Questions tagged [terminology]

For questions about the meaning and usage of specific terms used in personal finance, alternative names for concepts, etc.

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3answers
264 views

What is a checking account and how does it work?

Often you see the distinction of a saving accounts and a checking account in personal accounting software. The terminology my bank uses, are personal and saving accounts. At least in the BeNeLux ...
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4answers
15k views

What's the difference between Buy and Sell price on the stock exchange [duplicate]

I am new to stock investments. I usually ask for stock broker to write up a quote for me. I can also check the prices on the Malawi Stock Exchange website. However I am not sure which price she quotes,...
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2answers
2k views

Total assets and current assets

I was looking into company investment data and was doing some ratio calculation when I stumbled upon 4 Terms "Total Assets", "Current Assets", "Total Liabilities", "Current Liabilities". My instinct ...
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1answer
77 views

What to know before purchasing Individual Bonds?

What are the different factors and terms one should be acquainted with before investing in individual bonds? I'm currently looking at: It's all rather foreign to me though. When I look at this page ...
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2answers
3k views

What is the difference between direct plans and Institutional Plan?

When I look at ultra short term funds, I generally see at least these two options for a given fund house. If the fund house name is "ABC", then I generally see these 2 options: ABC Ultra Short Term ...
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1answer
323 views

What's the difference between shares outstanding and regular shares?

Reading the Investopedia definition of outstanding shares, it seems like it includes all cases for a share. So how is it different than a regular share? In other words, why not just call it a share?
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1answer
734 views

What's the difference between 365D, 52W, 12M, 1Y in stock market?

I would like to calc calculate SMA (Simple Moving Average) these kind of data myself and found the following question: What's the difference between 365D, 52W, 12M, 1Y in stock market? Does holiday ...
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2answers
199k views

What's the difference between a certified check, a cashier's check, a money order, and a bank draft?

The question comes from reading this answer. I've heard these terms used somewhat interchangeably, but I have no idea what the differences are. What's the difference between a certified check, a ...
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1answer
168 views

what does "payout" mean

From Smart Cities by Anthony M. Townsend: Finding growth opportunities has become a constant struggle for Cisco, and to make a dent on the bottom line it needs to have billion-dollar payouts. ...
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1answer
575 views

Free cash flow and capex on morningstar.com

When looking at for example Netflix’s cash flow statements here http://financials.morningstar.com/cash-flow/cf.html?t=NFLX&region=usa&culture=en-US&ownerCountry=USA, there is a big ...
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1answer
192 views

What is the term for a shared budget?

My girlfriend and I created an interesting budget but we have no idea what to call it other than "the budget". These are the rules we set for ourselves: Every month, I am allowed to spend $32 on ...
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3answers
256 views

What is the meaning of "$N industry"?

For example, in the sentence "Semiconductor fabrication is a $100 billion industry.", what exactly is being said?
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2answers
25k views

Why is routing number called ABA/ABN number?

That's what my bank said. But how does ABA and ABN stand for "routing" in anyway
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1answer
125 views

What is done to capital to create a perpetuity

I'm trying to find a word. When one has capital, and does a particular process to it, they can create a perpetuity from it. I'm not actually certain, perpetuity is the right word here. By perpetuity ...
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3answers
922 views

Is Bitcoin a commodity or a currency [duplicate]

Bitcoin can be classified as a currency as it can be used as an medium of exchange or classified as an commodity given its speculative and volatile nature. What should we classify Bitcoin as ??
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2answers
12k views

What is the difference between trading and non-trading stock?

I am trying to set up an accounting program and would like to clearly understand what the terms "trading" and "non-trading" stock refer to.
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1answer
5k views

Bond : Difference between coupon and yield

On a bond chart, I always see the terms: Yield & Coupon, which seem to mean the same thing. What is the difference between these two terms?
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1answer
504 views

Looking for a term that represents open, high, low, close, volume

I'm writing a little test app this weekend and I'm trying to come up with a name that represents this data: open price close price high price low price time open time close volume So far I've ...
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1answer
232 views

What do "yield type" and "duration" mean in this table of bonds?

In this table of bonds, what do the columns "Yield Type" (values e.g. "C", "M") and "Duration" mean? I thought "Duration" would be the number of years to maturity, but the values seem to be something ...
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1answer
250 views

Would an ESOP issue physical shares or stock options (call options) to participating employees?

The ESOP (Employee Stock Options Plan) has the word 'options' in it. Is it the same "options" as in "futures and options', i.e are there physical company shares held under the ESOP in an employee's ...
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1answer
1k views

What is meant by "buy-side firm" and "sell-side firm"?

Why are institutions knows as buy-side firms, and broker-dealers known as sell-side firms? From what I understand, both institutions and broker-dealers do both buying and selling, so what is this ...
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4answers
6k views

Why is a stock dividend considered a dividend? What makes it different from a stock split?

I've been reading Principles of Corporate Finance by Brealey, Myers and Allen, but unfortunately they did not cover stock dividends. From what I understand, by paying a dividend, a company can ...
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2answers
6k views

What is the difference between hedging and diversification? How does each reduce risk?

Hedging and diversification are both used for reducing financial risks, but what are the exact differences between these two?
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1answer
317 views

Can I get a dumbed down explanation of risk measures used for evaluating stocks?

Hoping this will be a good reference question for the site. Can someone explain in a way that doesn't require a lot of math/statistics background what the following terms mean when analyzing the ...
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1answer
105 views

With respect to life insurance, why is reversionary bonus called "reversionary"?

I've googled reversionary bonus and can see that it's a an addition to insured benefits (often made annually). But why is it called "reversionary"? Is something reverting? Who to?
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1answer
9k views

What's the difference between "direct credit" vs. "local wire transfer"?

Wikipedia states that the alternatives to cheques include "direct credit" and "wire transfer" among others. What is the difference between "direct credit" and "local wire transfer"? For example, ...
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5answers
330 views

Is there a term for the risk of investing in an asset with a positive but inferior return?

For example, say I invest in a 5-year certificate of deposit at 3% annually. Let's assume the bank delivers on time (no defaults). However, a month after I buy it, another bank offered a 4% 5-year ...
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2answers
88 views

Clarify on some Stocks Terminology

For the volume of a stock that is listed on, www.finance.google.com, what kind of measurement is that? Is that the number of shares that were traded? or something else? On the CNBC ticket screen, ...
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1answer
742 views

Meaning of "Provision of Collateral"

When I reading about bank processing, I encountered some difficulties. I want to know the meaning of "provision of collateral".
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2answers
168 views

In a hedge fund, what is a "Partner"?

I will be meeting with representatives of a hedge fund (doing HFT FX trading), one of whom is titled "Partner". In the context of a hedge fund, what is the role of a "Partner"?
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3answers
7k views

What exactly is BATS Chi-X Europe?

I was told that BATS Chi-X Europe is not a stock exchange, that rather it is an equity market. The Wikipedia article states that it is an alternative to exchange traded equities and exchange-traded ...
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2answers
297 views

What does "basis points" mean in this context?

I read this sentence: Egypt's central bank cut its benchmark overnight deposit rate by another 50 basis points to 8.75 percent, its second rate cut in two months. What does basis points mean ...
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1answer
72k views

What does "first, last and deposit" mean when looking for an apartment?

I was online looking for an apartment. It says, "we'll only need first, last, and deposit once your application is approved." What does this mean?
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1answer
80k views

What does the term alias mean in the context of payment cards?

What does the term alias mean in the context of payment cards? I understand it's somehow linked to a card number but what is its purpose?
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2answers
10k views

Is "AGI" the same thing as "taxable income"?

While researching how to determine my marginal tax rate, I came across the term "taxable income". Is "Adjusted Gross Income" (AGI) the same thing as "taxable income"?
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2answers
74k views

What is the difference between a Loan, a Lien, and a Mortgage?

I recently heard someone talk about a Lien as thought it was similar to a Loan. I googled various things for a while and came to no concrete, concise answer. If a Lien or a Mortgage is a "type of ...
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2answers
13k views

What is the difference between "withdrawal" and "distribution" from a 401(k)?

My 401(k) plan lists several fees associated with my account. One of the fees is "Final Distribution", which is "$50.00 per distribution". Another is "Withdrawal", which is "$50.00 per withdrawal". ...
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1answer
184 views

What are "credit" transactions I see in my credit card bill?

I see some transactions on my credit card bill labeled as "credited". They are different from other regular transactions (sometimes labeled as "debit") in a way that makes their nature seem opposite ...
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1answer
18k views

Is there a difference between a company's profit vs earnings?

I am reading through a company's annual report trying to do research on whether I should invest in them. I'm new at all this and it's got a lot of complicated terms which I'm unsure about. One thing ...
7
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1answer
18k views

Where is "Cash Credit from Unsettled Activity" coming from?

It's only been a month and few days since I started investing in my Roth IRA with Fidelity. Today, when I checked Portfolio Positions page, there was this thing called, "Cash Credit from Unsettled ...
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2answers
2k views

Is there a country that uses the term "dollar" for currency without also using "cents" as fractional monetary units?

I'm wondering if there exists a country that uses the specific name "dollar" for their currency, without also using the concept where 1/100 of one dollar is called a "cent". Does such a currency ...
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2answers
230 views

What is a weak long in the stock market?

What is a weak long? I often hear the term 'shaking out the weak longs' which I believe refers to the temporary drop of a stock that forces novice traders (like me) to sell in panic, driving prices ...
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3answers
9k views

Is there a term that better describes a compound annual growth rate (CAGR) when it is negative?

When calculating rates of return for an investment or portfolio over time, whether to report or compare performance, one frequently calculates the Compound Annual Growth Rate (CAGR). I've got a ...
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1answer
2k views

Is there a difference between managerial accounting and financial accounting?

In many universities and schools, there is both a Managerial Accounting and a Financial Accounting course. From what I can gather, Financial Accounting covers accounting from an perspective of an ...
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1answer
14k views

What does it mean when a business reports its costs on a "fully loaded basis"?

What does it mean to ask a private business to report their costs "on a fully loaded basis"? And then to ask them to "please indicate the fully loaded basis for which the costs are reported"?
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2answers
743 views

What does it mean when someone says "FTSE closed at xxx today"

When someone says "The FTSE closed at 402 today," what does this actually mean? Is it the company who had the best stock price increase or a sum of all the companies or something else?
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3answers
901 views

What do these numbers mean? (futures)

The S&P closed at 1588.85 on April 12th. On www.bloomberg.com/markets/stocks/futures/ For stock futures, it gives the following data: > Index Future | Future Date | Last S&P ...
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3answers
3k views

What does the term "match the market" mean?

What's the difference betweeng "matching" the market and "beating" the market?
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2answers
17k views

"Out of Pocket Maximum" and health insurance plan terminology & calculation?

I'm trying to understand the terminology on my health plan. I've read numerous websites, which have only confused me more, as they fail to use examples (more than one should be required) for people ...
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2answers
3k views

What's the difference between gross pay and net pay? What do the withholdings mean?

I work as a course assistant for a college. On it, it says that my gross pay is $864, and my net pay is $714.70. Apparently, "fed withholding" and "NH state withholding" took away $108.38 and $40.92 ...

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