All Questions

0
votes
0answers
11 views

Why didn't get avios for every pound I spent using Amex British Airways

I've been using an American Express British Airways credit card. As it is advertised, it gives you one avios per pound you spend. However, I only got 29 avios after spending more than 100 pounds. ...
0
votes
2answers
18 views

Is there a prescription/stipulated time for an invoice to be collected?

Is there a time frame to collect an invoice? I have a client I need to collect a bill from. They are always making excuses. Do I have a time frame to collect the bill? Does the debt have a ...
5
votes
3answers
108 views

Mother abusing my finances

I'm in a bit of a predicament so I want to give some background. I'm a 17-year-old who has a bank account with my mother as an account holder given that as a minor I cannot legally enter into an ...
0
votes
0answers
13 views

Tool to view historical rates of returns

I'm looking for a tool to help me understand the performance of individual stocks in my portfolio. In particular, I'm interested in the rate of return of the stocks. It would be amazing if I could ...
1
vote
1answer
31 views

Tax rate on miscellaneous income

Where would I find US tax rates on miscellaneous income that does not have an associated W2 or 1099? For example, let's say I start mowing lawns for my neighbors and a make a few thousand dollars for ...
0
votes
1answer
41 views

How can CLDR(NYSE) still be shorted after it dropped more than 10% the previous day?

CLDR is still allowed for shorting after losing ~2% on Friday, probably also because of this, when on Thursday it was dropping ~11%... As far as I know there should be a rule which does not allow ...
0
votes
2answers
31 views

Best strategy to invest in mutual funds with this scenario?

I have been working for the past 7 years. I have most of my savings in fixed deposits (60%) and stocks (40%). My biggest regret has been not investing in mutual funds. With my approach with stocks, ...
-1
votes
2answers
61 views

Approximate cost of making a shell company

Hi. I was thinking about making a company to hide a plane I am thinking of buying. A helpful person suggested to make a shell company since planes can be registered to companies and FAA site doesn't ...
1
vote
3answers
40 views

Strategies to earmark money for large expenses

Like most people, we have several large expenses that we only have to pay once or twice a year like homeowner's insurance, car/home repairs and improvements, and saving money for a vacation. What's a ...
0
votes
1answer
51 views

What to invest if my savings will be used in another currency later, compare to which my countries currency devaluates?

My situation as follow: I'm planning to go abroad to study a semester during my undergrad, and then do my PhD also in abroad. My future plans are also living in abroad. The currency in these ...
1
vote
0answers
12 views

Sprint/T-Mobile merger includes 0.13 cash equivalent [duplicate]

The sprint/tmobile exchange rate is 9.75, but what does the remaining 0.13 cash equivalent mean which is also part of the deal?
1
vote
1answer
16 views

What exactly is a Indirect Cost Ratio?

The Australian Superannuation fund I use has no fixed annual fee, no percentage based management fee, and no investment fee. (The fund is EISS - link to their Product Disclosure Statement here) ...
-2
votes
1answer
43 views

Should I replace some parts of my portfolio with an option strategy?

I want to increase the percentage return of my portfolio even though it's almost meaningless in the total amount, and I don't mind making it a lot more complicated. I have a few brokerage accounts, ...
-2
votes
1answer
51 views

Easiest personal finance software? [on hold]

I just want to know what is the easiest and simplest personal finance software for an ADHD person like myself who is totally and utterly not into money. I just wanted a Personal Finance Software ...
0
votes
1answer
28 views

How do early investors decide which startup makes sense to invest in? [on hold]

What do venture capital investors look for in a startup? Are there any good books or other resources for an investor who wants to start investing in early stage startups?
1
vote
1answer
22 views

why is this UK firm's market capitalization number weird?

https://uk.investing.com/equities/uk-comm-prop-trust Hi, I am gathering UK stocks information through financial numbers. But as I was looking into this firm, I tried to calculate the market ...
5
votes
3answers
53 views

Is it worth fixing a wrong address on my credit report?

I pulled my credit report today and noticed that one of the former addresses doesn't belong to me. It belongs to my aunt and uncle. I've never lived with them or had mail sent to their house, so aside ...
0
votes
4answers
69 views

Getting an auto credit history without buying a car

I’ve graduated college and got myself a pretty solid engineering job. And think it’s time for a new car. I’m looking at some of the nicer cars in the $100k range. The problem is I’ve never had a ...
0
votes
2answers
25 views

Loan vs Balance transfer - how to effectively calculate my way to a decision

Let us say I have $10k in a high interest debt. Or even some money I need to borrow for expenses. I am unable to clear the $10k in one payment and so putting it on a credit card won't make sense. ...
-1
votes
0answers
30 views

Online-only checking accounts with bill pay and no overdrafting features? [on hold]

What are some online-only, free checking accounts with bill pay and no overdrafting features, similar to Simple.com*? *Simple.com unfortunately is removing bill pay in July 2019. Posted here: https:/...
5
votes
0answers
53 views

How to monitor for identity theft of minor child

It's important to monitor your own credit for signs of identity theft and for errors, because recovery can be time consuming and expensive. What steps should parents take to monitor their minor ...
1
vote
0answers
24 views

Do I need to file taxes or can I file taxes educational credit refund purpose with 1098T?

I did not work at all but I received a 1098T for my online school. The 1098T has $12,070.04 on box 1 and $2,529.53 on box 5. I will like to know if I should file taxes with the 1098T only to get ...
1
vote
1answer
42 views

Tax exemptions for export shipment

I live in the US. I tried to purchase the 220 volts home appliances to ship them to North Africa. The vendor in Chicago asked me the shipment address I gave him the address of North Africa. He said he ...
35
votes
9answers
7k views

Employer asking for online access to bank account - Is this a scam?

I just recently got a freelance job as a virtual assistant. The employer I have looks like a reputable person with his own agency and everything. I'm new to it, so he asked for my bank account number, ...
4
votes
1answer
155 views

Vehicle has been broken into. Missing registration, insurance cards

My parents are currently out of town and they have left their vehicle parked on my block. We just discovered that the vehicle has been broken into. Aside from a few personal items, thieves have also ...
2
votes
1answer
80 views

Got an internship offer while working a student job. How do I fill my w4 for the internship?

Long story short: I am a non immigrant with a permit to work in campus, already filled a w4 with the university and I earn less than 10k a year. I got an internship for 90 days and I got another w4 ...
3
votes
4answers
303 views

Does COBRA make sense anymore with the ACA?

I recently changed jobs. Job 1 ended in March, and Job 2 started immediately after the end of Job 1. The health insurance provided by Job 1 continued to the end of March. The health insurance coverage ...
0
votes
0answers
57 views

Why is this stock's P/E ratio so different from Price/EPS?

I was looking at Alibaba Group Holding Ltd ADR (BABA)'s P/E ratio of 28.55 from Morningstar. While looking at its financials, Morningstar says that its diluted EPS TTM is 26.41. But its stock price ...
0
votes
1answer
59 views

Iron Condor Profit Probability

I'm trying to see if I understand Iron Condors correctly and how to assess whether or not the risk is worth it for a given set of circumstances. The maximum profit on an IC is realized when all ...
3
votes
2answers
101 views

What form should I keep my tax records in?

... and for how long? I have many years of IRS tax records taking up space. I wanted to do one of two things. Throw some or all of them out. Convert them to electronic form by taking pictures of ...
0
votes
0answers
18 views

What is the difference between a stock and it's ADR version? [duplicate]

I understand that ADRs or American depositary receipts represent securities of a non-U.S. company that trades in the U.S. financial markets. But, I see many companies having an ADR and non-ADR ...
5
votes
1answer
227 views

What are the most common partner equity distribution for startups?

Background I'm doing some due diligence regarding a US registered (Delaware C-corp) tech startup in Europe, where the founders are located and living in the EU. Although the business idea is very ...
2
votes
0answers
45 views

What benefits and risks do American C-corps have for investors in Europe?

In Europe the start-up investor climate seem quite different from what investors and entrepreneurs experience in the US. As I am being part of a few different EU based startups I am confronted with ...
23
votes
5answers
4k views

Using credit/debit card details vs swiping a card in a payment (credit card) terminal

I was given by a seller an option to come to their office and swipe my credit/debit card there in their payment terminal. Because it's a long way to get to their office, I asked the seller if he ...
-5
votes
1answer
161 views

Where can I exchange bills for lots of coins?

No, not the other way around (what people usually talk about). I'm talking about for example exchanging a dollar bill to 100 pennies for example. These coins may come in handy when I need to revenge ...
0
votes
0answers
118 views

New mortgage co reversing claim decision by old mortgage co

I had a claim in March of last year due to hail/storm damage. The claim was paid by insurance to me and mortgage co. Then the mortgage co sent all the payments due, out to me in my name and the ...
-5
votes
1answer
185 views

Is this a scam or not a scam?

I received the below email. Is is a scam or not a scam? Attention: Mohamed Atef, May the peace of the Lord be with you. Yes He left an ATM/VISA CARD with me before he traveled out of the ...
0
votes
0answers
23 views

Does a master trust have to liquidate to hand off assets to one or more child trusts? [on hold]

My mother had a trust which Wells Fargo Trust Management mismanaged. Before my mother passed, WF Trust Mgmt closed the master (parent) trust without specifying the siblings correctly. Just so I ...
4
votes
0answers
51 views

Canadian parent gifting adult child in the US [duplicate]

My wife was born in Canada but now has her US citizenship and resides with me in the US. She still has Canadian Citizenship but, as you know, the US does not recognize dual citizenship. One of her ...
3
votes
2answers
121 views

Is it possible to deposit stock into a Solo 401k?

Towards the Solo 401k limit, is it possible to deposit stock held in an investment account, and have that count towards the limit? For example, if my 401k contribution limit is $20,000 annually, can ...
5
votes
0answers
80 views

Donating winning lottery ticket to 501(c)3 Private Foundation: cost-basis deduction + full tax free redemption for foundation?

US 501(c)3 Private Foundations are typically controlled by the primary donator, so that is a nice perk, but in exchange for that perk I realize the tax deductions for donating are significantly ...
5
votes
1answer
124 views

Fed funds rate and probability of a recession

From an article today on Investopedia: Bonds Signal up to 60% Chance of Recession Earlier in 2019, the Federal Reserve announced a pause in its program of interest rate hikes, re-energizing the ...
7
votes
1answer
125 views

How do I know if my UK workplace pension scheme is trustworthy?

In the UK, employers are required by law to automatically enrol most employees in a workplace pension. I've recently been autoenroled in such a scheme. However, I'm conscious of the fact that the ...
1
vote
3answers
163 views

How to buy a contract for S&P 500 index?

I am researching writing covered calls on S&P500 index. So in order to sell covered call I need to buy a contract for S&P500 index. I've never traded indexes. What exactly I will be buying (...
0
votes
1answer
280 views

My friend asked me to transfer money to her overseas' family, is that legal? [duplicate]

My friend asked me to transfer money from my bank account to her overseas' family because she has reached her limit of overseas remittance. She transferred AUD$4,000 to my account and asked me to ...
-2
votes
2answers
152 views

How can I force a reconciliation between VantageScore 3 and FICO® Score 8?

My wife's credit score via VantageScore 3.0 (via CreditKarma, which is based on TransUnion data) is 790. In contrast, My wife's credit score via FICO® Score 8 is 670 (also based on TransUnion data)....
4
votes
2answers
136 views

Help on calculating credit card interest

Below is a summary of my current statement Apr 21 2019 - May 2019: The APR is 25.24% I had a promotional 0% APR till Apr 20. This is it google drive link I have tried my best to calculate the ...
0
votes
1answer
39 views

Is there a relationship between Post Hours Trading Volume spikes and Options?

So, I have watched a short video (https://www.youtube.com/watch?v=lXRAhoNd-50) of Lawrence McMillan talking about trading options on or near expiration. He discuss that arbitrageurs says that they buy ...
0
votes
1answer
42 views

Indicator for Market deviation of a range

Is there an indicator that would allow me to monitor surges or drops of an asset's price compared to the usual range it has traded in over a period of time? I'm building a script so i'm trying to ...
2
votes
1answer
219 views

What is the need for progressive tax rates? [on hold]

I learnt that progressive tax rates are used in order to be fair (i.e. collect more from people earning more and lesser from people earning less) but, even if the same percentage of income is ...

15 30 50 per page