All Questions

6
votes
1answer
1k views
1
vote
1answer
5k views

Is the HST going to affect college or university tuition fees? Can I pay early to avoid it?

I have been looking and can't find any info on whether HST is applied to college / university tuition. If so, can I pay by the end of June to avoid it?
1
vote
3answers
2k views

Ontario HST rebate: Do you still get the HST cheque if only one spouse has filed their taxes?

What happens if one spouse has filed their taxes and the other has not? Do you still get the family HST rebate cheque?
1
vote
1answer
2k views

Ontario HST rebate: Is eligibility based on gross or net income?

Is the HST rebate eligibility - of up to $166,000 combined income per couple - based on gross income or net income?
6
votes
4answers
571 views

Is buying things on penny auctions a good idea? How do penny auctions work?

Is buying things on penny auctions sites like QuiBids.com a good idea? I heard you can get things very cheaply there.
1
vote
1answer
516 views

Ontario HST rebate: How does it work for a single parent with joint custody?

I'm a single father with joint custody of my son... Just wondering what rebate I will get? ... the $100 or $300...?
4
votes
1answer
1k views

Can my employer increase my hours without increasing my salary?

Can my employer increase my hours without increasing my salary?
15
votes
5answers
2k views

What do you do when a family member won't pay you back?

What do you do when a family member won't pay you back?
2
votes
1answer
99 views

Ontario HST rebate: Does a single parent of an 18 year old qualify for the maximum payment?

As a single parent of an 18 year old, am I still considered a single parent?
5
votes
1answer
432 views

Best personal finance software for Mac for German resident [closed]

I'm new to this site. I'm currently looking for a personal finance software for Mac. This is however needs to support HBCI and a lot of German financial institute. An integration with tax report ...
2
votes
1answer
518 views

Ontario HST rebate: Do widowers fit into the “Couples” category, i.e. $1000?

There are 2 categories for the HST tax credit, that determines the dollar credit ie. $300 or $1000. The categories are 1) A single person with no child or 2) Couples or Single Parents. Would a widow/...
26
votes
4answers
45k views

When a stock price rises, does the company get more money?

When a stock price rises, does the company get more money?
5
votes
3answers
234 views

Why are ETF MERs lower than mutual fund MERs?

Why are exchange traded fund (ETF) management expense ratios (MERs) lower than mutual fund MERs?
42
votes
11answers
13k views

Is inflation a good or bad thing? Why do governments want some inflation?

Is inflation a good or bad thing? Why do governments want some inflation?
6
votes
1answer
4k views

What are the risks of associating your PayPal account to your bank account?

What are the risks of associating your PayPal account to your bank account?
3
votes
1answer
1k views

Ontario HST rebate: Does each person in the same home get the HST rebate if they file their own taxes?

Does each person in the same home get the HST rebate if they file their own taxes?
2
votes
1answer
966 views

Ontario HST rebate: Is there such a thing as $500 HST transition cheques, or is it $335?

Some friends have mentioned getting a $500 government rebate mailed to them... Is it possible that an amount of $500 be payable for the HST transition, or could this be for something else? It seems ...
3
votes
1answer
1k views

COBRA eligibilty if employer changes providers at time of contract signing?

I have a contract from July to June. I am a teacher. At my meeting to discuss my position in September, I will probably be told that my hours are going to be reduced and I will no longer be eligible ...
118
votes
13answers
17k views

Why does gold have value?

I'm curious about why is there so much financial interest and news coverage about gold. It's hard to do things like buy food or pay the rent with gold, but I can do this with cash. Gold doesn't yield ...
4
votes
2answers
123 views

Stocks and bonds have yields, but what is a yield?

I often read about yield such as in this article from Kiplinger, but I have not been able to find a good description of what a yield is. What is it, and why would I care as a novice investor?
8
votes
3answers
636 views

Married, 55, grown kids: Should I buy life insurance, or invest in stocks? The ultimate decision

Presently I am a married 55 year old man married with two grown kids. One of my term life insurance policies expires soon and they have offered me a policy that will never increase in price for the ...
4
votes
2answers
428 views

Is there a tax deduction for a loss due to theft of inventory in a start-up business?

I acquired an inventory for a business start-up. The owner of the building died. An executor wrongly sold off the inventory and did not turn over the funds. The reasoning, if the person would ...
3
votes
1answer
215 views

At what top income is the HST rebate set at 0?

It appears that if a household has a total income greater than $166K (I wish), there is no rebate at all. Is this a correct interpretation?
5
votes
1answer
85 views

I am married and currently being sponsored. I have a taxation number when filing taxes. How much HST rebate will my family receive?

I am married and currently being sponsored. I have a taxation number when filing taxes. How much HST rebate will my family receive?
4
votes
2answers
3k views

Ontario HST rebate: Would I be receiving a cheque if I owe Canada Revenue Agency (CRA)?

Would I be receiving a cheque if I owe Canada Revenue Agency?
3
votes
1answer
301 views

Ontario HST rebate: I'm a single individual now, but I'm expecting in July. Would I receive the family rebate amounts later?

I am a single individual now, so I'd be receiving $100 in June. But, I'm expecting in July (will be a single mother.) Will a change in the rebate amount come for December and so on? Would I be ...
2
votes
1answer
537 views

Ontario HST rebate: Would a single mom of 6 children get more of a rebate?

Does the calculation for the Ontario HST take into account factors such as dependents? Would a single mom of 6 children get more of a rebate?
4
votes
1answer
291 views

Can you claim child care expenses on your tax return in the UK?

Can you claim child care expenses on your tax return in the UK?
5
votes
1answer
147 views

Can warrants to buy stock contain conditions or stipulations other than price?

Can warrants to buy stock contain conditions or stipulations other than price?
9
votes
5answers
930 views

Should your rainy day / emergency fund be in the same account as general savings?

Should your rainy day / emergency fund be in the same account as general savings?
5
votes
3answers
11k views

How to calculate the rate of return on selling a stock?

How to calculate the rate of return on selling a stock?
5
votes
1answer
1k views

Are the HST rebates only paid for the first year, or will they be issued every year?

Will the HST rebates be paid each year after 2010 as well, or is this a one time thing?
3
votes
1answer
2k views

Ontario Sales Tax Transition Benefit: Can you still get first cheque even if 2009 taxes are filed later?

If a person hasn't filed his or her tax return for 2009 before the cheques are mailed out in June 2010, will they still receive the payment after they file the return, or are they out of luck?
11
votes
6answers
689 views

What happened to the $1 coin in US?

The US, like Canada tried to introduce a $1 coin awhile back to reduce minting costs of the $1 paper bill. This was successful in Canada but not so much in the States. Why was it not widely adopted? ...
7
votes
1answer
6k views

Are you allowed to have both a 401(k) and a SIMPLE IRA? If so, what about limits?

Are you allowed to have both a 401(k) and a SIMPLE IRA? And what would the limits be on the combined total? I have two employers but I am maxed out at one. My understanding is that I can't use a ...
10
votes
1answer
11k views

If I co-sign a loan, does it affect my own ability to borrow due to the debt-to-income ratio?

If I co-sign a loan (e.g. for a friend or family member), does it affect my own ability to borrow money due to the debt-to-income ratio?
8
votes
5answers
30k views

Can I use Mint.com without giving out bank details & manually enter transactions instead?

Can I use Mint.com without giving out my bank details (credentials), and manually enter my transactions instead?
7
votes
2answers
306 views

How should I save money if the real interest rate (after inflation) is negative?

How should I save money if the real interest rate (after inflation) is negative?
11
votes
3answers
727 views

What is the best way to learn investing techniques?

I'm a very busy person (full-time job, family, etc) and want to invest over $50k of extra cash. There are so many ways that I can learn, but which ones will bear fruit? I am willing to pay money to ...
3
votes
1answer
3k views

Will the Ontario HST rebates be direct deposited, or mailed, or both in June 2010 and 2011?

Will the Ontario HST rebates be direct deposited, or mailed, or both in June 2010 and 2011?
9
votes
3answers
555 views

Help: Being charged interest on a loan for which I received no statements telling me of this debt for the past 15 years. Surprise!

Is this legal? This was a private loan within a small business. I was under the assumption that the bill was paid in full 15 years ago. My only drawback is that I never got them to sign to verify the ...
7
votes
1answer
2k views

What is the least valuable unit of actively used currency that is coined or printed?

Another question about the potential for giving up on pennies made me wonder. What is the smallest (in terms of value) unit of currency that has a minted coin or printed bill that is in active use ...
7
votes
1answer
197 views

How can I fix a mistake I made on my income tax filing? [US]

How can I fix a mistake I made on my income tax filing?
9
votes
4answers
5k views

Can I ask my employer if I can work as a contractor instead of an employee?

Can I ask my employer if I can work as a contractor instead of an employee?
7
votes
4answers
498 views

Would it be better to borrow money from an elderly relative than from a bank?

Would it be better to borrow money from an elderly relative than from a bank?
11
votes
2answers
427 views

I've heard pennies are being phased out in Canada. Is this true?

If so, will it affect how retailers price items? Will they round up?
8
votes
3answers
4k views

Are non-residents or foreigners permitted to buy or own shares of UK companies?

Is it legal to hold shares in the UK if you are not a UK resident? I presume it is ... after all governments are going to want you to do this as it's a revenue stream for them right? Thanks.
25
votes
5answers
171k views

Is there a limit on the dollar amount of a personal check?

Is there a limit on the dollar amount of a personal check?
10
votes
6answers
378 views

Are solar cell panels and wind mills worth the money?

Besides being more environmentally friendly is it worth the investment in solar cell panels and wind mills for home use? Is it possible to be "off the grid" completely?
6
votes
3answers
741 views

Fund or ETF that simulates the investment goals of an options “straddle” strategy?

With all the market volatility of late, I was thinking that it might be a good short term strategy to employ a straddle approach. For those not familiar with Options trading: This is a strategy ...

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