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Questions tagged [superannuation]

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0answers
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What are my options for cashing out or consolidating my Kiwisaver and Australian Super?

I am a New Zealand citizen who has been contributing to Kiwisaver for the last five years in New Zealand, and have since moved to Australia, where I am making Australian Super contributions here. I'...
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1answer
164 views

Saving for a house/saving in general vs putting my money in Super vs paying off my student loan

I'm at a point of my career where I'm starting to earn decent money and can put decent chunks away. The question I have is mostly around whether I should max out my superannuation contributions in ...
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1answer
35 views

How to contribute to my super account while a non-resident for tax purposes?

I'm an Australian who's residing overseas and I'm a non-resident for tax purposes who's sole source of income in Australian is interest on a savings account. I want to contribute to my super account ...
3
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1answer
54 views

Personal contributions to Super as a freelancer

My question relates to this question: Personal Contribution to Superannuation Plan , except that the scenario is that I'm a freelancer - and I'm not sure what my yearly income will be. I've landed a ...
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0answers
60 views

SuperAnnuation - Investment Style

I am current 21 years of age and have a SuperAnnuation of $16,073.68 with BTSuper - $186.35 is invested per fortnight. What I am looking for: Given the fees listed below, my current contributions ...
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2answers
121 views

Personal Contribution to Superannuation Plan

I am from Australia and have a question regarding retirement planning. I am trying to make a decision if I should start making after tax contributions to my Super to match my employer contribution. I ...
3
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1answer
103 views

Withdrawing income from a self-managed super fund holding a rental property?

Do I need to sell my rental property (fully paid for) in my Super fund to start withdrawing from the funds on a monthly basis to live on at 60 years of age, or can I keep renting it and just access ...
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1answer
61 views

Superannuation investment over 25 years

I'm wondering if anyone would have any idea, .. I had a small super account with a (major) Superannuation provider. I believe that it had a few thousand dollars in it. Now I come back and check ...
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1answer
673 views

Australian superannuation funds holding bitcoin? [closed]

I'd like to move some of my Australian superannuation into a fund which allows investing in cryptocurrencies such as bitcoin. Do any such funds exist? If no, how would I minimise the auditing fees ...
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1answer
97 views

Investing Superannuation Australia

I am 31 and have just consolidated all my super funds in to my current provider. I have about $70,000 all up and it is getting topped up by about $10,000 pa. I feel like I should start managing this (...
3
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1answer
538 views

Australian retirement (super) for permanent residents leaving Australia permanently

I am an Australian permanent resident. I am considering leaving Australia permanently. Under Australian immigration laws, I would eventually no longer be an Australian permanent resident. I am ...
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1answer
59 views

Superannuation drawdown for non-resident

I'm an Australia citizen but not a resident. I worked there for ~10 years and have a considerable amount of money in my (compulsory) superannuation account. It's consolidated and relatively low fee, ...
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0answers
294 views

Is Superannuation fund held in Australia, taxed in India for Australian national residing in India?

If a person is an Australian national, residing in India (OCI) for past 3-4 years. Has a Superannuation Fund in Australia (Equivalent of a PF in India). This Super Fund was created when the person ...
3
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1answer
636 views

New super account does not show up on Tax office info

I have an old super with a fund which we will call FOO, I was generally dissatisfied with their performance and service, so when I started a new job, I change to their preferred super-annuation ...
2
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2answers
127 views

How do I determine the performance of my retirement fund with regular monthly contributions?

My retirement fund [Australian Superannuation fund] can be checked at any time. The fund invests in shares, which can go up - or down. Money is going IN regularly [monthly]. At any given time, how do ...
2
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1answer
94 views

How should I research Super funds?

My current super fund is closing down so I need to choose a new one. How should I choose a new one, and what resources can I use? If it matters, my current account is small (under $50K), and I'm not ...
3
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1answer
75 views

Risks in investing savings into retail superannuation in Australia?

What risks are there if I invest all my savings into retail superannuation? I'm still working part time, in my 60s, but would like to get a regular (pension type) income tax free, from investing in a ...
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2answers
948 views

Australian superannuation - simple index fund investments with low fees [closed]

I am a relatively young student with a fairly low superannuation balance. I am not expecting any substantial new contributions to be made to my super any time soon due to my income being largely ...
4
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3answers
259 views

Is it wise to switch investment strategy frequently?

I am young and have many many years before retiring, so people always advise me to choose a high risk/growth strategy for my super. Ok, say i accept it, then my question is: Is it worth switching ...
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1answer
183 views

Superannuation: When low risk options have higher return, what to do?

I have heard many times that if you are a young worker who still has many many years ahead of you before you retire, you should choose a relatively high risk/return investment option for your super, ...
2
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1answer
108 views

Can I transfer my West Australian rock lobster quota units into my SMSF?

Is it possible to transfer my pre-owned Western Australian Rock Lobster fishery quota units into my existing SMSF?
3
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1answer
348 views

Can my wife claim a deduction for her personal superannuation contribution if she got the Parental Leave Pay?

My wife is self-employed and had a baby last year for which she claimed the Parental Leave Pay from the Federal Government (a bit over $10K over 18 weeks). She had to enter the amount in Item 1 - ...
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1answer
113 views

Can I claim a SuperAnnuation -loss- on my 2011-2012 Australian Tax Office tax return?

can i claim any super annuation -loss- in an Australia Tax Office (ATO) tax return? if so, what section please?
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2answers
685 views

Is it possible to create a self-managed superannuation fund to act as a mortage offset? (Australia)

I have forced investments via Australia's mandatory superannuation scheme. The value of this is about half the value of the remaining mortgage debt on my own home. If I had access to this money, I ...
3
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1answer
185 views

Where is a useful comparison of Australian Superannuation schemes? [closed]

I'm a New Zealander that has previously worked in Australia long enough to have some superannuation there, but the political agreements that NZ has with Australia don't currently let me take my ...