Questions tagged [vanguard]
For questions relating to Vanguard mutual funds, ETF's, IRA's, and other financial products.
175
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Investing in index funds in Cyprus?
I'm currently based in Cyprus and wanted to invest euros into the world's stock markets via index funds with low expense ratios. Research thus far into retail investing options here isn't promising.
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2
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2
answers
503
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What is the correct Formula for calculating fund growth with fees
I am considering two different options for a roth IRA. A managed fund that has a higher historical growth rate but 1% fee and a self directed vanguard account, which would have a lower growth rate but ...
1
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0
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223
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Is there any way to pay Vanguard account fees without it counting as an IRA contribution?
I have a small Vanguard traditional IRA that I maintain but don't contribute to. Because I want to continue to get paper statements, there is an account fee that I haven't paid for two years. ...
0
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1
answer
111
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Can I buy stocks on Vanguard SIPP from UK
I currently have a SIPP account with HL. But I want to transfer my account to Vanguard as the annual account fee is much cheaper with Vanguard. However I don’t know and couldn’t find any information ...
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1
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265
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Is there a way to transfer money from a vanguard settlement account to wise.com
One can not link a bank account to ones vanguard account if their name isn't on the bank account. So is there any way to transfer money from a vanguard settlement cash account to wise.com?
4
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3
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Vanguard legacy mutual fund account held shares of the same fund that's used for brokerage sweep accounts. Now what?
Vanguard announced new annual fees on legacy mutual-fund-only accounts to start September 1, 2023, so this convinced me at long last to transition all my Vanguard legacy accounts to brokerage accounts,...
6
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1
answer
3k
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How are Vanguard directors chosen?
According to some on-line sources (including Wikipedia) Vanguard is owned by its member funds. Furthermore, it is run by its Board of Directors. However, I could not find anything on Vanguard's web ...
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2
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778
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What happens if my vanguard cash account is negative?
I have recently opened an account with Vanguard Australia. I have made some investments through a deposit into the cash account and some I have made some through the auto invest option. I am guessing ...
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1
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96
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Considering current market situation is it wise to convert 401K account into IRA
This is what I know about 401k and IRA accounts:
401k accounts are employer-sponsored plans, which means that you can only participate in a 401k plan if your employer offers one. IRAs, on the other ...
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3
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305
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Investing in one single global index fund or seperate S&P500 and global Ex-US funds
I am looking to begin passive investing in ETFs. In my own research so far I come across the advice that it can be a good passive strategy to invest in some index fund like a Vanguards S&P500, ...
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1
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181
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How to retrieve the current holdings from ETF's like VTI
I'm trying to retrieve the up-to-date list of all holdings for an ETF like VTI. There is a list here:
https://investor.vanguard.com/etf/profile/overview/VTI/portfolio-holdings
but it's very hard to ...
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1
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154
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How can unvested assets land in one's Self-Directed Brokerage 401(k) account?
I read in a US-based employer-sponsored 401(k) plan managed by Vanguard the following warning while attempting to change the contribution allocation:
All Sources: Your plan has restrictions on having ...
0
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1
answer
415
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How to determine which exchange to use for a long term European investment?
I am a permanent resident in Italy and I'm starting to make a long term investment of monthly fixed purchases (10+ years) in Vanguard S&P 500 UCITS ETF USD Acc (IE00BFMXXD54).
I am using a broker ...
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0
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Avoiding estate taxes on US ETF investments for non-US citizen
Typically I have been investing in Vanguard ETFs e.g. VXUS, VTI etc. via a US brokerage (Drivewealth). As I near the $60,000 limit for the estate tax exemption (non-US citizen, resident outside US, no ...
2
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1
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Can we mix different asset allocation funds (funds-of-funds) to obtain a custom percentage mix of equity to fixed-income assets?
Since 2018, Canadians (and Americans) have easy-access to an array of auto-rebalanced asset allocation funds. These "funds of funds" combine equity and fixed-income in different ratios, in ...
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Is there a total stock market index fund in India, like the one offered by Vanguard in the US?
I have been reading 'The simple path to wealth' by Jim Collins which advances the indexing philosophy to investment.
The issue is that the book is written from the perspective of a US citizen, and ...
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1
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How do I check if I've met my maximum Roth IRA contribution on Vanguard?
How do I check if I've reached the maximum yearly contribution amount for my Roth IRA Brokerage Account on Vanguard? I know that the limit for 2022 is $6,000, but I can't remember if I've contributed ...
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0
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What is the unhedged version of VBU?
I know I should be able to find this, but I don’t see it listed anywhere online. I want to find the Canadian version of Vanguard’s total US Bond index (BND), I see VBU but this is hedged against the ...
5
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1
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Mutual fund historic prices, seen @ Google and Yahoo, don't match my activity
I'd like to understand, how should I interpret the VFIAX mutual fund historic prices, which can be found @ Google Finance and @ Yahoo!Finance. For example, both these sites show the VFIAX closing ...
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103
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Can I circumvent the minimum investment amount on mutual fund if I am gifted a share of that fund?
Vanguard has Information Technology Index Fund that require hefty $100,000 minimum to start investing. If a friend of mine donate(gift) me one share (current price $203.83) and I give him cash same ...
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2
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Vanguard converted many investor shares to institutional shares for their target date retirement funds: why did it create a capital gain distribution?
I read (mirror without paywall) that the fact that Vanguard converted many investor shares to institutional shares for their target date retirement funds in September 2021 created a huge capital gain ...
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1
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UK: is it possible to buy Vanguard Growth Index Funds (VGIX)? [closed]
Is it possible to invest in the Vanguard growth index funds if you're based in the UK?
Either directly with Vanguard or via a broker.
I asked Charles Stanley but they don't do it. Thanks
0
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1
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61
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Why ETF Actual Dividend yield differs after only 3 months
Will take IDVY.L as an example, dividends paid per share in September - 26.74p (30.91¢), projected dividends in December - 2.004p (2.35¢) - 13 times less.
Another example - IUKD - 3 times difference
...
6
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1
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478
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Are the Vanguard Target Retirement Plans designed for when you turn 65, not for when you plan to retire?
During a presentation around 401k plans, my company's 401k provider just informed us that the "Vanguard Target Retirement " plans are designed for what year I turn 65, not the year I plan to ...
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1
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303
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Does Fidelity have equivalent ETFs of VFIAX and VDADX [closed]
I noticed that fidelity charges a fee for buying:
Vanguard Index Admiral Fund (VFIAX)
Vanguard Dividend Appreciation Fund (VDADX)
Does fidelity have equivalent funds of the above that I won't be ...
1
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1
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397
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Why do some Vanguard Admiral Shares have higher expense ratios? [duplicate]
My understanding of Vanguard "Admiral Funds" is that they charge lower management fees (have lower expense ratios) in exchange for there being a minimum investment amount.
However, it seems ...
1
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1
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Which one is the VOO ETF I'm looking for?
I'm starting my investment education. From udemy - Complete Investing Course 2021 (Stocks, ETFs Investing) I found I should look for VOO ETF.
So I searched for it on IBRK but there are many:
So ...
0
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2
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639
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Gnucash chart of accounts CSV import gives error message, stock 'accounts' not imported
I am a corporate IT veteran from the financial industry with some QA experience and a Gnucash newbie. I am working on my chart of accounts setup in an iterative manner: I make adjustments to my ...
2
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1
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203
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Fungibility of ETFs traded in GBP and USD on the London Stock Exchange
I would like to buy some shares of Vanguard FTSE All-World UCITS ETF (accumulating). According to the fact sheet, two tickers are available on the London Stock Exchange:
VWRP (traded in GBP)
VWRA (...
3
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1
answer
6k
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Is there any way to do Automatic investment in ETF?
My Goal is simple:
Contribute X amount every month to some Y Vanguard ETF
Put it on autopilot (Automatic investment) without having any transaction fees.
Since Vanguard does not charge any money for ...
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1
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813
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Is it possible for UK residents to invest in Vanguard's VGT
As a UK resident, is it possible to invest on Vanguard Information Technology ETF https://investor.vanguard.com/etf/profile/VGT? If so how?
Thanks
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2
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How are investments distributed across an index?
Let's say an individual invests a sum of money on an index, say, through Vanguard (e.g. VFIAX or VTSAX):
How does the allocation of this investment get distributed across shares of the companies in ...
7
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1
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What does "not funded by you" mean in Vanguard's college savings planner?
What does the green area called "Not funded by you" represent in this type of college 529 calculator?
Source calculator here.
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1
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212
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Why did VNQ not pay a dividend in March 2021?
I am trying to research Dividend on REITS and I was surprised to see vanguard has no dividend for its VNQ ETF. Is it the first time or may it be due to COVID?
Note: When I look at yahoo, I see, dates ...
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720
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How best to maximise the compounding effect of vanguard investing platform?
I have recently put 2K into the vanguard life strategy 100% fund, which is a pre diversified fund of funds. I also drip feed this account monthly. Now I’m putting another 2K from savings into vanguard ...
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1
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How to compute unit average cost after capital gain distributions?
My question is about how and why the average cost of a stock is re-computed after the capital gain distributions of the corresponding fund. I'll give the actual example that confuses me to ground the ...
0
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1
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76
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Vanguard Stocks and Shares ISA - pay tax in US?
If a UK citizen (only citizen in the UK, having no residency in the US or any other connection with the US) opens a Vanguard Stocks and Shares ISA and buys US stocks (e.g. in the form of VUSA), does ...
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Make a SEP contribution to a traditional IRA
I have a traditional IRA with Vanguard that originated as a 401k rollover (so they call it a Rollover IRA). This year I have a lot of self-employment income, and I am qualified to make a SEP IRA ...
0
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1
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670
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Where can one view the split between pretax, after-tax and Roth money in one's Vanguard 401(k) account?
The best I could find is https://retirementplans.vanguard.com -> Retirement plan participants -> Manage my money -> Manage my brokerage option, which gives the split between Roth money and ...
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1
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159
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Suggestion for my ETF portfolio to invest in Germany?
Below are my 3 ETFs to invest in Germany via Trade Republic as I will need to pay tax here (first 800 Euro is tax exemption). This is my first time ever to invest in stocks and I will hold it for 5+ ...
2
votes
1
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Liquidity of ETFs and Authorized Participants
I will buy the Vanguard Ftse All-World Units Etf A through my bank on Borsa di Milano (the Italian Stock Exchange). I have been told by the financial advisor of my bank that these assets have a small ...
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Why would an employer 401(k) plan prevents Roth assets from being exchanged into the SDBO Self-Directed Brokerage Option (SDBO)?
A Self-Directed Brokerage Option (SDBO) allows 401(k) plan holders to invest their 401(k) money directly into U.S. Equities, ADRs, ETFs, Publicly-traded Limited Partnerships, Publicly-traded REITs, U....
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570
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How do I track investment performance in Quicken across rollovers?
I use Quicken to track investments. I'd like to track performance. Here is a situation that feels wrong:
I buy stock S for $10/share.
I hold for 5 years.
I sell S at $20/share and buy S2 for $20/...
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2
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Why is the expense ratio of an index fund sometimes higher than its equivalent ETF?
Vanguard Total Stock Market Index Fund Investor Shares (VTSMX)'s expense ratio is 0.14% whereas VTI, its equivalent ETF, has an expense ratio of 0.03%. Why is the expense ratio of an index fund ...
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0
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How do I do an in-kind transfer of funds from an individual to joint account in Vanguard?
For a few years I had an individual brokerage account in Vanguard where I invested in some mutual funds. Now I decided to open a joint brokerage account with my wife and transfer these funds to this ...
3
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2
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1k
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Can you lose money in Vanguard money market settlement fund?
Same as the title:
Can you lose money in Vanguard money market settlement fund?
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How can one lose money with VTI? [duplicate]
I am 26 and beginning to learn about investing. I currently have no investments other than some schemes through my employer, which I've already maxed-out.
I've read that VTI is a long-term, low-risk ...
7
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2
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1k
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Invest in Vanguard Index Funds (from Germany)
I am planning to invest in Vanguard Index Funds while living/working in Germany, but only interested in specific ones (see below). But I cannot seem to find them via brokers that I usually do my ...
3
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TIAA-CREF mailed me check -- how do I roll this over into a Vanguard IRA?
I had $500 sitting in a TIAA-CREF account from over a decade ago. They liquidated all their older assets under $5K and mailed me a check for $400, deducting 20% for federal income tax.
Can I roll this ...
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WisdomTree ETFs
I have come across WisdomTree. I am quoting, as they define their line of work:
WisdomTree is an ETF sponsor and index developer that uses a
rules-based methodology to select and weight companies...
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