Questions tagged [transaction]
The transaction tag has no usage guidance.
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What are the different data levels for credit card transactions?
I recently came across this notion of levels, as in "level 3 data", for credit card transactions. I'm not sure what is meant by that concept. What are the levels for credit card transactions?...
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Intuition behind business entity concept?
Following definition is the representative of the plethora of definitions one would find on the internet:
The business entity concept declares that a business stands independently from its owner, and ...
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2
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ETF rebalancing: do I pay fees?
Consider an ETF on a broad index such as S&P500. I know that the ETF is rebalanced usually quarterly by providers such as BlackRock or MSCI. My question is: if I am long that ETF, do I incur in ...
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How to anonymously send money to a seller (without using crypto)? [closed]
I want to send money to a seller without giving them my info (name, address etc). However, they don't accept crypto. Paypal is an easy option but I heard my personal details get sent to them along ...
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Why would a loan company deposit a small amount into my account and require I send it back?
Why would a loan company deposit a small amount of money into your account to verify if you are honest about repaying the loan you’re asking for?
They want to deposit a small amount into my account, ...
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6
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Cryptocurrency: What happens to coin value when it's transfered from one blockchain network to other?
I am very new to cryptos and trying to understand how transferring of a coin from one blockchain network to another works.
For example, let's say that:
The Bitcoin blockchain has X coins in ...
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Is there a way to bypass POS Credit Card processing fees?
Summary: If you have a shop and you accept Credit/Debit cards like Visa, Mastercard, Maestro, American Express, etc., you have to pay a fee. Is there any way to keep accepting those cards without ...
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How is the actual stock transaction price determined? [duplicate]
Let's say that for some stock, the current highest bid price is $5.01 and the current lowest ask price is $5.05. Or in more detail, the following orders are queued (for simplicity, only one share per ...
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What could possibly explain this minor data difference from my bank? [closed]
Half a year ago, I logged into my bank's website and fetched all transaction records for my account as far back as it allowed me, which meant down to the first day of 2009. Saved as CSV file.
For ...
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How should I deal with how the bank/VISA/companies deal with "flexible" charges?
After my bank made it impossible to auto-fetch any data, requiring an extremely tedious and manual process each time I need to log in to their website, I was forced to give up my "automated ...
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If I link my PayPal account to bank account does my bank know the balance of PayPal account or transactions?
I know how to transfer and setup of bank account to PayPal. My concern is if my bank is connected to PayPal, and how will bank know the transactions and PayPal balance?
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How can someone hack our bank account?
Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
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How do I merge deposits to Checking/Savings into a split transaction for Salary in GnuCash?
I just started using GnuCash for personal use and am just as new to accounting, other than some college courses decades ago.
I am able to import Checking and Savings transactions from my credit union (...
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What is an escrow and how does it work? Practical example
I cannot understand the concept of escrow.
Wikipedia provides the following example:
Escrow generally refers to money held by a third party on behalf of
transacting parties. It is mostly used ...
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219
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Dispute unauthorized charge on PayPal
I have an unauthorized charge for 500 dollars on my PayPal sent to a random person. I contacted PayPal about this and within 2 hours, they responded that they had thoroughly looked into the case and ...
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UK First house purchase - Amount solicitor has requested is greater than the amount I am expecting
I am currently in the process of buying my first house (UK), and am nearing the point of exchange of contracts. I have started transferring funds to my solicitor ahead of the exchange, but have ...
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How should I handle charges which are one sum when they are pulled from my bank account, but then later change?
I order groceries including some bananas.
The store charges my bank account with $150, which shows up as -$150 in my bank account.
Some days pass and the delivery takes place. I don't get any bananas ...
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How can a client pay me for freelance work if I don't want him to know my name and he is uncomfortable using bitcoin?
I've been contacted on a specialized Internet forum and offered a well-paid one-off job to translate a highly specialized text, and I'm happy to accept the offer, but there's a problem: I have always ...
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Gnucash: Change transaction description globally?
I'm running Gnucash 3.8b+(2019-12-29). If there's a way to change a transaction description throughout an account, I can't find it. The internet isn't yielding up any interesting suggestions, either. ...
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How to mitigate price fluctuations between placing a mutual fund sell order and it actually being executed?
Just like many others, my wife and I make use of a DIY investment platform; a company who gives us the ability to buy different types of products (funds, ETFS, stocks, etc.) through a single entity.
...
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How to calculate annualized rate of return over multiple transactions
The annual rate of return on an investment can be calculated as
And the top response to this question suggests that the return on a portfolio of such purchases is simply the weighted average of ...
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Calculating returns with trading costs
This perhaps is an over simplification of calculating trading returns while including trading costs. I've made some assumptions - the commission for investing and extracting an investment is 1% and 2% ...
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Small business owner [closed]
Considering the current crude oil negative price situation, I do have available storage for roughly 50,000 barrels. Can be twice that much within a week. Am I in the ballpark of being someone (a small ...
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How can I find a RIB code in a SBI passbook?
I want my dad to transfer me money from my country which is Ivory Coast (Cote d'Ivoire) in Africa. So they are asking for a RIB code; I don't know to which details it matches in SBI and I can't find ...
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Online Store is authorised but did not take the funds yet (initially deduced and then returned to my bank account)
Recently, I've done an online shopping for (~240 GBP) using my debit card (british bank). I have seen that the money has been initially deduced from my bank account, which I assumed was all fine, ...
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How can I scrap the ATM transaction fee of a major bank in Canada, customer for 20 years, from now on?
I am with a major bank in Canada that charges a particular fee for visa credit card and ATM debit card money withdrawal and probably for deposit also.
I pay interest for the credit card.
I have been ...
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Could anyone explain these kinds of transactions on paypal?
From the following transaction history, we could see that Despiau Bruno (Probably fake name) added 229.22 USD to my paypal account. Then he, without my knowledge, use it to buy 225x Kaspersky Internet ...
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4
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Do businesses save their customers' credit card information until the payment is finalized?
Paying by credit card is sometimes a multi-step process. In some of those cases, only the initial authorization is made at the point of sale; the finalized transactions are usually entered as a batch ...
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Is it safe to give credit card first 6 numbers+ last 4 over email? [duplicate]
A company that I had previously had a subscription with and cancelled continues to charge me, so I contact their support team and they say that their system shows me to be cancelled. They have asked ...
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Credit Union taking 2 months to post transactions
Is there a rule or law on how long credit unions can take to post transactions? Everything I've seen says it should take immediately as debit or 1 to 2 days as credit. However, I'm having some ATM ...
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429
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Can I get a confirmation that a pending card transaction details are real?
I'm going to make a deal over the Internet with a payment onto my Mastercard debit card (for providing some service online); a part of the payment will be done up front. I'll have a (not editable or ...
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Zelle accidentally sent me a “transaction credit”
The amount is the same that is deposited into my account for my full time job so I contacted my employers already as well. Now sure if Zelle can take the money back?
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What does the ATM error message "085-CVR CHECK FAILED" mean?
Today when I tried to withdraw money from the ATM. My transaction was declined, I received this message
The transaction dated 08-Jun-19 20:44:31 through card ending 7123 has been declined due to 085-...
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Actual time of a credit card transaction
how can I find out the exact time my credit card was processed at a supermarket? My bank statement only tells me the day not the time
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How Were the Scammers from North Korea able to Hack SWIFT CODES?
Sanctions-Hit North Korea Stole $13.5 Million From Cosmos Bank: Report
North Korea was reportedly using cyberspace for undercover operations "to acquire funds through a variety of measures in order ...
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Why don't banks process money transfers more often?
From what I've seen, most banks process money during night batches and once during the day around lunch time. Some resources I found say that during the day most banks process transactions at 10:30, ...
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Retailer charged different amount on my card
A little bit of context:
I did some online shopping.
I added some items in the basket for total amount of 770 and payed online with my card.
the 770 value transaction was status "pending" on my bank ...
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Why do foreign transactions take so long to post to online banking statement?
I have been in a foreign country for the last week and none of my purchases have been posted on my online banking statement and i "still have the same amount of money in my account" (put in quotes ...
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Unknown Zelle payment
A Zelle transfer appeared on my bank account that I didn't make. Zelle says to contact my bank for more info on who was paid, but they say money was paid to Zelle! How do I find out who got my money?!...
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How are multi-billion transactions executed? [closed]
So when we think of multi-billion dollar cash transactions such as cash-based M&A deals, large real-estate projects ,etc. how are these transactions executed?
Is it similar to me using my ...
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How do people know if there are sufficient funds available when accepting payment by check?
I don't know a lot about paper checks because I have never seen one, and I don't live in America.
Suppose person A gives person B a check for $100,000 in payment for something in a shop. How can B be ...
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How to delete multiple transactions at once in GnuCash?
How can I delete multiple transactions in a batch in GnuCash?
My specific use-case is that I am treating each year as a standalone gnucash file. I start with a copy of the previous year and import ...
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What does "buyer is maker" mean?
What do "buyer is maker" and "buyer is not maker" mean? If a trade happens where the "buyer is maker", does that mean that the trade happened as buyer bought a share?
I ...
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Does transferring $10 to various bank accounts count as money laundering?
I am making an app that rewards users with real money for using the app. The money comes from the profit I get from ads the user views. Basically, I am sharing my ads profit with my users.
However, ...
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Simple problem: how much cash was collected from customers? [closed]
Our professor posted this practice exam question, and I'm having trouble understanding why the answer key is correct:
The balance in Accounts Receivable was $650,000 at the beginning of the year ...
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How is double-spending prevented in traditional banking?
I have been getting familiar with crypto currencies and, in particular, with the double spending problem. This has brought up the question of how double-spending is prevented and controlled in ...
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Can a transaction be void if the reader said it has been approved?
Yesterday I made an in-person payment using the contactless functionality of my debit card, the reader said that the payment was approved and the transaction was complete.
The money from this ...
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Why do banks not provide date/time of original transactions? [closed]
Obviously, when you look at your bank's transaction history, it will show the date when transactions were cleared, as that's the date that really matters. But I also know that banks are capable of ...
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Does a low expense ratio off-set a transaction fee? Or is it better to go with a high-ratio mutual fund without a transaction fee?
I currently use Fidelity for my Roth IRA. I am very interested in socially-responsible/sustainable/alternative energy investing. However for these type of funds I am typically finding 2 options:
ex: ...
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Is the 0.3% French tax on French securities (including U.S ADR) applicable to sales as well?
Investors may get an unpleasant surprise when they invest in French stocks, even those listed overseas like U.S. The U.S ADRs of French companies are affected as well. There is a French Transaction ...
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