Questions tagged [starting-out-investing]

For questions relating to beginning investing. It should normally be used with other tags to clarify the area that it relates to.

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1answer
132 views

Warren and it's investments [duplicate]

Hi guys I'm like of course many others getting started on investments. Current college student, reading the intelligent investor. My question is: how can I learn where to get started? I'm overflowed ...
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2answers
90 views

Trader Fostering Program on Futures Day Trading [closed]

I'm an Engineer, specialized in signal processing. Caught interest in the market so started reading "The intelligent Investor" and had a bunch of books queued for reading before deciding to commit ...
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2answers
70 views

Does a low expense ratio off-set a transaction fee? Or is it better to go with a high-ratio mutual fund without a transaction fee?

I currently use Fidelity for my Roth IRA. I am very interested in socially-responsible/sustainable/alternative energy investing. However for these type of funds I am typically finding 2 options: ex: ...
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1answer
195 views

Where to start with personal finance in Canada?

This will obviously differ by situation, and might be overly broad, and very closely related to Where to start with personal finance?. But how about some Canada specific answers? Say you've reached ...
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3answers
161 views

Need help with the psychology of investing: past failures and future fears

I'm really struggling psychologically with investing concerns and need to get some perspective. The problems are the Past and the Future, and both effective our financial sense of well-being. The ...
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4answers
516 views

What should I invest with a spare $5000

Some background info: 23 years old, still schooling in university I have emergency funds, health insurance, 0 debt (Except yearly insurance payments) I am not looking to start into index ETFs as I ...
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1answer
148 views

Investing in a growth stock periodically

I have identified a stock after doing some research and planning to follow the below investment plan for my investments in the stock: Buy a stock at $10 per share with the $1000 I have - I am hoping ...
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5answers
1k views

How often do typical investors really lose money?

I know this is a bit too trivial for most of you, but please bear with me as I am a novice at this. My question is: How often does an investor lose money? What I know is: investors lose money by ...
6
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3answers
584 views

What are the simple ways to develop confidence in Trading? [closed]

I know we all have confidence tucked away in us somewhere; we may use it for our day life (i.e sports, odd job at home, etc). How can we develop confidence in trading?
3
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3answers
564 views

Beginner dividend investor - first steps

first post here. It will probably be quite long, but I hope to provide all the relevant details to get specific answers. Introduction: I have never been active in investing: on one hand, I never ...
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3answers
146 views

Opening a Roth IRA — How to choose a broker?

I'd like to open my first Roth IRA (I'm a student so I'll definitely never be in this low of a tax bracket again). However, I'm not sure which broker (or mutual fund company) to open it with. What ...
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7answers
12k views

High-risk investing is better for the young? Why?

I have heard statements such as the question's time. Basically, it's a financial motto: "If you're young, take on more risk." I don't really understand it. I figured risk-tasking is a personal/...
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8answers
8k views

As a 22-year-old, how risky should I be with my 401(k) investments?

As a 22 year old guy, how should I plan my financial life regarding my 401(k) investments? How much risk should I be taking? Also, is it a good idea to invest in a dynamic portfolio with smart beta ...
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2answers
246 views

Are there good investment options to pay off student loans?

I just recently graduated uni and I'm hoping to try and apply what I learned in my finance classes to paying off my student debt. The biggest surprise to me during my studies was the realization that ...
4
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1answer
384 views

What types of investment activities historically provide highest average ROI? [closed]

I realize I am going out on a limb with this question, but it's been on my mind for a while so here it goes. When engaging in a particular type of investment activity, be it stocks, bonds, mutual ...
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2answers
179 views

How does Portfolio Turnover affect my investment?

I am looking at investing in a mutual fund and reading over the Fund Summary Prospectus. There is a paragraph that says Portfolio Turnover The Fund pays transaction costs, such as commissions,...
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4answers
554 views

Why diversify stocks/investments?

I always hear people telling me things like: Diversifying your stock/investment portfolios helps ensure more profits/success. It's common to diversify portfolios (usually this is said with no ...
5
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2answers
517 views

Are stocks suitable for mid term money storage?

I hope this question is OK for the site I have the following problem: I have about 40K €, which I don't need and its sitting in my bank account. I have no idea on how to invest, so I am looking for ...
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1answer
129 views

When to start investing in the stock market?

Backstory: I am in my first job in my professional field. After all my bills are paid, I have ~$1k left over every month. These bills are all inclusive, mortgage, groceries, gas, etc. My job is with a ...
37
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10answers
9k views

Should a high-school student invest their (relative meager) savings?

I am a high school student, I don't really have much money, between one and two grand in my savings account. However, I have friends who are investing in both penny stocks and stocks. I do not really ...
3
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2answers
415 views

Should I talk about my stocks?

If I am going to buy some stocks of companys; I wonder, if I should talk about that to others and strangers. Is there any harm, if someone knows, which stocks I have? Can someone misuse these ...
2
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2answers
116 views

Calculate a Fund

I did an investment. I am worried I misunderstood everything. I am not worried about the money I was looking to do something risky, but looks like I might have to learn the hard way about doing more ...
2
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2answers
142 views

Confirm Dividend Yield

I would like to set up a passive income. I was looking at investing in stocks, but I don't know much about it. I am thinking about choosing at least 20 solid companies that pay a good dividend. As an ...
5
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4answers
562 views

Should I start investing in property with $10,000 deposit and $35,000 annual wage

I am a 23 year old Australian man with a degree in computer science and a steady job from home working as a web developer. After expenses I have about $1000 a month spare cash if I am careful with my ...
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4answers
8k views

Buy or sell futures contracts

I cannot find a clear and unambiguous definition of the terms "selling futures contract" or "buying futures contract". From Hull's book: [...] a futures contract is an agreement between two ...
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1answer
2k views

I have 50k and want to build up a passive income [closed]

Right now I have 50k/no debt and I am trying to build up a passive income. I need something that will generate me around 5k a year. I'm a little scared and don't know much about investments. I'm ...
5
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1answer
265 views

Basic index fund questions

I'm new here. I'm 30 and very interested in getting started with an index fund, but I need some guidance about some things that I can't seem to find the answers to. Is there a way to roughly ...
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1answer
206 views

Determining amount of inflation between two dates

How do I determine the inflation rate between two dates? Can I use the difference in consumer price index between the dates rather than a series of inflation rates? Reason for the question: I am ...
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0answers
39 views

What Kind of investments should a new person in money should start with first? [duplicate]

I am thinking about entering the world of money and what should a first time investor should do to get a idea of what they are doing?
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3answers
188 views

Basic Questions About Index Funds

Short and sweet: I notice on every website there is a 'minimum investment' and also a 'price' or a 'NAV' associated with every index fund. If I wanted to open an index fund like Vangard's S&P 500 ...
5
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5answers
3k views

How and Should I Invest (As a college 18 year old with minimal living expenses)?

I'm currently 18 years old and about to head into college. I have about $1K in savings, and have been told that you should get into investment and saving for retirement early. I make around $200 per ...
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1answer
362 views

Advice For an 18 Year Old [duplicate]

I just turned 18. I have a bank checking account and I'm thinking of starting a Roth IRA with some of the money I am earning this summer. I have a credit card linked to my parents account (I use this ...
14
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2answers
3k views

How do I invest in the S&P 500?

If I want to invest $4000 in the S&P 500 stocks (which is diversified and non-risk), how do I do this?
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2answers
982 views

How would one follow the “smart money” when people use that term?

From time to time, articles talk about following the "smart money". My question is: What indicators or sectors do we look at that is considered the "smart money"? If everyone is following the smart ...
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4answers
761 views

How should I begin investing real money as a student?

(Skip to the 3rd paragraph for the basics.) Alright, so for starters, I'm in high school. I'm 17 and have two jobs: one is for fun, basically, and the other is a job that I can live off of. I go to ...
5
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3answers
813 views

What is the smallest amount worth investing in index funds?

Say I have just a few hundred dollars available which I want to invest long-term. I'm still saving money and putting it aside each paycheck, so if I wait 6 months I'll have a few hundred more to ...
4
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4answers
1k views

Unmarried couple, should we open a joint investment account or separate accounts?

My partner and I are unmarried and will be remaining that way. We want to finally start an investment portfolio and taking advantage of things like IRAs etc. I will be managing the portfolio(s) for ...
3
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1answer
349 views

Home buying vs Investing

Note: I've read a few similar questions around the site but many are investment focused only and don't factor in housing questions. Right now, my husband and I are pulling in about $50k/year. My ...
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1answer
98 views

Looking for advice on my first investment [duplicate]

I am 32 years old and single, looking for some advice on what I can do with about $10k for my first investment. I currently just have it sitting in the bank and would prefer to use some type of ...
4
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1answer
624 views

Best book to learn about stock market and investing for an absolute beginner? [closed]

I'm looking for a book to read that will teach me about the stock market and investing (how to determine the health of a company and its stock, etc.)... starting from the bare basics. To give you an ...
4
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1answer
2k views

21 years old and saved up $20,000 from working. What should I do with it?

My main concern is making the $20,000 that I currently have saved, substantially grow. - I currently am able to put roughly $500 into my savings at a bi-weekly period due to my part time job. - I am ...
4
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3answers
440 views

Is investing exlusively in a small-cap index fund a wise investment?

I'm 26 live in the UK and do not own a home. I have a regular income of which I save about 33% off after tax and I've good job security. I'm single with no children. I've 60% of my savings in a P2P ...
10
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4answers
3k views

Can I buy stocks directly from a public company?

Is it possible to buy stock directly from a public company, bypassing a broker? It seems that discount brokers do nothing more than facilitate a trade and take a cut - I'd like to eliminate the ...
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2answers
429 views

Highstreet bank fund, custom ETF or Nutmeg?

I want to start investing a regular monthly amount to a fund, and by choosing a highstreet bank fund I'm wondering if I'm not making a mistake. Basically, the fund they are trying to sell has, in ...
2
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1answer
241 views

Age 24, with $12k saved, in Canada. Should I invest or save for a condo down payment? [closed]

Not to finance-savvy. I am 24 years old with about $12k saved. Working full time. No debt. No investments. What should I be investing in at this age? I was thinking of saving about 20 percent down ...
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2answers
1k views

How to start investing for an immigrant?

All the below description is just to clarify my current situation. I am a 27 y.o. single male immigrant from the third world (in a process of applying for a green card) who works as a developer ...
3
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1answer
266 views

What is down -34% in stock terms?

Apple is now at 100.54, all time high is 134.54, #AAPL is now down -34%. I fail to comprehend the above sentence. The way I usually interpret it, say if a stock all time high is 100, it is down 30%, ...
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2answers
2k views

How can I compare the risk of different investing opportunities?

I have some money to invest and I consider different investing options. For instance I could: Let the money on a tax-free account 0.75% per year (the % can be changed by the state if inflation is ...
3
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3answers
1k views

Does girlfriend have too much savings, time to invest?

My girlfriend is quite frugal and has successfully maintained an emergency fund of about $15,000 with an "incidentals" account that sits around $3,000. She does not earn a lot of money, about $35,...
25
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10answers
4k views

Why is property investment good if properties de-valuate over time?

So I was reading that investing in property is a safe and solid investment (but low on return). This is based on how the prices rise e.g. a property price in the 1980's vs 1990's vs 2000's vs 2015. To ...