Questions tagged [short-term]

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4 votes
2 answers
76 views

Should I realize short term gains to make use of short term losses or offset against long term gains?

Similar to this question, but I’m trying to understand the strategic value of using ST losses. I currently have -$20k in ST losses and +$100k in LT gains. Per my math, if I use it against +$20k in ST ...
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6 votes
2 answers
414 views

Can someone explain the short-term pattern between time and bond prices

One of the factors that affect bond prices is time. There is a long term pattern and a short term pattern in this. According to my lecture notes they are: Long-term pattern The price of discount or ...
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0 votes
1 answer
213 views

How to calculate a trailing stop loss for a gamma squeeze?

I'm pretty sure AMC is going to hit crazy prices in a couple of weeks to months. A Korean AI traded fund just dumped Facebook and Wallmart for AMC. Plus, I got in a pretty big fight with some ...
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1 vote
1 answer
65 views

What is holding date for Mylan stockholders since the merger with Viatris?

Is the holding date, in regards to either short term or long term sale, the closing date of the merger or the original purchase date for a Mylan stockholder in the Viatris merger?
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0 votes
1 answer
101 views

Investing recurring aggregated short-term funds

I have half a dozen "buckets" of short-term cash sitting in money markets; e.g., vacation fund, unforeseeable house repairs, a post-COVID wedding reception, etc. Looked at individually, none ...
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1 vote
3 answers
246 views

Why no 1099 for short term capital gains from stocks?

I bought Google, Tesla, & some other fsmous stocks for total $370 in various times in 2019, & sold all of them for total $440 in February 2020. This makes $70 profit as short term gain. I am ...
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  • 210
20 votes
5 answers
4k views

Where to keep savings for home loan deposit?

I'm a US resident and I've saved > $100k cash for a home deposit. I expect to finance a home in the next 12 months. Currently the cash is split between Bank savings account and a couple of money ...
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  • 301
0 votes
0 answers
49 views

Alernative investments to cash with house purchase on the horizon [duplicate]

My wife and I have been expecting to buy a house for the past two years (currently living in a condo worth around 400K with no mortgage). Because of this, we have pretty much all our investments in ...
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0 votes
3 answers
192 views

Does it make sense to have both long and short positions in a portfolio?

So far I've only been buying stocks long and selling them to take out profits within a few days or weeks. Today when the market was tanking I put some money in a bear ETF. It got me thinking -- isn'...
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1 vote
1 answer
75 views

Very short-term drop in stock price

When looking at stock price charts, you sometimes see a large drop in the price for just a short amount of time. Is this simply an error in the presentation of the chart, or has the price actually ...
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  • 113
2 votes
1 answer
160 views

Where is the boundary between short and long term investment?

It's well known that it's impossible to time the market and therefore short term investment is usually not a good idea for occasional investor. At the same time, long term investment is almost always ...
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  • 765
3 votes
3 answers
566 views

50k into 24 month 1.15% p.a. term deposit, did I make a mistake?

Context: I'm 23 y/o, live with family for obvious financial reasons. While I do pay for all the pet care/internet and some communal food/fuel I obviously am still mooching a lot from my parents. The ...
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  • 216
1 vote
3 answers
424 views

What to do with spare cash, in the short term?

I live & work in the UK. Having pretty much exhausted all of the avenues I can find for saving (none of which have great returns anyway at the moment, obviously), I have recently started looking ...
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0 votes
2 answers
983 views

Reuse of money in account for repetitive stock trades

I have a question regarding day trading abilities and limits. From what I understand, you can only make 4 trades per day and have to wait 24-48 hours to get your money back after you sell a stock ...
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  • 1
1 vote
1 answer
68 views

Will offsetting $x in long-term gains with the exact same $x in short-term losses of the same asset class result in no taxes on the gains?

As the title says, will I have any tax consequences (aside from paperwork) if I offset an equivalent value worth of long-term gains with short-term losses? Assuming no other externalities except an ...
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0 votes
2 answers
106 views

I want a loan that affects credit [duplicate]

I'm 18 with no credit (a collector has been disputed off) I want to get a personal loan of only a couple hundred but I need it to go towards my credit while I'm paying it back. I also want to take out ...
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1 vote
3 answers
414 views

Sequential Wash Sales

Consider these transactions all with the same stock: Buy 100 shares for $1000 on Jan 20, 2016 Sell 100 shares for $ 200 on Feb 20, 2018 Buy 100 shares for $ 100 on Feb 21, 2018 Sell 100 shares ...
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  • 476
1 vote
3 answers
228 views

Short term living (3 to 4 years).Am I better off renting, taking a 15yr mortgage or a 30yr mortgage?

I just moved to a new city and I'm currently renting and apartment for $575 a month. I got a full time job so now I can afford more so I was thinking of buying a property. I expect to live in the area ...
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0 votes
1 answer
225 views

Definitions of borrowing / lending long-term & short-term

What is short-term & long-term? I read that it is investments of short period (less than one year) and long period respectively, but I cannot realize then what means borrowing/lending short-, long-...
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  • 1
1 vote
2 answers
136 views

Hedging investment contributions against short term fluctuations

When contributing to investments, short term fluctuations can hurt my contributions by a few percent or more. By short term, I mean on the scale of days to several weeks. I have found that a proper ...
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  • 478
-1 votes
1 answer
294 views

How to invest 10000 a week for 36 weeks [closed]

How would you invest $10,000 USD in the USA a week for 36 weeks. After that point the entire amount has to be returned. Meaning $360,000 I'm assuming treasury bonds but could you do a short term ...
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-2 votes
2 answers
145 views

Acquisitions: Effect on stock price of Acquisitor and Acquired?

Per Investopedia's Acquisition Article When a firm acquires another entity, there usually is a predictable short-term effect on the stock price of both companies. In general, the acquiring company'...
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  • 731
3 votes
3 answers
391 views

What mortgage term to go for (short term)? [duplicate]

I current have a mortgage with less than 14 years on the term with an outstanding balance of approx 100k. I will be moving house in the next few months, but the house I move to (purchase) will only ...
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  • 3,585
4 votes
1 answer
179 views

What to do with £35k house deposit for ~3 years

I recently sold my house due to its inconvenient location relative to my new place if work and other lifestyle changes. From my initial £20k deposit over 2 years it has increased to £35k. My ...
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  • 143
1 vote
2 answers
179 views

Should I invest $35,000 for 3-5 months? [duplicate]

I have some savings ($35,000 USD) that I'll be living off of for the next 6-12 months. Is it possible to profit from some of this money in the short term before I need to access it?
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2 votes
1 answer
136 views

Ultra Short term Debt funds vs Savings Bank Account (India)

Is it advisable to transfer my entire monthly salary into a short term or liquid fund and make withdrawals for EMIs, SIPs, paying bills etc at regular intervals? Can I make multiple withdrawals in a ...
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  • 141
0 votes
1 answer
2k views

Should I sell my stocks to put a down payment on a house before it becomes a long term investment?

everyone! Just as the post describes, I'm caught between 2 decisions. Right now I have 10.6k invested in stocks, which I bought last August, that are worth 19.5k. I planned to use these profits to ...
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0 votes
3 answers
610 views

Withholding for unexpected Short-Term Capital Gains and Penalties

Every year, when paying my taxes, I typically get a small amount back from the Feds, and usually pay "less than $400" to my state. However, within this 2016 year, I unexpectedly made a large amount ...
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  • 209
1 vote
1 answer
82 views

Against what income are broker fees deducted?

Let's say I purchase a share of a stock for $10 and the the broker charges me a $5 commission fee. A year later I purchase a second share for another $10 and the broker charges me again a $5 ...
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2 votes
1 answer
157 views

As a parent of a high school student, what should my short-term cash policy be to optimize my college costs?

My daughter will be applying to colleges in 1 year. Where should I keep my money to optimize my college financial aid eligibility? (parent-plus loans? something else?) E.g., should I keep as much as ...
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  • 141
3 votes
1 answer
105 views

How to decide which private student loan is right for me?

Money's a bit tight at the moment, and I've exhausted my options for state and federal financial aid (unless I'm mistaken, but that's another story). It was suggested to me that I take out a private ...
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  • 191
7 votes
5 answers
3k views

I need a car for 2 years. Buy or lease (or something else)?

My current situation: I live in UK I'll be soon moving to Europe I'll be back in UK in approx. 2 years I don't own a car at the moment When in Europe, I'll be needing a car. However, I'm not sure if ...
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  • 173
1 vote
1 answer
53 views

What kind of expectations can I have for summer place rental in California and how can I save as much as possible? [closed]

I'm going to intern in Bay Are this summer, in Mountain View. As far as I can tell, everyone is talking about renting an apartment on airbnb.com, but most of my peers expect way cheaper prices than ...
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  • 111
0 votes
2 answers
905 views

How to trade fundamentally good stocks over the short to medium term?

Once I have determined a company to be fundamentally good and I determine that it has good future growth and value, what is a good technical method to profit from the stock of this company over the ...
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4 votes
1 answer
1k views

is a forced sale of company stock during Acquisition taxed at short or long term gains

The company i work for was recently bought out; as a result employees are being forced to sell company stock. Some of my ESPP shares are disqualified/Long Term Capital gains and some are disqualified/...
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0 votes
1 answer
97 views

Lowest Interest Options for Short-Term Loan

I am looking for a short-term loan in the amount of $15k to buy some household items. I will be able to return the money in full by 3 months I have a credit score of 760+. Currently, I am seeing ...
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2 votes
3 answers
1k views

Any Tips on How to Get the Highest Returns Within 4 Months by Investing in Stocks? [closed]

I recently signed up for an investing competition at my school. The competition grants each competitor $1,000,000.00 (of virtual money), where we will be able to buy/sell any stock listed on the AMEX, ...
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  • 515
1 vote
1 answer
88 views

Do we have to pay insurance while on short term disability?

My wife is about to go on short term disability for 3 weeks for maternity leave. Her work is telling her that we need to keep enough money in our account to cover her insurance premiums while she is ...
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0 votes
1 answer
5k views

Recurring deposit in US banks

Do any of the US banks offer a recurring deposit, similar to the ones offered by Indian banks (HDFC, ICICI, SBI, and others)? Other than long-term investments, like 401k and IRA, is there a short-...
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  • 113
10 votes
4 answers
873 views

Saving for a non-necessity

How can I responsibly save for a non-necessity purchase? I'd like to buy a PlayStation 4. As you may know, I can't eat or live in said PS4. Buying something that is more than a week's worth of pay ...
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  • 383
2 votes
2 answers
1k views

Selling stocks at loss (short term) .. should I sell my long term gain stocks in 2014 or 2015?

I started investing in the stock market in Dec of 2013 (last year). I bought 5 stocks - 3 of which are in the red (and which I want to sell) and 2 of them are in profit. My understanding is that in ...
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6 votes
2 answers
593 views

Where to park $50k for 2 years (taxable)?

Where can I put $50k for 2 years while I'm in school and transitioning back to full-time employment? I eventually want to purchase a house, but I'm not sure where I'm going yet. I'm a full-time grad ...
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  • 73
1 vote
1 answer
152 views

How should I allocate short-term assets in a rising-interest rate environment?

I'm looking to rebalance my portfolio and move some of my stock investments into lower-risk investments, largely because I want to use some of it in the not-too-distant future (say 2-3 years). How ...
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2 votes
2 answers
209 views

Parking money for a few months or a year

We are planning to get our kitchen remodeled, so we've allowed a big balance to accumulate in our bank account. We're not making very rapid progress on soliciting quotes on the remodel, due to our own ...
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2 votes
2 answers
476 views

We're taking a sabbatical in less than two years. Ideas for investing money until then?

My wife and I are planning on taking a sabbatical year off in 2016. We are following a path of 6 years of working very hard, 1 year rest and reflection, repeat. I realize this is not suited to all, ...
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1 vote
1 answer
239 views

How to buy short term and ultra short term bonds

I wanted to know how an individual can buy a short/ulta short term fund? Do i directly approach the agent/broker and deal through them? Like for example , if i want to buy Franklin templeton's short ...
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  • 334
1 vote
1 answer
211 views

What are the risks to using a tax-free bond fund for short term savings (1-2 years)?

I'm saving some money, probably for a down payment house, and I'd like it to earn a bit more return than it would just sitting in cash. I max out my Roth 401(k) and my Roth IRA, so any additional ...
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  • 1,928
1 vote
2 answers
730 views

Considerations for holding short-term reserves?

About 20% of my income comes in at the beginning of each year from being a business owner. For the past few years, I've been keeping reserves needed to hold me over to the next year in a money market ...
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1 vote
1 answer
641 views

How should somebody just starting their career begin investing for short-term goals?

I am young, just started my career and looking to begin investing so I can make my money work for me. I know there are two types of investments: short term and long term. Could anyone provide some ...
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2 votes
1 answer
244 views

Why do short-term term deposits and GICs pay more than longer ones?

ING Direct is currently offering 2.5% interest for a 90-day GIC, 1% for 180 days, and 1.5% for 270 days. What would be the advantage of locking my money in for longer if I'm just going to get paid ...
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