Questions tagged [termination]

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24
votes
5answers
16k views

401(k) investment after being fired. Do I own it?

A friend was released from their job after 4 years, not vested. I understand 5 years are required to be vested. Are they entitled to the contributions they made to the 401(k)?
15
votes
11answers
13k views

In the U.S., do you get paid for vacation days untaken when you leave a job?

In the U.S., do you get paid for vacation days untaken when you leave a job?
9
votes
1answer
369 views

If I have a pension with my employer and then leave, is the pension mine to take with me?

Is the answer to this different if I choose to leave, versus if my employment is terminated? Are the funds my employer contributes towards my pension fund treated differently than the ones I ...
8
votes
1answer
246 views

What happens when your Canadian ETF shuts down?

I just got a notice that an ETF I own will termiate in 2 months if the shareholders don't vote for an extension. I understand that if I kept the shares until the termination date, I would get a ...
5
votes
2answers
4k views

Ramifications of closing my Wells Fargo cash secured credit card only 3 months after opening

How do I continue using my Wells Fargo cash secured credit card once they change their ToS and start charging a $15+ monthly account service fee in addition to the $18 secured credit card fee from ...
3
votes
2answers
1k views

During the cobra 60 days election period, can I go to the doctor?

I was recently terminated and my health insurance stopped working. I got the cobra option, but I didn't sign up to it yet as I have 60 days to do so. My question is: Can I go to the doctor in this ...
3
votes
2answers
370 views

Canceling a Rental lease hours after signing

I am looking for an apartment and I came across a property management that had some rentals available. The person in the leasing office of the property management gave me a sheet with buildings ...
3
votes
1answer
164 views

The penalty on early redemption of a personal loan

According to the TOS written here: https://www.sc.com/sg/personal-banking/tnc/en/_pdf/cb_all-tnc.pdf (bottom of page 51) 37.2 The following terms and charges will apply if you close the CashOne ...
3
votes
1answer
7k views

Cashing in unused holiday days when leaving a job: how not to get ripped off? [UK]

If you leave your job, and have several days holiday left, how can you be sure to get them? For example, you have a 1 months notice period, and you have 15 days holiday left, you probably can't use ...
1
vote
2answers
882 views

FSA when a retirement agreement has been put into place

If I take advantage of retirement incentive in which I agree in November to retire effective June 30 of the the following year, can I may I make the same elections for the FSA as if no such ...
1
vote
1answer
139 views

Early Lease Termination

If I am served with a letter from Management indicating that my lease expires 1/29/2020 and it will not get renewed and if i am not out of the apartment by 12/30/2019 will receive an eviction notice....
1
vote
1answer
193 views

At termination, can companies compensate vacation days with vacation pay at less than fair value?

Being let go, I have 15 days vacation accrued. They want to pay: salary × 15 days / 365 days = 4.1% of salary But suppose someone accrues 260 days of vacation, this corresponds to 52 weeks of 5 ...
0
votes
1answer
51 views

What constitutes “close to being vested” in ERISA claims for illegal termination to avoid paying pension benefits?

Sometimes a company will lay off workers who are approaching their term of service when their pension benefits will vest. So, for example, let's say an employee's pension plan vests at 30 years of ...
0
votes
1answer
245 views

What happens with a credit card account in Germany after the card is blocked/closed?

I have an everyday account in a bank in Germany and a Visa credit card account in the same bank. At the end of each month the negative credit card balance is automatically balanced by an automated ...