Questions tagged [software]

To be used for any question related to software. Ideally it should be used with other tags that would indicate the intended purpose.

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51
votes
15answers
6k views

What are the best software tools for personal finance?

What are the best software tools for personal finance? Please list what you like about the software you use.
38
votes
3answers
9k views

In the USA, why is the Free File software only available for people earning less than $62k?

Free File is a software by the American IRS, which allows one to easily fill out their taxes as long as they earn less than $62k per year. Is there a particular reason for such a restriction? I ...
20
votes
2answers
2k views

Multi-user, non-US personal finance and budget software [closed]

Hija, I realize that there are any number of these questions on here. I didn't manage to find one that related to my specific situation, however. First, I am outside mint.com territory. Second, I ...
18
votes
2answers
579 views

Making a basic will without an attorney

I've been reading that wills for the "basic" scenario is pretty much a cut-and-paste at the attorney's office. Rather than spend the money with a lawyer (300-600USD) I thought I'd look into a DIY ...
16
votes
10answers
1k views

Good book-keeping software?

Can anyone recommend a good program (or web app, I guess) for keeping one's books? I've tried GnuCash, but I find it so complex, that I'm sure I'm appropriating credits to credits. As a minimum, I ...
14
votes
5answers
10k views

What publicly available software do professional stock traders use for stock analysis?

What publicly available software do professional stock traders use for stock analysis? I assume they use something more advanced than Google Finance... right?
13
votes
9answers
7k views

Has anyone compared an in-person Tax Advisor to software like Turbo Tax?

I've always been curious whether an in-person "tax man" would be able to save me any more money on my taxes. They normally charge more, so I've never done that. I have noticed that some softwares ...
12
votes
6answers
17k views

Why use accounting software like Quickbooks instead of Excel spreadsheets?

Some friends and I are starting a small landscaping cooperative, and are thinking about how we will manage accounting. Places we've worked in the past have used Excel spreadsheets to manage all of ...
12
votes
7answers
22k views

Is there any online personal finance software without online banking? [closed]

I realize that similar questions have been raised, especially regarding Mint and Quicken Online, but my question is this: Is there web-based personal finance software that does not require you to ...
12
votes
2answers
3k views

Good way to record currency conversion transactions in personal accounting software?

I have deep personal financial connections to two countries, with different currencies. (They happen to be Canada/CAD and USA/USD, but I don't think that's material.) I have multiple bank and ...
12
votes
5answers
3k views

Asset allocation software: Application or tool to help me rebalance my investment portfolio? [closed]

I'm looking for an application that can help me rebalance my investment portfolio. I'm not looking for something that will suggest percentages for each asset class. I'm looking for something that, ...
11
votes
3answers
1k views

How to account for months lapse in tracking finances

I have been tracking my finances with GnuCash since the beginning of this year. All was good until summer hit and I spent more than two months traveling, but I'd like to get back to it without the ...
11
votes
3answers
2k views

Personal budget forecast/tracking solution [closed]

I am using mint.com for tracking my money, and it works quite well, with one exception: mint.com is mostly backward-looking, i.e. it captures only stuff that already happened. So I am looking for a ...
11
votes
6answers
3k views

How to keep control of shared expenses inside marriage?

I've been married for a couple of years now, and we've been playing pretty loose with our finances (we keep separate accounts and like to pay more or less equally for our common expenses). Lately, we'...
10
votes
5answers
17k views

First time landlord looking for software to manage rental properties [closed]

I am in the process of purchasing a couple of rental properties, and am completely new to property management. I know there are a few veteran landlords who frequent this site and was hoping to get a ...
9
votes
2answers
1k views

How should I record the changing value of an investment in accounting software?

I have the following (simplistic) structure set up in GnuCash, but this should apply to other software too: Assets Bank account Pension Income Salary Interest Every month, my salary is split ...
9
votes
2answers
744 views

When you e-file your taxes with TurboTax, does Intuit get a copy of your personal information?

When you e-file your federal taxes with TurboTax's PC software, do the tax forms go through Intuit's servers, or are they submitted directly to the IRS somehow? i.e. do Intuit servers ever see a copy ...
8
votes
3answers
349 views

Should I learn to do my own tax?

I am a fresh graduate with a simple income stream and no asset. I figure I should learn to do my own tax instead of TurboTax (both to save the fee and, philosophically, to be in control of my ...
8
votes
4answers
2k views

Is Mint.com an adequate substitute for Microsoft Money? How does it compare?

I've been looking for alternatives to MSMoney since Microsoft announced they were discontinuing the product line, and came across Mint.com, which looks promising. Are any of you using it? Is it a ...
8
votes
1answer
515 views

Transitioning from paper-trading (demo trading) to real trading?

I have two questions here: When one first starts trading, what are some things that one encounters that paper-trading does not prepare one for? The most common response I see for this question is, ...
7
votes
2answers
606 views

I unknowingly bought pirated software and now the original developer wants to offer me a deal. Should I go for it?

I've bought software from a vendor for $299. It turned out that the vendor had no right to sell this software - he essentially bought a single license from the original developer, setup a website ...
7
votes
1answer
384 views

Off-the-shelf Computer Software Depreciation

For the 2018 tax year, I'm looking to take 100% bonus depreciation on software expenses for my US (California) based LLC. While the tax code states that "Off-the-shelf computer software" is eligible ...
7
votes
2answers
843 views

What is a good open source Windows finance software

I have played around with GnuCash a little but it doesn't quite meet up to what I am looking for. I currently run QuickBooks and use class tracking to keep a fine line of separation between my ...
6
votes
2answers
2k views

How to delete multiple transactions at once in GnuCash?

How can I delete multiple transactions in a batch in GnuCash? My specific use-case is that I am treating each year as a standalone gnucash file. I start with a copy of the previous year and import ...
6
votes
2answers
456 views

How can we get a hold of our finances again, with much less time to spend on accounting and budgeting, due to the arrival of our child?

When my wife and I got married, we joined our finances and started tracking expenses and budgeting with a tool called Mvelopes.com. This is a personal finance web app that puts the emphasis on ...
6
votes
2answers
1k views

Investment Portfolio Analysis: Could you recommend software or a web application with these features?

I'm looking for software to track my various investments. I have brokerage accounts at TDAmeritrade, Interactive Brokers and ShareBuilder (now part of ING). I also have a 401K at ING. What I'd like ...
5
votes
4answers
504 views

Best personal finance strategy to control my balance

I would like to get some insight inside my balance. It's not too complicated: I have very few sources of incomes, very few accounts, nearly no portfolio, etc. Yet it looks like I manage to save much ...
5
votes
2answers
269 views

For an individual, what's the point of using a money management tool like GNUCash? [duplicate]

I keep my budget on a spreadsheet. I can log into my bank and view my savings, checking, and retirement accounts, as well as my loans. Why would I want to expend the (seemingly significant) extra ...
5
votes
1answer
202 views

Tax deduction macros in Python for Germany

I work to implement a set of German tax deduction macros in Python for private use and have some errors, one of my troubles is correct deduction of Lohnsteuer. There are quite many online calculators ...
5
votes
2answers
193 views

Software tools for options investing

Are there free or inexpensive software tools to assist with common computations or Monte Carlo analysis in dealing with investing in options on common stocks? I probably know enough to write ...
5
votes
3answers
2k views

I am looking for software to scan and read receipts [closed]

What are people using to scan and archive receipts? The only software I've found that does this is NeatReceipts. Does anyone recommend it? http://www.frys.com/product/5734692?site=sr:SEARCH:...
5
votes
1answer
175 views

What are some good software packages for Technical Analysis? [closed]

What are software packages that allow me to perform technical analysis on candlestick charts? Ideally the software will update with realtime stock data. I'm mostly using Windows but am also curious ...
5
votes
1answer
330 views

Any good replacements for Microsoft Money that will work well for the U.K.?

I use MS-Money to track my account and investments, as Microsoft is just about to kill MS-Money, what are the good replacements? I need a product that can cope with the fact I live in the UK.
4
votes
2answers
601 views

What software do you recommend for Creating a To-The-Penny, To-The-Day Budget?

Most personal budgeting advice seems to be close but not exact. Budgeting tends to be monthly. Transactions are often bi-weekly, every 30 days, every three months. If paid bi-weekly, some months ...
4
votes
2answers
2k views

online personal finance software that I can host myself

I am currently using MS Money for tracking my finances, and would like to switch to an online solution that I can access from anywhere. The problem is, I don't really trust some website to have ...
3
votes
2answers
2k views

H&R Block says form 1120 not finalized? IRS won't take it yet?

So basically I'm a new business. I bought H&R Block's Premium tax software to file my return. I fill out the form, and at the very end I get an error message saying "This product is not yet ...
3
votes
3answers
16k views

How to start day-trading? Any advice about software for beginner? [closed]

I want to start day trading, but I am beginner and I need help. Is there some online tutorial? I want to start with just 1000 dollar. Is it enought? I find ninja trader software. Is it good? Or do you ...
3
votes
1answer
515 views

What is the value in using the “split transaction” feature present in some personal finance management tools?

Why is the ability to have a split transaction (e.g. one transaction, but categorized into two or more parts) beneficial to personal finance management software? What are the most typical use-cases ...
3
votes
1answer
265 views

What software and make charts, screen stocks, like in this answer?

I looked at this question Why would I want a diversified portfolio, versus throwing my investments into an index fund? and I tried to find the software victor was talking about but I couldn't. I ...
3
votes
1answer
89 views

As a contractor, TurboTax Business-and-Home or Basic?

At what point is it worth it to use TurboTax's Business and Home package ($99) over the Basic package($35)? I worked as an independent contractor for a living last year, and I don't suspect there'll ...
3
votes
2answers
2k views

Personal Tax Return software for Linux?

I'm looking for something like TaxCut or TurboTax but I can't find indications that they run on Linux. I still have a Windows machine somewhere but I'd rather not have to dig it out. I am willing to ...
3
votes
2answers
238 views

Free, web-based finance tracking with tag/label support?

My current solution for tracking finances is a google docs spreadsheet, with a new sheet every month. Overall, I'm quite happy with it. I keep track of where money was spent, on what, and I try to tag ...
3
votes
1answer
140 views

Managing an Account with Multiple Categories

Assume I setup and account that has multiple categories, say I have 1000 to invest, and I do something like this: 300 Kid 1 college 300 Kid 2 college 150 Emergency Fund 250 New House It is pretty ...
3
votes
2answers
317 views

Protocols and exchange formats for financial data

Wikipedia says: Many banks in the US let customers use personal financial management software to automatically download their bank statements in OFX format. Also, from http://fixprotocol.org/...
3
votes
1answer
2k views

What is a good tool to calculate IRR of my entire portfolio?

I use Mint to aggregate all of my accounts and get a snapshot of what my financial health is like, but I need something more powerful to calculate IRR and other metrics. What are some tools the ...
3
votes
2answers
110 views

Using Turbotax for more than buy-and-hold investments

I'm going to have to consider trading into my taxes for the first time this year. I have somewhere under 1000 trades for the year, but some of it is in fairly large quantities, including selling both ...
3
votes
1answer
169 views

Need some advice on how to manage multiple income sources

I need some advice on how to manage multiple income sources. I am a programmer/entrepreneur that has started a couple of side businesses online and just need some help. Here are all my income ...
2
votes
2answers
664 views

Paying tax when selling software with bitcoin

I am thinking about selling software subscriptions with Bitcoin. I am in the U.S but I am a non resident alien. My income will not be U.S based because I am selling to everyone around the world. Do I ...
2
votes
1answer
522 views

Freemium Model In-App Purchases Sales Tax

Sales tax for paid apps is somewhat well defined depending on state tax code, things like downloadable or boxed software seem to be covered, and most states will require a sales tax for sold / ...
2
votes
1answer
349 views

(UK) Using 'Money Dashboard' is in breach of TSB's T&Cs

I have been researching personal finance tools, and while I was disappointed that many US apps do not support UK users/banks, the best I have found has been Money Dashboard, and I would like to try ...