Stack Exchange Network

Stack Exchange network consists of 174 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers.

Visit Stack Exchange

The tag has no usage guidance.

3
votes
2answers
74 views

estimated IRS tax payments

We sold some U.S. government Savings bonds in June of 2018 that had a gain in interest of double our yearly income. A one time sale. Now, I'm thinking that I will owe quite a bit in taxes and I'm ...
4
votes
1answer
54 views

NS&I fixed-rate bond - is the current 1-year strictly worse than the 3-year bond?

https://www.nsandi.com/guaranteed-growth-bonds as of 2017-12-29: 1 year: 1.5% AER. 3 year: 2.2% AER. https://www.nsandi.com/files/published_files/asset/pdf/guaranteed-growth-bonds-brochure-print-...
2
votes
3answers
228 views

What are the chances of receiving interest when purchasing NS&I Premium Bonds in the UK?

I am considering buying 100 NS&I premium bonds, in the UK. Each $1 bond is automatically entered into a draw with a 1 in 30000 chance to win back what is effectively an interest payment*. My ...
3
votes
1answer
93 views

money owed on transferred savings bonds

In May 1995 my grandfather purchased $11k in EE savings bonds. He died on July 20, 2008. My father transferred the bonds to himself and then from him to me in February 2015 (well, the papers were ...
3
votes
1answer
304 views

How can I prove my ownership of government savings bonds?

I am in the process of moving to California from out of state, looking for an apartment to rent. I am currently unemployed and have no monthly income, but I have a decent amount of money in the bank ...
3
votes
1answer
296 views

What is the interest rate on my US Savings Bonds?

I have received US Savings Bonds as gifts throughout my life from my birth, to birthdays, to high school graduation. My understanding is that some EE Series US Savings Bonds have a fixed interest rate ...
3
votes
2answers
176 views

Looking into investment bonds for the first time- what do I need to be aware of?

I have an ISA that has matured recently, and am now looking to reinvest that balance elsewhere. Given that most of the ways I usually save (current/ savings accounts, regular savers, ISAs, etc) aren't ...
0
votes
1answer
91 views

How should I handle the maturation of my savings bonds?

I recently found out from my father that I own 5 U.S. savings bonds, valued at roughly 50 dollars when deposited, some of which are about to start maturing (one in 2017 will be worth around 90 dollars,...
1
vote
1answer
234 views

Is the interest on EE series US Savings Bonds accrual dates prorated If I cash in just before an accrual date?

I have several EE series US savings bonds which I would like to cash, they were all given to me on the same date in different years, and I calculated the interest online, the calculator said that ...
2
votes
1answer
340 views

should i cash some twenty year old EE savings bonds?

I have, let's say, $20,000 in series EE savings bonds, issued in 1995. As I understand it they were purchased for half their face value ($10,000) and have now matured to their full value since it's ...
1
vote
1answer
68 views

Understanding payment options with NS&I Bonds

So, just like many, my parents want to invest in: http://www.nsandi.com/65-guaranteed-growth-bonds?ccd=NALBAA since they are supposed to be quite good however, there is a genuine fear that the money ...
2
votes
1answer
175 views

TreasuryDirect - workaround for requiring certified forms to change bank account info

TreasuryDirect makes it a real pain to change bank account information. They require a signed form, certified at a bank. This is impossible if you do all your banking online, and it seems ...
2
votes
1answer
11k views

How to determine the final value of a U.S. Savings Bond at maturity?

Is it possible to determine the "final" value of a U.S. Savings Bond on its maturity date? The interest rate is fixed, the compounding periods are known (semi-annually for EE bonds), and the term is ...
2
votes
1answer
1k views

How can I cash out US government savings bonds?

My grandmother gave me a series of US government savings bonds before she died. I have the ID numbers, but not the physical bonds themselves. The bonds are in my name; I received them as gifts. Will ...
0
votes
1answer
343 views

What to do with paper savings bonds?

My kids get paper savings bonds from family members for holidays/birthdays/etc. Right now I do nothing with them besides putting them in a fire proof lock box but that can't be the best thing to do. ...
1
vote
2answers
564 views

Most profitable choice? ($25,000 Cash) or ($30,000 in U.S. Savings Bonds + $10,000 Cash)

This may be a basic question but I don't know anything about U.S. Savings Bonds. I don't know how long it takes until you can cash a U.S. Savings Bond, nor do I know their average rate of return. If ...
2
votes
3answers
135 views

Tax Benefits for 529 Plan and Treasury Savings Bonds?

So here is my question (for tax year 2011): If I open and fund 529 College Savings Plan, do I get federal and state (Utah) tax deduction for my contributions? If I get a Treasury Savings Bond (Series ...
3
votes
2answers
163 views

I Bond Rates and Terms

Looking at I Bonds. Can someone clarify this hypothetical situation for me? I buy a 100 I Bond today. It earns current yield of 4.6% for the next 6 months. I never reap any "fixed" rate regardless ...
8
votes
2answers
289 views

Are U.S. I Bonds good for extra savings?

I recently ran across an article about where to park extra cash that mentioned US I Bonds. I had never heard of them before. How do they work? Limitations or rules? Really tax free? I've had ...