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Questions tagged [vesting]

The tag has no usage guidance.

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RSU vesting within 30 days after sell at loss of same stock: does selling also the newly vested stock cancel the effect of the wash sale rule? [duplicate]

Every quarter I have some stock of the company I work for ("company A") vesting. I have recently sold 300 (previously vested) shares of company A realizing a capital loss. I am about to vest another ...
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2answers
72 views

Why Would a Company Change Restricted Stock Units (RSUs) Vesting Plan?

My company gives out Restricted Stock Units (RSUs) each year. The RSUs used to vest 100% on the 3rd year after granting them. This year they have changed the plan, and instead they vest 25% of the ...
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3answers
3k views

How to compute worth of my equity?

I am a newly appointed consultant to a startup. I work in another organization which forbids me to receive any salary for being a consultant. However, I am allowed to have an equity. The startup ...
2
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1answer
251 views

I am a co-founder departing from a startup with debt, should I cover a portion of the debt on exit? [closed]

I'm a minority partner in an e-commerce startup, now departing due to personal reasons after being with the team for a couple of years. Founders agreement has a clearly outlined 4-year vesting ...
0
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1answer
809 views

When are RSUs taxed for pre-IPO company?

This is a more specific version of this question. If I receive RSUs from a pre-IPO company on a 4 year vesting schedule, when do my RSUs get taxed? Per this page: With RSUs, you are taxed when the ...
14
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3answers
3k views

If an employer matches 401k contributions, does each match have its own vesting schedule?

Consider the following example where an employer matches 50% of your 401k contributions, and there is a 5 year vesting schedule on the match. Your contribution Employer match Year 1 ...
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1answer
99 views

How does a typical vesting timeline work with respect to employer contributions?

I'm reading over some benefits documents Vesting Your contributions to the account are vested immediately. You are fully vested in company contributions after two years. If you were a ...
1
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1answer
312 views

Company RSUs vested, but they sold to cover when I wanted to pay tax

I was handed a contract last year by my American company, which is listed on the US stock market (I'm based in the UK with a UK subsidiary) whereby they would give me a number of RSUs each year for ...
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2answers
764 views

Can an employer make a 401k vesting schedule worse?

Say a person works for an employer for 2+ years based on the statement (promise?) that they will be 100% vested in their 401k employer match after 5 years. Is the employer then permitted to change the ...
1
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1answer
74 views

Unwinding unvested shares bought at different prices when departing a company in California

My company repriced their options and the price dropped. Let's say the price went from $5 to $2 (not actual numbers). I'd early-exercised 75% of my grant at $5 and (later) exercised the remaining ...
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2answers
625 views

401(k) not fully vested at time of acquisition

I've been working for AT&T for two years and nine months with a cliff vesting of 3 years my vesting date is April 15, 2016. It was recently announced on December 18, 2015 that IBM would be ...
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1answer
209 views

Do restricted stock units (RSUs) count as constructive receipt based on the percentage vested or only upon full vesting?

When am I liable for taxes? I know that I am not liable for taxes on the date of grant. Scenario: I have been granted an allotment of restricted stock with a 4 year vesting schedule by a publicly ...
2
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1answer
71 views

Transfer of stock of non-public company after vesting

Suppose an employee of a non-public company has "some" stock options. Can that person, after vesting, generally transfer the ownership of some of those (exercised) shares to another party? I want to ...
3
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1answer
95 views

403B vesting and giving notice

I have a 403B account that would become fully vested in March. I also have an opportunity to take a new job. If I gave notice before the vestment, but continued working through the vestment date, ...
2
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3answers
506 views

Are employer 401k matching contributions invested prior to vesting?

Do the employer match contributions to a 401k before they are vested go into the investments that are selected for the employee contribution?
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1answer
6k views

What happens to the gains or losses made on the non-vested portion of a 401k after you leave your job?

If you leave a company that matched 401k contributions before the vesting schedule is complete, the non-vested money is returned to the employer. I'm curious what happens to the gains/losses on the ...
4
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2answers
153 views

How to flip my options?

I was recently let go from my company due to a reduction in force, and I have received a letter saying I have vested options available for exercising. Although I would like to, I cannot afford to ...
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2answers
77 views

Can I transfer my 401k vesting period between companies owned by the same corporation?

I am leaving my current job at a company owned by a corporation. This same corporation also owns the company where my next job will be. My 401k has not yet vested - the cliff is about a year away. ...
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2answers
683 views

Is an investor of a startup subjected under a vesting schedule?

I have never invested and I'm so confused with what the startup has told me. They are my friends and I trusted them so I didn't do thorough research. (I know I know) They've cashed my check already, ...
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2answers
399 views

Vesting of my 403(b) Plan

About 5 years ago, I left my job, after being there only a year. I had a retirement plan at work that apparently had a 3 year vesting period. I did not know that. Apparently the employer did not ...
10
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1answer
355 views

If I have a pension with my employer and then leave, is the pension mine to take with me?

Is the answer to this different if I choose to leave, versus if my employment is terminated? Are the funds my employer contributes towards my pension fund treated differently than the ones I ...