Questions tagged [vanguard]

For questions relating to Vanguard mutual funds, ETF's, IRA's, and other financial products.

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What is the unhedged version of VBU?

I know I should be able to find this, but I don’t see it listed anywhere online. I want to find the Canadian version of Vanguard’s total US Bond index (BND), I see VBU but this is hedged against the ...
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5 votes
1 answer
1k views

Mutual fund historic prices, seen @ Google and Yahoo, don't match my activity

I'd like to understand, how should I interpret the VFIAX mutual fund historic prices, which can be found @ Google Finance and @ Yahoo!Finance. For example, both these sites show the VFIAX closing ...
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  • 155
1 vote
1 answer
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Can I circumvent the minimum investment amount on mutual fund if I am gifted a share of that fund?

Vanguard has Information Technology Index Fund that require hefty $100,000 minimum to start investing. If a friend of mine donate(gift) me one share (current price $203.83) and I give him cash same ...
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  • 1,217
1 vote
1 answer
103 views

How to retrieve the current holdings from ETF's like VTI

I'm trying to retrieve the up-to-date list of all holdings for an ETF like VTI. There is a list here: https://investor.vanguard.com/etf/profile/overview/VTI/portfolio-holdings but it's very hard to ...
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  • 119
6 votes
2 answers
385 views

Vanguard converted many investor shares to institutional shares for their target date retirement funds: why did it create a capital gain distribution?

I read (mirror without paywall) that the fact that Vanguard converted many investor shares to institutional shares for their target date retirement funds in September 2021 created a huge capital gain ...
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1 vote
1 answer
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UK: is it possible to buy Vanguard Growth Index Funds (VGIX)? [closed]

Is it possible to invest in the Vanguard growth index funds if you're based in the UK? Either directly with Vanguard or via a broker. I asked Charles Stanley but they don't do it. Thanks
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0 votes
1 answer
60 views

Why ETF Actual Dividend yield differs after only 3 months

Will take IDVY.L as an example, dividends paid per share in September - 26.74p (30.91¢), projected dividends in December - 2.004p (2.35¢) - 13 times less. Another example - IUKD - 3 times difference ...
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6 votes
1 answer
469 views

Are the Vanguard Target Retirement Plans designed for when you turn 65, not for when you plan to retire?

During a presentation around 401k plans, my company's 401k provider just informed us that the "Vanguard Target Retirement " plans are designed for what year I turn 65, not the year I plan to ...
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  • 334
1 vote
1 answer
108 views

Does Fidelity have equivalent ETFs of VFIAX and VDADX [closed]

I noticed that fidelity charges a fee for buying: Vanguard Index Admiral Fund (VFIAX) Vanguard Dividend Appreciation Fund (VDADX) Does fidelity have equivalent funds of the above that I won't be ...
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1 answer
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Why do some Vanguard Admiral Shares have higher expense ratios? [duplicate]

My understanding of Vanguard "Admiral Funds" is that they charge lower management fees (have lower expense ratios) in exchange for there being a minimum investment amount. However, it seems ...
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1 vote
1 answer
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Which one is the VOO ETF I'm looking for?

I'm starting my investment education. From udemy - Complete Investing Course 2021 (Stocks, ETFs Investing) I found I should look for VOO ETF. So I searched for it on IBRK but there are many: So ...
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0 votes
2 answers
248 views

Gnucash chart of accounts CSV import gives error message, stock 'accounts' not imported

I am a corporate IT veteran from the financial industry with some QA experience and a Gnucash newbie. I am working on my chart of accounts setup in an iterative manner: I make adjustments to my ...
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2 votes
1 answer
133 views

Fungibility of ETFs traded in GBP and USD on the London Stock Exchange

I would like to buy some shares of Vanguard FTSE All-World UCITS ETF (accumulating). According to the fact sheet, two tickers are available on the London Stock Exchange: VWRP (traded in GBP) VWRA (...
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1 answer
493 views

Is it possible for UK residents to invest in Vanguard's VGT

As a UK resident, is it possible to invest on Vanguard Information Technology ETF https://investor.vanguard.com/etf/profile/VGT? If so how? Thanks
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0 votes
2 answers
88 views

How are investments distributed across an index?

Let's say an individual invests a sum of money on an index, say, through Vanguard (e.g. VFIAX or VTSAX): How does the allocation of this investment get distributed across shares of the companies in ...
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7 votes
1 answer
3k views

What does "not funded by you" mean in Vanguard's college savings planner?

What does the green area called "Not funded by you" represent in this type of college 529 calculator? Source calculator here.
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1 vote
1 answer
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Why did VNQ not pay a dividend in March 2021?

I am trying to research Dividend on REITS and I was surprised to see vanguard has no dividend for its VNQ ETF. Is it the first time or may it be due to COVID? Note: When I look at yahoo, I see, dates ...
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1 vote
2 answers
261 views

How best to maximise the compounding effect of vanguard investing platform?

I have recently put 2K into the vanguard life strategy 100% fund, which is a pre diversified fund of funds. I also drip feed this account monthly. Now I’m putting another 2K from savings into vanguard ...
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1 vote
1 answer
77 views

How to compute unit average cost after capital gain distributions?

My question is about how and why the average cost of a stock is re-computed after the capital gain distributions of the corresponding fund. I'll give the actual example that confuses me to ground the ...
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1 answer
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Where can one view the split between pretax, after-tax and Roth money in one's Vanguard 401(k) account?

The best I could find is https://retirementplans.vanguard.com -> Retirement plan participants -> Manage my money -> Manage my brokerage option, which gives the split between Roth money and ...
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0 votes
1 answer
61 views

Vanguard Stocks and Shares ISA - pay tax in US?

If a UK citizen (only citizen in the UK, having no residency in the US or any other connection with the US) opens a Vanguard Stocks and Shares ISA and buys US stocks (e.g. in the form of VUSA), does ...
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1 vote
1 answer
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Suggestion for my ETF portfolio to invest in Germany?

Below are my 3 ETFs to invest in Germany via Trade Republic as I will need to pay tax here (first 800 Euro is tax exemption). This is my first time ever to invest in stocks and I will hold it for 5+ ...
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2 votes
1 answer
77 views

Liquidity of ETFs and Authorized Participants

I will buy the Vanguard Ftse All-World Units Etf A through my bank on Borsa di Milano (the Italian Stock Exchange). I have been told by the financial advisor of my bank that these assets have a small ...
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10 votes
2 answers
2k views

Why is the expense ratio of an index fund sometimes higher than its equivalent ETF?

Vanguard Total Stock Market Index Fund Investor Shares (VTSMX)'s expense ratio is 0.14% whereas VTI, its equivalent ETF, has an expense ratio of 0.03%. Why is the expense ratio of an index fund ...
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1 vote
0 answers
62 views

How do I do an in-kind transfer of funds from an individual to joint account in Vanguard?

For a few years I had an individual brokerage account in Vanguard where I invested in some mutual funds. Now I decided to open a joint brokerage account with my wife and transfer these funds to this ...
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0 votes
1 answer
240 views

How can one lose money with VTI? [duplicate]

I am 26 and beginning to learn about investing. I currently have no investments other than some schemes through my employer, which I've already maxed-out. I've read that VTI is a long-term, low-risk ...
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3 votes
1 answer
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TIAA-CREF mailed me check -- how do I roll this over into a Vanguard IRA?

I had $500 sitting in a TIAA-CREF account from over a decade ago. They liquidated all their older assets under $5K and mailed me a check for $400, deducting 20% for federal income tax. Can I roll this ...
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1 vote
2 answers
118 views

WisdomTree ETFs

I have come across WisdomTree. I am quoting, as they define their line of work: WisdomTree is an ETF sponsor and index developer that uses a rules-based methodology to select and weight companies... ...
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6 votes
2 answers
906 views

Invest in Vanguard Index Funds (from Germany)

I am planning to invest in Vanguard Index Funds while living/working in Germany, but only interested in specific ones (see below). But I cannot seem to find them via brokers that I usually do my ...
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2 votes
1 answer
47 views

Do income/distributing index funds (Vanguard specifically) invest their dividends until they are being paid out

Take those two for instance: https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-developed-world-ex-uk-equity-index-fund-gbp-inc/distributions https://www.vanguardinvestor.co.uk/investments/...
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0 votes
1 answer
343 views

Cannot understand the 10 year VTI growth chart on Vanguard

The image below shows the performance of Vanguard Total Stock Market ETF (NYSE Arca: VTI). I cannot understand how $10,000 becomes $34,070 after 10 years with a 10-year return of 12.80%. Shouldn't it ...
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  • 233
0 votes
1 answer
59 views

Vanguard Digital Advisor Service Question

Vanguard Digital Advisor is an all-digital service that targets an annual net advisory fee of 0.15% across your enrolled accounts. From my research, your portfolio will consist of the following four ...
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0 votes
1 answer
289 views

How can I buy an ETF on Stock Exchange of Hong Kong as an investor in the USA? [closed]

I want to buy shares in 9169.HK Vanguard Total China Index ETF in USD. Their How To Invest page says "You can buy Vanguard ETFs through a brokerage firm during normal trading hours." But ...
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0 votes
2 answers
490 views

Index fund question regarding Vanguard 500 Index Fund Admiral Shares - compound interest

I created an account with TDAmeritrade and started investing in VFIAX(Vanguard 500 Index Fund Admiral Shares) three years ago. At the time, I thought that I am investing in an index fund. However I ...
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3 votes
1 answer
96 views

What is the difference between investing in index fund on their website over your existing bank?

I want to start investing in index fund S&P500, specifically VFIAX from Vanguard. I went to their website and started creating an account, and then it occurred to me....maybe my bank, Chase ...
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3 votes
0 answers
110 views

Why do Vanguard Mutual funds have slightly better performance than their ETF counterparts?

I'm trying to understand why in general mutual funds tend to very slightly outperform their ETF counterparts. I've put an example here but it seems to be true for the majority of mutual fund / ETFs I'...
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2 votes
0 answers
43 views

How can I gain exposure to long term treasuries across the entire globe?

A "Long-Term Treasury" fund typically holds US government debt with a long expiration date, for example, 20 to 30 years in the future. It is frequently cited as a useful portfolio component ...
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2 votes
0 answers
93 views

Vanguard Four Fund Portfolio

I have been a huge fan of vanguard index funds ever since I was 15 years old. I remember saving up my allowance and minimum wage job to make the $3,000 minimum investment in the s&p 500. My ...
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1 vote
1 answer
85 views

Is there a way to add money to my Roth IRA index fund ONLY if they can buy it at or below a certain price?

Is there a way to add money to my Roth IRA index fund ONLY if they can buy it at or below a certain price? Specifically Vanguard VTSAX since I already have met the minimum requirement (I don't have ...
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0 votes
1 answer
1k views

Vanguard S&P500 vs Vanguard U.S. Equity Index Fund

I was looking at Vanguard funds and ETF's and I can't figure out why performance(compound average return 2012-2019) of U.S. Equity Index Fund - Accumulation is better than S&P 500 UCITS ETF (VUSA)....
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12 votes
2 answers
5k views

Why there is difference between performance of Vanguard S&P500 (VUSA) and S&P500 index

I have been recently reviewing my Vanguard S&P500 (VUSA) performance and I have noticed that it does not correlate with the performance of the same ETF on their website. Inside Vangurad ...
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  • 671
3 votes
1 answer
253 views

Check if a financial firm/advisor is fraudulent/a scam in the UK (with an example)

I'm trying to understand the steps to follow to check if a financial firm/advisor is actually a scammer. For simplicity, lets stick to The UK. I have found that there is something called Financial ...
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  • 1,189
3 votes
1 answer
400 views

How can you know which index is tracked by a specific index fund?

Looking at this Vanguard UK index fund (short-term investment grade bonds). It says: The Fund seeks to provide returns consistent with the performance of the index,[...] How can I know which ...
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  • 1,189
0 votes
1 answer
214 views

Why does this ETF appear to have price drops that are (virtually) infinite over the last 5 years?

According to Yahoo Finance, the Vanguard ETF VERX.AS has several (almost) infinite drops if you look at it over the last 5 years (I don't provide the link because it is extremely long, but below there ...
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  • 1,189
2 votes
2 answers
128 views

MER of an ETF that holds another ETF?

I have an ETF: VFV (VANGUARD S&P 500 INDEX ETF) that has a fee of 0.08%. This ETF is traded in Canada and holds the U.S.-domiciled Vanguard S&P 500 ETF: VOO. This fund has a fee of 0.03%. ...
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1 vote
2 answers
177 views

How do ETF commissions work?

Let's suppose that I live in the UK, and that I have £10000 invested in Vanguard's VUSA. This ETF has an ongoing charge of 0.07%. This, added to the 0.15% account fee, it's a 0.22% total. That means ...
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  • 1,189
2 votes
2 answers
88 views

Is the UK ISA's tax relief applied to ETFs that hold stocks of non British companies?

Is the ISA's tax relief applied to ETFs like VUSA (S&P 500 index tracker), which holds stocks of countries other than the UK?
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  • 1,189
6 votes
1 answer
11k views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
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  • 197
6 votes
3 answers
850 views

Understanding the past growth of an ETF

I'm trying to understand the grow of an ETF (Vanguard VOO) over the past year. I have checked both the Vanguard web page and Google, for the same ETF, and they show massive different growths. In ...
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  • 1,189
2 votes
2 answers
233 views

Why are some managed funds' fees larger than their ETFs fees

In Australia vanguard offers the LifeStrategy® Balanced Fund (a blend of bonds, shares and so on), it has a management fee of 0.9% per year for the first 50,000$, 0.6% for up to 100,000$ and 0.29% ...
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