All Questions

3
votes
1answer
102 views

Credit score on credit card application is much lower than reported credit score on Experian

My girlfriend applied for a credit card and was approved. The approval letter included her Experian score, which stated a score of 645 (I don't remember the exact number, but that neighborhood). She ...
1
vote
0answers
55 views

Portfolio indices setup? [on hold]

Made own chart in MetaTrader 4 (on Adroid) to compare N pairs, CFDs, etc. and showing a sum of them examplex * (long) CFD 1 - y * (short) CFD 2 = line 3 Is it good idea to invest in correlation ...
0
votes
0answers
101 views

Any risk in providing my address for a “trial product”?

I run an online store and received an unsolicited message through the customer contact form. They claim to be a manufacturer producing items which would fit well in my store. Their website and ...
4
votes
1answer
86 views

Do I have to pay my tax balance while my amended return is being processed?

I forgot to included a sizable deduction when I filed my original return, but I discovered it and filed an amended return before April 15. The original return showed me owing tax but with the amended ...
46
votes
25answers
19k views

My parents claim they cannot pay for my college education; what are my options?

I have divorced parents, one makes a lot more money than the other, but that one (who makes more money) claims due to court rulings he pays a lot of money to the other parent and that they are wasting ...
-2
votes
2answers
291 views

How do you get cash without a debit card quickly? [on hold]

I lost my debit card and need to get cash quickly. What are some good ways of doing this? There are no bank branches near me.
1
vote
0answers
57 views

What was the purpose of Abacus prosecution given no TARP recipients were prosecuted? [on hold]

I recently watched the documentary on the US government's prosecution of Abacus Federal Savings of Chinatown in New York. They were prosecuted after the TARP bailouts for mortgage fraud for writing 17 ...
1
vote
3answers
252 views

A new car dealership's initial offer was lower than what I found online

I picked out a car yesterday and was offered it for about $22k. This actually surprised me because from what I've seen on Edmunds and Car Guru, the market rate for this car is $23k. I was prepared to ...
2
votes
5answers
366 views

Found some land for lease online, leasing agent won't tell me the price

I just called a leasing agent, whose information was posted online under the Land for Lease advertise, trying to get how much $$ they want per sqft; he never told me the price, bombarding me with ...
0
votes
0answers
37 views

medical ins tax liability for spouse pre or after income [on hold]

My company pay pre tax for my ins but says my spouse is required to be after taxes in the past this was not the case
1
vote
2answers
142 views

How to structure a loan on inheritance?

My wife's father died last year and left a decent sized inheritance to my wife and her two brothers. The estate is complex and includes multiple IRAs and two trust funds, so settling the estate has ...
1
vote
2answers
201 views

Can I use a property I own as a permanent mailing address even if I'm renting it to someone else?

This SE is the most applicable I think because it is in the context of business (renting) and personal finance (permanent address) logistics, even if mainly about mail. A friend bought a property in ...
1
vote
1answer
65 views

Can a brokered CD still count as “Massachusetts Bank Interest” for income tax purposes?

On the Massachusetts income tax Form 1, line 5 is for "Interest from Massachusetts Banks". This interest income gets an amount deducted from it ($200 for married filing jointly), and is reported there ...
-1
votes
1answer
150 views

Trying to acess an Open OffShore Account for Someone

A person that has left the states to work says he can't get into his account from current work area, Dubai. He has sent me Access code, username, password and pin to see if I can access it from US. ...
0
votes
0answers
53 views

What is the Best book to learn about Stock market basics [closed]

Right now I'm wondering which book I should buy, Security Analysis or The Intelligent Investor, both by Benjamin Graham. However, from reading the reviews on the books, it seems that both books are ...
62
votes
5answers
16k views

Should I worry about having my credit pulled multiple times while car shopping?

I went to a dealership today and they pulled my credit after a test drive. I've heard that as long as you get your credit pulled for an auto loan within a few days, multiple pulls will only count as ...
24
votes
4answers
21k views

Am I being scammed by a sugar daddy?

I met a guy on a sugar daddy dating site and we talked, I told him my situation and he said he would help. So he asked for my bank account information and I told him you can use cash app or PayPal to ...
2
votes
1answer
175 views

Understanding UK Gilt

I have been reading about UK Gilt and have some questions understanding it. For instance, the TREASURY 3,3/4% 2019 Gilt has a coupon of 3.75%. The maturity date is September 7th 2019. Interest is ...
1
vote
0answers
75 views

Can Landlord Make Changes To Apartment Fee Policy In A Memo? [migrated]

I'm running into some difficulty with the new property manager for my apartment complex in Washington state. I broke one of the rules that weren't ever enforced in the past five years I lived here. I ...
3
votes
2answers
169 views

Index Backed Short

If I have $200,000 in an index fund that mirrors the S&P 500, then I own the equivalent of 4+ thousand dollars in multiple high capitalization stocks. If I think that one of those stocks I already ...
2
votes
1answer
98 views
+50

How does Massachusetts tax selling US Treasury Bills before maturity?

If I buy a 4-week US Treasury Bill at auction and hold it to maturity, the interest I earn is state-tax-free. Just to put a number on it (even though I know rates aren't actually that high right now), ...
46
votes
9answers
9k views

What do I need to do, tax-wise, for a sudden windfall?

I had stock options in a company which was recently sold to a private investment firm. As a result, my options were converted into a single large sum ( > $100,000) and delivered via wire transfer into ...
1
vote
0answers
40 views

How to calculate index PE ratio using individual stocks PE ratios, Is there any way to do it?

We know there are multiple types of indexes like market cap weighted and equal weighted indexes, etc., Currently am working on S&P 500 and is there any way to calculated PE ratio for S&P 500 ...
-3
votes
0answers
148 views

SSD and RAM in luggage bag, IMPORT duty [closed]

Hello I am travelling back to India soon, I will be keeping a NVME M.2 ssd, and a 16gb RAM module, in my LUGGAGE bag and NOT cabin bag, will this be flagged once I reach INDIA for customs duty?
-1
votes
0answers
108 views

How to make 1 minute candle to 5 or 10 minutes with pandas [closed]

I have 1-minute stock data, I want to convert it into 5 and 10 minutes respectively. How do I do these using Pandas or Numpy? Reason for doing this is to use a different strategy, and I want to ...
0
votes
0answers
26 views

CAP table for single founder bootstrapped startup

I have bootstrapped my LLC for two years and am now seeking investment. In this case, I'm considering VC. Sequoia pitch deck templates recommends a CAP table. Since I don't have investors currently, ...
-1
votes
1answer
155 views

Routing Number and Account Number

Why is my routing number showing up as a different bank then the one I bank with? When I enter my account and routing numbers, the bank shows up as Bank Y instead of my normal Bank X.
2
votes
1answer
541 views

Options basics: How to realize profit from a long call position

I'm studying the basics of options trading and just read a 'crash course' book where the author states the following: ...you won't walk away from a call option with cash in hand. The profit we ...
-7
votes
1answer
175 views

A loan for gambling [closed]

I just lost all $$ in Vegas where can I find people to approve a loan for more gambling? The faster the better. Do you think martingale betting system will be fast enough to win back the money?
27
votes
5answers
9k views

Why would a home insurer offer a discount based on credit score?

Recently I received a letter from my home insurance company: Thank you for being a Gore Mutual customer. We're working hard to ensure that our products are competitive. And we want to provide ...
1
vote
1answer
300 views

Student Loan Forgiveness for Web Developers

I am exploring options for student loan forgiveness. I currently work full-time as a web developer at a corporation. I understand, however, that most SLF plans are only accessible to the public ...
4
votes
1answer
86 views

Should one keep expired debit/credit cards or at least their information in the United States?

Should one keep expired debit/credit cards or at least keep track of their information (e.g., card number, expiration date, card holder name on the card, issuance date, bank name, type of card) in the ...
23
votes
4answers
8k views

Suppose leased car is totalled: what are financial implications?

Inspired by this question on totaling vs repairing a car and my situation (I'm leasing a car) my question is: Suppose a leased car, properly insured as per the lease (i.e., comprehensive) is involved ...
1
vote
1answer
169 views

Can a merchant charge me on my credit card one year after transaction date?

What is the time constraint put on the merchant to charge customers on their credit card? Edit: Country: India, Card: Amex, Purchases: Coffee and snacks
1
vote
1answer
72 views

Describe the Computer Interface of Market Makers?

I don't think market makers spend their day entering spreads. The prices change faster than a human can type and there is too much at stake to risk a mistake. Can someone please explain how market ...
0
votes
0answers
19 views

Yahoo Finance Stock Analysis data last update was May 8, 2019

Using Yahoo Finance for years since the stock analysis data has always been current. May 8, 2019 is the last update. What is the plan to start the daily updates?
2
votes
3answers
261 views

What to do w/ extra money in bank account?

I'm privileged/blessed. I'm 38, I have a healthy emergency fund, I max out my IRAs (mine and my wife's), and I am making a good bit of money above that every year now. What should I do with that extra ...
-4
votes
4answers
323 views

A lady contacted me said lead by faith that im a good person to donate money to me

A lady contacted me by a name of Pierrette Mala said she is about to die and is an orphan and has no family to leave her money wth and has been lead by faith that im a good person to leave this money ...
12
votes
4answers
2k views

What should I be wary of when insurer is taking a lot of time to decide whether car is repairable or a total loss?

Two weeks, four days ago, while I was stopped at a stop light, an idiot rammed into my car with his Chevy Suburban, causing extensive rear-end damage to my car and propelling me into the car in front ...
-5
votes
0answers
78 views

Legal way to make money off pesudoscience believers [closed]

In my local community there are quite a few people that believe in flat earth and think NASA is a conspiracy. Will it be legal for me to start a club/society with paid membership that promotes this "...
2
votes
1answer
135 views

Does the UK life time ISA bonus increase with inflation?

If I contribute £4k, the government will contribute a £1k bonus. If in 5 years £4.4k has the same relative value as 4k does now (based on inflation), would I be able to pay in £4.4k and get £1.1k, ...
0
votes
0answers
29 views

Find fund by strategy (DCA)? [closed]

Is there any way, list, website etc. where one can find fund by investment strategy or similar insight parameters ?
2
votes
2answers
53 views

Any capital gains taxes owed for non-residents selling stock in Canada?

I own stock of a company outside of Canada. Recently, the company was bought out by a Canadian company with newly issued shares listed in Toronto. As a shareholder of the company, I received new ...
1
vote
1answer
171 views

085 CVR Check Failed SBI Debit Card [closed]

Today when I tried to withdraw money from the ATM, I received this message The transaction dated 08-Jun-19 20:44:31 through card ending 7123 has been declined due to 085-CVR CHECK FAILED. Please ...
3
votes
1answer
53 views

During retirement, what if form 8606 is missed one year? Non-deductable traditional IRA contributions

What happens if, during retirement, you miss filing form 8606 one year? Form 8606 is used to track non-deductible contributions to an IRA. In retirement those contributions can't be taken out all at ...
-1
votes
2answers
144 views

Will banks allow one spouse to get an auto loan to buy a car from the other spouse

My husband was in an accident with our family’s van so we have to buy a new one. The insurance is paying off our existing note in full. We have found a pre-owned van that we want to purchase as a ...
-2
votes
0answers
101 views

Best way to start speculating, for a young gambler just starting their career? [closed]

I am young and have made a living on live poker cash game since I dropped out of college, and looking to begin speculating so I can have diversified experience of gambling fun. I'm still living like I ...
-11
votes
0answers
74 views

Is there anyway to get pacor my boss wont send access code [closed]

My boss was supposed to send me a paycor access code and never did anyone know how to get in paycor easy or how paycor will help
4
votes
4answers
1k views

Does a bank have to tell me if a check made out to me was cashed there?

I moved out of a place and I was supposed to receive my last pay check there. I think my housemate deposited it in his account. I know banks are not supposed to, but it's in a small town so people ...
2
votes
1answer
67 views

How big can your deposit be for a Life time ISA?

I understand you have to have a mortgage to use it for a house without a withdrawal charge? but can you say build up 90k in a life time Issa and have a 10k mortgage on your first house costing 100k?

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