All Questions

0
votes
0answers
5 views

Protection against loss of investments if a fund provider fails

What would happen to my pension or ISA investment in a fund (such as Vanguard LifeStrategy 60) if the provider of that fund failed and went out of business? I understand that FSCS protects against ...
0
votes
0answers
14 views

Many Domain Names Appraisal Sites Get Their Evaluation Quite Wrong?

Why most of the appraisal sites fail badly on estimating the value of domain names or when “they get it right” is by cheating ? For instance, on many occasions, godaddy estimates a domain value as ...
0
votes
0answers
7 views

Where do I get historic performance data of the LFGATREH index?

Vanguard uses the Bloomberg Barclays Global Aggregate Float Adjusted Bond Index Hedged EUR (LFGATREH; not LEGATREH) for some of its funds. However, I can't find it anywhere but on Vanguard's own ...
-1
votes
0answers
10 views

question on market efficiency in the long term

hi guys I understand that market efficiency refers to the idea that overvaluation and undervaluation of stocks will not be possible due to the fact that every stock is traded at its intrinsic value. ...
0
votes
0answers
20 views

Selling a home co-owned by someone with a severe mental disorder

The question title may be a bit misleading - it's hard to word my issue. Apologies in advance. Background I am 27 and my sister is 23. We stand to inherit a 1500 sq. foot home should anything happen ...
0
votes
0answers
14 views

original shareholders' interest and SEO

I understand that the announcement of a secondary equity offering would often sends stock prices falling. but in light of an announcement like this, would it still be to the original shareholders' ...
0
votes
3answers
32 views

Frequently Moving Money Between Checking and Savings

I'm currently carrying a balance in my checking account, much of which I feel is going to waste, since its not being "invested". The overall total balance in my checking account isn't growing much if ...
0
votes
1answer
16 views

Market efficiency and secondary equity offering

Why would an announcement of a secondary equity offering send stock price down in an efficient market? I understand that in an efficient market, overvaluation and undervaluation of stocks will not be ...
0
votes
1answer
26 views

Do I have to pay taxes on external savings?

I am thinking on moving to Canada to work, save for retirement, and move back to Portugal due to the lower cost of living to live my retirement. I will contribute to the Canada Pension Plan and also ...
0
votes
1answer
57 views

Chinese Brother-in-Law in Debt Trouble - What can Chinese Citizens do to Manage?

My brother in law built up a large amount of gambling debt two years ago. I guess in an attempt to save face, he hid a portion - 75,000¥ ($11,187) from his family thinking he could pay it off himself. ...
-1
votes
0answers
14 views

Can an ESOP employer match contributions to an HSA?

Can an ESOP employer match contributions to an HSA? How can you optimize your HSA?
0
votes
1answer
55 views

Must I void or destroy a check after using its check number online?

The online banking system I use to pay my car loans requires checking account number, routing number, and a check number. If I use a check number from a real check in my checkbook, should I then void ...
2
votes
1answer
18 views

Do I need an ABN for self-employment?

I work as a private tutor in addition to my full-time job in the public sector. I know that I will need to include any additional income on my tax return since I will need to pay an extra tax. Do I ...
1
vote
1answer
346 views

BITCOIN: on a chart what does it mean for the USD price to be higher then marketcap?

I'm looking at this chart and i don't rely understand why the USD price is at times lower and at times higher then the market-cap. I would assume they are supposed to go in parallel since they are in ...
0
votes
1answer
35 views

What is my SBI IBAN number?

I have been recently accepted for a scholarship and I need to provide my IBAN/BIC number for some purpose of accommodation. My SBI Branch code is 006342 and I wasn't able to find any swift code based ...
0
votes
2answers
53 views

Should I take up offers to settle with credit cards

I have been getting offers to call and seek assistance to settle with credit cards. I have so far not considered these but have I missed a trick? Should anyone ever consider these under any ...
0
votes
0answers
8 views

Issues of active and index-linked investment [on hold]

Summarised the main issues to consider between index-linked and active investment management
0
votes
1answer
47 views

When is the best time to begin the settlement discussion with credit cards to avoid bankruptcy?

I've read a variety of strategies on timing on settlement discussions with credit cards. The common one seems to be to try after first late payment, and then try again after the next. I have not had ...
2
votes
0answers
16 views

Understanding the effect of parent PLUS loan on the parent's credit score

I am helping a family navigate paying for college and I have a question that I cannot seem to answer by searching this site or any of the federal sites. Suppose the mom takes out a Parent PLUS loan ...
2
votes
3answers
63 views

Elementary question about emergency fund and US Treasurys

Consider the following strategy for maintaining an emergency fund: continually reinvest ~$40k in 1-month US bonds at ~2.5% APY pay up to ~$10k using credit cards in case of emergency pay off credit ...
-1
votes
2answers
59 views

What is the best option for a loan to do a construction project at home without refinancing

Good afternoon, I'm looking into advice and options to get a loan to pay for a construction project at home in the United States. Here is the situation: My family and I are living at one ...
2
votes
1answer
43 views

How does ETF price actually track index price?

Imagine S&P goes -5% and so, technically, should VOO. But VOO is a stock itself - subject to supply and demand. The market could just happen to demand many VOOs and push its price up. Why doesn't ...
1
vote
1answer
14 views

basis adjustment on wash sale on underlying or option

Transaction1: I bought 200 QQQ ( ETF) at about $160 in Jan 2019, paying out about $32k Transaction2: I sold two calls on QQQ ( QQQ190628C00170000 ) for expiring on June 28, 2019 for a strike price ...
3
votes
1answer
70 views

Is it legal to keep my US bank account after leaving the US, and receive money on it?

I currently live in the united states on an L1 visa. There is a chance that I'll quit my job and travel around central/Latin america for quite some time. With L1 visa, If I leave my job, I have to ...
1
vote
0answers
38 views

Can I roll over 401k without leaving job, into personal IRA [duplicate]

I am younger than 40. Can I move my current employer-sponsored 401k funds to a personal IRA, without penality, and without leaving the company?
-3
votes
0answers
77 views

I can't withdraw money from my closed account

A friend of mine sent me some money but before then the account was closed and now the $50k is still there. I can't withdraw the money and my friend can't revise it back. What should I do?
0
votes
1answer
53 views

Credit card limit [duplicate]

My credit card has a limit of $6000. If I want to book a $7500 vacation on Expedia, could I put a negative $2000 balance on my card, so when I pay for my trip on Expedia, it will get approved.?
0
votes
0answers
73 views

Credit card debt

A Russian-Norwegian dual nationality person I know took up 20000 pounds of credit card loans in Norway. He then went back to Russia and has lived there for 1 year now. He has not heard anything yet. ...
2
votes
1answer
84 views

If I intend to earn on the side doing different category of things should I do it as an individual or as a small business?

If I have a few areas of expertise (that can't fit a classification of services/products) and I'd like to make use of those and provide products or services based on those, should I do it as an ...
3
votes
1answer
151 views

Why take crypto profits when you can just set a stop order?

In such a volatile market as cryptocurrency, I have heard many people stress the importance of taking profits. For example, when a coin doubles in value, they sell 50% of their holding. This ensures ...
0
votes
2answers
100 views

Does Motley Fool offer investment management services?

Does Motley fool do any investing on someone's behalf based on their recommendations? Can investing be done by someone on their website based on their recommendations?
0
votes
1answer
23 views

What Happens to OTM Puts Following a Cash Aquisition?

Say I purchase OTM puts with a $5 strike and the underlying company is acquired through a tender offer that pays $19.00 cash per share. My contracts are accelerated and adjusted to reflect the new ...
1
vote
1answer
30 views

Covered call on stock held for different periods

Say I have 10000 shares of some stock X. Say 5000 of them were bought 2 years ago and the other 5000 were bought a month ago. These two batches would have different amount of gains and different tax ...
0
votes
1answer
34 views

What are the dates that the yield curve inverted?

For the purpose of investing, I've been reading about the yield curve inversion and what it might mean about the economy. Unfortunately, all articles that I was able to find by searching on Google ...
1
vote
1answer
82 views

401(k) vesting when switching companies owned by same entity

Initially I worked for a company A. This company is owned by company B. A few years in, I transferred to company C, which is also owned by company B. I started a 401(k) with company A, ...
3
votes
0answers
57 views

can closing covered call and opening a new coverd call trigger wash sale

In Jan 2019, I bought 200 QQQ (ETF) at about $160 and also wrote two covered calls for June 2019 at 170 (higher than the last day price) netting a small premium. Now QQQ is at about 185 so it will be ...
2
votes
0answers
10 views

Is SGST applicable if UGST is applied on purchase or sales?

If my transaction belongs to union territory. Is SGST also applicable when UGST is applied for such transaction?
1
vote
2answers
124 views

Is there a way to simulate credit score for settlement vs bankruptcy?

I'm considering either settlement or filing a Chapter 7 Bankruptcy for about $110k in credit card debt. However, it seems like both options will stay on your record for 10 years and also decimate ...
2
votes
1answer
74 views

How to find out the list of companies of a fund?

It is possible to find the full list of companies for a fund, like UBS ETF (LU) MSCI World Socially Responsible UCITS ETF (USD) A-dis? In particular, I would like to know if it contains Monsanto, ...
2
votes
1answer
113 views

The mathematics of GST makes no sense to me

The Goods and Services Tax (GST) is a destination based tax, which means that the state in which the goods are consumed receives the tax. The GST is implemented using three separate taxes: Central ...
2
votes
6answers
724 views

How is leasing a car beneficial to the one who leases? [duplicate]

They say that a car is a depreciating asset and so leasing a car works better than buying one. I heard this from folks and car salespersons. Although I understand the aspect of leasing cars meaning ...
1
vote
1answer
95 views
+50

Things to watch if buying properties in Europe at low prices under local government incentives

I have been seeing social media advertisements inviting investments in the way of buying houses in derelict or small and not-so-well-to-do towns. These advertise the price to buy as under $100 or 100 ...
1
vote
0answers
63 views

Am I required to amend my tax return if I overpaid my taxes?

Long story short: I got a corrected 1099-DIV after filing my taxes. After going through the calculation, it appears that correcting the return would net me an extra $13 refund, i.e. I overpaid my ...
5
votes
1answer
132 views

Grandparent funding grandchild's K-12 education

I want to help pay for my granddaughter's preschool and primary education expenses and would like to get a deduction on my Arizona state taxes in the process. Arizona offers a state tax deduction for ...
3
votes
2answers
168 views

Do I need to inform the IRS in advance if I gift money?

I live in the US and want to give my sister who lives abroad a large amount of money to help her buy a house. I understand I will need to declare that amount which will be deducted by the amount that ...
4
votes
1answer
42 views

401k Rollover with TSP

I have been researching what do with a an old 401k and there is a lot of information on the pros and cons of rolling it over into a new 401k plan versus an IRA. I also have a TSP account with a small ...
29
votes
4answers
7k views

How does the math work when buying airline miles?

Signing up for credit cards to get airline bonuses and flying more are good options to earn miles. With an average redemption/valuation of 1 cent/mile or maybe 1.2 cents/mile why would it make sense ...
1
vote
2answers
100 views

Impact on credit score of opening and closing accounts

I'm planning on buying a house sometime in the Winter of 2020 to spring 2021. Currently, my credit score is about 770 and I have the following open credit lines: A 2.5 year old $25,000 Prosper loan ...
1
vote
2answers
100 views

Actual time of a credit card transaction

how can I find out the exact time my credit card was processed at a supermarket? My bank statement only tells me the day not the time
0
votes
1answer
59 views

IRS e-file Error Messaging

The following is the error code sent back saying they were unable to process my return due to these error: "Taxpayer TIN in the Return Header must not be the same as a TIN of a previously accepted ...

15 30 50 per page