All Questions

0
votes
0answers
3 views

Can GST tax input credits be claimed for Meals and Entertainment which are 100% deductible for income purposes?

Typical meals-and-entertainment operating expenses for business are limited to a 50% deduction towards income calculation. There are exceptions. The rules listed by the CRA allow higher percentage to ...
0
votes
0answers
8 views

How to get money back from tax filiing in US?

I'm on a student in the MA, US. This year(2019) it was my first time filing for tax as I got the part-time job on-campus in my university. I submitted the tax form to a person who came to my ...
0
votes
1answer
6 views

Short term health insurance for a non-citizen US resident

I'm a UK citizen who moved to the US (California) a few years ago with a Green Card. This year I decided to move back home, so I quit my job and started freelancing, so I have an ongoing income source ...
0
votes
0answers
23 views

What level of commission do sellers of extended auto warranties get?

Motivation for the Question: I just bought a very lightly used 2017 dealer's demo model, with, of course, only a limited factory warranty left on it. I was surprised at how insistent the dealer was ...
5
votes
1answer
162 views

Counterfeit check

Two days ago, first thing in the morning I updated my quicken accounts and saw that my primary checking account had two unidentified checks totaling several thousand dollars, wiping out the account ...
-1
votes
2answers
40 views

Why does stock go up or down with company earning?

I want to invest in the stock market, but can't get one thing clear. It is seen that as a company's earnings increase, its stock value also increases. Why? The company is earning more money, not the ...
0
votes
1answer
46 views

Are there any pitfalls to balance transfer checks?

I've recently received an offer from a credit card that I always pay off each month. This credit card also has the lowest APR out of my 3 cards, but that doesn't really matter since I pay it off each ...
0
votes
1answer
29 views

Is there any tool that suggests alternatives to an ETF that have similar stock holdings? [on hold]

Is there any tool that suggests alternatives to ETFs, and which have similar stock holdings to those ETFs? I am not referring to ETFs that track an index. I'm looking for a tool that analyzes the ...
-5
votes
2answers
85 views

Best way to start shorting, for a young person just lost the job?

I am young, just started my career a few months ago but got layoff yesterday, and looking to begin shorting so I can make a money betting against the market. I'm still living like I did in college (...
-1
votes
0answers
40 views

Where or to whom can I go to get personalized advice regarding college and the financing involved?

I have a very difficult decision to make. I could choose to go to a university where I will most likely go into debt (around ~40k) because either my parents are unwilling to spend the money or they ...
2
votes
0answers
49 views

How to collect a judgement in Maryland?

I have a $30,000 judgement against an individual in the State of Maryland. The case was adjudicated in Small Claims Court in Maryland. I'd like to collect the judgement but the individual is not ...
2
votes
1answer
36 views

Can a student non-resident alien choose to not exempt themselves from the substantial presence test?

Can I choose not to use my student exemption from the substantial presence test, or must I do so no matter what? i.e. Is the student exemption from the test optional or mandatory? If optional, how do ...
4
votes
1answer
65 views

Cannot be reimbursed by commuter benefit FSA after being let go?

I spoke with support for the commuter benefits card that I was using with my prior employer. I have until June 30th to request these funds to be reimbursed as is typical with an FSA. When I applied ...
0
votes
1answer
65 views

What caused the Oct-Dec 2018 stock price decline?

Does anyone have anything else to add to this Reddit post asking the same question? S&P500, TSX, and single stocks like Apple and Amazon dropped a lot, but has since soared back. I'm Canadian.
7
votes
2answers
651 views

Do my partner and son need an SSN to be dependents on my taxes?

My wife and son do not yet have their SSNs. My wife is a citizen of the UK and my son (3 yrs old in August) was born in the UK. I'm a U.S. citizen. Why they do not yet have their SSNs is a discussion ...
1
vote
0answers
27 views

How do I fill out IRS form 1310, as a successor trustee? Reissue a check from the IRS?

I am the successor trustee for an individual who had a living trust. Thus there was no court, no probate. A refund was due the individual, but the IRS chose to issue a check rather than direct ...
0
votes
1answer
65 views

What types of resource/mining stocks are counter-recession?

I'm trying to learn the method behind the madness that explains some resource/mining stocks' performance during the last recession (December 2007 - June 2009). SPY: -38.15% (for comparison) NRP: -34....
0
votes
1answer
47 views

how does taking mortage loan affect my credit score after closing

I am taking a loan on my first home purchase. I have 780+ credit score now. How is my credit score affected after closing on the loan.
1
vote
0answers
20 views

Trailing Stop Order - how often do they get executed due to an error?

I've just submitted a trailing stop order. In the order preview a warning icon popped out: "...your order can be executed due to a system outage or accidental miscalculated ticks..." How often does ...
4
votes
2answers
125 views

Is there a financial product via which I can safely temporarily borrow against my home?

We live in the UK, and are seeking to move house and have seen a property which suits our requirements and has been discounted because the owners wish to sell quickly. The asking price is £400,000. ...
1
vote
0answers
58 views

Lottery tickets and tax exempt organizations [duplicate]

These might be the same scenario. I am a pastor. I find a lottery ticket in the collection plate. The next day it wins big. I want to cash in the ticket on behalf of the church. My church is a ...
1
vote
1answer
60 views

Charged overdue amount but not given bill prior to this date

I've been provided with a statement of account which claims I owe an overdue amount rather than the actual amount (which I would have been charged if I had paid the account on time). The problem is ...
4
votes
1answer
198 views

Is this app buyout company a scam?

I have a couple of modestly successful android apps in the store and I've recently been approached by a company to buy out two of the apps from me. The company was webuyapps.top. There are a couple ...
0
votes
2answers
28 views

Put IVs being more than Call IVs - Can this be considered a bearish signal?

If in an Option Chain, 1) Average Put IVs are 4-5% more than average Call IVs 2) IV of Put Options, in general, is more than IV of equidistant Call Options (For eg . - For a stock @ 100 spot price, ...
2
votes
0answers
61 views

Borrowing or raising funds against ISOs

I have some ISOs that are exercised (early exercised/bought) from two different companies I worked at. Their current values are around $15k each. These amounts aren't enough to transact with ...
1
vote
1answer
33 views

Is EIN sufficient to open a business bank checkin account for LLC?

I am a non US citizen living overseas. I had formed a LLC in WY using state agent and was able to get EIN number through FSS-4 form. Now that I have heard, bank requires physical visit of owner to ...
1
vote
1answer
194 views

Does a co-signer on a car loan have any ownership rights to the car?

My girlfriend recently financed a car as the primary holder and her mother cosigned it, with that it was promised (verbally) that the car was going to be for either my girlfriend or her sister. After ...
5
votes
0answers
147 views

Should I pay taxes on additional money I received due to exchange rate?

Let's take the below example - I send $1000 to India NRE account when exchange rate is $1 = Rs. 70 Money in NRE account = $1000 x 70 = Rs. 70000 I keep that money in NRE account at 7% interest Rs. ...
1
vote
2answers
87 views

Initiated transfer from bank A to B. Stuck in limbo? How do ACH transfers work exactly?

I scheduled a $250 dollar transfer from bank A to bank B. When I look at my transfer activities on bank A's website. I show that the transfer processed on June 4th. However, the amount was never ...
0
votes
1answer
33 views

Where to send my CP14 payment?

I received a CP14 notice. Where do I send my payment? The address I see is Internal Revenue Service, Austin TX 73301-010. Is this correct?
1
vote
3answers
239 views

Leaving USA with Credit Card debts

My girlfriend is a US-Spanish dual citizen. She has been racking up credit card debt. 60K (7 credit cards). She used to make payments for a long time but she just lost her job and can't anymore. I ...
3
votes
2answers
120 views

Negotiating with a collections agency to remove a valid, small debt from credit report

I just found out that my wife had a debt from a doctor related to our recent pregnancy go to collections. I found out because credit monitoring picked it up - I haven't heard from a collections ...
0
votes
1answer
42 views

What is the effect of a Fed Reserve rate cut on corporate bond funds?

What is the likely effect of a Fed rate cut on corporate bond funds like VTC? I would think if the Fed rate goes down it would make the corporate bonds more valuable as their dividends become ...
5
votes
2answers
167 views

Employer overpaid me by mistake and wants the gross pay back, including 401K contribution and taxes

My last week's pay at my former employer was paid out twice. They want their money back, which I will gladly do, but here is the problem: Part of the gross pay went to my 401K (no company match ...
14
votes
5answers
4k views

Leveraging cash for buying car

I'm planning to buy a 2- or 3-year old car in cash. I expect to pay around $15k. I'll probably buy through a dealer because I can't find any private sellers in my area with the type of car I'm looking ...
7
votes
2answers
706 views

Can I appeal credit ding if ex-wife is responsible for paying mortgage?

Per the divorce agreement, my name stays (jointly) on the mortgage, but my ex-wife is responsible for making all mortgage payments She missed two payments this spring, triggering a negative credit ...
1
vote
2answers
146 views

Is it a wise decision to buy a home in the current market in a coastal market where prices are at a premium [on hold]

I am looking at the possibility of purchasing a property in the San Diego costal area, however I wanted to get some feedback from people that know the economic outlook better than I would. Is it a ...
1
vote
0answers
42 views

How are stocks traded on multiple exchanges

How does it work, when one company trades on two or more stock exchanges, in different countries? Are the shares bought on the primary and secondary exchanges equivalent ? Can I buy on one, and sell ...
5
votes
2answers
147 views

401(k) seems to be in 'limbo'?

I have worked for a large multinational in the US for many years and whilst working with them, I have built up a sum of money in a 401(k) with Fidelity. However, about 2 years ago, my division within ...
0
votes
2answers
65 views

Why is there premarket data for AAPL but not for GOOGL?

Just checked Google Finance to see the premarket for AAPL, and I can see that, but for GOOGL you don't get that information. Why is this?
-4
votes
0answers
102 views

Did Bush take 401k money to fund Bank Bailouts in 2008? [on hold]

Did Bush take 401k money to fund Bank Bailouts in 2008? I had some elderly people tell me that, trying to figure out if its fake news? This will help in my investment planning.
26
votes
2answers
7k views

How do credit card companies know what type of business I'm paying for?

Credits cards have many different ways of offering you points on types of goods or services you pay for. How do they know if I'm buying, say, food or gas? There are so many different different ...
0
votes
0answers
34 views

Revenue recorded as credit [on hold]

In double entry bookkeeping, there is a concept of recording earned revenue as a credit, the classic example being a sale of an asset for $x, resulting in the following journal entry: Account ...
-11
votes
0answers
152 views

Best way to start scamming, for a young person just starting their career? [on hold]

I am young, just started my career, and looking to start a pyramid scheme so I can make another streams of income. I'm still living like I did in college (max out every credit card and beg parents for ...
1
vote
0answers
43 views

Paying taxes as a Kansan moving to Paraguay

I know these situations get mentioned a lot but I'm looking for documentation for this scenario. I'm a US Citizen that's lived in Kansas for several years now and I'm looking to move to Paraguay for ...
0
votes
1answer
53 views

Future balance of loan balance [duplicate]

I would like to know if there is a formula that could tell me the future balance of a loan. For example, if I have a loan of 10,000 at 6% for 5 years and I do the amortization it brings that the ...
5
votes
1answer
189 views

P2P lending sites - What was their history in 2008 and how safe is your money in a recession

I recently read a lot about P2P lending sites and their favourable interest rates but the skeptic in me wants to get more opinion from real people here with experience (and not blogs that get ...
9
votes
6answers
5k views

Should I move out from my current apartment before the contract ends to save more money?

I'm renting a room at $800 per month. I've lived here 2 months and I have a contract of 12 months. So, I have 10 more months before the contract ends. I have deposited $1300 as a security deposit. ...
3
votes
1answer
102 views

Credit score on credit card application is much lower than reported credit score on Experian

My girlfriend applied for a credit card and was approved. The approval letter included her Experian score, which stated a score of 645 (I don't remember the exact number, but that neighborhood). She ...
1
vote
0answers
55 views

Portfolio indices setup? [on hold]

Made own chart in MetaTrader 4 (on Adroid) to compare N pairs, CFDs, etc. and showing a sum of them examplex * (long) CFD 1 - y * (short) CFD 2 = line 3 Is it good idea to invest in correlation ...

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