mobile deposit?

Inspired by this question Also, not a duplicate of this question as it's focused on image only deposit. Since checks can be deposited via an image (mobile deposit), it seems like it would be ...
1
vote
0answers
78 views

Online Shop won't deliver - What's my best choice of action? Inkasso or PayPal?

I ordered something online (~150€) from a shop that had ~30k mostly. positive reviews online. (After the fact I realized that all reviews from the last few weeks were horribly negative, though.) I ...
2
votes
1answer
87 views

Why does the 1D difference not start from 0%?

I'm trying to understand %change in price charts on Morningstar. Here is a %change in price for 2 securities in the last 1D. Why is it that neither of them started from zero? What's going on here? ...
-3
votes
0answers
96 views

Arranged marriage - time gap issue [on hold]

I am from south india and arranged marriage is going to happen for me. However, I see that most arranged marriages happen within 6 months and 8 months, which is definitely not enough for the ...
2
votes
0answers
56 views

When using a tax treaty tie breaker, who makes the decision?

Many tax treaties between countries contain a tie breaker clause to avoid double taxation that resembles this: If an individual is a tax resident of both countries: He will be deemed resident of the ...
10
votes
5answers
820 views

Is it possible to get a mortgage with a custom duration in the US?

I live in the US and it seems that mortgages rates here are always quoted for either 15 or 30 years. Is it possible to get a mortgage in the US that is for a different duration? Say I have 23 years ...
0
votes
5answers
394 views

Is the “3 bar play” trading pattern good advice?

I watched a video that describes the "3 bar play" day trading pattern, but the presentation style makes me think that it is a scam or, perhaps, bad advice. I don't know why someone would promote such ...
1
vote
1answer
161 views

Insider Trading as Low Level Employee as Shown in Robinhood Commercial

A recent commercial for the commission-free trading app Robinhood shows a store's stockboy noticing features about the company, such as if shelves were empty/full of product, and then trading on that ...
0
votes
1answer
45 views

Credit card billing cycles and due date [duplicate]

What if my statement date is 5th of every month and my monthly due date is 20 days after statement date. What is my billing cycle and what date should I pay my purchased items
1
vote
0answers
125 views

What recourse do I have if I was auto-enrolled into an employer's 401k plan despite opting out?

I started my new job on April 1, 2019 and at the first meeting with my manager I asked my new manager how I could dis-enroll or un-enroll from the 401K plan rather than be auto-enrolled @ 4%. He didn'...
-4
votes
5answers
342 views

Why do rich put their money in gold

I have been listening to Robert Kiyosaki (author of rich dad poor dad) podcasts and I always hear him say the rich put their money in gold. He never says why though. So, I am just curious to know why ...
1
vote
1answer
167 views

Why do heavily shorted stocks do well?

I was looking at some heavily shorted stock which are shorted by big, institutional investors who know what they are doing and saw that some of them went up in the last six months. If so many smart ...
0
votes
3answers
131 views

As authorized user why is the credit utilization of the primary card showing in my report

My wife added me as an authorized user on her credit card account and I received a card with my name. The credit limit is still the same and is shared. I have recently started seeing it in my ...
0
votes
1answer
46 views

Do I own vested RSUs that have a 2-year block once I have resigned?

I have resigned from my position today after 21 months in my role. I do have some vested RSU that have a 2-year block (i.e. that can be exercised in November 2019). I have paid taxes on these RSUs. ...
2
votes
2answers
116 views

Insurance company demands extra payment for marketplace healthcare

My brother went to the marketplace to get insurance. He picked a plan and has paid on time every month. Today he was told by his insurance that he owed an additional 1300 dollars. The marketplace had ...
0
votes
1answer
127 views

What does “money will reflect in your credit card shortly” mean?

I was paying for a policy on a monthly basis and decided to cancel that policy. Then I recieved an SMS from my bank saying "Pol ref no xxxx has been cancelled on 15/06/2019 and refund of Rs.4956 ...
1
vote
0answers
92 views

Is receiving private loans the same as selling an annuity?

If a business receives loans with a low interest rate from private individuals (not necessarily accredited investors), and makes regular, consistent payments according to an amortization schedule with ...
0
votes
0answers
66 views

Investing in a small business [on hold]

I've recently come into a financial windfall and am looking for a small business to invest in. So far I've looked at small country service stations and mobile coffee businesses. However, before I ...
1
vote
1answer
61 views

Weighing unvested RSU's against stock options in a job offer

I currently have unvested restricted stock units with my employer. It's a very stable publicly-traded company. I received a job offer from a private company hoping to IPO in the next few years and ...
1
vote
1answer
116 views

Taking a loan with a low interest and putting it into a Savings deposit with High interest [duplicate]

Can I make money from taking out a loan from a country with a low interest rate (such as Switzerland, that has an interest rate for loans from 4.9%) and put it into a fixed savings deposit account in ...
0
votes
3answers
58 views

Option trading spreads

When doing a vertical ( or any ) option spread trade how can you do it with options without having to actually buy 100 shares of stock? Is it possible just by buying 1 option contract? How is this ...
-1
votes
0answers
43 views

Establish rental property expertise with American Apartment Owners Association

"Every Landlord's Tax Deduction Guide" by Stephen Fishman includes many things to prove profit motive when not turning a profit, including: Establish your expertise: If you lack a solid background ...
0
votes
1answer
25 views

What does the simple MA(Oscillator) do in MACD?

I'm currently trying to improve my technical analysis skills using TradingView. While playing around with the MACD oscillator I noticed that there is a Simple MA(Oscillator) option. As seen below: I ...
8
votes
1answer
614 views

S&P 500 Index Value

What does the 2886.98 value mean as it relates to the S&P 500 index?
2
votes
1answer
32 views

Are there any other benefits to exercising EMI stock options straight away vs. as late as possible? (UK)

Once my options vest, according to the EMI scheme I have ten years to exercise them. I'm weighing up the pros and cons of exercising exactly at the point they vest versus leaving it to the last ...
3
votes
1answer
79 views

Is there a total stock market index fund in India, like the one offered by Vanguard in the US?

I have been reading 'The simple path to wealth' by Jim Collins which advances the indexing philosophy to investment. The issue is that the book is written from the perspective of a US citizen, and ...
1
vote
0answers
19 views

Can GST tax input credits be claimed for Meals and Entertainment which are 100% deductible for income purposes?

Typical meals-and-entertainment operating expenses for business are limited to a 50% deductible towards income calculation. There are exceptions. The rules listed by the CRA allow higher percentage to ...
1
vote
1answer
142 views

How to get money back from tax filing in US?

I'm on a student visa in the MA, US. This year(2019) it was my first time filing for tax as I got the part-time job on-campus in my university. I submitted the tax form to a person who came to my ...
0
votes
1answer
41 views

Short term health insurance for a non-citizen US resident

I'm a UK citizen who moved to the US (California) a few years ago with a Green Card. This year I decided to move back home, so I quit my job and started freelancing, so I have an ongoing income source ...
1
vote
2answers
113 views

What level of commission do sellers of extended auto warranties get?

Motivation for the Question: I just bought a very lightly used 2017 dealer's demo model, with, of course, only a limited factory warranty left on it. I was surprised at how insistent the dealer was ...
57
votes
4answers
12k views

Counterfeit checks were created for my account. How does this type of fraud work?

Two days ago, first thing in the morning I updated my quicken accounts and saw that my primary checking account had two unidentified checks totaling several thousand dollars, wiping out the account ...
-1
votes
3answers
133 views

Why does stock go up or down with company earning? [duplicate]

I want to invest in the stock market, but can't get one thing clear. It is seen that as a company's earnings increase, its stock value also increases. Why? The company is earning more money, not the ...
0
votes
2answers
117 views

Are there any pitfalls to balance transfer checks?

I've recently received an offer from a credit card that I always pay off each month. This credit card also has the lowest APR out of my 3 cards, but that doesn't really matter since I pay it off each ...
0
votes
1answer
39 views

Is there any tool that suggests alternatives to an ETF that have similar stock holdings? [on hold]

Is there any tool that suggests alternatives to ETFs, and which have similar stock holdings to those ETFs? I am not referring to ETFs that track an index. I'm looking for a tool that analyzes the ...
-1
votes
0answers
57 views

Where or to whom can I go to get personalized advice regarding college and the financing involved?

I have a very difficult decision to make. I could choose to go to a university where I will most likely go into debt (around ~40k) because either my parents are unwilling to spend the money or they ...
2
votes
0answers
84 views

How to collect a judgement in Maryland?

I have a $30,000 judgement against an individual in the State of Maryland. The case was adjudicated in Small Claims Court in Maryland. I'd like to collect the judgement but the individual is not ...
3
votes
1answer
47 views

Can a student non-resident alien choose to not exempt themselves from the substantial presence test?

Can I choose not to use my student exemption from the substantial presence test, or must I do so no matter what? i.e. Is the student exemption from the test optional or mandatory? If optional, how do ...
4
votes
1answer
90 views

Cannot be reimbursed by commuter benefit FSA after being let go?

I spoke with support for the commuter benefits card that I was using with my prior employer. I have until June 30th to request these funds to be reimbursed as is typical with an FSA. When I applied ...
0
votes
1answer
92 views

What caused the Oct-Dec 2018 stock price decline?

Does anyone have anything else to add to this Reddit post asking the same question? S&P500, TSX, and single stocks like Apple and Amazon dropped a lot, but has since soared back. I'm Canadian.
7
votes
2answers
703 views

Do my partner and son need an SSN to be dependents on my taxes?

My wife and son do not yet have their SSNs. My wife is a citizen of the UK and my son (3 yrs old in August) was born in the UK. I'm a U.S. citizen. Why they do not yet have their SSNs is a discussion ...
1
vote
0answers
30 views

How do I fill out IRS form 1310, as a successor trustee? Reissue a check from the IRS?

I am the successor trustee for an individual who had a living trust. Thus there was no court, no probate. A refund was due the individual, but the IRS chose to issue a check rather than direct ...
0
votes
1answer
82 views

What types of resource/mining stocks are counter-recession?

I'm trying to learn the method behind the madness that explains some resource/mining stocks' performance during the last recession (December 2007 - June 2009). SPY: -38.15% (for comparison) NRP: -34....

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