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Questions tagged [terminology]

For questions about the meaning and usage of specific terms used in personal finance, alternative names for concepts, etc.

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What does "origine: pur ordinaire" mean in the list of stocks in a French brokerage account?

What does "origine: pur ordinaire" mean in the list of stocks in a brokerage account? I understand that an "action ordinaire" means: An ordinary share is a type of share that ...
Franck Dernoncourt's user avatar
0 votes
1 answer
83 views

What does Takeout and Putup mean?

What does takeout and putup values mean in fixed income trade and how would you interpret these values?
the_brass_bottle's user avatar
1 vote
1 answer
78 views

What exactly is wrong with treating two conceptually similar trading indicators as independent pieces of evidence?

Suppose you come across a financial trading system which starts by checking a security's 200-Period Moving Average, either by itself or in conjunction with the security's price data, perhaps signaling ...
user10478's user avatar
  • 111
1 vote
0 answers
65 views

Why are Market Cap Categories Not Consistent?

According to Investopedia, a "small cap" company is between $300M and $2Bn. However, on Fidelity, companies are marked as being "micro cap" until they have a market cap greater ...
awesame's user avatar
  • 19
0 votes
1 answer
2k views

What does "Puttable Upon Death Of Holder" mean when purchasing a CD online from a brokerage via a Joint-Tenant w/ Survivorship account?

What does "Puttable Upon Death Of Holder" mean when purchasing a CD online from a brokerage via a Joint-Tenant with Survivorship account? Who is the "holder" in that case? And ...
Tim's user avatar
  • 151
1 vote
1 answer
74 views

What is a trust? (Canada)

I'm having a very difficult time researching what exactly a trust is. Is a for-profit company with some additional agreements? Is it a not for profit? If it's neither of the two, and is simply a ...
Anton's user avatar
  • 147
0 votes
0 answers
46 views

What legal dictionary does the CRA use for business and tax terminology?

I am currently looking for the technical definition used by Canada's Revenue Agency for these words: Payment Capital Debt Obligation To determine whether payments made towards my margin loan in my ...
AlanSTACK's user avatar
  • 1,570
0 votes
1 answer
99 views

Is it wrong to say that a company only has a single stock?

I'm a newbie to investing and I was doing some research regarding the difference between stocks and shares. According to Investopedia stock simply refers to partial ownership of a company, whereas a ...
andrej's user avatar
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-5 votes
1 answer
107 views

Given a pair of currencies, are there one or several interbank currency exchange rates?

Let's consider a pair of currencies, e.g. EUR -> USD. Are there one or several interbank currency exchange rates? I see that both Revolut and OFX claim to use the interbank currency exchange rate, ...
Franck Dernoncourt's user avatar
-4 votes
1 answer
225 views

What does the EE stand for in EE bonds?

I wonder what the letters "EE" represent in "EE bonds", i.e. whether it's an acronym and if so, what the full form of the EE acronym? I searched quite a bit and couldn't find the ...
Franck Dernoncourt's user avatar
1 vote
1 answer
274 views

What's the difference between markups and "commissions, transaction fees and contract fees" when purchasing individual bonds on the secondary market?

I read on forbes.com: It can be difficult for investors to know the true cost of individual bonds on the secondary market, as prices frequently include markups. In addition, it’s entirely possible to ...
Franck Dernoncourt's user avatar
2 votes
1 answer
68 views

What's the difference between "Frais de gestion annuels (max.)" (~expense ratio) and "Total des frais sur encours" (~expenses on outstanding amounts)?

I see two fees on the ETF report below: Frais de gestion annuels (max.), which can be translated as expense ratio. Total des frais sur encours, which can be translated as total expenses on ...
Franck Dernoncourt's user avatar
-1 votes
2 answers
95 views

What's the "Fixed Interest Strategy Amount Withheld" in a life insurance?

For example, I'm looking at the Nationwide Indexed Universal Life Accumulator II 2020 life insurance with a Long-term Care Rider. Each month, the client pays some premium, say 50 USD. From the amount, ...
Franck Dernoncourt's user avatar
-1 votes
1 answer
132 views

What's an Index Interest Strategy Charge Rate in a long-term care (LTC) insurance plan?

I'm looking at some Life Insurance Illustration (mirror) for the Long-term care (LTC) insurance plan "Nationwide Indexed UL Protector II 2020" managed by the Nationwide Life and Annuity ...
Franck Dernoncourt's user avatar
-8 votes
2 answers
614 views

Why is a ‘Q’ added to the ticker symbol of a bankrupt company?

I read on investopedia.com: If it's a Chapter 11 bankruptcy, common stock shares will become practically worthless and will stop paying dividends. The stock may be delisted on the major stock ...
Franck Dernoncourt's user avatar
2 votes
3 answers
195 views

What is the difference between Capitalization Rate and Return on Assets?

In real estate, the capitalization rate (cap rate) is one of the metrics used to assess the rental profitability of a property. The formula for capitalization rate is net operating income divided by ...
Flux's user avatar
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1 vote
4 answers
241 views

What is meant by daily high/low and monthly high/low when it comes to stocks?

I have started reading financial information. I see mention of stocks reaching "daily highs", "monthly highs" and so on. What is the exact of these descriptions? What is a daily ...
StatsScared's user avatar
0 votes
1 answer
286 views

What's the name for a group of people pooling fund every period then loaning the collected sum to a single member periodically?

I got into an argument with a family member about a loaning mechanism they and their friends are using. They detailed it this way: in a group of 5, every member submits $200 to a safe keeper in the ...
Kaki Master Of Time's user avatar
0 votes
1 answer
2k views

What is a 5 handle when talking about increases/decreases in price?

I keep hearing people say "its a 5 handle" or 3 handle, various numbers like that. I'm not sure if this is related to the cup with handle pattern or something else. And if it is related to ...
Marcelino Lucero III's user avatar
4 votes
3 answers
1k views

What does the term Other Revenue mean?

I am looking at Target's recent earnings release which can be found at the following URL:Earnings Release. On page five it show two types of revenue: sales and other revenue. What does other revenue ...
Bob's user avatar
  • 1,519
22 votes
7 answers
10k views

"Buy assets, not liabilities": How is it possible to buy a liability?

Some personal finance gurus such as Robert Kiyosaki claim that people should "buy assets, not liabilities". This made me wonder: is it even possible to buy a liability? From what I have ...
Flux's user avatar
  • 17.1k
1 vote
1 answer
56 views

What is the spread between maturities called?

Credit spreads typically compare two bonds of the same maturity. For example, a 10-year US Treasury yielding 3% might be compared to a Corporate Bond yielding 4.5% and we'd say the spread was 1.5%. ...
Ben Parizek's user avatar
25 votes
1 answer
6k views

What does 'mutual' mean in mutual fund?

I am confused on the usage of 'mutual'. Is there any 'mutual benefit' or 'mutual dependence' between the participants (unit holders) in a mutual fund? It looks more like a 'mixed fund' with diverse ...
Dynamic_equilibrium's user avatar
0 votes
1 answer
274 views

To what car value does Glass's Guide refer to wrt insurance?

If ones car is written off in an accident, a statement such as "We have used the Glass's guide for valuation of your vehicle" is expected from the insurance company one is dealing with. ...
User65535's user avatar
  • 480
19 votes
3 answers
4k views

What is crypto deleveraging?

This excerpt says: Multiple crypto company failures shouldn’t be surprising given huge price declines among tokens, and entities that used higher leverage in the past are the most vulnerable, ...
user3156459's user avatar
0 votes
2 answers
1k views

Extension of Credit meaning

I'm reading some finance literature and often when it refers to loan it instead uses these term: extending credit extension of credit credit extension When I google define "credit extension&...
woky's user avatar
  • 113
0 votes
1 answer
150 views

What does "haircut" mean here?

I'm reading WHAT HAS WORKED IN INVESTING, and quote When liquidation value appraisals are made, the estimated "haircut" on accounts receivable and inventory is often recouped or exceeded by ...
daisy's user avatar
  • 579
8 votes
2 answers
2k views

Does the term "ordinary dividends" include qualified dividends?

There seems to be some inconsistency in the usage of the term "ordinary dividends". (I'm considering the United States tax system.) Most online sites seem to define the terms "ordinary ...
tparker's user avatar
  • 888
0 votes
1 answer
72 views

Investment plans which give daily profit vs investment plans which give profit only at the end of a lock period

What is a good terminology for distinguishing between these two types of investments: An investment plan which gives daily profit, where the funds (initial investment plus profits) can be redeemed at ...
bbbbbbbbb's user avatar
  • 101
2 votes
6 answers
4k views

Why isn't there a universal investment standard/benchmark?

When I watch golf and look at the results of the top players, I can immediately know exactly how they compare both to the standard (called par) and to each other. Why doesn't investing have such a ...
soakley's user avatar
  • 330
0 votes
1 answer
83 views

Corporate Finance Vs Corporate Finance? (w/ context differences)

I've heard corporate finance in 2 very different contexts, one referring to IBD, S&T, PE, VC and hedge funds, the other referring to a more financial accounting oriented role (at the same level w/ ...
piny88's user avatar
  • 59
1 vote
1 answer
79 views

What do you call leveraged real estate investors?

Is there a specific term or name for people who try to make a living by leveraging real estate? By that I mean those people who read get-rich-quick books and then borrow money to buy a property, rent ...
Five Bagger's user avatar
  • 9,785
2 votes
2 answers
107 views

Does M8 contains 8 months?

The webpage https://www.sec.gov/files/aqfsn_1.pdf describe a term M8: M8 means 1st through 2nd trimester.Google search shows that trimester is a period of three months. 1st through 2nd trimester = 3+...
showkey's user avatar
  • 433
-1 votes
2 answers
107 views

What's the difference between a conventional index mutual fund and a non-conventional index mutual fund?

I read the term "conventional index mutual funds" in several places. E.g., https://investor.vanguard.com/etf/faqs: Similar to conventional index mutual funds, most ETFs try to track an ...
Franck Dernoncourt's user avatar
2 votes
1 answer
76 views

Mutual Fund: Dividends vs. Distributions

Take an actively managed mutual fund that trades stocks including dividend-paying ones. The fund can make money in 2 ways: Receive dividends from dividend-paying stocks Sell stocks above cost for a ...
ToniAz's user avatar
  • 506
7 votes
1 answer
2k views

What does "GILEAD SCIENCES INC REV NRA W/H ,03/30" mean?

What does the GILEAD SCIENCES INC REV NRA W/H ,03/30 mean in my broker's statement? I mean, the INC REV NRA W/H ,03/30 part. Is that a dividend?
AGamePlayer's user avatar
  • 2,527
-7 votes
1 answer
84 views

How could I locate any global corporation which sells to the private sector directly through E-commerce? [closed]

I understood that in recent years there is a tendency for some corporations (such as Coca Cola and Mutti1 at least in some countries) to sell directly to retail customers / private sector, if the ...
retailer's user avatar
0 votes
1 answer
53 views

What are the terms for these interest rate types? [closed]

I'm a beginner, so I don't know the right term for the following interest rates: The interest rate between the Federal (in US) or Central bank and local banks? Between banks themselves? Between ...
huab's user avatar
  • 927
-3 votes
1 answer
72 views

Word to describe increase shareholding in something

Suppose Company Z had a 30% stake in Company A. Then, Company Z bought another 15% stake in Company A, bringing the total to 45%. I want to find a specific term for this situation. I had initially ...
Arash Howaida's user avatar
1 vote
1 answer
205 views

How does the IRS define non-compliance?

How does the IRS define non-compliance? If an individual taxpayer makes a typo of $1 on a tax form, does the IRS consider that person to be non-compliant? Is there a scope of actions that the word ...
user avatar
1 vote
2 answers
60 views

What is buying an option (capital market)?

I assumed that one either invests in a stock and becomes an "owner" of some sort or just covers a debt to do that but I have read that people can also buy "options" in the capital ...
user avatar
-1 votes
2 answers
174 views

Why is the real estate excise tax referred to as an excise tax instead of a sale tax in the United States?

In real estate in the United States, local and state governments may levy a real estate excise tax (or REET) on the sale of real property. E.g., in Washington, the excise tax is as follows (as of 2021-...
Franck Dernoncourt's user avatar
1 vote
1 answer
47 views

Core Processing - Month & Year Length in Calculations

I'm looking for information into how financial institutions and their core processors perform their calculations. More specifically, how the month and year lengths are factored in. First, are there ...
FamousAv8er's user avatar
0 votes
0 answers
89 views

Loan Payment Formula Terminology

Consider the following formula: Payment = P * ([r * (1 + r)^n] / [([1 + r]^n) - 1]) Do any parts of this expression (not single variables) have a name? For example, (1 + r)^n repeats. Is there a name ...
FamousAv8er's user avatar
29 votes
3 answers
6k views

Are currency terms like USD, EUR, CNY used in all languages?

Currency codes like USD, EUR and CNY are well known in English. In accountancy documentation prepared in non-English languages, are these same terms used for foreign currency or are they translated? ...
Hand-E-Food's user avatar
2 votes
1 answer
177 views

What is the name for the bank a check is written against?

I'm drafting a contract and want it to say that payment will be made by (among other ways) checks from a US bank (not from banks in other countries). What's the correct way to refer to the bank that a ...
nerdfever.com's user avatar
8 votes
3 answers
6k views

Why would a bank refund appear as a debit on my billing statement?

My bank in the US sent me a check accompanied by this letter: We're providing the attached check due to a refund on your account. This amount may appear as a debit on your billing statement. Why ...
Franck Dernoncourt's user avatar
0 votes
1 answer
169 views

What is the difference between a deferred annuity and an endowment policy?

This is a follow up question on Financial product where the investor makes regular contributions and receives a lump sum. "Deferred annuity" and "endowment policy" are the ...
Flux's user avatar
  • 17.1k
16 votes
3 answers
4k views

Why is the "discount rate", charged to merchants in card transactions, called that?

When accepting payment via a credit card or debit card, a merchant is charged a "discount rate" (or "discount fee") by the acquiring bank. For example, when a merchant receives a ...
Jon Schneider's user avatar
47 votes
9 answers
18k views

Am I a billionaire if a friend gives me $1000 for 0.0001% of my "company"?

If my friend gives me a thousand dollars for 0.0001% of my "company", am I technically a Billionaire now?
Aditya_math's user avatar

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