Questions tagged [spreadsheet]

For questions regarding the use of spreadsheet programs (such as MS Excel, Google Sheets, OpenOffice Calc, etc.) in personal finance, including questions about spreadsheet financial functions.

Filter by
Sorted by
Tagged with
0
votes
1answer
47 views

What is the formula to use to calculate future value of certain money on a certain month from today?

I have an excel sheet like below - In one cell (B1), I would mention the principal value, PV (for which I want to know future value at different point of time). And inflation rate, r, in another cell ...
2
votes
1answer
66 views

Calculating an accelerating rate of growth as a formula

Suppose I start with a $1,000 trading account. During each 30 day period my account earns $1,000 in net profit from a trading strategy using one contract per trade. The max amount lost across any ...
2
votes
1answer
53 views

What's wrong with the XIRR calculation here?

I am trying to learn how to use XIRR following tutorials.I think I'm overlooking something with this dataset problem when using Google Sheets to calculate XIRR. Can someone be kind enough to explain ...
2
votes
1answer
315 views

Google Sheet formula for annualized returns - doubts

I'm trying to setup a calculator in google sheets where I calculate the future value of investing for example: a principal of 10.000 into which I deposit 1.000 every month the investment doesn't give ...
0
votes
0answers
45 views

Need formula to create credit card payoff spreadsheet that accounts for additional monthly charges

I'm looking for a formula that I could program in a spreadsheet in order to create a credit card payoff calculator that accounts for recurrent monthly charges. I've been searching for days on Google ...
1
vote
1answer
41 views

Mortgage/annuity spreadsheet formula question

I use IPMT formula in google spreadsheets to compute interest payment after 1st month like this: IPMT(annualRate/12, 1, loanYears*12, loanReceived) - this return for my specific case, 40568 loan for 3....
0
votes
0answers
24 views

Risk Management portfolio: how to calculate annualized PD and STDEV?

I'm doing a Risk Management exercise on Excel and I need help, I'm lost. I'm analysing a company's portfolio divided into different tabs. In one of the tabs, called "Pool PD", there is a ...
2
votes
2answers
3k views

Get Revenue Details in Google Sheets using Google Finance

Recently I learned about GoogleFinance and it's feature to use Google Sheets to provide you with all stock market data using a formulae for eg. =GOOGLEFINANCE("GOOG", "price", &...
0
votes
1answer
121 views

What is the formula for calculating the months till pay off of a credit card that includes the APR?

I'm playing around in Excel attempting to get the total months to pay off a credit card. I'm not looking to pay off by a certain date. I just want to know how long it will take me to pay off what I ...
0
votes
1answer
165 views

Calculate value of investment with variable interest + periodic payments (Excel/Google Sheets)

I know about FV and FVSCHEDULE but how do I combine them? Say I make monthly payments into an account with a variable interest rate ... how do I calculate future value? Or do I have to build out the ...
0
votes
1answer
128 views

IRR calculation with Initial Investment disbursed on two years

In my case, I think: Numbers say more than words. So, I've simplified the financial situation in this image: Here is the Excel file. How to calculate the Internal Rate of Return (IRR) with such a ...
2
votes
1answer
69 views

Importing transactions to be recorded in both 'bank checking' and 'a particular expense' account

I have been recording and analyzing transactions for several years using a spreadsheet. In effect, I have been using a variation of a single entry book-keeping system. I wish to import the data into ...
0
votes
0answers
23 views

How much benefit we earn with no cost emi on CC

I am thinking to take a policy on no cost emi of CC. I want to find money I saved annually by opting to no cost emi against paying all premium lumpsum at the start of the year. I want to consider ...
1
vote
1answer
818 views

Daily interest calculation on a 30/360 basis, considering payment occurs before schedule — how-to in Excel?

I'm setting up a payment spreadsheet for a loan just granted, and want to be able to make daily calculations of accrued interest. The debtor has been given a payment schedule with an interest only ...
3
votes
1answer
184 views

Is the S&P500's excess return above Treasuries after investing monthly for forty years really 3.6% annualized?

I was playing with Robert Shiller's U.S. Stock Markets 1871-Present and CAPE Ratio dataset to simulate an investor who buys the S&P500 with their monthly savings—equal to that month's CPI—for the ...
0
votes
2answers
73 views

tracking a portfolio's annualized return

I’ve created a spreadsheet that analyzes the total return of my portfolio in various ways. Among the metrics: A graph that tracks the annualized rate of return. For example a year ago the portfolio ...
0
votes
1answer
777 views

Monthly Compound Interest calculation

I am terrible at finance and math so this really hurts my brain but I want to work out the compounding monthly interest for an initial amount over x days. For example I have $1500 over 95 days at 10%....
0
votes
1answer
84 views

How do I calculate an average monthly income, with accurate yields, from dividend stocks paid quarterly and monthly?

I have a column that has evolved over months and I have another spreadsheet with my positions (my stocks, # of stocks, dividends payout and dividend yield). Those won't move. However, some of my ...
1
vote
1answer
129 views

How to adjust for long term inflation in an investment plan

So I have my investment Plan set in March 2019, with initial portfolio value of 250.000€, annual return 11% and long-term inflation rate at 1.5%. As you can see in column A, I have Capital BoP, ...
0
votes
0answers
69 views

How do I solve this in excel? I think it's a cumulative rolling percentage problem

I have a spreadsheet that shows the following columns. Date, Loan Applications Received, Interest Rate Offered, Cumulative Applications Received, Loans Originated, Average Interest Rate on ...
1
vote
1answer
66 views

Is there a way to track earnings from US stock markets and UK stock markets on a single spreadsheet?

If you trade in stock markets from different countries, how do you usually keep a journal? Do you track everything in one document, or do you use separate documents? I'm not sure how to go about ...
2
votes
1answer
473 views

Building Marcus Savings Calculator in Excel

I'm trying to do some analysis in Google Sheets which involves putting money in Marcus' High Yield savings account. For some reason, I can't seem to get my numbers to match the values from their ...
1
vote
0answers
38 views

How to calculate the expected standard deviation of a weighted composite portfolio?

So my questions asks me to determine the expected standard deviation for a weighted composite portfolio, but I have no idea what equation to begin with. I have answered A, but B I am lost. Here is ...
1
vote
2answers
4k views

How do I convert a 4% per annum interest rate, compounded semi-annually, to a monthly rate?

Trying to develop a budget model in Excel. I know a prospective savings account makes 4% per annum, compounded semiannual. I'd like to know how much this means it earns monthly. Does it even earn ...
3
votes
2answers
321 views

Compare my variable portfolio performance with S&P 500?

The question may appear simple at first but I really cannot come up with a quick and easy way to compare my performance as a trader Vs S&P500. For the sake of simplicity, I am analyzing my ...
1
vote
1answer
5k views

IRR Calculation with multiple investments

Most of the times, most of the searches are returning the IRR calculation just based on a single initial investment. Imagine you have a plan that asks investors to supply money not only once, and you ...
3
votes
1answer
253 views

How can I calculate the annualised growth rate for an irregular investment?

I have a portfolio, which I invest in monthly. Depending on my circumstances, the monthly amount changes from time to time (perhaps every two years or so). I want to calculate the annualised growth ...
3
votes
2answers
6k views

Compound daily interest with monthly deposits over x amount of years in excel

This is compound interest calculated daily and topped up with deposits every month e.g Begin with $100, earn 2% interest earned daily even on weekends, and then come month end invest another $100 on ...
4
votes
2answers
193 views

Daily Interest Monthly Compounding Multiyear

I downloaded the Excel spreadsheet mentioned in the accepted answer to this question: Daily interest calculation combined with monthly compounding: Why do banks do this, and how-to in Excel? It was ...
1
vote
2answers
632 views

Why does =googlefinance() return a different open and close value on a non trading day

I'm using google finance in one of my sheets and it is returning slightly different values for open and close when stocks are not traded on that day. eg. sunday =INDEX(GoogleFinance("AMZN", "open", ...
2
votes
1answer
883 views

Excel calculating interest rate on loan

Not sure if this is the right place to ask this type of question, apologies if it isn't. I am following this explanation on office support to answer my own question. Using the values they use, what ...
19
votes
2answers
67k views

How do I calculate monthly compound interest in Google Sheets?

I have a financial spreadsheet with a column of all my deposits into my savings account. The leftmost column lists the dates of the deposits. Now, let's say my savings balance is $100.00 and my ...
1
vote
1answer
463 views

Help me understand and calculate credit union interest in Google Sheets

I have opened a savings account at a credit union and deposited $100. Every month my account tells me I've received $0.02 in interest, and that my deposit dividend is 0.250% and my APY earned is 0.23%...
2
votes
2answers
416 views

Clarify Microsoft's explanation of MIRR

I don't understand Microsoft's MIRR example. The second parameter is the finance_rate: Finance_rate Required. The interest rate you pay on the money used in the cash flows. The example then ...
2
votes
3answers
1k views

Looking for Excel formula to calculate the benefit of making additional payments on a loan with interest daily compounded monthly

I'm looking to make extra payments to my student loans. I currently owe $30,000 at 5.25%. I pay $250 on the 15th of every month. My loans accrue interest daily that are then compounded monthly. I want ...
2
votes
2answers
16k views

How do I calculate portfolio standard deviation in Excel?

How do I calculate a portfolio standard deviation given a return? If I have 3 portfolios with similar size of $300 million. Portfolio A : Expected Return % / Dollar Amount : 3.78% / $11.34m, ...
1
vote
1answer
102 views

Determining the interest rate necessary to retain a certain balance after sixty monthly withdrawals [closed]

I have seen many examples online for "Time Value Money" and "sinking funds". I want to know how I can combine any type of solver in the PMT-PV equation? Because all these examples have known FV, PV, ...
-1
votes
1answer
166 views

Is it possible to import bulk historical prices from yahoo or google into Excel and calculate 2STD?

I believe a version of this question has been asked before. However, I'm not sure if what I am trying to accomplish can be done. I am trying to import into Excel at the end of each day all of the the ...
2
votes
1answer
6k views

Annual compounding with monthly payments

I'm trying to solve the following problem using the Time Value of Money formulae on MS Excel and getting nowhere. Can someone please help me? X makes monthly payments of $3500 at the end of each ...
1
vote
3answers
724 views

Is this how you do Currency Conversion in excel?

CHF (Swiss Franc Currency) USD (U.S. Dollar) 0.976 CHF = 1 USD 1.025 USD = 1 CHF I have to convert 14,603.39 USD into CHF on Excel. I basically took: $14,603.39 * 0.976 to get CHF 14,252.906 ...
2
votes
2answers
9k views

How to calculate the number of months until a loan is paid off (given principal, APR and payment amount)?

Does anyone know what formula they use for this When will you be debt-free? calculator? I want to put it in a Google Spreadsheet, but I can't find a payments-to-debt-free formula using my Google ...
1
vote
1answer
1k views

XIRR not working for this dataset. Any other method to calculate rate of return?

For this particular dataset xirr is not returning any reasonable value either in excel or google spreadsheet. What is the option to calculate the rate of return in cases like this?? Sl-no date ...
2
votes
1answer
412 views

Excel formula for calculating interest rate of earning

On January 1st I invest 1238. I do this every January 1st for 20 years. At the end of 20 years (So December 31st of the 20th year), I have 32880 in the account. What's my rate of interest? By playing ...
1
vote
2answers
93 views

Translating a List of Monthly Payments from One Currency to Another

I have a list of monthly payments in Excel that looks like this: 01/18/2005 340.00 07/25/2005 270.00 05/10/2006 500.00 03/30/2007 730.00 10/01/2007 120.00 If the payment amounts in the second ...
0
votes
0answers
233 views

Sensitivity Table for IRR Using Purchase Price & Total Synergies

For my DCF I have a line for Synergies to be entered for each of four years How can I create a sensitivity table in Excel for IRR taking into variations in purchase price (enterprise value) and total ...
14
votes
6answers
18k views

Why use accounting software like Quickbooks instead of Excel spreadsheets?

Some friends and I are starting a small landscaping cooperative, and are thinking about how we will manage accounting. Places we've worked in the past have used Excel spreadsheets to manage all of ...
2
votes
1answer
4k views

Calculating total number of monthly payments in Excel using NPER and PMT?

How to calculate the total number of monthly payments given the amount of loan ($275,000), the annual interest rate (4.35%) and the number of years (30)? I'm confused because I'm trying to use the ...
0
votes
2answers
94 views

Find the compound return

If I have a specific amount of money. For example 1000€ at the beginning of the 2008 year. -65.55 2008 91.25 2009 17.74 2010 -42.87 2011 18.32 2012 -18.82 2013 56.57 2014 How much money i ...
3
votes
6answers
2k views

Shared groceries expenses between roommates to be divided as per specific consumption ratio and attendance

My apologies if this question is in the wrong section. Couple of my roommates & I (total 5 people) share the groceries expenses. We record the purchases in an Excel sheet, and also have the ratio ...
3
votes
2answers
903 views

How can I calculate (approximate) the future value of my investments? Is this formula appropriate?

I want to check to see if I'm meeting my investment goals, so I want to project forward my assets given a growth rate and a monthly deposit amount. What is the best formula to use for this? Is this ...