Questions tagged [vanguard]

For questions relating to Vanguard mutual funds, ETF's, IRA's, and other financial products.

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1answer
276 views

How can passive index funds be sustainable at large scale? Won't they affect the indexes they are tracking?

Index funds seem to be gaining popularity these days. So if this trend continues, a sizable amount of investment money might end up in these passive funds. When this happens, won't there be a ...
3
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5answers
2k views

Suitable Vanguard funds for a short-term goal (1-2 years)

I am looking to save for a down-payment for a house in a period of 1 to 2 years. So I want to open a brokerage account, start with $3K, and put $1K on a monthly basis. Then, after one or two years, I ...
3
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1answer
211 views

What is the denominator in the expense ratio?

So I recently looked at Vanguard Total market Index fund, which has an expense ratio of 0.05%. How is this number calculated? The numerator is various operating expenses of the fund, but no source ...
3
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1answer
254 views

Are capital gains tax-free in a Vanguard tax-free fund?

I own shares of the Vanguard New York Long-Term Tax-Exempt Fund (Admiral Shares)(VNYUX). I'm wondering exactly what is tax-free about it. The link says that the "interest income" is tax-free (...
3
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2answers
83 views

Roth counting toward 401k maximum

Vanguard is showing me that my Roth contributions are counting toward the $19,000 401k maximum. I thought Roth counted towards a separate $6000 maximum. Is my Roth not an IRA?
3
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1answer
840 views

Why is VFINX more expensive than VFIAX?

Vanguard core funds are a very popular set of mutual funds. Two of them, VFINX and VFIAX, are extremely similar. They both hold the 500 largest stocks in the US equity market. They both have the same ...
3
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1answer
2k views

How to invest in Vanguard index fund for non-us citizen from overseas

How can I open Vanguard's account if I don't live in the US and non-US resident. Vanguard's ETF is not an option as it involves other factors such as currency exchange, people perception. If I go to ...
3
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1answer
499 views

Building an ETF portfolio: Is it even possible to diversify?

I want to start investing my money. I've decided to invest a monthly fixed amount by buying ETFs. I am currently investigating different ETFs to decide on what my portfolio allocation will look like. ...
3
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1answer
259 views

Comparing ETFs following the same index

If I want to choose between two ETFs of different issuers following the same index, what are the factors should I consider? For example I want to decide between SCHD of Schwab and Vanguard High ...
3
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3answers
3k views

Vanguard Target Retirement Fund vs. Similar ETF Distribution (w/ REIT)

I currently have a Roth IRA with 10k invested in the Vanguard Target Retirement Fund 2050 (VFIFX). The Target Retirement Fund consists of the following: 63.0% - Vanguard Total Stock Market Index Fund ...
3
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1answer
140 views

When a fund drops significantly, how can I research what went wrong? [duplicate]

A mutual fund I have (Vanguard Health Care Inv - VGHCX) dropped around 8% in one day...which is kind of unusual for a fund. All the while the general stock market rose slightly. Which brings me to ...
3
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1answer
1k views

If I can invest $100 a month, is it better to choose Vanguard S&P 500 ETF or Betterment

If I can invest $100 a month, is it better to choose Vanguard S&P 500 ETF or Betterment? I can put down a max initial investment of $1000, and may pull out the investments when the market looks ...
3
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0answers
90 views

How can I purchase new assets for my Roth IRA while residing in Canada?

I'm a US citizen and currently reside and study in Canada. My Roth IRA is currently at Vanguard (in the US). While I reside in Canada, they do not allow me to purchase new assets with the funds that ...
2
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1answer
2k views

Switching Roth IRA ( from American Funds to Vanguard)

After reading Roth IRA: Vanguard vs Free Advisor's Mutual Fund, I'm considering switching my Roth IRA from American Funds to Vanguard. What should I be aware of when doing so? Would it be better to ...
2
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3answers
474 views

Retirement Savings Advice

just a typical financially illiterate American guy here looking for advice on how to make my retirement more financially fit. Soon I will be a U.S. federal government employee and will therefore have ...
2
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2answers
265 views

Global Small-Cap Index Fund has an annual average rate of return of 14%?

I'm new to learning about investing so this may sound stupid. But I'm from the UK and I looked up different index funds on the Vanguard UK website. And since its inception (in Jan 2010), the annual ...
2
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1answer
295 views

How can Vanguard sell ETFs for no fee?

One can trade Vanguard's ETF with no fee for buying or selling. I have made several trades ( on the internet - no agent) over the last year for no fee. How do they make money ?
2
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2answers
56 views

Opening an IRA and Minimum Initial Purchase Amounts

The Vanguard website lists the mutual funds in which one can invest when opening an IRA. Some of those funds have minimum investment amounts of $10,000. Since the annual IRA contribution limits are $...
2
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2answers
71 views

MER of an ETF that holds another ETF?

I have an ETF: VFV (VANGUARD S&P 500 INDEX ETF) that has a fee of 0.08%. This ETF is traded in Canada and holds the U.S.-domiciled Vanguard S&P 500 ETF: VOO. This fund has a fee of 0.03%. ...
2
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2answers
121 views

Vanguard Total Stock Market vs Vanguard STAR for retirment

I'm about 17 and my vanguard roth ira is now ready for an investment. I was wondering which of the above two funds would be suited as a retirement fund, or if there is any significant difference at ...
2
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1answer
113 views

Check if a financial firm/advisor is fraudulent/a scam in the UK (with an example)

I'm trying to understand the steps to follow to check if a financial firm/advisor is actually a scammer. For simplicity, lets stick to The UK. I have found that there is something called Financial ...
2
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2answers
43 views

Is the UK ISA's tax relief applied to ETFs that hold stocks of non British companies?

Is the ISA's tax relief applied to ETFs like VUSA (S&P 500 index tracker), which holds stocks of countries other than the UK?
2
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2answers
200 views

Why are some managed funds' fees larger than their ETFs fees

In Australia vanguard offers the LifeStrategy® Balanced Fund (a blend of bonds, shares and so on), it has a management fee of 0.9% per year for the first 50,000$, 0.6% for up to 100,000$ and 0.29% ...
2
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1answer
855 views

Indian equivalent of Vanguard S&P 500

I was going through the article - Warren Buffett wins $1M bet made a decade ago that the S&P 500 stock index would outperform hedge funds The name Vanguard is pretty popular even among non US ...
2
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1answer
541 views

Is dividend factored into Annualized return?

I would like to keep it as simple as possible. If I visit Vanguard Benchmark returns page here https://personal.vanguard.com/us/funds/tools/benchmarkreturns It shows annualized returns for different ...
2
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1answer
184 views

Why the Vanguard S&P 500 eur has such a lower price compared to the original US version?

sorry if this is a silly question but I am new to the finance world. I would like to understand better why the Vanguard S&P 500 UCITS ETF (VUSA) has such a different price compared to the Vanguard ...
2
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1answer
2k views

What are Some Good Low Cost Index Funds to Invest in for the Long Term?

I am 19 years old (in Canada) and have heard that "Low Cost" index funds are a safe and highly profitable way to invest small amounts of money each month. My aim is to invest every month until I am ...
2
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1answer
2k views

Does Vanguard grant admiral shares only on a per-account basis?

I want to hold Vanguard Total International Stock Index Fund in a Roth IRA and a taxable Vanguard account. Together they would total over $10k, but apart they would individually be under $10k. Both ...
2
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1answer
1k views

Vanguard limit order vs stop order in a buy scenerio

I just opened an account on Vanguard and am learning about the different order types. I am having trouble finding the difference between a limit and stop order in a buying situation. Looking at their ...
2
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1answer
141 views

Same fund in ETF and investor share, different expense ratio?

I'm looking at Vanguard 500 Index fund. There are three different options. Admiral share (VFIAX) for people who has $10,000+, and the expense ratio is 0.05%. Investor share (VFINX) with minimal ...
2
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1answer
250 views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
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0answers
194 views

Investing in index funds in Cyprus?

I'm currently based in Cyprus and wanted to invest euros into the world's stock markets via index funds with low expense ratios. Research thus far into retail investing options here isn't promising. ...
2
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0answers
62 views

Make a SEP contribution to a traditional IRA

I have a traditional IRA with Vanguard that originated as a 401k rollover (so they call it a Rollover IRA). This year I have a lot of self-employment income, and I am qualified to make a SEP IRA ...
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2answers
960 views

If I buy an index fund right now, how can I estimate the actual price I'll get at the time of execution?

I'm somewhat inexperienced at investing, though I do have existing money in index funds. One piece I don't fully understand is the delay between order and execution and how I can estimate when ...
1
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1answer
311 views

What are the tax implications of exchanging one fund for another in a tax-sheltered account?

What are the tax implications (if any) for exchanging one fund for another in a tax sheltered account (Roth IRA)? e.g. Changing from, say, a Life Strategy Fund to a Target Retirement fund.
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2answers
7k views

How does transferring to a new brokerage account work?

I currently have 2 brokerage accounts - one at Schwab and one at Vanguard - I would like to consolidate them both at Vanguard. How does that work? Do the stocks (mutual funds in this case) just ...
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2answers
524 views

Where to find Vanguard Index Funds?

I am trying to find Vanguards S&P 500 index funds and Vanguards Dow index funds. But I only see "Mutual" or "ETFs" Funds. Is Vanguard Mutual funds equivalent to a index fund?
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1answer
2k views

Can I use stop limit orders on vanguard orders to prevent loss?

Vanguard has commission fee ETFs which allow vanguard customers to purchase or sell any of their ETFs at any time. I'm looking to create a strategy that would minimize my downside in the eventuality ...
1
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1answer
77 views

How to estimate the average cost-per-share of a not-very-liquid ETF purchased with a market order?

I'm a Canadian resident and a few months ago I bought a US-listed Vanguard ETF of European stocks (VGK). There was a Canadian-listed version of this ETF (VE), but I chose the US-listed one because the ...
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2answers
56 views

How to see the breakdown of purchases vs. profits for a Vanguard Brokerage account?

I can see the purchases vs. returns on the Performance tab in Vanguard but that is for my retirement and brokerage accounts. I'd like to see that breakdown for just my brokerage account. Does anyone ...
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1answer
244 views

Vanguard Fund Minimums with Multiple Accounts Containing Same Fund

Assume I have a Roth IRA account and a mutual fund account through Vanguard, and that both of these accounts invest in the same fund. Does the minimum fund balance apply to the Roth IRA and mutual ...
1
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1answer
939 views

Passive income using a vanguard index fund?

I am thinking about investing my money into an index fund that generates money over time. From my research, I see that an index fund has about a 7% return rate over a ten year span. I am looking into ...
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2answers
139 views

How do ETF commissions work?

Let's suppose that I live in the UK, and that I have £10000 invested in Vanguard's VUSA. This ETF has an ongoing charge of 0.07%. This, added to the 0.15% account fee, it's a 0.22% total. That means ...
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1answer
171 views

How do Vanguard LifeStrategy 60 Inc units generate a yield when all the sub-funds are Acc units?

According to Vanguard's portfolio information for Lifestrategy 60 Inc units, the sub-funds of which it's made up are entirely Acc units (with the exception of an inconsequential 0.0% in a distributing ...
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3answers
1k views

Why would I pick a specific ETF over an equivalent Mutual Fund?

At the risk of beating a dead horse, I am still confused about the benefits of an ETF over a mutual fund. I understand the general premise (lower expense ratio, liquidity, paying taxes for other ...
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5answers
8k views

Where can I find accurate historical distribution data for mutual funds?

I've used Yahoo! Finance to get historical price and dividend data in the past. A recent experience has made me question its accuracy and left me searching for a trusted, accurate source. Here is a ...
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2answers
227 views

I have some savings want to invest in index fund but worried about recession in 2019/2020

I have a dilemma. Should I go all in and invest my savings in Vanguard indexes such as VTSAX? Or should I play it safe and wait for a recession? The market recovered from the December 2018 drop so ...
1
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1answer
98 views

How to estimate for Capital Gains when investing in Vanguard Managed Funds

I am saving up money now for my daughters college education which will happen in 18 - 20 years. My plan is to invest in vanguard ETF - "Vanguard Australian Shares Index Fund(VAS)" with an initial ...
1
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1answer
57 views

Claiming tax loss after selling US mutual fund using specific lots

Background: I want to sell one mutual fund that I own in Vanguard to claim a tax loss on it. The default cost basis offered in Vanguard is "Average Cost" method. But I calculated that if I use the ...
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0answers
201 views

GnuCash/Finance::Quote not working for Vanguard funds [duplicate]

I have money in some Vanguard funds (VTSAX and VTTSX), and track my money locally in GnuCash. Some time ago, I had it set up to automatically update the prices of these funds (Price Editor → Get ...